The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC (NEW) COM 00206R102 7,578 361,585 SH   SOLE   361,008 0 577
ABBOTT LABS COM 002824100 986 9,076 SH   SOLE   9,076 0 0
ABBVIE INC COM COM 00287Y109 8,999 58,764 SH   SOLE   58,648 0 116
AIM TAX EXEMPT FDS INVESCO TAX MUTUAL FUNDS 001419555 493 40,971 SH   SOLE   40,971 0 0
ALPS ETF TR RIVERFRNT DYMC COM 00162Q528 40,959 951,515 SH   SOLE   951,515 0 0
ALPS ETF TR RIVERFRNT FLEX COM 00162Q510 11,276 283,668 SH   SOLE   283,668 0 0
ALPS ETF TR RIVERFRNT STR INC ETF - FIXED INCO 00162Q783 5,431 239,535 SH   SOLE   239,535 0 0
ALPS ETF TR RIVERFRONT DYM COM 00162Q536 26,380 1,167,374 SH   SOLE   1,167,374 0 0
AMAZON COM INC COM COM 023135106 6,600 62,145 SH   SOLE   62,064 0 81
APPLE COMPUTER INC COM 037833100 19,567 143,116 SH   SOLE   142,996 0 120
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 2,681 9,818 SH   SOLE   9,818 0 0
BOEING CO COM COM 097023105 273 2,000 SH   SOLE   2,000 0 0
CATERPILLAR INC COM COM 149123101 11,370 63,605 SH   DFND   63,001 488 116
COCA COLA CO COM 191216100 305 4,841 SH   SOLE   4,841 0 0
COMMUNICATION SERVICES SELECT COM 81369Y852 20,152 371,350 SH   SOLE   371,323 0 27
DISNEY WALT PRODTNS COM 254687106 455 4,819 SH   SOLE   4,819 0 0
EOG RES INC COM COM 26875P101 10,763 97,457 SH   SOLE   97,268 0 189
FACEBOOK INC CL A COM 30303M102 3,618 22,438 SH   SOLE   22,391 0 47
FIRST TR EXCH TRADED FD III RI COM 33739P707 5,714 107,110 SH   SOLE   107,110 0 0
FIRST TR EXCH TRADED FD III RI COM 33739P608 22,972 429,143 SH   SOLE   429,143 0 0
FRANKLIN TEMPLETON ETF TR FTSE ETF - EQUITY 35473P678 8,590 385,395 SH   SOLE   384,598 0 797
GLOBAL X FDS FTSE NORDIC RE COM 37950E101 6,589 252,408 SH   DFND   247,323 4,535 550
GLOBAL X FDS US INFR DEV ET COM 37954Y673 37,243 1,635,666 SH   DFND   1,620,351 14,179 1,136
GOLDMAN SACHS ETF TR EQUITY ET COM 381430503 142,341 1,899,405 SH   DFND   1,871,875 24,919 2,611
HARTFORD FINL SVCS GROUP INC C COM 416515104 6,355 97,132 SH   DFND   95,459 1,501 172
HUNTINGTON BANCSHARES INC COM COM 446150104 165 13,710 SH   SOLE   13,710 0 0
Invesco QQQ Trust COM 46090E103 76,276 272,144 SH   DFND   266,636 4,983 525
INVESCO EXCHNG TRADED FD TR II COM 46138G508 200 9,887 SH   SOLE   9,887 0 0
INVESCO EXCHNG TRADED FD TR KB COM 46138E628 3,840 74,213 SH   SOLE   74,060 0 153
INVESCO NASDAQ 100 ETF COM 46138G649 1,546 13,422 SH   SOLE   13,422 0 0
INVESCO S&P 500 HIGH BETA ETF COM 46138E370 372 6,355 SH   DFND   0 6,355 0
ISHARES CORE DIVIDEND GROWTH E COM 46434V621 19,319 405,530 SH   SOLE   405,501 0 29
ISHARES GENOMICS IMMUNOLOGY AN COM 46435U192 703 24,325 SH   SOLE   24,325 0 0
