0000928816-11-000371.txt : 20110307 0000928816-11-000371.hdr.sgml : 20110307 20110307142333 ACCESSION NUMBER: 0000928816-11-000371 CONFORMED SUBMISSION TYPE: N-CSR PUBLIC DOCUMENT COUNT: 6 CONFORMED PERIOD OF REPORT: 20101231 FILED AS OF DATE: 20110307 DATE AS OF CHANGE: 20110307 EFFECTIVENESS DATE: 20110307 FILER: COMPANY DATA: COMPANY CONFORMED NAME: John Hancock Collateral Investment Trust CENTRAL INDEX KEY: 0001465214 IRS NUMBER: 421585103 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: N-CSR SEC ACT: 1940 Act SEC FILE NUMBER: 811-22303 FILM NUMBER: 11668030 BUSINESS ADDRESS: STREET 1: 101 HUNTINGTON AVENUE CITY: BOSTON STATE: MA ZIP: 02199-7603 BUSINESS PHONE: 617-375-1500 MAIL ADDRESS: STREET 1: 101 HUNTINGTON AVENUE CITY: BOSTON STATE: MA ZIP: 02199-7603

0001465214 S000026304 John Hancock Collateral Investment Trust

C000079059 John Hancock Collateral Investment Trust

N-CSR 1 a_collateralinvtrust.htm JOHN HANCOCK COLLATERAL INVESTMENT TRUST a_collateralinvtrust.htm


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM N-CSR

CERTIFIED SHAREHOLDER REPORT OF REGISTERED
MANAGEMENT INVESTMENT COMPANIES

Investment Company Act file number 811- 22303

John Hancock Collateral Investment Trust
(Exact name of registrant as specified in charter)

601 Congress Street, Boston, Massachusetts 02210
(Address of principal executive offices) (Zip code)

Michael J. Leary
Treasurer

601 Congress Street
Boston, Massachusetts 02210

(Name and address of agent for service)

Registrant's telephone number, including area code: 617-663-4490

Date of fiscal year end:	December 31


Date of reporting period:	December 31, 2010

ITEM1. REPORTS TO STOCKHOLDERS.


John Hancock Collateral Investment Trust

Table of Contents

Management’s discussion of Fund performance		Page 3
A look at performance		Page 4
Your expenses		Page 5
Portfolio summary		Page 6
Portfolio of investments		Page 7
Financial statements		Page 12
Financial highlights		Page 15
Notes to financial statements		Page 16
Auditors’ report		Page 19
Trustees and Officers		Page 20
More information		Page 22

Management’s discussion of
Fund performance
by Manulife Asset Management (US) LLC

During 2010, the U.S. economy continued to slowly recover from the recession. However, low growth estimates, high unemployment and European sovereign debt worries kept global equities volatile for the majority of the year. The three-month rates for the London Interbank Offered Rate (LIBOR), a rate used to determine yields in various short-term investments, continued along historically low levels, despite a brief summer spike due to European debt worries. Over the course of the year, the Federal Reserve maintained its federal funds rate (the rate banks charge each other for overnight loans) at its historical low range of 0.00% to 0.25%. After various quantitative easing actions by the Federal Reserve, aimed at stimulating the economy, it became increasingly evident that the Fed was fully committed to maintaining “exceptionally low interest rates for an extended period.”

Fund Results & Strategy:

For the year ended December 31, 2010, the Fund returned 0.27% at net asset value. In addition, as of December 31, 2010, the seven-day net yield was 0.29%. As it became evident that the Federal Reserve would maintain the fed funds rate at the 0.00% to 0.25% level for an extended period of time, we took advantage of higher incremental yield further out on the yield curve, increasing the Fund’s average maturity. We ended the year with a weighted average maturity of 70 days, which was up from 55 days at the year’s midpoint and 64 at the beginning of the fourth quarter. The longer average maturity provided us with increased yield in the last quarter and enabled us to maintain the Fund’s overall yield at a steady rate in a falling rate environment. We continued to invest primarily in a mix of short-term commercial bonds, commercial paper and agency securities. Additionally, we ended the year with approximately 32% of the Fund in floating debt to protect performance in the event of rising rates. Despite buying securities further out on the yield curve, we believe the Fund maintains ample investment liquidity and quality.

This commentary reflects the view of the Fund’s portfolio management team through the end of the Fund’s period discussed in this report. The team’s statements reflect its own opinions. As such, they are in no way guarantees of future events or results and are not intended to be used as investment advice or a recommendation regarding any specific security. They are also subject to change at any time as market and other conditions warrant.

Past performance is no guarantee of future results.

A look at performance

For the period ended December 31, 2010


	Average annual total returns (%)				Cumulative total returns (%)

				Since				Since
	1-year	5-year	10-year	inception ¹	1-year	5-year	10-year	inception ¹

John Hancock Collateral
Investment Trust	0.27	—	—	0.35	0.27	—	—	0.55

Performance figures assume all distributions are reinvested.

The expense ratios of the Fund are set forth according to the most recent publicly available registration statement for the Fund and may differ from the expense ratios disclosed in the Financial Highlights tables in this report. The net expenses equal the gross expenses of 0.09%.

The returns reflect past results and should not be considered indicative of future performance. The return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Due to market volatility, the Fund’s current performance may be higher or lower than the performance shown.

The performance table above and the chart on the next page do not reflect the deduction of taxes that a shareholder would pay on fund distributions or the redemption of fund shares.

¹From 6-1-09.

Bank of America Merrill Lynch 3-Month U.S. Treasury Bill Index is comprised of a single issue purchased at the beginning of the month and held for a full month. Each month the index is rebalanced and the issue selected is the outstanding Treasury Bill that matures closest to, but not beyond 3 months from the rebalancing date.

It is not possible to invest directly in an index. Index figures do not reflect sales charges or direct expenses, which would have resulted in lower values if they did.

Annual report | Collateral Investment Trust

Your expenses

These examples are intended to help you understand your ongoing operating expenses.

Understanding your fund expenses

As a shareholder of the Fund, you incur two types of costs:

• Transaction costs which include sales charges (loads) on purchases or redemptions (if applicable), minimum account fee charge, etc.

• Ongoing operating expenses including management fees, distribution and service fees (if applicable), and other fund expenses.

We are going to present only your ongoing operating expenses here.

Actual expenses/actual returns

This example is intended to provide information about your fund’s actual ongoing operating expenses, and is based on your fund’s actual return. It assumes an account value of $1,000.00 on July 1, 2010 with the same investment held until December 31, 2010.


	Account value	Ending value	Expenses paid during
	on 7-1-10	on 12-31-10	period ended 12-31-10¹

Common Shares	$1,000.00	$1,001.50	$0.30

Together with the value of your account, you may use this information to estimate the operating expenses that you paid over the period. Simply divide your account value at December 31, 2010, by $1,000.00, then multiply it by the “expenses paid” for your share class from the table above. For example, for an account value of $8,600.00, the operating expenses should be calculated as follows:

Example

[ My account value $8,600.00 / $1,000.00 = 8.6 ] x $[ “expenses paid” from table ] = My actual expenses

Hypothetical example for comparison purposes

This table allows you to compare your fund’s ongoing operating expenses with those of any other fund. It provides an example of the Fund’s hypothetical account values and hypothetical expenses based on each class’s actual expense ratio and an assumed 5% annualized return before expenses (which is not your fund’s actual return). It assumes an account value of $1,000.00 on July 1, 2010, with the same investment held until December 31, 2010. Look in any other fund shareholder report to find its hypothetical example and you will be able to compare these expenses. Please remember that these hypothetical account values and expenses may not be used to estimate the actual ending account balance or expenses you paid for the period.


	Account value	Ending value	Expenses paid during
	on 7-1-10	on 12-31-10	period ended 12-31-10¹

Common Shares	$1,000.00	$1,024.90	$0.31

Remember, these examples do not include any transaction costs, therefore, these examples will not help you to determine the relative total costs of owning different funds. If transaction costs were included, your expenses would have been higher. See the prospectus for details regarding transaction costs.

