Schedule of actual, required, and well capitalized levels |
The actual, required, and well capitalized levels as of December 31, 2022 and 2021 were as follows: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | At December 31, 2022 | | Actual | | Minimum capital requirements (1) | | Well capitalized requirements | | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | Total capital (to risk weighted assets) | | | | | | | | | | | | Northwest Bancshares, Inc. | $ | 1,745,701 | | | 16.363 | % | | $ | 1,120,216 | | | 10.500 | % | | $ | 1,066,872 | | | 10.000 | % | Northwest Bank | 1,568,202 | | | 14.712 | % | | 1,119,214 | | | 10.500 | % | | 1,065,918 | | | 10.000 | % | | | | | | | | | | | | | Tier 1 capital (to risk weighted assets) | | | | | | | | | | | | Northwest Bancshares, Inc. | 1,516,621 | | | 14.216 | % | | 906,841 | | | 8.500 | % | | 853,498 | | | 8.000 | % | Northwest Bank | 1,452,962 | | | 13.631 | % | | 906,030 | | | 8.500 | % | | 852,734 | | | 8.000 | % | | | | | | | | | | | | | CET 1 capital (to risk weighted assets) | | | | | | | | | | | | Northwest Bancshares, Inc. | 1,391,296 | | | 13.041 | % | | 746,810 | | | 7.000 | % | | 693,467 | | | 6.500 | % | Northwest Bank | 1,452,962 | | | 13.631 | % | | 746,143 | | | 7.000 | % | | 692,847 | | | 6.500 | % | | | | | | | | | | | | | Tier 1 capital (leverage to average assets) | | | | | | | | | | | | Northwest Bancshares, Inc. | 1,516,621 | | | 10.817 | % | | 560,816 | | | 4.000 | % | | 701,020 | | | 5.000 | % | Northwest Bank | 1,452,962 | | | 10.365 | % | | 560,706 | | | 4.000 | % | | 700,882 | | | 5.000 | % |
(1) Amounts and ratios include the 2022 capital conservation buffer of 2.5% with the exception of Tier 1 capital to average assets. For further information related to the capital conservation buffer, see “Item 1. Business - Supervision and Regulation”. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | At December 31, 2021 | | Actual | | Minimum capital requirements (1) | | Well capitalized requirements | | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | Total capital (to risk weighted assets) | | | | | | | | | | | | Northwest Bancshares, Inc. | $ | 1,682,487 | | | 17.056 | % | | $ | 1,035,786 | | | 10.500 | % | | $ | 986,463 | | | 10.000 | % | Northwest Bank | 1,551,084 | | | 15.738 | % | | 1,034,819 | | | 10.500 | % | | 985,542 | | | 10.000 | % | | | | | | | | | | | | | Tier 1 capital (to risk weighted assets) | | | | | | | | | | | | Northwest Bancshares, Inc. | 1,475,190 | | | 14.954 | % | | 838,494 | | | 8.500 | % | | 789,170 | | | 8.000 | % | Northwest Bank | 1,467,362 | | | 14.889 | % | | 837,711 | | | 8.500 | % | | 788,434 | | | 8.000 | % | | | | | | | | | | | | | CET 1 capital (to risk weighted assets) | | | | | | | | | | | | Northwest Bancshares, Inc. | 1,350,125 | | | 13.687 | % | | 690,524 | | | 7.000 | % | | 641,201 | | | 6.500 | % | Northwest Bank | 1,467,362 | | | 14.889 | % | | 689,879 | | | 7.000 | % | | 640,602 | | | 6.500 | % | | | | | | | | | | | | | Tier 1 capital (leverage to average assets) | | | | | | | | | | | | Northwest Bancshares, Inc. | 1,475,190 | | | 10.349 | % | | 570,160 | | | 4.000 | % | | 712,699 | | | 5.000 | % | Northwest Bank | 1,467,362 | | | 10.296 | % | | 570,047 | | | 4.000 | % | | 712,558 | | | 5.000 | % |
(1) Amounts and ratios include the 2021 capital conservation buffer of 2.5% with the exception of Tier 1 capital to average assets. For further information related to the capital conservation buffer, see Item 1. Business - “Supervision and Regulation”.
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