Exhibit 32

    Certification of the Chief Executive Officer and Chief Financial Officer
required by Section 1350, Chapter 63 of Title 18, United States Code, as adopted
            pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

      Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a)
and (b) of Section 1350, Chapter 63 of Title 18, United States Code), each of
the undersigned officers of BNS Holding, Inc., a Delaware corporation (the
"Company"), does hereby certify, to such officer's knowledge, that:

      (1) The Annual Report on Form 10-KSB for the fiscal year ended December
31, 2005 (the "Form 10-KSB") of the Company fully complies with the requirements
of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

      (2) The information contained in the Form 10-KSB fairly presents, in all
material respects, the financial condition and results of operations of the
Company.

      Date: March 7, 2006

                                     /s/ Michael Warren
                                     -------------------------------------------
                                     Michael Warren
                                     Chief Executive and Chief Financial Officer

      The foregoing certification is being furnished solely pursuant to Section
906 of the Sarbanes-Oxley Act of 2002 (subsections (a) and (b) of Section 1350,
Chapter 63 of Title 18, United States Code) and is not being filed as part of
the Form 10-KSB or as a separate disclosure document for purposes of Section 18
of the Securities Exchange Act of 1934.

      A signed original of this written statement required by Section 906 has
been provided to BNS Holding, Inc. and will be retained by BNS Holding, Inc. and
furnished to the Securities and Exchange Commission or its staff upon request.