¹Expenses are equal to the Fund's annualized expense ratio of 0.06%, for the Fund's shares, multiplied by the average account value over the period, multiplied by 184/365 (to reflect the one-half year period).


Portfolio Summary

Top 10 Issuers¹	Yield*	Percentage of Net
		Assets
Morgan Stanley
01/18/11 to 06/20/12	0.539 to 6.750%	6.0%
Federal Home Loan Bank
11/15/11 to 12/29/11	0.340 to 0.500%	5.8%
General Electric Capital Corp.
01/26/11 to 03/12/12	0.338 to 6.125%	5.4%
Toyota Motor Credit Corp.
01/10/11 to 12/14/11	0.240 to 5.450%	5.2%
CAFCO LLC
01/04/11 to 02/07/11	0.280 to 0.300%	5.0%
Bank of Nova Scotia
01/03/11 to 12/08/11	0.090 to 0.450%	4.8%
JPMorgan Chase & Company
01/17/11 to 12/26/12	0.364 to 5.600%	4.6%
Societe Generale North America, Inc.
01/03/11 to 08/05/11	0.250 to 0.500%	4.4%
Govco LLC
01/05/11 to 05/12/11	0.250 to 0.370%	3.8%
The Goldman Sachs Group, Inc.
01/05/11 to 03/15/12	0.502 to 6.875%	3.6%


Sector Composition^1,2
Financials
Commercial Banks	28%
Diversified Financial Services	27%
Capital Markets	17%
Consumer Finance	4%
U.S. Government & Agency Obligations	12%
Industrials	6%
Consumer Staples	2%
Consumer Discretionary	2%
Telecommunication Services	1%
Health Care	1%

Portfolio Composition^1,2
Corporate Interest-Bearing Obligations	44%
Commercial Paper	41%
U.S. Government & Agency Obligations	12%
Asset Backed Securities	3%

¹As a percentage of net assets on 12-31-10.

²Sector investing is subject to greater risks than the market as a whole. Because the Fund may focus on particular sectors of the economy, its performance may depend on the performance of those sectors.

* Yield represents either the annualized yield at the date of purchase, the stated coupon rate or, for floating rate securities, the rate at period end.

John Hancock Collateral Investment Trust
As of 12-31-10
Portfolio of Investments


Description	Yield*	Par value	Value
Asset Backed Securities 2.78%			$188,056,360

(Cost $188,009,812)

Bank of America Auto Trust, Series 2010-2, Class A1
07/15/11	0.619%	$5,182,162	5,184,121
BMW Vehicle Lease Trust, Series 2010-1, Class A1
10/17/11	0.298	10,784,582	10,788,672
CNH Equipment Trust, Series 2010-B, Class A1
09/02/11	0.576	21,253,440	21,260,620
CNH Equipment Trust, Series 2010-C, Class A1
12/09/11	0.427	23,339,153	23,339,255
Ford Credit Auto Owner Trust, Series 2010-B, Class A1 (S)
08/15/11	0.506	10,851,238	10,855,358
Honda Auto Receivables Owner Trust, Series 2010-3, Class
A1
10/21/11	0.310	54,525,534	54,526,199
Hyundai Auto Receivables Trust, Series 2010-A, Class A1
05/16/11	0.398	801,654	801,710
Hyundai Auto Receivables Trust, Series 2010-B, Class A1
09/15/11	0.371	15,051,264	15,056,830
John Deere Owner Trust, Series 2010-A, Class A1
05/16/11	0.344	5,668,144	5,668,305
Mercedes-Benz Auto Receivables Trust, Series 2010-1,
Class A1
05/13/11	0.309	868,341	868,384
Nissan Auto Lease Trust, Series 2010-A, Class A1
06/15/11	0.561	22,386	22,390
Nissan Auto Lease Trust, Series 2010-B, Class A1
11/15/11	0.317	26,641,828	26,656,657
Nissan Auto Receivables Owner Trust, Series 2010-A, Class
A1
10/17/11	0.356	13,020,086	13,027,859

Commercial Paper 41.09%			$2,775,489,330

(Cost $2,775,422,617)

American Honda Finance Corp.
01/19/11	0.260%	$25,000,000	24,996,750
ANZ National International Ltd.
06/02/11	0.360	75,000,000	74,916,750
Australia & New Zealand Banking Group, Ltd.
05/09/11 to 11/08/11	0.306 to 0.330	141,555,000	141,488,940
Bank of Nova Scotia
01/03/11	0.090	225,000,000	224,998,875
Barclays US Funding LLC
01/04/11	0.230	10,000,000	9,999,800
CAFCO LLC
01/04/11 to 02/07/11	0.280 to 0.300	335,000,000	334,952,400
Cargill Global Funding PLC
01/04/11	0.210	40,000,000	39,999,200

John Hancock Collateral Investment Trust
As of 12-31-10
Portfolio of Investments


Description	Yield*	Par value	Value
Commercial Paper (continued)

Cargill, Inc.
01/10/11 to 02/09/11	0.250%	$90,000,000	$89,984,600
Deutsche Bank Financial LLC
08/05/11	0.390	50,000,000	49,855,500
Falcon Asset Securitization Company LLC
01/06/11 to 01/18/11	0.230 to 0.270	173,000,000	172,991,050
Govco LLC
01/05/11 to 05/12/11	0.250 to 0.370	256,778,000	256,657,494
Jupiter Securitization Company LLC
03/08/11	0.260	75,000,000	74,955,750
Old Line Funding LLC
01/04/11 to 03/02/11	0.230 to 0.270	234,361,000	234,322,491
Societe Generale North America, Inc.
01/03/11 to 08/05/11	0.250 to 0.500	350,000,000	299,815,400
State Street Corp.
01/05/11 to 04/25/11	0.250 to 0.320	225,000,000	224,903,750
Toyota Motor Credit Corp.
01/25/11 to 07/05/11	0.240 to 0.380	275,000,000	274,657,500
UBS Finance (Delaware) LLC
01/06/11	0.190	200,000,000	199,994,000
Westpac Securities NZ, Ltd.
01/21/11	0.341	46,000,000	45,999,080

Corporate Interest-Bearing Obligations 44.03%			$2,974,505,824

(Cost $2,975,391,782)

American Honda Finance Corp. (P)(S)
06/20/11 to 06/29/11	1.054 to 2.653%	$111,700,000	112,080,408
AT&T Mobility LLC
12/15/11	6.500	43,855,000	46,280,182
AT&T, Inc.
03/15/11	6.250	39,565,000	40,006,822
Australia & New Zealand Banking Group, Ltd. (P)(S)
10/21/11	0.589	13,500,000	13,519,494
Bank of America Corp.
08/15/11	5.375	7,800,000	8,018,119
Bank of America NA (P)
01/27/11	0.361	135,000,000	135,001,755
Bank of Montreal (P)
10/27/11	0.351	75,000,000	74,999,589
Bank of Montreal
02/02/11	0.250	50,000,000	49,997,500
Bank of Nova Scotia (P)
12/08/11	0.450	100,000,000	99,954,000
Bank of Tokyo-Mitsubishi UFJ, Ltd.
01/10/11	0.250	25,000,000	24,999,750

John Hancock Collateral Investment Trust
As of 12-31-10
Portfolio of Investments


Description	Yield*	Par value	Value
Corporate Interest-Bearing Obligations (continued)

