<SEC-DOCUMENT>0001398344-22-019955.txt : 20221011 <SEC-HEADER>0001398344-22-019955.hdr.sgml : 20221011 <ACCEPTANCE-DATETIME>20221011093713 ACCESSION NUMBER: 0001398344-22-019955 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221011 DATE AS OF CHANGE: 20221011 EFFECTIVENESS DATE: 20221011 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ipswich Investment Management Co., Inc. CENTRAL INDEX KEY: 0001463753 IRS NUMBER: 042904257 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13506 FILM NUMBER: 221302698 BUSINESS ADDRESS: STREET 1: 53 SOUTH MAIN STREET CITY: IPSWICH STATE: MA ZIP: 01938 BUSINESS PHONE: 978-356-6333 MAIL ADDRESS: STREET 1: 53 SOUTH MAIN STREET CITY: IPSWICH STATE: MA ZIP: 01938 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xsi:schemaLocation="http://www.sec.gov/edgar/thirteenffiler eis_13F_Filer.xsd" xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001463753</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>09-30-2022</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>09-30-2022</reportCalendarOrQuarter> <isAmendment>false</isAmendment> <filingManager> <name>Ipswich Investment Management Co., Inc.</name> <address> <ns1:street1>53 SOUTH MAIN STREET</ns1:street1> <ns1:city>IPSWICH</ns1:city> <ns1:stateOrCountry>MA</ns1:stateOrCountry> <ns1:zipCode>01938</ns1:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-13506</form13FFileNumber> <provideInfoForInstruction5>N</provideInfoForInstruction5> </coverPage> <signatureBlock> <name>A. Cushing Titcomb</name> <title>Exec VP, Chief Operating Officer, Chief Compliance Office</title> <phone>978-356-6333</phone> <signature>/s/ A. Cushing Titcomb</signature> <city>Ipswich</city> <stateOrCountry>MA</stateOrCountry> <signatureDate>10-07-2022</signatureDate> </signatureBlock> <summaryPage> <otherIncludedManagersCount>6</otherIncludedManagersCount> <tableEntryTotal>171</tableEntryTotal> <tableValueTotal>314155</tableValueTotal> <otherManagers2Info> <otherManager2> <sequenceNumber>1</sequenceNumber> <otherManager> <name>Eric H. Jostrom</name> </otherManager> </otherManager2> <otherManager2> <sequenceNumber>2</sequenceNumber> <otherManager> <name>Alexander M. Colby</name> </otherManager> </otherManager2> <otherManager2> <sequenceNumber>3</sequenceNumber> <otherManager> <name>Patricia A. Bowlin</name> </otherManager> </otherManager2> <otherManager2> <sequenceNumber>4</sequenceNumber> <otherManager> <name>James R. 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<shrsOrPrnAmt> <sshPrnamt>11002</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>11002</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SOUTHERN CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>842587107</cusip> <value>1073</value> <shrsOrPrnAmt> <sshPrnamt>15775</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>15775</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BRITISH AMERN TOB PLC</nameOfIssuer> <titleOfClass>SPONSORED ADR</titleOfClass> <cusip>110448107</cusip> <value>974</value> <shrsOrPrnAmt> <sshPrnamt>27445</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>27445</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>LABORATORY CORP AMER HLDGS</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>50540R409</cusip> <value>333</value> <shrsOrPrnAmt> <sshPrnamt>1625</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1625</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>IRIDIUM COMMUNICATIONS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>46269C102</cusip> <value>333</value> <shrsOrPrnAmt> <sshPrnamt>7500</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7500</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>HENRY JACK & ASSOC INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>426281101</cusip> <value>519</value> <shrsOrPrnAmt> <sshPrnamt>2846</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2846</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NUTRIEN LTD</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>67077M108</cusip> <value>245</value> <shrsOrPrnAmt> <sshPrnamt>2944</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2944</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE S&P SCP ETF</titleOfClass> <cusip>464287804</cusip> <value>353</value> <shrsOrPrnAmt> <sshPrnamt>4046</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4046</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer> <titleOfClass>CL B NEW</titleOfClass> <cusip>084670702</cusip> <value>274</value> <shrsOrPrnAmt> <sshPrnamt>1025</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1025</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ADOBE SYSTEMS INCORPORATED</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>00724F101</cusip> <value>276</value> <shrsOrPrnAmt> <sshPrnamt>1002</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1002</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer> <titleOfClass>SHRT TRM CORP BD</titleOfClass> <cusip>92206C409</cusip> <value>296</value> <shrsOrPrnAmt> <sshPrnamt>3985</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3985</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALPHABET INC</nameOfIssuer> <titleOfClass>CAP STK CL A</titleOfClass> <cusip>02079K305</cusip> <value>5916</value> <shrsOrPrnAmt> <sshPrnamt>61855</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>61855</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>743315103</cusip> <value>4506</value> <shrsOrPrnAmt> <sshPrnamt>38777</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>38777</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FISERV INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>337738108</cusip> <value>252</value> <shrsOrPrnAmt> <sshPrnamt>2695</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2695</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>67103H107</cusip> <value>586</value> <shrsOrPrnAmt> <sshPrnamt>833</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>833</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NEWMONT CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>651639106</cusip> <value>1339</value> <shrsOrPrnAmt> <sshPrnamt>31861</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>31861</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SURFACE ONCOLOGY INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>86877M209</cusip> <value>10</value> <shrsOrPrnAmt> <sshPrnamt>10000</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MICROSOFT CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>594918104</cusip> <value>16130</value> <shrsOrPrnAmt> <sshPrnamt>69255</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>69255</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer> <titleOfClass>COM STK</titleOfClass> <cusip>806857108</cusip> <value>401</value> <shrsOrPrnAmt> <sshPrnamt>11160</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>11160</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CVS HEALTH CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>126650100</cusip> <value>327</value> <shrsOrPrnAmt> <sshPrnamt>3426</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3426</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>RPM INTL INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>749685103</cusip> <value>386</value> <shrsOrPrnAmt> <sshPrnamt>4635</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4635</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>04010L103</cusip> <value>257</value> <shrsOrPrnAmt> <sshPrnamt>15245</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>15245</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>FEDERAL AGRIC MTG CORP</nameOfIssuer> <titleOfClass>CL C</titleOfClass> <cusip>313148306</cusip> <value>228</value> <shrsOrPrnAmt> <sshPrnamt>2300</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2300</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>65339F101</cusip> <value>2823</value> <shrsOrPrnAmt> <sshPrnamt>35999</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>35999</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>NIKE INC</nameOfIssuer> <titleOfClass>CL B</titleOfClass> <cusip>654106103</cusip> <value>1169</value> <shrsOrPrnAmt> <sshPrnamt>14062</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>14062</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>LINDE PLC</nameOfIssuer> <titleOfClass>SHS</titleOfClass> <cusip>G5494J103</cusip> <value>3918</value> <shrsOrPrnAmt> <sshPrnamt>14533</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>14532</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MODERNA INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>60770K107</cusip> <value>1843</value> <shrsOrPrnAmt> <sshPrnamt>15583</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>15583</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>COGENT COMMUNICATIONS HLDGS</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>19239V302</cusip> <value>1570</value> <shrsOrPrnAmt> <sshPrnamt>30106</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>30106</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DOW INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>260557103</cusip> <value>473</value> <shrsOrPrnAmt> <sshPrnamt>10765</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10765</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALCON AG</nameOfIssuer> <titleOfClass>ORD SHS</titleOfClass> <cusip>H01301128</cusip> <value>571</value> <shrsOrPrnAmt> <sshPrnamt>9813</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>9813</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ILLUMINA INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>452327109</cusip> <value>945</value> <shrsOrPrnAmt> <sshPrnamt>4952</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4952</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CORTEVA INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>22052L104</cusip> <value>563</value> <shrsOrPrnAmt> <sshPrnamt>9849</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>9849</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>209115104</cusip> <value>388</value> <shrsOrPrnAmt> <sshPrnamt>4525</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4525</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>LILLY ELI & CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>532457108</cusip> <value>1640</value> <shrsOrPrnAmt> <sshPrnamt>5073</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5073</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AIR PRODS & CHEMS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>009158106</cusip> <value>884</value> <shrsOrPrnAmt> <sshPrnamt>3798</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3797</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>26441C204</cusip> <value>1590</value> <shrsOrPrnAmt> <sshPrnamt>17089</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>17089</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BROOKFIELD