CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 67,063	$ 23,961
Interest-bearing deposits at other financial institutions	304,642	733,548
Total cash and cash equivalents	371,705	757,509
Available for sale securities	1,807,586	1,773,765
Loans held for investment	7,754,751	4,220,486
Less: allowance for credit losses on loans	(93,180)	(47,940)
Loans, net	7,661,571	4,172,546
Accrued interest receivable	44,743	33,392
Premises and equipment, net	126,803	63,708
Federal Home Loan Bank stock	15,058	9,358
Bank owned life insurance	103,094	28,240
Goodwill	497,260	223,642
Core deposit intangibles, net	143,525	14,658
Other assets	129,092	28,136
TOTAL ASSETS	10,900,437	7,104,954
Deposits:
Noninterest-bearing	4,230,169	2,243,085
Interest-bearing
Demand	1,591,828	869,984
Money market and savings	2,575,923	1,643,745
Certificates and other time	869,712	1,290,825
Total interest-bearing deposits	5,037,463	3,804,554
Total deposits	9,267,632	6,047,639
Accrued interest payable	2,098	1,753
Borrowed funds	63,925	89,956
Subordinated debt	109,367	108,847
Other liabilities	74,239	40,291
Total liabilities	9,517,261	6,288,486
COMMITMENTS AND CONTINGENCIES (See Note 17)
SHAREHOLDERS’ EQUITY:
Preferred stock, $0.01 par value; 10,000,000 shares authorized; no shares issued or outstanding at both December 31, 2022 and 2021	0	0
Common stock, $0.01 par value; 140,000,000 shares authorized, 52,954,985 shares issued and outstanding at December 31, 2022 and 28,845,903 shares issued and outstanding at December 31, 2021	530	289
Capital surplus	1,222,761	530,845
Retained earnings	303,146	267,092
Accumulated other comprehensive (loss) income	(143,261)	18,242
Total shareholders’ equity	1,383,176	816,468
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 10,900,437	$ 7,104,954
Common stock, shares authorized (in shares)	140,000,000	140,000,000