Bellsouth Corp.
10/15/11	6.000%	$3,966,000	$4,134,472
BNP Paribas Finance, Inc.
01/04/11	0.010	177,400,000	177,400,000
Caterpillar Financial Services Corp.
06/24/11 to 10/12/11	1.053 to 5.125	43,840,000	44,216,938
Credit Suisse USA, Inc.
03/02/11 to 11/15/11	5.250 to 6.125	42,304,000	43,944,048
Credit Suisse USA, Inc. (P)
03/02/11 to 08/16/11	0.484 to 0.490	67,005,000	67,055,973
General Electric Capital Corp. (P)
01/26/11 to 11/21/11	0.338 to 0.737	272,914,000	273,049,012
General Electric Capital Corp., Series A
02/22/11	6.125	69,926,000	70,438,348
International Business Machines Corp. (P)
07/28/11 to 11/04/11	0.326 to 0.868	8,600,000	8,619,220
John Deere Capital Corp. (P)
06/10/11	1.052	48,220,000	48,379,367
JPMorgan Chase & Company
01/17/11 to 06/16/11	4.600 to 5.600	70,039,000	71,110,660
JPMorgan Chase & Company (P)
01/17/11 to 05/16/11	0.394 to 0.459	181,644,000	181,671,461
Merrill Lynch & Company, Inc. (P)
07/25/11	0.488	39,510,000	39,488,072
Morgan Stanley
01/21/11 to 04/15/11	5.050 to 6.750	298,036,000	300,182,510
Morgan Stanley (P)
01/18/11	0.539	49,970,000	49,974,347
National Australia Bank, Ltd. (P)
12/01/11	0.320	45,000,000	44,979,525
PepsiCo, Inc. (P)
07/15/11	0.319	20,000,000	19,998,120
Pfizer, Inc. (P)
03/15/11	2.252	27,100,000	27,208,671
Procter & Gamble International Funding SCA
08/26/11	1.350	10,000,000	10,077,530
Royal Bank of Canada (P)
12/02/11	0.440	80,000,000	79,964,000
The Bank of New York Mellon Corp.
01/14/11	4.950	7,385,000	7,392,481
The Goldman Sachs Group, Inc.
01/15/11 to 01/15/11	5.000 to 6.875	158,310,000	158,561,458
The Goldman Sachs Group, Inc. (P)
08/05/11 to 10/07/11	0.506 to 0.703	50,950,000	51,066,426
Toyota Motor Credit Corp.
05/18/11	5.450	8,240,000	8,400,425

John Hancock Collateral Investment Trust
As of 12-31-10
Portfolio of Investments


Description	Yield*	Par value	Value
Corporate Interest-Bearing Obligations (continued)

Toyota Motor Credit Corp. (P)
01/10/11 to 12/14/11	0.263 to 0.440%	$70,000,000	$69,976,460
Wachovia Corp.
03/15/11	5.350	7,550,000	7,622,246
Wachovia Corp. (S)
03/15/11 to 10/15/11	0.419 to 0.422	126,387,000	126,431,416
Wells Fargo & Company
01/12/11	4.875	16,000,000	16,011,984
Wells Fargo & Company (P)
01/12/11 to 01/24/11	0.389 to 0.738	159,800,000	159,834,297
Wells Fargo Bank NA
02/01/11	6.450	17,500,000	17,571,978
Westpac Banking Corp. (P)(S)
10/21/11	0.589	84,855,000	84,928,060
Westpac Banking Corp. (P)
11/03/11	0.370	100,000,000	99,958,700

U.S. Government & Agency Obligations 11.87%			$802,054,829

(Cost $801,431,602)

Bank of America Corp. (J)(P)
06/22/12	0.503%	$41,000,000	41,154,570
Citibank NA (J)(P)
07/12/11 to 11/15/12	0.286 to 0.316	86,000,000	86,058,707
Citigroup Funding, Inc. (J)(P)
03/30/12	0.603	13,000,000	13,075,049
Citigroup, Inc. (J)(P)
12/09/11	1.064	22,340,000	22,505,562
Federal Home Loan Bank
11/15/11 to 12/29/11	0.340 to 0.500	392,775,000	392,496,936
General Electric Capital Corp. (J)(P)
03/11/11 to 03/12/12	0.382 to 0.502	18,000,000	18,038,226
JPMorgan Chase & Company (J)(P)
02/23/11 to 12/26/12	0.364 to 0.553	60,000,000	60,224,993
Morgan Stanley (J)(P)
02/10/12 to 06/20/12	0.502 to 0.654	55,000,000	55,219,555
PNC Funding Corp. (J)(P)
04/01/12	0.503	10,000,000	10,029,680
State Street Bank & Trust Company (J)(P)
09/15/11	0.502	10,000,000	10,017,110
The Goldman Sachs Group, Inc. (J)(P)
11/09/11 to 03/15/12	0.502 to 0.536	36,000,000	36,086,664
The Huntington National Bank (J)(P)
06/01/12	0.696	18,000,000	18,097,146
Union Bank NA (J)(P)
03/16/12	0.502	6,000,000	6,015,666
US Central Federal Credit Union (P)
10/19/11	0.289	23,000,000	22,999,075

John Hancock Collateral Investment Trust
As of 12-31-10
Portfolio of Investments


Description	Yield*	Par value	Value
U.S. Government & Agency Obligations (continued)

Wells Fargo & Company (J)(P)
06/15/12	0.522%	$10,000,000	$10,035,890

Total investments (Cost $6,740,255,813)† 99.77%			$6,740,106,343

Other assets and liabilities, net 0.23%			$15,473,386

Total net assets 100.00%			$6,755,579,729

The percentage shown for each investment category is the total value of that category as a percentage of the net assets of the Fund.

* Yield represents either the annualized yield at the date of purchase, the stated coupon rate or, for floating rate securities, the rate at period end.

(J) These securities are issued under the Temporary Liquidity Guarantee and are insured by the Federal Deposit Insurance Corporation. Securities reset coupon rates periodically, which allows the securities to qualify as short-term securities under the provisions of Rule 2a-7 of the Investment Company Act of 1940.

(P) Variable rate obligation. The coupon rate shown represents the rate at period end.

(S) These securities are exempt from registration under Rule 144A of the Securities Act of 1933. Such securities may be resold, normally to qualified institutional buyers, in transactions exempt from registration.

† At 12-31-10, the aggregate cost of investment securities for federal income tax purposes was $6,740,255,813. Net unrealized depreciation aggregated $149,470, of which $1,166,584 related to appreciated investment securities and $1,316,054 related to depreciated investment securities.

John Hancock Collateral Investment Trust

Statement of Assets and Liabilities — December 31, 2010


Assets

Investments, at value (Cost $6,740,255,813)	$6,740,106,343
Cash	84,308
Interest receivable	17,401,834
Other receivables and prepaid expenses	26,704

Total assets	6,757,619,189


Liabilities

Distributions payable	1,915,878
Payable to affiliates (Note 4)
Chief compliance officer fees	8,854
Transfer agent fees	8,628
Trustees' fees	13,970
Other liabilities and accrued expenses	92,130

Total liabilities	2,039,460


Net assets

Capital paid-in	$6,756,021,332
Accumulated distributions in excess of net
investment income	(244,828)
Accumulated net realized loss on investments	(47,305)
Net unrealized appreciation (depreciation) on
investments	(149,470)

Net assets	$6,755,579,729


Net asset value per share


Based on 675,089,738 shares of beneficial
interest outstanding — unlimited number of
shares authorized with no par value	$10.01

The accompanying notes are an integral part of the financial statements.

John Hancock Collateral Investment Trust

Statement of Operations — For the Year Ended December 31, 2010


Investment income

Interest	$20,829,392

Expenses

Investment management fees (Note 4)	2,230,240
Accounting and legal services fees (Note 4)	400,000
Transfer agent fees (Note 4)	100,000
Trustees' fees (Note 4)	50,501
Professional fees	181,248
Custodian fees	420,558
Registration and filing fees	9,418
Chief compliance officer fees (Note 4)	35,000
Other	118,731

Total expenses	3,545,696

Net investment income	17,283,696

Realized and unrealized loss

Net realized loss on investments	(47,305)
Change in net unrealized appreciation
(depreciation) on investments	(1,714,332)

Net realized and unrealized loss	(1,761,637)

Increase in net assets from operations	$15,522,059

The accompanying notes are an integral part of the financial statements.

