The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   33,021 300 SH   OTR   300 0 0
ABBOTT LABS COM 002824100   844,237 7,670 SH   SOLE   7,670 0 0
ABBVIE INC COM 00287Y109   71,131 459 SH   OTR   459 0 0
ABBVIE INC COM 00287Y109   954,305 6,158 SH   SOLE   6,158 0 0
ADOBE INC COM 00724F101   857,314 1,437 SH   SOLE   1,437 0 0
AFLAC INC COM 001055102   365,063 4,425 SH   SOLE   4,425 0 0
ALLSTATE CORP COM 020002101   33,595 240 SH   OTR   240 0 0
ALLSTATE CORP COM 020002101   6,443,979 46,035 SH   SOLE   45,968 0 67
ALPHABET INC CAP STK CL A 02079K305   6,383,274 45,696 SH   SOLE   45,635 0 61
ALPHABET INC CAP STK CL C 02079K107   98,651 700 SH   OTR   700 0 0
ALPHABET INC CAP STK CL C 02079K107   2,498,971 17,732 SH   SOLE   17,672 0 60
ALTRIA GROUP INC COM 02209S103   346,843 8,598 SH   SOLE   8,598 0 0
AMAZON COM INC COM 023135106   75,970 500 SH   OTR   500 0 0
AMAZON COM INC COM 023135106   866,058 5,700 SH   SOLE   5,700 0 0
AMERICAN ELEC PWR CO INC COM 025537101   33,300 410 SH   OTR   410 0 0
AMERICAN ELEC PWR CO INC COM 025537101   206,055 2,537 SH   SOLE   2,537 0 0
AMERICAN EXPRESS CO COM 025816109   282,696 1,509 SH   SOLE   1,509 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   315,772 2,656 SH   SOLE   2,650 0 6
AMERIPRISE FINL INC COM 03076C106   253,347 667 SH   SOLE   667 0 0
AMGEN INC COM 031162100   402,364 1,397 SH   SOLE   1,397 0 0
ANALOG DEVICES INC COM 032654105   316,505 1,594 SH   SOLE   1,594 0 0
APPLE INC COM 037833100   115,518 600 SH   OTR   600 0 0
APPLE INC COM 037833100   14,578,949 75,723 SH   SOLE   75,653 0 70
APPLIED MATLS INC COM 038222105   15,397 95 SH   OTR   95 0 0
APPLIED MATLS INC COM 038222105   7,234,967 44,641 SH   SOLE   44,478 0 163
GALLAGHER ARTHUR J & CO COM 363576109   206,215 917 SH   SOLE   917 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   227,643 3,380 SH   SOLE   3,380 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   575,669 2,471 SH   SOLE   2,471 0 0
AUTOZONE INC COM 053332102   5,540,962 2,143 SH   SOLE   2,140 0 3
BANK MONTREAL QUE COM 063671101   11,576 117 SH   OTR   117 0 0
BANK MONTREAL QUE COM 063671101   7,107,850 71,840 SH   SOLE   71,645 0 195
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   35,666 100 SH   OTR   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,979,463 5,550 SH   SOLE   5,550 0 0
BHP GROUP LTD SPONSORED ADS 088606108   16,941 248 SH   OTR   248 0 0
BHP GROUP LTD SPONSORED ADS 088606108   1,513,135 22,151 SH   SOLE   22,106 0 45
BOEING CO COM 097023105   22,677 87 SH   OTR   87 0 0
BOEING CO COM 097023105   373,004 1,431 SH   SOLE   1,348 0 83
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   7,323,615 57,256 SH   SOLE   57,083 0 173
BRISTOL-MYERS SQUIBB CO COM 110122108   5,131 100 SH   OTR   100 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   253,985 4,950 SH   SOLE   4,950 0 0
BROADCOM INC COM 11135F101   749,004 671 SH   SOLE   671 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   307,300 5,349 SH   SOLE   5,349 0 0
CATERPILLAR INC COM 149123101   379,049 1,282 SH   SOLE   1,282 0 0
CHECK POINT SOFTWARE TECH LT ORD M22465104   7,399,314 48,428 SH   SOLE   48,359 0 69
CHEVRON CORP NEW COM 166764100   34,307 230 SH   OTR   230 0 0
CHEVRON CORP NEW COM 166764100   6,295,447 42,206 SH   SOLE   42,155 0 51
CHUBB LIMITED COM H1467J104   5,555,984 24,584 SH   SOLE   24,540 0 44
CISCO SYS INC COM 17275R102   46,226 915 SH   OTR   915 0 0
