CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 121,004	$ 67,063
Interest-bearing deposits at other financial institutions	278,233	304,642
Total cash and cash equivalents	399,237	371,705
Available for sale securities, at fair value	1,395,680	1,807,586
Loans held for investment	7,925,133	7,754,751
Less: allowance for credit losses on loans	(91,684)	(93,180)
Loans, net	7,833,449	7,661,571
Accrued interest receivable	44,244	44,743
Premises and equipment, net	118,683	126,803
Federal Home Loan Bank stock	25,051	15,058
Bank-owned life insurance	105,084	103,094
Goodwill	497,318	497,260
Core deposit intangibles, net	116,712	143,525
Other assets	111,681	129,092
TOTAL ASSETS	10,647,139	10,900,437
Deposits:
Noninterest-bearing	3,546,815	4,230,169
Interest-bearing
Demand	1,659,999	1,591,828
Money market and savings	2,136,777	2,575,923
Certificates and other time	1,529,876	869,712
Total interest-bearing deposits	5,326,652	5,037,463
Total deposits	8,873,467	9,267,632
Accrued interest payable	11,288	2,098
Borrowed funds	50,000	63,925
Subordinated debt	109,765	109,367
Other liabilities	81,601	74,239
Total liabilities	9,126,121	9,517,261
COMMITMENTS AND CONTINGENCIES (See Note 15)
SHAREHOLDERS’ EQUITY:
Preferred stock, $0.01 par value; 10,000,000 shares authorized; no shares issued or outstanding at both December 31, 2023 and 2022	0	0
Common stock, $0.01 par value; 140,000,000 shares authorized, 53,291,079 shares issued and outstanding at December 31, 2023 and 52,954,985 shares issued and outstanding at December 31, 2022	533	530
Capital surplus	1,232,627	1,222,761
Retained earnings	405,945	303,146
Accumulated other comprehensive loss	(118,087)	(143,261)
Total shareholders’ equity	1,521,018	1,383,176
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 10,647,139	$ 10,900,437