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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Interest income      
Interest and fees on loans $ 107,368 $ 103,723 $ 100,786
Securities 5,347 3,801 2,814
Federal Funds and interest-bearing deposits 3,944 2,427 1,925
Total interest income 116,659 109,951 105,525
Interest expense      
Deposits 7,652 7,073 6,501
Repurchase agreements 5 5 4
Note payable 906 1,061 932
Junior subordinated debt 322 266 217
Total interest expense 8,885 8,405 7,654
Net interest income (expense) 107,774 101,546 97,871
Provision (recapture) for loan losses (338) 4,575 6,950
Net interest income after provision (recapture) for loan losses 108,112 96,971 90,921
Noninterest income      
Deposit account service charges 5,800 6,538 6,912
Net gain on sale of assets 1,524 1,922 783
Gain on redemption of junior subordinated debt     1,025
Card interchange fees 3,453 3,352 3,331
Earnings on bank-owned life insurance 1,580 1,356 1,357
Other 1,847 2,581 1,559
Total noninterest income 14,204 15,749 14,967
Noninterest expense      
Salaries and employee benefits 48,573 44,239 41,601
Net occupancy expense 9,151 10,100 9,844
Regulatory fees 2,176 2,300 2,206
Data processing 2,629 2,484 2,416
Printing, stationery and office 1,480 1,537 1,573
Amortization of intangibles 1,079 1,167 1,305
Professional and director fees 3,105 2,481 2,462
Correspondent bank and customer related transaction expenses 286 320 325
Loan processing costs 461 509 619
Advertising, marketing and business development 1,461 789 925
Repossessed real estate and other asset expense 609 318 228
Security and protection expense 1,355 1,718 1,619
Merger expense     1,374
Telephone and communications 1,316 1,444 1,386
Other expenses 4,611 4,096 3,078
Total noninterest Expense 78,292 73,502 70,961
Net income before income tax expense 44,024 39,218 34,927
Income tax expense 16,453 12,010 10,791
Net income $ 27,571 $ 27,208 $ 24,136
Earnings per common share      
Basic $ 1.23 $ 1.23 $ 1.07
Diluted $ 1.22 $ 1.22 $ 1.06