0001171520-16-000677.txt : 20160105 0001171520-16-000677.hdr.sgml : 20160105 20160105162824 ACCESSION NUMBER: 0001171520-16-000677 CONFORMED SUBMISSION TYPE: S-11 PUBLIC DOCUMENT COUNT: 7 FILED AS OF DATE: 20160105 DATE AS OF CHANGE: 20160105 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FORWARD PROFIT INVESTING LLC CENTRAL INDEX KEY: 0001462735 STANDARD INDUSTRIAL CLASSIFICATION: REAL ESTATE OPERATORS (NO DEVELOPERS) & LESSORS [6510] IRS NUMBER: 264495390 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: S-11 SEC ACT: 1933 Act SEC FILE NUMBER: 333-208872 FILM NUMBER: 161322607 BUSINESS ADDRESS: STREET 1: 56 CAMBRIDGE PLACE CITY: BROOKLYN STATE: NY ZIP: 11238 BUSINESS PHONE: 888.968.3679 MAIL ADDRESS: STREET 1: 56 CAMBRIDGE PLACE CITY: BROOKLYN STATE: NY ZIP: 11238 S-11 1 eps6555.htm

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

==================================

FORM S-11

 

FOR REGISTRATION UNDER THE SECURITIES ACT OF 1933
OF SECURITIES OF CERTAIN REAL ESTATE COMPANIES

==================================

FORWARD PROFIT INVESTING LLC

(Exact Name of Registrant as Specified in its Governing Instruments)

 

==================================

 

38 West 32nd Street, Suite 1600
New York, NY 10001
(212) 465-9100

(Address, including Zip Code, and Telephone Number, including
Area Code, of Registrant's Principal Executive Offices)

 

==================================

 

SHAHN C. ANDERSEN
BARRY LEON
38 West 32nd Street, Suite 1600
New York, NY 10001
(212) 465-9100

(Name, Address, including Zip Code, and Telephone Number,
including Area Code, of Agent for Service)

 

==================================

Copies of communications to:

DARIAN B. ANDERSEN
GENERAL COUNSEL, PC
1015 Waterwood Parkway. Suite G-A1
Edmond, OK 73034
TELEPHONE NO.: (405) 330-2235
FACSIMILE NO.: (405) 330-2236

 

Approximate date of commencement of proposed sale to the public: As soon as practicable after the Registration Statement becomes effective.

If any of the securities being registered on this Form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933 check the following box:

If this Form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering.

If this Form is a post-effective amendment filed pursuant to Rule 462(c) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering.

If this Form is a post-effective amendment filed pursuant to Rule 462(d) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering.

If delivery of the prospectus is expected to be made pursuant to Rule 434, check the following box.

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act of 1934, as amended, or the Exchange Act.

Large accelerated filer: Accelerated filer:  
Non-accelerated filer: (Do not check if a smaller reporting company)  Smaller reporting company:

 

 

CALCULATION OF REGISTRATION FEE

 

Title of class of securities to be registered Dollar
Amount
to be
registered
Proposed
maximum
price per
unit (3)
Proposed
maximum
aggregate
offering
price (2)
Amount of
registration
fee (1)
Forward Profit Bonds $10,000,000.00 $500.00 $10,000,000.00 $1,007.00

 

(1)   Estimated solely for the purposes of calculating the registration fee pursuant to Rule 457(o) of the Securities Act of 1933, as amended.

(2)   Calculated pursuant to Rule 457(o) of the Securities Act of 1933, as amended.

 

The Forward Profit Bonds are not traded on any national exchange. The offering price of the Forward Profit Bonds has been determined as a standard unit price intended to be used on all properties. Company management chose $500 as the offering price because it can be used to standardize the use of Forward Profit Bonds on dissimilar properties.

 

PRELIMINARY PROSPECTUS SUBJECT TO COMPLETION

 

The registrant hereby amends this registration statement on such date or dates as may be necessary to delay its effective date until the registrant shall file a further amendment which specifically states that this registration statement shall thereafter become effective in accordance with section 8(a) of the securities act of 1933 or until the registration statement shall become effective on such date as the commission, acting pursuant to said section 8(a), may determine.

 

 

EXPLANATORY NOTE

This registration statement and the prospectus herein covers the registration of $10,000,000 in Forward Profit Bonds offered by the Company.