John Hancock Collateral Investment Trust

Statements of Changes in Net Assets


	Year ended	Period ended
Increase (decrease) in net assets	12/31/10	12/31/09¹

From operations
Net investment income	$17,283,696	$6,319,754
Net realized loss	(47,305)	—
Change in net unrealized appreciation
(depreciation)	(1,714,332)	1,564,862
Increase in net assets resulting from
operations	15,522,059	7,884,616

Distributions to shareholders
From net investment income	(17,391,310)	(6,464,575)

From Fund share transactions (Note 5)	1,856,535,067	4,899,493,872

Total increase	1,854,665,816	4,900,913,913

Net assets

Beginning of period	4,900,913,913	—

End of period	$6,755,579,729	$4,900,913,913

Accumulated distributions in excess of net
investment income	($244,828)	($144,821)

¹Period from 6-1-09 (inception date) to 12-31-09.

The accompanying notes are an integral part of the financial statements.

John Hancock Collateral Investment Trust

Financial Highlights (For a share outstanding throughout the period)


Period ended	12/31/10	12/31/09¹
Per share operating performance

Net asset value, beginning of period	$10.01	$10.00

Net investment income ²	0.03	0.02
Net realized and unrealized gain on
investments	— ³	0.01

Total from investment operations	0.03	0.03

Less distributions
From net investment income	(0.03)	(0.02)

Net asset value, end of period	$10.01	$10.01

Total return (%)	0.27	0.29⁴

Ratios and supplemental data

Net assets, end of period (in millions)	$6,756	$4,901
Ratio (as a percentage of average net assets)
Expenses	0.06	0.09⁵
Net investment income	0.27	0.29⁵
Portfolio turnover (%)⁶	153	51⁷

¹Period from 6-1-09 (inception date) to 12-31-09.
²Based on the average daily shares outstanding.
³Less than ($0.005) per share.
⁴Not annualized.
⁵All expenses have been annualized except organizational fees, which were 0.01% of average net assets and are non-recurring. This expense decreased the net investment income by less than $0.005 per share and the net investment income ratio by 0.01%.
⁶The calculation of portfolio turnover excludes amounts from all securities whose maturities or expiration dates at the time of acquisition were one year or less, which represents a significant amount of the investments held by the Fund.
⁷The 2009 Portfolio turnover rate has been revised from what was previously reported to exclude the effect of short-term securities owned by the Fund during the period ended 12-31-09.

The accompanying notes are an integral part of the financial statements.

John Hancock Collateral Investment Trust

Notes to financial statements

Note 1 - Organization

John Hancock Collateral Investment Trust (the Fund) is a Massachusetts business trust organized on May 19, 2009. The Fund is an open-end management investment company registered under the Investment Company Act of 1940, as amended (the 1940 Act). The Fund is the successor to John Hancock Cash Investment Trust (CIT). The Fund acquired all the assets and liabilities of CIT in a non-taxable exchange for shares of the Fund. The Fund commenced operations on June 1, 2009 upon the completion of this transaction. Most of the current investors in the Fund are affiliated funds of John Hancock Mutual Funds family of funds. The Fund serves primarily as an investment vehicle for cash collateral received by such affiliated funds for securities lending.

The investment objective of the Fund is to maximize income, while maintaining adequate liquidity, safeguarding the return of principal and minimizing risk of default. The Fund invests only in U.S. dollar denominated securities rated within the two highest short-term credit categories and their unrated equivalents. The Fund is a floating net asset value (NAV) fund and its NAV may fluctuate.

Note 2 - Significant accounting policies

The financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America, which require management to make certain estimates and assumptions at the date of the financial statements. Actual results could differ from those estimates. Events or transactions occurring after the end of the fiscal period through the date that the financial statements were issued have been evaluated in the preparation of the financial statements. The following summarizes the significant accounting policies of the Fund:

Security valuation. Investments are stated at value as of the close of regular trading on the New York Stock Exchange (NYSE), normally at 4:00 P.M., Eastern Time. The Fund uses a three-tier hierarchy to prioritize the pricing assumptions, referred to as inputs, used in valuation techniques to measure fair value. Level 1 includes securities valued using quoted prices in active markets for identical securities. Level 2 includes securities valued using significant observable inputs. Observable inputs may include quoted prices for similar securities, interest rates, prepayment speeds and credit risk. Prices for securities valued using these inputs are received from independent pricing vendors and brokers and are based on an evaluation of the inputs described. Level 3 includes securities valued using significant unobservable inputs when market prices are not readily available or reliable, including the Fund’s own assumptions in determining the fair value of investments. Factors used in determining value may include market or issuer specific events, changes in interest rates and credit quality. The inputs or methodology used for valuing securities are not necessarily an indication of the risk associated with investing in those securities. As of December 31, 2010, all investments are categorized as Level 2 under the hierarchy described above. During the year ended December 31, 2010, there were no significant transfers in or out of Level 2 assets.

In order to value the securities, the Fund uses the following valuation techniques. Debt obligations, including short-term debt investments, are valued based on the evaluated prices provided by an independent pricing service, which utilizes both dealer-supplied quotes and electronic data processing techniques, taking into account factors such as institutional-size trading in similar groups of securities, yield, quality, coupon rate, maturity, type of issue, trading characteristics and other market data. Certain securities traded only in the over-the-counter market are valued at the last bid price quoted by brokers making markets in the securities at the close of trading. Debt obligations, for which there are no prices available from an independent pricing service, are valued based on broker quotes or fair valued as determined in good faith by the Fund’s Pricing Committee, following procedures established by the Board of Trustees.

Security transactions and related investment income. Investment security transactions are accounted for on a trade date plus one basis for daily net asset value calculations. However, for financial reporting purposes, investment transactions are reported on trade date. Interest income is accrued as earned. Gains and losses on securities sold are determined on the basis of identified cost and may include proceeds from litigation. Interest income includes coupon interest and amortization/accretion of premiums/discounts on debt securities. Debt obligations may be placed in a non-accrual status and related interest income may be reduced by stopping current accruals and writing off interest receivable when the collection of all or a portion of interest has become doubtful.

Expenses. Expense estimates are accrued in the period to which they relate and adjustments are made when actual amounts are known.

Federal income taxes. The Fund intends to continue to qualify as a regulated investment company by complying with the applicable provisions of the Internal Revenue Code and will not be subject to federal income tax on taxable income that is distributed to shareholders. Therefore, no federal income tax provision is required.

As of December 31, 2010, the Fund had no uncertain tax positions that would require financial statement recognition, de-recognition or disclosure. The Fund’s federal tax return is subject to examination by the Internal Revenue Service for a period of three years. Net capital losses of $57,984, that are a result of security transactions occurring after October 31, 2010, are treated as occurring on January 1, 2011, the first day of the Fund’s next taxable year.

Distribution of income and gains. Distributions to shareholders from net investment income and net realized gains, if any, are recorded on the ex-date. The Fund generally declares dividends daily and pays them monthly. Capital gain distributions net of fee paid to the fund security lending agent, if any, are distributed annually. The tax character of distributions for the periods ended December 31, 2010 and December 31, 2009 was as follows: ordinary income of $17,391,310 and $6,464,575, respectively.

As of December 31, 2010, the components of distributable earnings on a tax basis included $203,997 of undistributed ordinary income.

Such distributions and distributable earnings, on a tax basis, are determined in conformity with income tax regulations, which may differ from accounting principles generally accepted in the United States of America.

Capital accounts within financial statements are adjusted for permanent book-tax differences. These adjustments have no impact on net assets or the results of operations. Temporary book-tax differences, if any, will reverse in a subsequent period. The Fund had no material book-tax differences at December 31, 2010.

Note 3 - Guarantees and indemnifications

Under the Fund’s organizational documents, its Officers and Trustees are indemnified against certain liabilities arising out of the performance of their duties to the Fund. Additionally, in the normal course of business, the Fund enters into contracts with service providers that contain general indemnification clauses. The Fund’s maximum exposure under these arrangements is unknown, as this would involve future claims that may be made against the Fund that have not yet occurred. The risk of material loss from such claims is considered remote.