CISCO SYS INC COM 17275R102   7,288,621 144,272 SH   SOLE   144,097 0 175
CITIGROUP INC COM NEW 172967424   16,718 325 SH   OTR   325 0 0
CITIGROUP INC COM NEW 172967424   340,687 6,623 SH   SOLE   6,623 0 0
CLEVELAND-CLIFFS INC NEW COM 185899101   6,137,476 300,562 SH   SOLE   299,965 0 597
COCA COLA CO COM 191216100   6,688,614 113,501 SH   SOLE   113,179 0 322
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   5,370,107 71,099 SH   SOLE   70,962 0 137
COINBASE GLOBAL INC COM CL A 19260Q107   264,011 1,518 SH   SOLE   1,518 0 0
COMCAST CORP NEW CL A 20030N101   16,882 385 SH   OTR   385 0 0
COMCAST CORP NEW CL A 20030N101   482,876 11,012 SH   SOLE   11,012 0 0
CONOCOPHILLIPS COM 20825C104   511,288 4,405 SH   SOLE   4,305 0 100
CROCS INC COM 227046109   4,944,752 52,936 SH   SOLE   52,838 0 98
CSX CORP COM 126408103   435,143 12,551 SH   SOLE   12,551 0 0
CUMMINS INC COM 231021106   10,541 44 SH   OTR   44 0 0
CUMMINS INC COM 231021106   6,002,666 25,056 SH   SOLE   25,016 0 40
CVS HEALTH CORP COM 126650100   51,166 648 SH   OTR   648 0 0
CVS HEALTH CORP COM 126650100   804,208 10,185 SH   SOLE   10,185 0 0
D R HORTON INC COM 23331A109   6,305,954 41,492 SH   SOLE   41,411 0 81
DANAHER CORPORATION COM 235851102   789,563 3,413 SH   SOLE   3,413 0 0
DEERE & CO COM 244199105   435,858 1,090 SH   SOLE   1,040 0 50
DIAGEO PLC SPON ADR NEW 25243Q205   26,947 185 SH   OTR   185 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   4,435,930 30,454 SH   SOLE   30,395 0 59
DISNEY WALT CO COM 254687106   10,835 120 SH   OTR   120 0 0
DISNEY WALT CO COM 254687106   5,042,787 55,851 SH   SOLE   55,747 0 104
DOLLAR GEN CORP NEW COM 256677105   4,840,500 35,605 SH   SOLE   35,529 0 76
DOMINION ENERGY INC COM 25746U109   299,625 6,375 SH   SOLE   6,375 0 0
DOW INC COM 260557103   11,791 215 SH   OTR   215 0 0
DOW INC COM 260557103   550,484 10,038 SH   SOLE   9,945 0 93
DUKE ENERGY CORP NEW COM NEW 26441C204   679,183 6,999 SH   SOLE   6,999 0 0
DUPONT DE NEMOURS INC COM 26614N102   332,568 4,323 SH   SOLE   4,273 0 50
EATON CORP PLC SHS G29183103   104,275 433 SH   OTR   433 0 0
EATON CORP PLC SHS G29183103   1,118,609 4,645 SH   SOLE   4,645 0 0
ELECTRONIC ARTS INC COM 285512109   403,590 2,950 SH   SOLE   2,945 0 5
ELEVANCE HEALTH INC COM 036752103   571,531 1,212 SH   SOLE   1,212 0 0
ELI LILLY & CO COM 532457108   14,573 25 SH   OTR   25 0 0
ELI LILLY & CO COM 532457108   3,235,789 5,551 SH   SOLE   5,551 0 0
EMERSON ELEC CO COM 291011104   5,623,825 57,781 SH   SOLE   57,781 0 0
EXELON CORP COM 30161N101   289,964 8,077 SH   SOLE   8,077 0 0
EXXON MOBIL CORP COM 30231G102   29,594 296 SH   OTR   296 0 0
EXXON MOBIL CORP COM 30231G102   7,047,290 70,487 SH   SOLE   70,360 0 127
FIRSTENERGY CORP COM 337932107   202,033 5,511 SH   SOLE   5,511 0 0
FISERV INC COM 337738108   337,546 2,541 SH   SOLE   2,541 0 0
FORD MTR CO DEL COM 345370860   423,517 34,743 SH   SOLE   34,743 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   2,558,867 44,126 SH   SOLE   44,126 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   324,818 842 SH   SOLE   842 0 0
HCA HEALTHCARE INC COM 40412C101   344,846 1,274 SH   SOLE   1,274 0 0
HOME DEPOT INC COM 437076102   71,043 205 SH   OTR   205 0 0
HOME DEPOT INC COM 437076102   8,374,034 24,164 SH   SOLE   24,133 0 31
HONEYWELL INTL INC COM 438516106   585,930 2,794 SH   SOLE   2,794 0 0
ILLINOIS TOOL WKS INC COM 452308109   239,937 916 SH   SOLE   916 0 0
INTEL CORP COM 458140100   5,025 100 SH   OTR   100 0 0
