Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Revenue:
Consumer loans, including past due fees	$ 191,547	$ 122,654	$ 356,353	$ 224,950
Fees and related income on earning assets	65,839	49,553	120,537	86,573
Other revenue	12,410	7,312	22,676	11,891
Total operating revenue, net	269,796	179,519	499,566	323,414
Other non-operating revenue	239	2,586	300	3,426
Total revenue	270,035	182,105	499,866	326,840
Interest expense	(18,925)	(13,790)	(36,335)	(26,088)
Provision for losses on loans, interest and fees receivable recorded at net realizable value	(182)	(11,096)	(329)	(15,231)
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value	(146,559)	(58,763)	(251,239)	(86,254)
Net margin	104,369	98,456	211,963	199,267
Operating expense:
Salaries and benefits	10,099	7,883	21,525	16,122
Card and loan servicing	23,997	18,212	46,672	35,599
Marketing and solicitation	20,231	13,678	40,804	23,979
Depreciation	549	320	1,142	632
Other	6,953	5,972	21,646	10,940
Total operating expense	61,829	46,065	131,789	87,272
Loss on repurchase and redemption of convertible senior notes	0	5,448	0	13,255
Income before income taxes	42,540	46,943	80,174	98,740
Income tax expense	(8,743)	(10,117)	(1,622)	(17,887)
Net income	33,797	36,826	78,552	80,853
Net loss attributable to noncontrolling interests	228	50	483	98
Net income attributable to controlling interests	34,025	36,876	79,035	80,951
Preferred dividends and discount accretion	(6,257)	(4,738)	(12,463)	(9,425)
Net income attributable to common shareholders	$ 27,768	$ 32,138	$ 66,572	$ 71,526
Net income attributable to common shareholders per common share—basic (in dollars per share)	$ 1.88	$ 2.12	$ 4.50	$ 4.74
Net income attributable to common shareholders per common share—diluted (in dollars per share)	$ 1.46	$ 1.56	$ 3.43	$ 3.47