INFRASTRUCTURE CO</nameOfIssuer> <titleOfClass>COM SB VTG SHS A</titleOfClass> <cusip>11275Q107</cusip> <value>2181</value> <shrsOrPrnAmt> <sshPrnamt>53586</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>53586</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AFLAC INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>001055102</cusip> <value>430</value> <shrsOrPrnAmt> <sshPrnamt>7660</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7660</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SYSCO CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>871829107</cusip> <value>820</value> <shrsOrPrnAmt> <sshPrnamt>11602</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>11602</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MARATHON PETE CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>56585A102</cusip> <value>284</value> <shrsOrPrnAmt> <sshPrnamt>2860</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2860</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP</nameOfIssuer> <titleOfClass>COM UNIT RP LP</titleOfClass> <cusip>559080106</cusip> <value>518</value> <shrsOrPrnAmt> <sshPrnamt>10905</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10905</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>STAG INDL INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>85254J102</cusip> <value>677</value> <shrsOrPrnAmt> <sshPrnamt>23826</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> 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<cusip>427866108</cusip> <value>744</value> <shrsOrPrnAmt> <sshPrnamt>3375</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3375</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GXO LOGISTICS INCORPORATED</nameOfIssuer> <titleOfClass>COMMON STOCK</titleOfClass> <cusip>36262G101</cusip> <value>492</value> <shrsOrPrnAmt> <sshPrnamt>14035</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>14035</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>502431109</cusip> <value>530</value> <shrsOrPrnAmt> <sshPrnamt>2548</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2548</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ASML HOLDING N V</nameOfIssuer> <titleOfClass>N Y REGISTRY SHS</titleOfClass> <cusip>N07059210</cusip> <value>1892</value> <shrsOrPrnAmt> <sshPrnamt>4556</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4556</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>COCA-COLA EUROPACIFIC PARTNE</nameOfIssuer> <titleOfClass>SHS</titleOfClass> <cusip>G25839104</cusip> <value>686</value> <shrsOrPrnAmt> <sshPrnamt>16100</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>16100</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BCE INC</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>05534B760</cusip> <value>304</value> <shrsOrPrnAmt> <sshPrnamt>7253</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7253</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>697435105</cusip> <value>2021</value> <shrsOrPrnAmt> <sshPrnamt>12342</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>12342</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer> <titleOfClass>CL A</titleOfClass> <cusip>609207105</cusip> <value>421</value> <shrsOrPrnAmt> <sshPrnamt>7677</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7677</Sole> <Shared>0</Shared> 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<investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>51307</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>459200101</cusip> <value>1833</value> <shrsOrPrnAmt> <sshPrnamt>15424</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>15424</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ORACLE CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>68389X105</cusip> <value>509</value> <shrsOrPrnAmt> <sshPrnamt>8342</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>8341</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>75513E101</cusip> <value>1343</value> <shrsOrPrnAmt> <sshPrnamt>16401</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>16401</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>882508104</cusip> <value>4658</value> <shrsOrPrnAmt> <sshPrnamt>30094</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>30093</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>TARGET CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>87612E106</cusip> <value>2397</value> <shrsOrPrnAmt> <sshPrnamt>16153</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>16152</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PFIZER INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>717081103</cusip> <value>1150</value> <shrsOrPrnAmt> <sshPrnamt>26291</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>26290</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MORGAN STANLEY</nameOfIssuer> <titleOfClass>COM NEW</titleOfClass> <cusip>617446448</cusip> <value>242</value> <shrsOrPrnAmt> <sshPrnamt>3068</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3067</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>3M CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>88579Y101</cusip> <value>2325</value> <shrsOrPrnAmt> 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<infoTable> <nameOfIssuer>ALPHABET INC</nameOfIssuer> <titleOfClass>CAP STK CL