INTEL CORP COM 458140100   755,207 15,029 SH   SOLE   15,029 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   25,841 158 SH   OTR   158 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,261,134 7,711 SH   SOLE   7,692 0 19
INTERNATIONAL PAPER CO COM 460146103   208,586 5,770 SH   SOLE   5,770 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   20,830 917 SH   OTR   917 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   2,525,999 111,204 SH   SOLE   110,631 0 573
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   21,116 929 SH   OTR   929 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   2,347,691 103,286 SH   SOLE   102,703 0 583
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   2,199,930 62,498 SH   SOLE   62,498 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   219,811 3,508 SH   SOLE   3,508 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   430,636 2,729 SH   SOLE   2,729 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   90,261 885 SH   OTR   885 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   734,736 7,204 SH   SOLE   7,151 0 53
ISHARES TR CORE MSCI EAFE 46432F842   1,586,885 22,557 SH   SOLE   22,557 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,000,523 19,781 SH   SOLE   19,781 0 0
ISHARES TR CORE S&P500 ETF 464287200   312,848 655 SH   OTR   0 655 0
ISHARES TR CORE S&P500 ETF 464287200   14,336,064 30,015 SH   SOLE   30,015 0 0
ISHARES TR CORE S&P TTL STK 464287150   2,235,822 21,247 SH   SOLE   21,247 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   10,833 214 SH   OTR   0 214 0
ISHARES TR FLTG RATE NT ETF 46429B655   470,817 9,301 SH   SOLE   9,301 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   7,354 297 SH   OTR   297 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,254,243 50,656 SH   SOLE   50,410 0 246
ISHARES TR IBONDS DEC24 ETF 46434VBG4   16,391 658 SH   OTR   658 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,663,664 66,787 SH   SOLE   66,280 0 507
ISHARES TR MSCI EAFE ETF 464287465   20,721 275 SH   OTR   275 0 0
ISHARES TR MSCI EAFE ETF 464287465   416,987 5,534 SH   SOLE   5,534 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   336,216 1,109 SH   SOLE   1,109 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   50,178 250 SH   OTR   250 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   460,027 2,292 SH   SOLE   2,292 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   69,993 932 SH   OTR   0 932 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,885,010 25,100 SH   SOLE   25,100 0 0
ISHARES TR SELECT DIVID ETF 464287168   282,617 2,411 SH   SOLE   2,411 0 0
ISHARES TR EAFE VALUE ETF 464288877   59,602 1,144 SH   OTR   1,144 0 0
ISHARES TR EAFE VALUE ETF 464288877   329,376 6,322 SH   SOLE   6,322 0 0
ISHARES TR PFD AND INCM SEC 464288687   36,336 1,165 SH   OTR   1,165 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,822,525 58,433 SH   SOLE   58,164 0 269
JPMORGAN CHASE & CO COM 46625H100   71,442 420 SH   OTR   420 0 0
JPMORGAN CHASE & CO COM 46625H100   7,576,934 44,544 SH   SOLE   44,480 0 64
JOHNSON & JOHNSON COM 478160104   10,972 70 SH   OTR   70 0 0
JOHNSON & JOHNSON COM 478160104   1,892,792 12,076 SH   SOLE   12,076 0 0
KKR & CO INC COM 48251W104   225,766 2,725 SH   SOLE   2,725 0 0
KLA CORP COM NEW 482480100   1,038,202 1,786 SH   SOLE   1,786 0 0
LAM RESEARCH CORP COM 512807108   7,191,110 9,181 SH   SOLE   9,167 0 14
