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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 O3BQXrh7C/QFU5uYvhj3k3IKCBJvx1sIVgfsmlQl11I80Ttp0CD5tLqInh31aR/6
 CFMzWlo4gtmMytDLG61P1A==

<SEC-DOCUMENT>0001181431-05-004920.txt : 20050126
<SEC-HEADER>0001181431-05-004920.hdr.sgml : 20050126
<ACCEPTANCE-DATETIME>20050126161952
ACCESSION NUMBER:		0001181431-05-004920
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20050124
FILED AS OF DATE:		20050126
DATE AS OF CHANGE:		20050126

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			HOWARD JACK L
		CENTRAL INDEX KEY:			0001144269

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-05881
		FILM NUMBER:		05550365

	MAIL ADDRESS:	
		STREET 1:		182 FARMERS LANE
		STREET 2:		STE 101
		CITY:			SANTA ROSA
		STATE:			CA
		ZIP:			95405

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BNS HOLDING, INC.
		CENTRAL INDEX KEY:			0000014637
		STANDARD INDUSTRIAL CLASSIFICATION:	REAL ESTATE [6500]
		IRS NUMBER:				201953457
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		25 ENTERPRISE CENTER
		STREET 2:		SUITE 103
		CITY:			MIDDLETOWN
		STATE:			RI
		ZIP:			02842
		BUSINESS PHONE:		401-848-6310

	MAIL ADDRESS:	
		STREET 1:		25 ENTERPRISE CENTER
		STREET 2:		SUITE 103
		CITY:			MIDDLETOWN
		STATE:			RI
		ZIP:			02842

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BNS HOLDING , INC.
		DATE OF NAME CHANGE:	20041214

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BNS CO
		DATE OF NAME CHANGE:	20010510
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rrd65995.xml
<DESCRIPTION>FORM 4
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2005-01-24</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000014637</issuerCik>
        <issuerName>BNS HOLDING, INC.</issuerName>
        <issuerTradingSymbol>BNSIA</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001144269</rptOwnerCik>
            <rptOwnerName>HOWARD JACK L</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>590 MADISON AVENUE</rptOwnerStreet1>
            <rptOwnerStreet2>32ND FLOOR</rptOwnerStreet2>
            <rptOwnerCity>NEW YORK</rptOwnerCity>
            <rptOwnerState>NY</rptOwnerState>
            <rptOwnerZipCode>10022</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>1</isOther>
            <otherText>See Footnote 2</otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Class A Common Stock</value>
                <footnoteId id="F1"/>
            </securityTitle>
            <transactionDate>
                <value>2005-01-24</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>1000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Class A Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>600</value>
                    <footnoteId id="F2"/>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>See footnote 2</value>
                    <footnoteId id="F2"/>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <footnotes>
        <footnote id="F1">Award of Restricted Stock Under the Issuer's 1999 Equity Incentive Plan subject to vesting.</footnote>
        <footnote id="F2">The indirect ownership of 600 shares of securities is owned jointly by Jack L. Howard and JL Howard, Inc. (&quot;JLH&quot;), 590 Madison Avenue, 32nd Floor, New York, NY 10022.  Mr. Howard and JLH are members of a Section 13d group that owns more than 10% of the Issuer's Class A Common Stock.  The securities reported are owned directly by JLH.  JLH is a holding company owned by Mr. Howard, his spouse and his minor children.  Mr. Howard is an executive officer and director of JLH and has sole investment control over the shares held by JLH.  Accordingly, Mr. Howard may be deemed to have indirect ownership of the securities reported in this Form 4.  Mr. Howard disclaims any beneficial ownerhsip of the 600 shares owned by JLH except to the extent of his pecuniary  interest therein.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>Sandra B. Kearney, by Power of Attorney</signatureName>
        <signatureDate>2005-01-26</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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