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Convertible Senior Notes and Notes Payable (Details) (USD $)
3 Months Ended 9 Months Ended 9 Months Ended 9 Months Ended 9 Months Ended 1 Months Ended 3 Months Ended 9 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Oct. 31, 2012
Dec. 31, 2011
Sep. 30, 2012
Amortizing debt facility secured by ACC Auto Finance segment [Member]
Dec. 31, 2011
Amortizing debt facility secured by ACC Auto Finance segment [Member]
Sep. 30, 2012
Amortizing debt facility secured by Auto Finance segment [Member]
Dec. 31, 2011
Amortizing debt facility secured by Auto Finance segment [Member]
Jan. 31, 2011
Amortizing debt facility secured by Auto Finance segment [Member]
Sep. 30, 2012
Software and equipment purchases secured by equipment [Member]
Dec. 31, 2011
Software and equipment purchases secured by equipment [Member]
Sep. 30, 2012
Investment secured by segment asset [Member]
Dec. 31, 2011
Investment secured by segment asset [Member]
Sep. 30, 2012
Expiring June 2013 [Member]
Dec. 31, 2011
Expiring June 2013 [Member]
Sep. 30, 2012
Expiring April 2014 [Member]
Dec. 31, 2011
Expiring April 2014 [Member]
Sep. 30, 2012
Expiring January 2015 [Member]
Dec. 31, 2011
Expiring January 2015 [Member]
Sep. 30, 2012
CAR [Member]
Sep. 30, 2012
Interest rate swap [Member]
May 31, 2005
3.625% convertible senior notes due 2025 [Member]
Sep. 30, 2011
3.625% convertible senior notes due 2025 [Member]
Sep. 30, 2011
3.625% convertible senior notes due 2025 [Member]
Sep. 30, 2012
3.625% convertible senior notes due 2025 [Member]
Dec. 31, 2011
3.625% convertible senior notes due 2025 [Member]
Sep. 30, 2012
5.875% convertible senior notes due 2035 [Member]
Dec. 31, 2011
5.875% convertible senior notes due 2035 [Member]
May 31, 2005
5.875% convertible senior notes due 2035 [Member]
Sep. 30, 2012
Senior notes [Member]
Debt Instrument [Line Items]                                                                
Aggregate principal amount                               $ 217,700,000   $ 91,200,000   $ 1,200,000       $ 250,000,000     $ 450,000 $ 83,943,000 $ 139,467,000 $ 139,467,000 $ 300,000,000  
Interest rate on notes (in hundredths)                                                     3.625%   5.875%      
Repurchased face amount of notes                                               83,500,000 6,000,000 39,600,000            
Components of consolidated balance sheets associated with our convertible senior notes [Abstract]                                                                
Face amount                               217,700,000   91,200,000   1,200,000       250,000,000     450,000 83,943,000 139,467,000 139,467,000 300,000,000  
Discount (44,723,000)   (44,723,000)     (47,010,000)                                                    
Net carrying value 95,194,000   95,194,000     176,400,000                                                    
Carrying amount of equity component included in additional paid-in capital 108,714,000   108,714,000     108,714,000                                                    
Excess of instruments' if-converted values over face principal amounts 0   0     0                                                    
Amortization associated with discount to face amount of notes 200,000 1,500,000 2,287,000 5,112,000                                                        
Interest expense incurred during the period 2,000,000 3,100,000 7,400,000 9,600,000                                                        
Weighted average effective interest rate (in hundredths)                                                               9.20%
Repurchase amount of notes                                                 5,700,000 37,000,000            
Gain on repurchase of convertible senior notes 0 138,000 0 607,000                                                        
Notes Payable Associated with Structured Financings, at Fair Value [Abstract]                                                                
Total structured financing notes reported at fair value that are secured by credit card receivables and to which we are subordinated 167,521,000   167,521,000     241,755,000                   110,400,000 154,100,000 56,000,000 81,600,000 1,100,000 6,100,000                      
Weighted average interest rate (in hundredths)                               3.30%   4.90%   2.00%                        
Credit card receivables and restricted cash, carrying amount, as security for notes payable 175,800,000   175,800,000                         110,400,000   59,800,000   5,600,000                        
Maximum aggregate exposure to pre-tax equity loss associated with structured financing at fair value 8,300,000   8,300,000                                                          
Notes Payable Associated with Structured Financings, at Face Value [Abstract]                                                                
Total asset-backed structured financing notes outstanding 7,366,000   7,366,000     23,151,000 7,200,000 [1] 20,400,000 [1] 0 2,600,000 9,400,000 200,000 0 0 200,000                                  
Minimum fixed rate of debt facility (in hundredths)             15.00%                                                  
Carrying amount of receivables as security for structured financing notes             12,600,000   800,000                                              
Implied rate of interest                       15.00%                                        
Percentage of receivables allocated as compensation after repayment of notes (in hundredths)             37.50%                                                  
Liability for accrued interest             3,700,000 1,500,000                                                
Amount of notes received on sale of segment operation                 2,400,000                                              
Effective interest rate on loan (in hundredths)             25.80%                               4.75%                  
Maximum aggregate exposure to pre-tax equity loss associated with structured financing at face value 5,200,000   5,200,000                                                          
Notes Payable, at Face Value [Abstract]                                                                
Credit facility maximum amount 40,000,000   40,000,000   20,000,000                 200,000                                    
Outstanding eligible principal receivables 20,184,000   20,184,000     23,765,000               184,000               20,000,000 20,000,000                  
Carrying value of financial and operating assets $ 406,612,000 $ 710,838,000 $ 406,612,000 $ 710,838,000   $ 647,907,000                               $ 50,100,000                    
Variable rate basis of new facility     LIBOR + 4.0%                                                          
Interest rate (in hundredths) 4.75%   4.75%   6.00%                                                      
Description of variable rate basis                                             LIBOR                  
Basis spread of interest rate (in hundredths)                                             4.00%                  
[1] The terms of this lending agreement provide for the application of all excess cash flows from the underlying auto finance receivables portfolio (above and beyond interest costs and contractual servicing compensation to our outsourced third-party servicer) to reduce outstanding debt balances. The terms of this facility provide that 37.5% of any cash flows (net of contractual servicing compensation) generated on the auto finance receivables portfolio after repayment of the notes will be allocated to the note holders as additional compensation for the use of their capital. Based on current estimates of this additional compensation, we currently are accruing interest expense on this loan at a 25.8% effective interest rate, and our liability for such accrued interest grew from $1.5 million as of December 31, 2011 to $3.7 million as of September 30, 2012, which is included as a component of the debt facility balance listed above.