The information contained in this prospectus is not complete and may be changed. A registration statement relating to these securities has been filed with the Securities and Exchange Commission and these securities may not be sold until that registration statement becomes effective. This prospectus is not an offer to sell these securities and it is not soliciting an offer to buy these securities in any state where the offer or sale is not permitted.

PROSPECTUS

Subject to Completion, Dated October 16, 2015

 

 

 

 

 

 

TABLE OF CONTENTS

 

 

Description of Section Page Number
SUMMARY OF PROSPECTUS 1
RISK FACTORS 2
DETERMINATION OF OFFERING PRICE 3
DILUTION 3
SELLING SECURITY HOLDERS 3
PLAN OF DISTRIBUTION 4
USE OF PROCEEDS 4
DESCRIPTION OF BUSINESS 5
DESCRIPTION OF PROPERTY 6
DESCRIPTION OF SECURITIES 7
LEGAL PROCEEDINGS 7
EXECUTIVE COMPENSATION 9
INDEX TO FINANCIAL STATEMENTS 10
INTEREST OF NAMED EXPERTS AND COUNSEL 23
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT 23
MANAGEMENT DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION 26
PLAN OF OPERATION 26
TRANSACTIONS WITH RELATED PERSONS 26

 

 

 

 

Item 1. Summary Information, Risk Factors and Ratio of Earnings to Fixed Charges.

 

PROSPECTUS SUMMARY

 

This prospectus relates to the offer and sale of $10,000,000 in Forward Profit Bonds of Forward Profit Investing, LLC (the “Company”), offered by the Company (the “Units”). The Company will offer the Forward Profit Bonds at a price of $500.00 per bond, with a minimum purchase of Five Thousand Dollars ($5,000.00). There is no public trading of the Forward Profit Bonds contemplated.

The maximum number of Units that can be sold pursuant to the terms of this offering by all the selling shareholders is $10,000,000 in bonds. Funds received from the sale of bonds by the Company will be immediately available to the Company.

The offering will terminate twelve (12) months from the date that the registration statement relating to the bonds is declared effective, unless earlier fully subscribed or terminated by the Company. The Company intends to maintain the current status and accuracy of this prospectus and to allow the Company to offer and sell the bonds for a period of up to one (1) year, unless earlier completely sold, pursuant to Rule 415 of the General Rules and Regulations of the Securities and Exchange Commission. All costs incurred in the registration of the Units are being borne by the Company.

 

The objective of the Company is to invest the proceeds of the sale of the bonds in real property and improve it using bond funds, mortgage loans and investor funds. The Company is offering the bonds to provide a reasonable return to the bond investors while protecting their investment by the equity ownership of the Company. The Company has earmarked the proceeds from rents to provide the investors with their bond payments.

 

This summary does not contain all the information that you should consider before investing in the Company’s Forward Profit Bonds. You should carefully read the entire prospectus, including “Risk Factors”, “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and the Financial Statements, before making an investment decision.

 

The principle executive officers of the Company are:

 

Shahn Andersen

388 Broadway

New York, NY 10013

917-627-6454

 

Barry Leon

38 West 32nd Street, Suite 1600

New York, NY 10001

212-465-9100

 

1 

 

RISK FACTORS

 

An investment in the Company’s Forward Profit Bonds involves risks. You should carefully consider and evaluate all of the information in this prospectus, including the risk factors listed below before deciding to purchase a Forward Profit Bond from the Company.

 

The Company was formed in New York on March 19, 2009. It has no significant financial resources and no revenues to date. The likelihood of its success must be considered in light of the problems, expenses, difficulties, complications and delays frequently encountered by small developing companies starting new business enterprises in highly competitive environments. The Company has no operating history upon which an evaluation of its future success or failure can be made.

 

On December 31, 2014, we had no cash on hand. Because we are a startup company and are yet to attain profitable operations, in their report on our financial statements for the year ended December 31, 2014, our independent auditors included an explanatory paragraph in their audit opinion regarding substantial doubt about our ability to continue as a going concern. Our financial statements contain additional footnote disclosures describing management’s assessment of our ability to continue as a going concern.