LINDE PLC SHS G54950103   754,885 1,838 SH   SOLE   1,838 0 0
LOCKHEED MARTIN CORP COM 539830109   49,856 110 SH   OTR   110 0 0
LOCKHEED MARTIN CORP COM 539830109   7,326,625 16,165 SH   SOLE   16,146 0 19
LOWES COS INC COM 548661107   2,167,192 9,738 SH   SOLE   9,738 0 0
MARATHON PETE CORP COM 56585A102   29,672 200 SH   OTR   200 0 0
MARATHON PETE CORP COM 56585A102   410,957 2,770 SH   SOLE   2,770 0 0
MASTERCARD INCORPORATED CL A 57636Q104   553,183 1,297 SH   SOLE   1,297 0 0
MCDONALDS CORP COM 580135101   21,942 74 SH   OTR   74 0 0
MCDONALDS CORP COM 580135101   1,196,714 4,036 SH   SOLE   3,986 0 50
MEDTRONIC PLC SHS G5960L103   443,863 5,388 SH   SOLE   5,388 0 0
MERCK & CO INC COM 58933Y105   7,447,374 68,312 SH   SOLE   68,071 0 241
META PLATFORMS INC CL A 30303M102   602,086 1,701 SH   SOLE   1,701 0 0
METLIFE INC COM 59156R108   716,188 10,830 SH   SOLE   10,830 0 0
MICRON TECHNOLOGY INC COM 595112103   624,859 7,322 SH   SOLE   7,322 0 0
MICROSOFT CORP COM 594918104   334,676 890 SH   OTR   890 0 0
MICROSOFT CORP COM 594918104   16,140,389 42,922 SH   SOLE   42,893 0 29
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,789,022 3,526 SH   SOLE   3,526 0 0
MONDELEZ INTL INC CL A 609207105   614,062 8,478 SH   SOLE   8,328 0 150
MORGAN STANLEY COM NEW 617446448   221,003 2,370 SH   SOLE   2,370 0 0
NETFLIX INC COM 64110L106   241,979 497 SH   SOLE   497 0 0
NEXTERA ENERGY INC COM 65339F101   399,244 6,573 SH   SOLE   6,573 0 0
NOKIA CORP SPONSORED ADR 654902204   97,302 28,451 SH   SOLE   28,451 0 0
NORDSON CORP COM 655663102   1,072,490 4,060 SH   SOLE   4,060 0 0
NORTHROP GRUMMAN CORP COM 666807102   550,065 1,175 SH   SOLE   1,175 0 0
NORTHWEST BANCSHARES INC MD COM 667340103   3,774,089 302,411 SH   SOLE   259,571 0 42,840
NUCOR CORP COM 670346105   287,166 1,650 SH   SOLE   1,650 0 0
NVIDIA CORPORATION COM 67066G104   1,005,297 2,030 SH   SOLE   2,030 0 0
ORACLE CORP COM 68389X105   94,782 899 SH   OTR   899 0 0
ORACLE CORP COM 68389X105   122,826 1,165 SH   SOLE   1,165 0 0
OTIS WORLDWIDE CORP COM 68902V107   320,392 3,581 SH   SOLE   3,581 0 0
PARKER-HANNIFIN CORP COM 701094104   310,973 675 SH   SOLE   675 0 0
PEPSICO INC COM 713448108   23,778 140 SH   OTR   140 0 0
PEPSICO INC COM 713448108   1,532,466 9,023 SH   SOLE   9,023 0 0
PFIZER INC COM 717081103   20,153 700 SH   OTR   700 0 0
PFIZER INC COM 717081103   1,225,936 42,582 SH   SOLE   42,582 0 0
PHILIP MORRIS INTL INC COM 718172109   20,886 222 SH   OTR   222 0 0
PHILIP MORRIS INTL INC COM 718172109   1,218,712 12,954 SH   SOLE   12,929 0 25
PIMCO EQUITY SER RAFI ESG US 72201T342   6,834,810 210,168 SH   SOLE   210,168 0 0
PNC FINL SVCS GROUP INC COM 693475105   947,837 6,121 SH   SOLE   6,121 0 0
PPL CORP COM 69351T106   12,087 446 SH   OTR   446 0 0
PPL CORP COM 69351T106   659,641 24,341 SH   SOLE   24,252 0 89
PROCTER AND GAMBLE CO COM 742718109   30,334 207 SH   OTR   207 0 0
PROCTER AND GAMBLE CO COM 742718109   7,421,372 50,644 SH   SOLE   50,581 0 63
PROGRESSIVE CORP COM 743315103   520,686 3,269 SH   SOLE   3,269 0 0
PRUDENTIAL FINL INC COM 744320102   407,788 3,932 SH   SOLE   3,932 0 0
PUBLIC STORAGE COM 74460D109   10,370 34 SH   OTR   34 0 0
PUBLIC STORAGE COM 74460D109   5,838,920 19,144 SH   SOLE   19,110 0 34
QUALCOMM INC COM 747525103   28,926 200 SH   OTR   200 0 0
QUALCOMM INC COM 747525103   549,305 3,798 SH   SOLE   3,798 0 0
S&P GLOBAL INC COM 78409V104   312,769 710 SH   SOLE   710 0 0