ISHARES INC CORE MSCI EMKT COM 46434G103 22,270 453,939 SH   DFND   442,635 10,433 871
ISHARES INC MSCI EMRG CHN ETF - EQUITY 46434G764 15,586 326,353 SH   SOLE   325,614 0 739
ISHARES INC MSCI GERMAN COM 464286806 1,584 68,842 SH   SOLE   68,842 0 0
ISHARES INC MSCI TAIWAN ETF COM 46434G772 249 4,941 SH   SOLE   4,941 0 0
ISHARES TR 0-3 MNTH TREAS ETF - EQUITY 46436E718 566 5,657 SH   SOLE   5,657 0 0
ISHARES TR 0-5YR HI YL CP COM 46434V407 54,107 1,334,343 SH   DFND   1,293,857 37,205 3,281
ISHARES TR 20 YR TRS BD COM 464287432 18,982 165,252 SH   DFND   162,335 2,459 458
ISHARES TR CORE MSCI EAFE COM 46432F842 25,314 430,157 SH   DFND   423,177 6,027 953
ISHARES TR CORE MSCI EURO COM 46434V738 201 4,479 SH   SOLE   4,479 0 0
ISHARES TR DJ MED DEVICES COM 464288810 14,133 280,200 SH   DFND   275,016 4,632 552
ISHARES TR DJ US FINL SVC COM 464287770 83,560 563,758 SH   DFND   558,888 4,452 418
ISHARES TR DJ US TECH SEC COM 464287721 72,572 907,722 SH   DFND   903,548 3,012 1,162
ISHARES TR FLTG RATE NT COM 46429B655 754 15,101 SH   SOLE   15,101 0 0
ISHARES TR HDG MSCI EAFE COM 46434V803 119,592 3,758,402 SH   SOLE   3,756,897 0 1,505
ISHARES TR JPMORGAN USD COM 464288281 14,773 173,151 SH   DFND   171,271 1,517 363
ISHARES TR LEHMAN 10-20YR COM 464288653 5,873 48,888 SH   DFND   46,745 2,007 136
ISHARES TR LEHMAN AGG BND COM 464287226 21,884 215,233 SH   SOLE   215,233 0 0
ISHARES TR MBS FIXED BDFD COM 464288588 58,653 601,637 SH   SOLE   601,590 0 47
ISHARES TR MSCI EAFE IDX COM 464287465 335 5,360 SH   SOLE   5,360 0 0
ISHARES TR MSCI EMERG MKT COM 464287234 256 6,394 SH   SOLE   6,394 0 0
ISHARES TR MSCI GRW IDX COM 464288885 1,015 12,615 SH   DFND   2,578 10,037 0
ISHARES TR MSCI INDIA ETF COM 46429B598 228 5,790 SH   SOLE   5,790 0 0
ISHARES TR MSCI VAL IDX COM 464288877 33,295 767,186 SH   SOLE   765,470 0 1,716
ISHARES TR RUSSELL1000GRW COM 464287614 561 2,564 SH   SOLE   2,564 0 0
ISHARES TR S&P 500 INDEX COM 464287200 112,155 295,808 SH   SOLE   295,775 0 33
ISHARES TR S&P 500 VALUE COM 464287408 9,634 70,086 SH   DFND   68,607 1,316 163
ISHARES TR S&P GLO INFRAS COM 464288372 2,357 50,425 SH   SOLE   50,425 0 0
ISHARES TR S&P LTN AM 40 COM 464287390 5,615 249,122 SH   SOLE   248,861 0 261
ISHARES TR S&P NA SOFTWR COM 464287515 345 1,280 SH   DFND   0 1,280 0
ISHARES TR S&P NATL MUN B COM 464288414 776 7,298 SH   SOLE   7,298 0 0
ISHARES TR US PFD STK IDX COM 464288687 917 27,890 SH   SOLE   27,890 0 0
J P MORGAN EXCHANGE-TRADED FD COM 46641Q225 24,708 420,646 SH   DFND   415,672 4,101 873
J P MORGAN EXCHANGE-TRADED FEQ ETF - EQUITY 46641Q332 213,990 3,859,162 SH   DFND   3,836,392 19,739 3,031