Note 4 - Fees and transactions with affiliates

Manulife Asset Management (US) LLC (formerly MFC Global Investment Management (U.S.), LLC) (the Adviser) serves as investment adviser for the Fund. John Hancock Funds, LLC (the Placement Agent) performs services related to the

offering and sale of shares of the Fund. The Adviser and the Placement Agent are indirect wholly owned subsidiaries of Manulife Financial Corporation.

Management fee. The Fund has an investment management contract with the Adviser. Under the investment management contract, the Fund pays a daily management fee to the Adviser equivalent, on an annual basis, to the sum of: (a) 0.05% of the first $1,500,000,000 of the Fund’s average daily net assets and (b) 0.03% of the Fund’s average daily net assets in excess of $1,500,000,000.

The investment management fees incurred for the year ended December 31, 2010, were equivalent to an annual effective rate of 0.035% of the Fund’s average daily net assets.

Administrative services. The Fund has an agreement with an affiliate of the Adviser to perform necessary tax, accounting, compliance and other administrative services of the Fund. As of December 31, 2010, the Fund pays such affiliate monthly in arrears for these services at a rate of 0.02% of the Fund’s average daily net assets, up to a maximum of $400,000 annually. The administrative service fees incurred for the year ended December 31, 2010 were equivalent to an annual effective rate of 0.01% of the Fund’s average daily net assets.

Effective January 1, 2011, the annual maximum amount has been reduced to $300,000.

Chief Compliance Officer services. The Fund, as of December 31, 2010, has contracted with the Adviser’s Chief Compliance Officer (CCO) to provide certain services, including on-going evaluation of the Fund’s Federal Security Law policies and procedures. In addition, the CCO will provide annual reporting to the Board of Trustees detailing the results of this review. The Fund pays an annual flat rate of $35,000 to the Adviser, paid monthly in arrears, for these services.

Trustee expenses. The Fund compensates each Trustee who is not an employee of the Adviser or its affiliates.

Transfer agent fees. The Fund, as of December 31, 2010, has a transfer agent agreement with John Hancock Signature Services, Inc. (Transfer Agent), an affiliate of the Adviser. The Fund pays the Transfer Agent monthly a fee which is based on an annual rate of $100,000. The Fund also pays certain out-of-pocket expenses.

Note 5 - Fund share transactions

Transactions in Fund shares for the year ended December 31, 2010 and the period ended December 31, 2009 were as follows:


	Year ended		Period ended
	12/31/10		12/31/09¹

	Shares	Amount	Shares	Amount

Common shares
Sold	3,572,336,077	$35,754,481,630	1,617,448,284	$16,190,461,263
Issued in acquisition of CIT	-	-	175,181,953	1,751,819,527
Repurchased	(3,386,873,227)	(33,897,946,563)	(1,303,003,349)	(13,042,786,918)

Net increase	185,462,850	$1,856,535,067	489,626,888	$4,899,493,872

¹Period from 6-1-09 (inception date) to 12-31-09.

Note 6 - Purchase and sale of securities

Purchases and proceeds from sales or maturities of securities, other than short-term securities, during the year ended December 31, 2010, aggregated to $2,074,820,390 and $1,687,728,853, respectively.

Auditors’ report

Report of Independent Registered Public Accounting Firm

To the Board of Trustees and Shareholders of John Hancock Collateral Investment Trust:

In our opinion, the accompanying statement of assets and liabilities, including the portfolio of investments, and the related statements of operations and of changes in net assets and the financial highlights present fairly, in all material respects, the financial position of John Hancock Collateral Investment Trust (the “Fund”) at December 31, 2010, and the results of its operations, the changes in its net assets and the financial highlights for each of the periods indicated, in conformity with accounting principles generally accepted in the United States of America. These financial statements and financial highlights (hereafter referred to as “financial statements”) are the responsibility of the Fund’s management; our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits of these financial statements in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. We believe that our audits, which included confirmation of securities at December 31, 2010 by correspondence with the custodian and brokers, provide a reasonable basis for our opinion.

PricewaterhouseCoopers LLP
Boston, Massachusetts
February 24, 2011

Trustees and Officers

This chart provides information about the Trustees and Officers of John Hancock Collateral Investment Trust. Officers elected by the Trustees manage the day-to-day operations of the Portfolio and execute policies formulated by the Trustees.


Independent Trustees
Name, Year of Birth	Trustee	Number of
*Position(s) held with Fund*	of the	John Hancock
Principal occupation(s) and other	Trust	funds overseen
directorships during past 5 years	since¹	by Trustee

Harlan D. Platt,²Born: 1950	2009	1

Chairman
Professor of Finance, Northeastern University College of Business Administration (since 1980); Director,
Republic Financial Corporation (since 2005); Advisory Board Member, Millennium Liquidation Fund, 2010–
Present; Director and Audit Committee Member, CypressTree Alternative Income Fund Inc. (2003–2004);
Director and Audit Committee Member, Prospect Street Debt Strategies Fund Inc. (1999–2003); Director
and Audit Committee Chairman, VSI Enterprises, Inc. (1998–2000); Director and Audit Committee
Member, Prospect Street High Income Portfolio Inc. (1988–2000).


John A. Frabotta,²Born: 1942	2009	1

Trustee
Retired. Former founding partner and Chief Investment Officer of Cypress Tree Investment
Management, LLC (1988–2009); Head of High Yield Research at Merrill Lynch, Pierce, Fenner &
Smith (1979–1988).

Non-Independent Trustee³

Name, Year of Birth	Trustee	Number of
*Position(s) held with Fund*	of the	John Hancock
Principal occupation(s) and other	Trust	funds overseen
directorships during past 5 years	since¹	by Trustee

Frank Saeli, Born: 1962	2009	1

Head of Sales and Global Relationship Management for North America of MFC and member of
management committee and product steering committee, joined MFC in 2008. Prior to joining MFC
he was a Vice President and Principal at State Street Global Advisors.

Principal officers who are not Trustees

Name, Year of Birth		Officer
*Position(s) held with Fund*		of the
Principal occupation(s) and other		Trust
directorships during past 5 years		since

Barry H. Evans, Born: 1960		2009

President and Chief Executive Officer
Barry Evans is the Chief Investment Officer, Global Fixed Income & Country Head, US at Manulife Asset
Management and the President of Manulife Asset Management (US), LLC. Barry is responsible for all
US and international fixed income strategies managed by Manulife Asset Management, some of which
incorporate exposure to high yield and emerging market debt asset classes. He is a member of the firm’s
Senior Investment Policy Committee. Barry began his career in the financial industry in 1986 when he
joined John Hancock Advisers, the sister firm of Manulife Asset Management (US).

Collateral Investment Trust | Annual report


Principal officers who are not Trustees (continued)

Name, Year of Birth	Officer
*Position(s) held with Fund*	of the
Principal occupation(s) and other	Trust
directorships during past 5 years	since

Carolyn M. Flanagan, Born: 1967	2009

Secretary and Chief Legal Officer
Carolyn M. Flanagan is a vice president and the general counsel at Manulife Asset Management (US)
LLC. She provides legal support for the firm’s mutual fund and institutional investment management
business. Ms. Flanagan also serves as a member of the firm’s Senior Investment Policy Committee.
Prior to joining the firm, Ms. Flanagan served as vice president and counsel at Wellington Management
Company, LLP, and prior to that assistant vice president and counsel at State Street Bank and Trust
Company. She is a member of the Massachusetts, Florida, and District of Columbia Bars.

William E. Corson, Born: 1956	2009

Chief Compliance Officer
William E. Corson is a vice president and the chief compliance officer at Manulife Asset Management
(US) LLC, charged with oversight of all compliance related activities. Mr. Corson also serves as a member
of the firm’s Senior Investment Policy Committee. Prior to joining the firm, Mr. Corson held chief
compliance officer roles at Aladdin Capital Management, Pyramis Global Advisors (the institutional
investment management firm of Fidelity Investments), and Lee Munder Capital Management. Earlier, he
spent over 10 years at Investors Bank and Trust, where he was responsible for trust division operations
and client service. He is a member of the Massachusetts Bar.