SANDY SPRING BANCORP INC COM 800363103   863,617 31,704 SH   SOLE   31,704 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   174,919 2,824 SH   OTR   2,824 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   126,412,665 2,040,889 SH   SOLE   2,036,318 0 4,571
SELECT SECTOR SPDR TR ENERGY 81369Y506   8,803 105 SH   OTR   105 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   693,021 8,266 SH   SOLE   8,266 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   216,155 1,123 SH   SOLE   1,123 0 0
SNAP ON INC COM 833034101   7,005,237 24,253 SH   SOLE   24,216 0 37
SOUTHERN CO COM 842587107   436,848 6,230 SH   SOLE   6,230 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   252,776 6,450 SH   SOLE   6,450 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   1,644,303 38,983 SH   SOLE   38,983 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,442,670 7,243 SH   SOLE   7,243 0 0
STATE STR CORP COM 857477103   277,539 3,583 SH   SOLE   3,583 0 0
STRYKER CORPORATION COM 863667101   289,278 966 SH   SOLE   966 0 0
SUN LIFE FINANCIAL INC. COM 866796105   239,438 4,617 SH   SOLE   4,617 0 0
T-MOBILE US INC COM 872590104   278,493 1,737 SH   SOLE   1,737 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   5,979,792 57,498 SH   SOLE   57,405 0 93
TESLA INC COM 88160R101   688,538 2,771 SH   SOLE   2,771 0 0
TEXAS INSTRS INC COM 882508104   525,528 3,083 SH   SOLE   3,083 0 0
TJX COS INC NEW COM 872540109   589,971 6,289 SH   SOLE   6,289 0 0
TRACTOR SUPPLY CO COM 892356106   5,308,446 24,687 SH   SOLE   24,641 0 46
UNITED PARCEL SERVICE INC CL B 911312106   5,574,118 35,452 SH   SOLE   35,295 0 157
UNITEDHEALTH GROUP INC COM 91324P102   941,328 1,788 SH   SOLE   1,788 0 0
VALERO ENERGY CORP COM 91913Y100   4,831,840 37,168 SH   SOLE   37,103 0 65
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   992,069 5,822 SH   SOLE   5,822 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   205,731 4,295 SH   SOLE   4,201 0 94
VANGUARD INDEX FDS GROWTH ETF 922908736   23,627 76 SH   OTR   76 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   1,283,002 4,127 SH   SOLE   4,107 0 20
VANGUARD INDEX FDS VALUE ETF 922908744   857,682 5,737 SH   SOLE   5,737 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   313,766 1,429 SH   SOLE   1,429 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   44,663 308 SH   OTR   308 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   372,966 2,572 SH   SOLE   2,542 0 30
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   35,256 399 SH   OTR   399 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   438,177 4,959 SH   SOLE   4,947 0 12
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   74,043 957 SH   OTR   299 658 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   33,015,636 426,724 SH   SOLE   425,974 0 750
VANGUARD INDEX FDS SML CP GRW ETF 922908595   746,102 3,086 SH   SOLE   3,086 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   334,243 1,409 SH   SOLE   1,409 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   6,877,255 16,902 SH   SOLE   16,879 0 23
VISA INC COM CL A 92826C839   2,140,598 8,222 SH   SOLE   8,119 0 103
WALMART INC COM 931142103   7,402,613 46,956 SH   SOLE   46,898 0 58
WASTE MGMT INC DEL COM 94106L109   13,433 75 SH   OTR   75 0 0
WASTE MGMT INC DEL COM 94106L109   1,349,160 7,533 SH   SOLE   7,383 0 150
WEST PHARMACEUTICAL SVSC INC COM 955306105   5,838,854 16,582 SH   SOLE   16,560 0 22