XML 25 R37.htm IDEA: XBRL DOCUMENT v2.4.1.9
Segment Reporting (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2015
segment
industry
Mar. 31, 2014
Dec. 31, 2014
Segment Reporting Information [Line Items]      
Number of industries the Company operates in 1atlc_NumberOfIndustriesCompanyOperatesIn    
Number of reportable segments 2us-gaap_NumberOfReportableSegments    
Interest income:      
Consumer loans, including past due fees $ 17,443us-gaap_InterestAndFeeIncomeLoansConsumer $ 19,957us-gaap_InterestAndFeeIncomeLoansConsumer  
Other 32us-gaap_OtherInterestAndDividendIncome 237us-gaap_OtherInterestAndDividendIncome  
Total interest income 17,475us-gaap_InterestAndDividendIncomeOperating 20,194us-gaap_InterestAndDividendIncomeOperating  
Interest expense (4,557)us-gaap_InterestExpense (6,187)us-gaap_InterestExpense  
Net interest income before fees and related income on earning assets and provision for losses on loans and fees receivable 12,918us-gaap_InterestIncomeExpenseNet 14,007us-gaap_InterestIncomeExpenseNet  
Fees and related income on earning assets 13,219atlc_FeesAndRelatedIncomeOnEarningAssets 32,885atlc_FeesAndRelatedIncomeOnEarningAssets  
Servicing income 1,560us-gaap_ServicingFeesNet 1,240us-gaap_ServicingFeesNet  
Depreciation of rental merchandise (12,253)atlc_Depreciationofleasedmerchandise (25,011)atlc_Depreciationofleasedmerchandise  
Equity in income of equity-method investees 1,075us-gaap_IncomeLossFromEquityMethodInvestments 2,406us-gaap_IncomeLossFromEquityMethodInvestments  
(Loss) income before income taxes 1,348us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments (9,041)us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments  
Income Tax Expense (Benefit) 618us-gaap_IncomeTaxExpenseBenefit (1,982)us-gaap_IncomeTaxExpenseBenefit  
Total assets 249,769us-gaap_Assets 337,930us-gaap_Assets 268,355us-gaap_Assets
Credit Cards and Other Investments [Member]      
Interest income:      
Consumer loans, including past due fees 10,720us-gaap_InterestAndFeeIncomeLoansConsumer
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
14,396us-gaap_InterestAndFeeIncomeLoansConsumer
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Other 32us-gaap_OtherInterestAndDividendIncome
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
237us-gaap_OtherInterestAndDividendIncome
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Total interest income 10,752us-gaap_InterestAndDividendIncomeOperating
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
14,633us-gaap_InterestAndDividendIncomeOperating
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Interest expense (4,251)us-gaap_InterestExpense
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
(5,832)us-gaap_InterestExpense
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Net interest income before fees and related income on earning assets and provision for losses on loans and fees receivable 6,501us-gaap_InterestIncomeExpenseNet
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
8,801us-gaap_InterestIncomeExpenseNet
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Fees and related income on earning assets 13,073atlc_FeesAndRelatedIncomeOnEarningAssets
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
32,802atlc_FeesAndRelatedIncomeOnEarningAssets
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Servicing income 1,359us-gaap_ServicingFeesNet
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
1,055us-gaap_ServicingFeesNet
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Depreciation of rental merchandise (12,253)atlc_Depreciationofleasedmerchandise
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
(25,011)atlc_Depreciationofleasedmerchandise
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Equity in income of equity-method investees 1,075us-gaap_IncomeLossFromEquityMethodInvestments
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
2,406us-gaap_IncomeLossFromEquityMethodInvestments
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
(Loss) income before income taxes (579)us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
(10,063)us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Income Tax Expense (Benefit) 1,248us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
(1,625)us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Total assets 183,219us-gaap_Assets
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
281,700us-gaap_Assets
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsOneMember
 
Auto Finance [Member]      
Interest income:      
Consumer loans, including past due fees 6,723us-gaap_InterestAndFeeIncomeLoansConsumer
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
5,561us-gaap_InterestAndFeeIncomeLoansConsumer
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Other 0us-gaap_OtherInterestAndDividendIncome
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
0us-gaap_OtherInterestAndDividendIncome
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Total interest income 6,723us-gaap_InterestAndDividendIncomeOperating
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
5,561us-gaap_InterestAndDividendIncomeOperating
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Interest expense (306)us-gaap_InterestExpense
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
(355)us-gaap_InterestExpense
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Net interest income before fees and related income on earning assets and provision for losses on loans and fees receivable 6,417us-gaap_InterestIncomeExpenseNet
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
5,206us-gaap_InterestIncomeExpenseNet
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Fees and related income on earning assets 146atlc_FeesAndRelatedIncomeOnEarningAssets
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
83atlc_FeesAndRelatedIncomeOnEarningAssets
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Servicing income 201us-gaap_ServicingFeesNet
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
185us-gaap_ServicingFeesNet
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Depreciation of rental merchandise 0atlc_Depreciationofleasedmerchandise
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
0atlc_Depreciationofleasedmerchandise
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Equity in income of equity-method investees 0us-gaap_IncomeLossFromEquityMethodInvestments
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
0us-gaap_IncomeLossFromEquityMethodInvestments
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
(Loss) income before income taxes 1,927us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
1,022us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Income Tax Expense (Benefit) (630)us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
(357)us-gaap_IncomeTaxExpenseBenefit
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
 
Total assets $ 66,550us-gaap_Assets
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember
$ 56,230us-gaap_Assets
/ us-gaap_StatementBusinessSegmentsAxis
= atlc_ReportableSegmentsThreeMember