Charles A. Rizzo, Born: 1957	2009

Chief Financial Officer
Vice President, John Hancock Financial Services (since 2008); Chief Financial Officer, John Hancock retail
funds, John Hancock Funds II and John Hancock Trust (since 2007); Senior Vice President, John Hancock
Advisers, LLC and John Hancock Investment Management Services, LLC (since 2008); Assistant Treasurer,
Goldman Sachs Mutual Fund Complex (2005–2007); Vice President, Goldman Sachs (2005–2007);
Managing Director and Treasurer, Scudder Funds, Deutsche Asset Management (2003–2005).

Michael J. Leary, Born: 1965	2009

Treasurer
Assistant Vice President, John Hancock Financial Services (since 2007); Treasurer, John Hancock
Funds II and John Hancock Trust (since 2009); Treasurer, John Hancock retail funds (2009–2010); Vice
President, John Hancock Advisers, LLC and John Hancock Investment Management Services, LLC (since
2007); Assistant Treasurer, John Hancock retail funds (2007–2009 & 2010), John Hancock Funds II and
John Hancock Trust (2007–2009) and John Hancock Funds III (since 2009); Vice President and Director
of Fund Administration, JP Morgan (2004–2007).

The business address for Harlan D. Platt, John A. Frabotta, Frank Saeli, Barry H. Evans, Carolyn M. Flanagan and William E. Corson is 101 Huntington Avenue, Boston, Massachusetts 02199. The business address for Charles A. Rizzo and Michael J. Leary is 601 Congress Street, Boston, Massachusetts 02210.

The Statement of Additional Information of the Fund includes additional information about members of the Board of Trustees of the Fund and is available without charge, upon request, by calling 1-800-225-5291.

¹Each Trustee serves until resignation, retirement age or until his or her successor is elected.

²Member of Audit Committee.

³Non-Independent Trustees hold positions with the Fund’s investment adviser, underwriter and certain other affiliates.

Annual report | Collateral Investment Trust

More information


Trustees	Investment adviser
Harlan D. Platt*	John Hancock Asset Management
John A. Frabotta*	a division of Manulife Asset Management (US) LLC
Frank Saeli†
*Member of the Audit Committee	Placement agent
†Non-Independent Trustee	John Hancock Funds, LLC

Officers	Custodian
Barry H. Evans	State Street Bank and Trust Company
President and Chief Executive Officer
Carolyn M. Flanagan	Transfer agent
Secretary and Chief Legal Officer	John Hancock Signature Services, Inc.
William E. Corson
Chief Compliance Officer	Legal counsel
Charles A. Rizzo	Skadden, Arps, Slate, Meagher & Flom LLP
Chief Financial Officer
Michael J. Leary	Independent registered public accounting firm
Treasurer	PricewaterhouseCoopers LLP


	The report is certified under the Sarbanes-Oxley Act,
	which requires mutual funds and other public companies
	to affirm that, to the best of their knowledge, the information
	in their financial reports is fairly and accurately stated in
	all material respects.

The Fund’s complete list of portfolio holdings, for the first and third fiscal quarters, is filed with the SEC on Form N-Q. The Fund’s Form N-Q is available on the SEC’s Web site, www.sec.gov, and can be reviewed and copied (for a fee) at the SEC’s Public Reference Room in Washington, DC. Call 1-800-SEC-0330 to receive information on the operation of the SEC's Public Reference Room.

ITEM 2. CODE OF ETHICS.

As of the end of the year, December 31, 2010, the registrant has adopted a code of ethics, as defined in Item 2 of Form N-CSR, that applies to its Chief Executive Officer, Chief Financial Officer and Treasurer (respectively, the principal executive officer, the principal financial officer and the principal accounting officer, the “Senior Financial Officers”). A copy of the code of ethics is filed as an exhibit to this Form N-CSR.

ITEM 3. AUDIT COMMITTEE FINANCIAL EXPERT.

The Trustees have determined that a member of the audit committee, Mr. John Frabotta, is an audit committee financial expert. Mr. Frabotta is an independent trustee by virtue of being not an "interested" person of the Trust (as defined under the Investment Company Act of 1940, as amended) whose sole compensation from the Trust is his Trustees' fees.

ITEM 4. PRINCIPAL ACCOUNTANT FEES AND SERVICES.

(a) Audit Fees

The aggregate fees billed for professional services rendered by the principal accountant(s) for the audit of the registrant’s annual financial statements or services that are normally provided by the accountant(s) in connection with statutory and regulatory filings or engagements amounted to $50,226 for the fiscal year ended December 31, 2010 and $48,032 for the fiscal period ended December 31, 2009 for John Hancock Collateral Investment Trust. These fees were billed to the registrant and were approved by the registrant’s audit committee.

(b) Audit-Related Services

Audit-related service fees amounted to $0 for the fiscal year ended December 31, 2010 and $0 for the fiscal period ended December 31, 2009 for John Hancock Collateral Investment Trust billed to the registrant or to the registrant's investment adviser (not including any sub-adviser whose role is primarily portfolio management and is subcontracted with or overseen by another investment adviser), and any entity controlling, controlled by, or under common control with the adviser that provides ongoing services to the registrant ("control affiliates").

The aggregate fees billed for professional services rendered by the principal accountant(s) for the tax compliance, tax advice and tax planning (“tax fees”) amounted to $2,575 for the fiscal year ended December 31, 2010 and $1,561 for the fiscal period ended December 31, 2009 for John Hancock Collateral Investment Trust. The nature of the services comprising the tax fees was the review of the registrant’s income tax returns and tax distribution requirements. These fees were billed to the registrant and were approved by the registrant’s audit committee. There were no tax fees billed to the control affiliates.

(d) All Other Fees

Other fees amounted to $19 for the fiscal year ended December 31, 2010 and $0 for the fiscal period ended December 31, 2009 for John Hancock Collateral Investment Trust billed to the registrant or to the control affiliates.

(e)(1) Audit Committee Pre-Approval Policies and Procedures:

The trust’s Audit Committee must pre-approve all audit and non-audit services provided by the independent registered public accounting firm (the “Auditor”) relating to the operations or financial reporting of the funds. Prior to the commencement of any audit or non-audit services to a fund, the Audit Committee reviews the services to determine whether they are appropriate and permissible under applicable law.

The trust’s Audit Committee has adopted policies and procedures to, among other purposes, provide a framework for the Committee’s consideration of audit-related and non-audit services by the Auditor. The policies and procedures require that any audit-related and non-audit service provided by the Auditor and any non-audit service provided by the Auditor to a fund service provider that relates directly to the operations and financial reporting of a fund are subject to approval by the Audit Committee before such service is provided. Audit-related services provided by the Auditor that are expected to exceed $10,000 per instance/per fund are subject to specific pre-approval by the Audit Committee. Tax services provided by the Auditor that are expected to exceed $10,000 per instance/per fund are subject to specific pre-approval by the Audit Committee.

All audit services, as well as the audit-related and non-audit services that are expected to exceed the amounts stated above, must be approved in advance of provision of the service by formal resolution of the Audit Committee. At the regularly scheduled Audit Committee meetings, the Committee reviews a report summarizing the services, including fees, provided by the Auditor.

(e)(2) Services approved pursuant to paragraph (c)(7)(i)(C) of Rule 2-01 of Regulation S-X:

Audit-Related Fees, Tax Fees and All Other Fees:

There were no amounts that were approved by the Audit Committee pursuant to the de minimis exception under Rule 2-01 of Regulation S-X.

(f) According to the registrant’s principal accountant, for the fiscal year ended December 31, 2010, the percentage of hours spent on the audit of the registrant's financial statements for the most recent fiscal year that were attributed to work performed by persons who were not full-time, permanent employees of principal accountant was less than 50%.

(g) The aggregate non-audit fees billed by the registrant's accountant(s) for services rendered to the registrant and rendered to the registrant's control affiliates of the registrant was $2,690,164 for the fiscal year ended December 31, 2010 and $5,879,533 for the fiscal period ended December 31, 2009.