KINDER MORGAN INC DEL COM COM 49456B101 6,569 391,991 SH   DFND   381,703 9,543 745
MCDONALDS CORP COM COM 580135101 595 2,410 SH   SOLE   2,410 0 0
MICROSOFT CORP COM COM 594918104 27,472 106,968 SH   DFND   106,295 582 91
PEPSICO INC COM COM 713448108 637 3,825 SH   SOLE   3,825 0 0
PROLOGIS INC. COM COM 74340W103 22,184 188,569 SH   DFND   186,664 1,726 179
RIO TINTO PLC SPONSORED ADR COM 767204100 4,448 72,925 SH   DFND   71,173 1,601 151
SELECT SECTOR SPDR TR SBI CONS COM 81369Y308 22,885 317,051 SH   SOLE   316,960 0 91
SELECT SECTOR SPDR TR SBI CONS COM 81369Y407 43,850 318,961 SH   SOLE   318,927 0 34
SELECT SECTOR SPDR TR SBI HEAL COM 81369Y209 68,002 530,272 SH   SOLE   530,203 0 69
SELECT SECTOR SPDR TR SBI INT- COM 81369Y506 29,832 417,184 SH   DFND   412,534 4,425 225
SELECT SECTOR SPDR TR SBI INT- COM 81369Y605 529 16,836 SH   SOLE   16,836 0 0
SELECT SECTOR SPDR TR SBI INT- COM 81369Y704 20,734 237,404 SH   SOLE   237,387 0 17
SELECT SECTOR SPDR TR SBI INT- COM 81369Y803 80,176 630,716 SH   SOLE   630,670 0 46
SELECT SECTOR SPDR TR SBI MATE COM 81369Y100 16,939 230,157 SH   SOLE   230,140 0 17
SPDR SER TR CAP S/T HI YLD COM 78468R408 22,383 928,003 SH   DFND   912,363 13,299 2,341
SPDR SERIES TRUST BARC CAPTL E COM 78464A474 574 19,312 SH   SOLE   19,312 0 0
SPDR SERIES TRUST PORTFOLIO AG COM 78464A649 198,267 7,524,367 SH   SOLE   7,523,778 0 589
SSGA ACTIVE ETF TR BLKSTN GSOS COM 78467V608 116,847 2,806,126 SH   DFND   2,797,456 7,695 975
STRYKER CORP COM COM 863667101 1,789 8,995 SH   SOLE   8,995 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 11,200 21,808 SH   DFND   21,370 397 41
VANECK VECTORS FALLEN ANGEL HI COM 92189F437 22,672 839,133 SH   DFND   817,864 19,402 1,867
VANGUARD 500 INDEX FUND MUTUAL FUNDS 922908710 1,113 3,186 SH   SOLE   3,186 0 0
VANGUARD BD INDEX FD INC TOTAL COM 921937835 173,892 2,310,552 SH   SOLE   2,310,373 0 179
VANGUARD SCOTTSDALE FDS INT-TE COM 92206C706 55,409 905,971 SH   SOLE   905,903 0 68
VANGUARD SCOTTSDALE FDS INT-TE COM 92206C870 115,547 1,443,986 SH   SOLE   1,443,874 0 112
VANGUARD SCOTTSDALE FDS MORTG- COM 92206C771 373 7,812 SH   SOLE   7,812 0 0
VANGUARD SCOTTSDALE FDS SHRT-T COM 92206C409 121,403 1,591,966 SH   DFND   1,588,042 3,804 120
VANGUARD WHITEHALL FDS INC HIG COM 921946406 496 4,874 SH   SOLE   4,874 0 0
VANGUARD WORLD FDS TELCOMM ETF COM 92204A884 11,993 127,545 SH   SOLE   127,536 0 9
WAL MART STORES INC COM 931142103 8,425 69,304 SH   SOLE   69,169 0 135
WESTROCK CO COM COM 96145D105 7,733 194,108 SH   DFND   189,949 3,794 365
WISDOMTREE TR EUROPE HEDGED COM 97717X701 927 14,145 SH   SOLE   14,145 0 0