C</titleOfClass> <cusip>02079K107</cusip> <value>1635</value> <shrsOrPrnAmt> <sshPrnamt>17001</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>17000</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>025816109</cusip> <value>495</value> <shrsOrPrnAmt> <sshPrnamt>3666</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>3665</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMGEN INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>031162100</cusip> <value>4288</value> <shrsOrPrnAmt> <sshPrnamt>19025</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>19024</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>APPLIED MATLS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>038222105</cusip> <value>702</value> <shrsOrPrnAmt> <sshPrnamt>8571</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>8571</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>OTIS WORLDWIDE CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>68902V107</cusip> <value>3523</value> <shrsOrPrnAmt> <sshPrnamt>55222</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>55222</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>063671101</cusip> <value>728</value> <shrsOrPrnAmt> <sshPrnamt>8304</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>8304</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>EQUINOR ASA</nameOfIssuer> <titleOfClass>SPONSORED ADR</titleOfClass> <cusip>29446M102</cusip> <value>2375</value> <shrsOrPrnAmt> <sshPrnamt>71721</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>71721</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>718172109</cusip> <value>857</value> <shrsOrPrnAmt> <sshPrnamt>10325</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>10325</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>110122108</cusip> <value>1668</value> <shrsOrPrnAmt> <sshPrnamt>23460</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>23460</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RUSSELL 3000 ETF</titleOfClass> <cusip>464287689</cusip> <value>8105</value> <shrsOrPrnAmt> <sshPrnamt>39148</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>39148</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>02209S103</cusip> <value>851</value> <shrsOrPrnAmt> <sshPrnamt>21085</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>21085</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DOMINION ENERGY INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>25746U109</cusip> <value>287</value> <shrsOrPrnAmt> <sshPrnamt>4151</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>4151</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>030420103</cusip> <value>2954</value> <shrsOrPrnAmt> <sshPrnamt>22695</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>22694</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>30231G102</cusip> <value>9328</value> <shrsOrPrnAmt> <sshPrnamt>106839</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>106839</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>74144T108</cusip> <value>548</value> <shrsOrPrnAmt> <sshPrnamt>5214</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>5214</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>LOWES COS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>548661107</cusip> <value>387</value> <shrsOrPrnAmt> <sshPrnamt>2061</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>2061</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DEERE & CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>244199105</cusip> <value>369</value> <shrsOrPrnAmt> <sshPrnamt>1106</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>1106</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>194162103</cusip> <value>1522</value> <shrsOrPrnAmt> <sshPrnamt>21660</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>21659</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MCCORMICK & 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ETF</titleOfClass> <cusip>464287465</cusip> <value>351</value> <shrsOrPrnAmt> <sshPrnamt>6262</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>6262</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>APPLE INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>037833100</cusip> <value>15137</value> <shrsOrPrnAmt> <sshPrnamt>109529</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>109528</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GSK PLC</nameOfIssuer> <titleOfClass>SPONSORED ADR</titleOfClass> <cusip>37733W204</cusip> <value>271</value> <shrsOrPrnAmt> <sshPrnamt>9192</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>9192</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ABBOTT LABS</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>002824100</cusip> <value>3228</value> <shrsOrPrnAmt> <sshPrnamt>33363</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>33363</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>DISNEY WALT CO</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>254687106</cusip> <value>746</value> <shrsOrPrnAmt> <sshPrnamt>7912</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>7912</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MARSH & MCLENNAN COS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>571748102</cusip> <value>5101</value> <shrsOrPrnAmt> <sshPrnamt>34167</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <votingAuthority> <Sole>34166</Sole> <Shared>0</Shared> <None>0</None> </votingAuthority> </infoTable> </informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>