(h) The audit committee of the registrant has considered the non-audit services provided by the registrant’s principal accountant(s) to the control affiliates and has determined that the services that were not pre-approved are compatible with maintaining the principal accountant(s)' independence.

ITEM 5. AUDIT COMMITTEE OF LISTED REGISTRANTS.

The registrant has a separately-designated standing audit committee comprised of independent trustees. The members of the audit committee are as follows:

Harlan D. Platt - Chairman
John A. Frabotta

ITEM 6. SCHEDULE OF INVESTMENTS.

(a) Not applicable.
(b) Not applicable.

ITEM 7. DISCLOSURE OF PROXY VOTING POLICIES AND PROCEDURES FOR CLOSED-END MANAGEMENT INVESTMENT COMPANIES.

Not applicable.

ITEM 8. PORTFOLIO MANAGERS OF CLOSED-END MANAGEMENT INVESTMENT COMPANIES.

Not applicable.

ITEM 9. PURCHASES OF EQUITY SECURITIES BY CLOSED-END MANAGEMENT INVESTMENT COMPANY AND AFFILIATED PURCHASERS.

Not applicable.

ITEM 10. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.

Not applicable.

ITEM 11. CONTROLS AND PROCEDURES.

(a) Based upon their evaluation of the registrant's disclosure controls and procedures as conducted within 90 days of the filing date of this Form N-CSR, the registrant's principal executive officer and principal financial officer have concluded that those disclosure controls and procedures provide reasonable assurance that the material information required to be disclosed by the registrant on this report is recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission's rules and forms.

(b) There were no changes in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal half-year (the registrant's second fiscal half-year in the case of an annual report) that have materially affected, or are reasonably likely to materially affect, the registrant's internal control over financial reporting.

ITEM 12. EXHIBITS.

(a)(1) See attached Code of Ethics.

(a)(2) Separate certifications for the registrant's principal executive officer and principal financial officer, as required by Section 302 of the Sarbanes-Oxley Act of 2002 and Rule 30a-2(a) under the Investment Company Act of 1940, are attached.

(b) Separate certifications for the registrant's principal executive officer and principal financial officer, as required by 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, and Rule 30a-2(b) under the Investment Company Act of 1940, are attached. The certifications furnished pursuant to this paragraph are not deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section. Such certifications are not deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934, except to the extent that the Registrant specifically incorporates them by reference.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

John Hancock Collateral Investment Trust

By: /s/ Barry H. Evans
      ________________
      Barry H. Evans
      President and Chief Executive Officer

Date: February 24, 2011

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

By:  /s/ Barry H. Evans
      ________________
      Barry H. Evans
      President and Chief Executive Officer

Date: February 24, 2011

By:  /s/ Charles A. Rizzo
      _________________
      Charles A. Rizzo
      Chief Financial Officer

Date: February 24, 2011

EX-99.CERT 2 b_conivtrstcert.htm CERTIFICATION b_conivtrstcert.htm

CERTIFICATION

I, Barry H. Evans, certify that:

1. I have reviewed this report on Form N-CSR of the John Hancock Collateral Investment Trust (the “registrant”);

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;

4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal half-year (the registrant's second fiscal half-year in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

5. The registrant's other certifying officer and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

Date: February 24, 2011                                 /s/ Barry H. Evans
                                                                    ________________
                                                                    Barry H. Evans
                                                                    President and
                                                                    Chief Executive Officer

CERTIFICATION

I, Charles A. Rizzo, certify that:

1. I have reviewed this report on Form N-CSR of the John Hancock Collateral Investment Trust (the “registrant”);

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

Date: February 24, 2011                                  /s/ Charles A. Rizzo
                                                                     _________________
                                                                     Charles A. Rizzo
                                                                     Chief Financial Officer

EX-99.906 CERT 3 c_colinvtrstnoscert.htm CERTIFICATION 906 c_colinvtrstnoscert.htm

Certification Pursuant to 18 U. S.C. Section 1350, as Adopted Pursuant to Section 906 of

the Sarbanes-Oxley Act of 2002

In connection with the attached Report of John Hancock Collateral Investment Trust (the “registrant”) on Form N-CSR to be filed with the Securities and Exchange Commission (the "Report"), each of the undersigned officers of the registrant does hereby certify that, to the best of such officer's knowledge:

1. The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2. The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the registrant as of, and for, the periods presented in the Report.

            /s/ Barry H. Evans
           ________________
           Barry H. Evans
           President and Chief Executive Officer

Dated: February 24, 2011

           /s/ Charles A. Rizzo
          __________________
          Charles A. Rizzo
          Chief Financial Officer

Dated: February 24, 2011

A signed original of this written statement, required by Section 906, has been provided to the registrant and will be retained by the registrant and furnished to the Securities and Exchange Commission or its staff upon request.

EX-99.CODE ETH 4 d_codeofethics.htm CODE OF ETHICS d_codeofethics.htm

John Hancock Trust

John Hancock Funds

John Hancock Funds II

John Hancock Funds III

Sarbanes-Oxley Code of Ethics

for

Principal Executive, Principal Financial Officers & Treasurer

I. Covered Officers/Purpose of the Code

This code of ethics (this “Code”) for John Hancock Trust, John Hancock Funds^[1], John Hancock Funds II and John Hancock Funds III, each a registered management investment company under the Investment Company Act of 1940, as amended (“1940 Act”), which may issue shares in separate and distinct series (each investment company and series thereunder to be hereinafter referred to as a “Fund”), applies to each Fund’s Principal Executive Officer (“President”), Principal Financial Officer (“Chief Financial Officer”) and Treasurer (“Treasurer”) (the “Covered Officers” as set forth in Exhibit A) for the purpose of promoting:

⇒ honest and ethical conduct, including the ethical handling of actual or apparent conflicts of interest between personal and professional relationships;

⇒ full, fair, accurate, timely and understandable disclosure in reports and documents that the Fund files with, or submits to, the Securities and Exchange Commission (“SEC”) and in other public communications made by the Fund;

⇒ compliance with applicable laws and governmental rules and regulations;

⇒ the prompt internal reporting of violations of the Code to an appropriate person or persons identified in the Code; and

⇒ accountability for adherence to the Code.

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Each of the Covered Officers should adhere to a high standard of business ethics and should be sensitive to situations that may give rise to actual as well as apparent conflicts of interest.

II. Covered Officers Should Handle Ethically Actual and Apparent Conflicts of Interest

Overview

A “conflict of interest” occurs when a Covered Officer’s private interest interferes with the interests of, or his service to, the Fund. For example, a conflict of interest would arise if a Covered Officer, or a member of his family, receives improper personal benefits as a result of his position with the Fund. Certain conflicts of interest arise out of the relationships between the Covered Officers and the Fund and already are subject to conflict of interest provisions in the Investment Company Act of 1940, as amended (the “Investment Company Act”) and the Investment Advisers Act of 1940, as amended (the “Investment Advisers Act”). For example, Covered Officers may not individually engage in certain transactions (such as the purchase or sale of securities or other property) with the Fund because of their status as “affiliated persons” of the Fund. Each of the Covered Officers is an officer or employee of the investment adviser or a service provider (“Service Provider”) to the Fund. The Fund’s, the investment adviser’s and the Service Provider’s compliance programs and procedures are designed to prevent, or identify and correct, violations of these provisions. This Code does not, and is not intended to, repeat or replace these programs and procedures, and such conflicts fall outside of the parameters of this Code.

Although typically not presenting an opportunity for improper personal benefit, conflicts arise from, or as a result of, the contractual relationship between the Fund and the investment adviser and the Service Provider of which the Covered Officers are also officers or employees. As a result, this Code recognizes that the Covered Officers will, in the normal course of their duties (whether formally for the Fund, for the investment adviser or for the Service Provider), be involved in establishing policies and implementing decisions which will have different effects on the investment adviser, the Service Provider and the Fund. The participation of the Covered Officers in such activities is inherent in the contractual relationship between the Fund and the investment adviser and the Service Provider and is consistent with the performance by the Covered Officers of their duties as officers of the Fund. Thus, if such participation is performed in conformity with the provisions of the Investment Company Act and the Investment Advisers Act, it will be deemed to have been handled ethically. In addition, it is recognized by the Fund’s Board of Trustees/Directors (the “Board”) that the Covered Officers may also be officers or employees of one or more other investment companies covered by other Codes.

