REGULATORY MATTERS (Tables)

12 Months Ended

Dec. 31, 2017

REGULATORY MATTERS

Summary of actual and required capital ratios for the Company and Bank under the Basel III Capital Rules

					Minimum				Minimum
					Capital				Capital
					Required-Basel				Required-Basel				Required to be
					III Phase-in				III Fully				Considered Well
	Actual				Schedule				Phased-in				Capitalized
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2017
Common Equity Tier I to Risk-Weighted Assets:
Consolidated	$	361,322	14.2	%	$	114,628	4.5	%	$	178,310	7.0	%	$	165,573	6.5	%
Bank Only	$	322,414	12.7	%	$	114,252	4.5	%	$	178,150	7.0	%	$	165,425	6.5	%
Tier I Capital to Risk-Weighted Assets:
Consolidated	$	367,722	14.4	%	$	152,837	6.0	%	$	216,519	8.5	%	$	203,782	8.0	%
Bank Only	$	322,414	12.7	%	$	152,700	6.0	%	$	216,325	8.5	%	$	203,600	8.0	%
Total Capital to Risk-Weighted Assets:
Consolidated	$	392,878	15.4	%	$	203,782	8.0	%	$	267,464	10.5	%	$	254,728	10.0	%
Bank Only	$	347,569	13.7	%	$	203,600	8.0	%	$	267,726	10.5	%	$	254,501	10.0	%
Tier 1 Leverage Capital to Average Assets:
Consolidated	$	367,722	12.3	%	$	119,769	4.0	%	$	119,769	4.0	%	$	149,712	5.0	%
Bank Only	$	322,414	10.8	%	$	119,403	4.0	%	$	119,403	4.0	%	$	149,253	5.0	%
December 31, 2016
Common Equity Tier I to Risk-Weighted Assets:
Consolidated	$	274,516	11.5	%	$	107,272	4.5	%	$	166,867	7.0	%	$	154,948	6.5	%
Bank Only	$	304,058	12.8	%	$	107,209	4.5	%	$	166,770	7.0	%	$	154,844	6.5	%
Tier I Capital to Risk-Weighted Assets:
Consolidated	$	280,916	11.8	%	$	143,029	6.0	%	$	202,624	8.5	%	$	190,705	8.0	%
Bank Only	$	304,058	12.8	%	$	142,946	6.0	%	$	202,507	8.5	%	$	190,594	8.0	%
Total Capital to Risk-Weighted Assets:
Consolidated	$	306,287	12.9	%	$	190,705	8.0	%	$	250,300	10.5	%	$	238,381	10.0	%
Bank Only	$	329,428	13.8	%	$	190,594	8.0	%	$	250,155	10.5	%	$	238,243	10.0	%
Tier 1 Leverage Capital to Average Assets:
Consolidated	$	280,916	9.8	%	$	114,872	4.0	%	$	114,872	4.0	%	$	143,590	5.0	%
Bank Only	$	304,058	10.6	%	$	114,872	4.0	%	$	114,872	4.0	%	$	143,590	5.0	%