Other conflicts of interest are covered by the Code, even if such conflicts of interest are not subject to provisions in the Investment Company Act and the Investment Advisers Act. The following list provides examples of conflicts of interest under the Code, but the Covered Officers should keep in mind that these examples are not exhaustive. The overarching principle is that the personal interest of an Covered Officer should not be placed improperly before the interest of the Fund.

* * *

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Each Covered Officer must:

⇒ not use his/her personal influence or personal relationships improperly to influence investment decisions or financial reporting by the Fund whereby the Covered Officer would benefit personally to the detriment of the Fund;

⇒ not cause the Fund to take action, or fail to take action, for the individual personal benefit of the Covered Officer rather than for the benefit of the Fund; and

⇒ not use material non-public knowledge of portfolio transactions made or contemplated for the Fund to trade personally or cause others to trade personally in contemplation of the market effect of such transactions.

Additionally, conflicts of interest may arise in other situations, the propriety of which may be discussed, if material, with the Fund’s Chief Compliance Officer (“CCO”). Examples of these include:

⇒ service as a director/trustee on the board of any public or private company;

⇒ the receipt of any non-nominal gifts;

⇒ the receipt of any entertainment from any company with which the Fund has current or prospective business dealings unless such entertainment is business-related, reasonable in cost, appropriate as to time and place, and not so frequent as to raise any question of impropriety (or other formulation as the Fund already uses in another code of conduct);

⇒ any ownership interest in, or any consulting or employment relationship with, any of the Fund’s service providers, other than its investment adviser, any sub-adviser, principal underwriter, administrator or any affiliated person thereof; and

⇒ a direct or indirect financial interest in commissions, transaction charges or spreads paid by the Fund for effecting portfolio transactions or for selling or redeeming shares other than an interest arising from the Covered Officer’s employment, such as compensation or equity ownership.

III. Disclosure & Compliance

⇒ Each Covered Officer should familiarize himself or herself with the disclosure requirements generally applicable to the Fund;

⇒ Each Covered Officer should not knowingly misrepresent, or cause others to misrepresent, facts about the Fund to others, whether within or outside the Fund, including to the Fund’s directors and auditors, and to governmental regulators and self-regulatory organizations;

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⇒ Each Covered Officer should, to the extent appropriate within his/her area of responsibility, consult with other officers and employees of the Fund and the Fund’s adviser or any sub-adviser with the goal of promoting full, fair, accurate, timely and understandable disclosure in the reports and documents the Fund files with, or submits to, the SEC and in other public communications made by the Fund; and

⇒ It is the responsibility of each Covered Officer to promote compliance with the standards and restrictions imposed by applicable laws, rules and regulations.

IV. Reporting & Accountability

Each Covered Officer must:

⇒ upon adoption of the Code (or thereafter as applicable, upon becoming an Covered Officer), affirm in writing to the Fund’s CCO that he/she has received, read, and understands the Code;

⇒ annually thereafter affirm to the Fund’s CCO that he/she has complied with the requirements of the Code;

⇒ not retaliate against any employee or Covered Officer or their affiliated persons for reports of potential violations that are made in good faith;

⇒ notify the Fund’s CCO promptly if he/she knows of any violation of this Code (Note: failure to do so is itself a violation of this Code); and

⇒ report at least annually any change in his/her affiliations from the prior year.

The Fund’s CCO is responsible for applying this Code to specific situations in which questions are presented under it and has the authority to interpret this Code in any particular situation. However, any approvals or waivers sought by the Principal Executive Officer will be considered by the Fund’s Board or the Compliance Committee thereof (the “Committee”).

The Fund will follow these procedures in investigating and enforcing this Code:

⇒ the Fund’s CCO will take all appropriate action to investigate any potential violations reported to him/her;

⇒ if, after such investigation, the CCO believes that no violation has occurred, the CCO is not required to take any further action;

⇒ any matter that the CCO believes is a violation will be reported to the Board or, if applicable, Compliance Committee;

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⇒ if the Board or, if applicable, Compliance Committee concurs that a violation has occurred, the Board, either upon its determination of a violation or upon recommendation of the Compliance Committee, if applicable, will consider appropriate action, which may include review of, and appropriate modifications to, applicable policies and procedures; notification to appropriate personnel of the Service Provider or the investment adviser or its board; or a recommendation to dismiss the Registrant’s Executive Officer;

⇒ the Board, or if applicable the Compliance Committee, will be responsible for granting waivers, as appropriate; and

⇒ any changes to or waivers of this Code will, to the extent required, be disclosed as provided by SEC rules.

V. Other Policies & Procedures

This Code shall be the sole code of ethics adopted by the Fund for purposes of Section 406 of the Sarbanes-Oxley Act of 2002 and the rules and forms applicable to registered investment companies thereunder. Insofar as other policies or procedures of the Fund, the Fund’s adviser, any sub-adviser, principal underwriter or other service providers govern or purport to govern the behavior or activities of the Covered Officers who are subject to this Code, they are superseded by this Code to the extent that they overlap or conflict with the provisions of this Code. The Fund’s and its investment adviser’s codes of ethics under Rule 204A-1 under the Investment Advisers Act and Rule 17j-1 under the Investment Company Act, respectively, are separate requirements applying to the Covered Officers and others, and are not part of this Code.

VI. Amendments

Any amendments to this Code, other than amendments to Exhibit A, must be approved or ratified by a majority vote of the Fund’s Board, including a majority of independent directors.

VII. Confidentiality

All reports and records prepared or maintained pursuant to this Code will be considered confidential and shall be maintained and protected accordingly. Except as otherwise required by law or this Code, such matters shall not be disclosed to anyone other than the Fund’s Board and its counsel, the investment adviser and the relevant Service Providers.

VIII. Internal Use

The Code is intended solely for the internal use by the Fund and does not constitute an admission, by or on behalf of the Fund, as to any fact, circumstance, or legal conclusion.

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Exhibit A

Persons Covered by this Code of Ethics

(As of September 2010)

John Hancock Trust

⇒ Principal Executive Officer and President – Hugh McHaffie

⇒ Principal Financial Officer and Chief Financial Officer – Charles Rizzo

⇒ Treasurer – Michael J. Leary

John Hancock Funds

⇒ Principal Executive Officer and President – Keith Hartstein

⇒ Principal Financial Officer and Chief Financial Officer – Charles Rizzo

⇒ Treasurer – Salvatore Schiavone

John Hancock Funds II

⇒ Principal Executive Officer and President – Hugh McHaffie

⇒ Principal Financial Officer and Chief Financial Officer – Charles Rizzo

⇒ Treasurer – Michael J. Leary

John Hancock Funds III

⇒ Principal Executive Officer and President – Keith Hartstein

⇒ Principal Financial Officer and Chief Financial Officer – Charles Rizzo

⇒ Treasurer – Salvatore Schiavone

[1] John Hancock Funds includes the following trusts: John Hancock Bank and Thrift Opportunity Fund; John Hancock Bond Trust; John Hancock California Tax-Free Income Fund; John Hancock Capital Series; John Hancock Current Interest; John Hancock Equity Trust; John Hancock Income Securities Trust; John Hancock Investment Trust; John Hancock Investment Trust II; John Hancock Investment Trust III; John Hancock Investors Trust; John Hancock Municipal Securities Trust; John Hancock Patriot Premium Dividend Fund II; Trust; John Hancock Preferred Income Fund; John Hancock Preferred Income Fund II; John Hancock Preferred Income Fund III; John Hancock Series Trust; John Hancock Sovereign Bond Fund; John Hancock Strategic Series; John Hancock Tax-Exempt Series Fund; John Hancock World Fund; John Hancock Tax-Advantaged Dividend Income Fund and John Hancock Tax-Advantaged Global Shareholder Yield Fund.

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