 

The Company depends on the cash flow generated by leases with tenants. Therefore, its revenue and profitability depend upon how well it manages its multi-family apartment buildings. Some of the factors that may affect its performance and, therefore, its operating results, include:

·the strength of the general economy,
·the condition of credit markets may affect its ability to obtain or refinance mortgages on its properties,
·the conditions in the specific markets in which it has multi-family apartment buildings, such as whether there is an oversupply of apartments for rent or less demand for such products.
·how attractive its multi-family apartment buildings are to consumers,
·how well is manages its properties and whether its properties meet consumer demand,
·how its properties compete against other multi-family apartment buildings,
·the lease rates charged its apartments, and
·whether general economic factors such as inflation or market conditions cause either (1) an increase in operating costs that it is not able to pass on fully to its rental tenants or (2) a reduction in the operating margins of its properties.

 

The terms of leases may not necessarily reflect fair market value or terms. The Company currently owns no multi-family apartment buildings. The Company can only generate revenues if the leases in place when it purchases new properties remain in effect or it is able to sign new leases at similar or better terms. The payments the Company is required to make under its Forward Profit Bonds are based upon the historical and projected operating and financial performance of the multi-family apartment buildings it will acquire with the proceeds. The Company cannot be sure, however, that in the future its properties will meet the operating and financial performance projected at the time of their purchase. If its properties fail to meet such projected operating and financial performance, it could have a material adverse effect on its financial condition and results of operations. By owning facilities that provide residential living spaces, the Company is exposed to certain risks of liability. It currently maintains liability insurance intended to cover such claims. Company management believes the insurance it carries is adequate based on the nature of the risks and industry standards.

 

2 

 

 

The Company depends on key personnel. While the Company’s management believes that it will be able to find replacements for any departing key personnel, the loss of their services could have an adverse effect on its operations.

 

The Company’s management believes the Company may need to raise additional funds through public or private debt or sale of equity to achieve its current business strategy. Such financing may not be available when needed. Even if such financing is available, it may be on terms that are materially adverse to the Company's interests. The capital requirements to implement the Company’s business strategy will be significant. Moreover, in addition to monies needed to continue operations over the next twelve months, the Company’s management anticipates requiring additional funds in order to execute its plan of operations. No assurance can be given that such funds will be available or, if available, will be on commercially reasonable terms satisfactory to the Company’s management. There can be no assurance that the Company will be able to obtain financing if and when it is needed on terms deemed acceptable.

 

If the Company is unable to obtain financing on reasonable terms, it could be forced to delay or scale back its plans for expansion. In addition, such inability to obtain financing on reasonable terms could have a material adverse effect on its business, operating results, or financial condition.

 

Item 2. Determination of Offering Price

 

The offering price of the Forward Profit Bonds has been determined arbitrarily by Company management. The offering price of $500 was chosen because it can be used to standardize the use of Forward Profit Bonds on dissimilar properties. The number of Forward Profit Bonds that can be offered for a property for a particular month can be determined by dividing the net income for that month by $500. In determining the number of bonds to be offered and the offering price Company management took into consideration its cash on hand and the amount of money it would need to implement its business plans.

 

Item 3. Dilution.

 

Since this offering is for Forward Profit Bonds for the future profits of the Company, and not for shares in the Company, there will be no dilution for investors of the value of their investment.

 

Item 4. Selling Security Holders.

 

There will be no selling security holders at the time of this offering or throughout the time period of the offering.

 

 

Item 5. Plan of Distribution.

 

This is a self-underwritten offering. This Prospectus permits Company officers and employees to sell the units directly to the public, with no commission or other remuneration payable to them for any units they may sell. Mr. Andersen and Mr. Leon will sell the units and intend to offer them to friends, family members and business acquaintances and by direct mail and online advertising to prospective investors. In offering the securities on the Company’s behalf, officers and employees of the Company will rely on the safe harbor from broker-dealer registration set out in Rule 3a4-1 under the Securities Exchange Act of 1934.

 

3 

 

 

Mr. Andersen and Mr. Leon will not register as broker-dealers pursuant to Section 15 of the Securities Exchange Act of 1934, in reliance upon Rule 3a4-1, which sets forth those conditions under which a person associated with an Issuer may participate in the offering of the Issuer's securities and not be deemed to be a broker-dealer.

 

a.Mr. Andersen, Mr. Leon and any employees authorized by the Company to sell securities are not subject to a statutory disqualification, as that term is defined in Section 3(a)(39) of the Act, at the time of his participation; and,
b.They will not be compensated in connection with their participation by the payment of commissions or other remuneration based either directly or indirectly on transactions in securities; and
c.They are not, nor will they be at the time of their participation in the offering, an associated person of a broker-dealer; and
d.They meet the conditions of paragraph (a)(4)(ii) of Rule 3a4-1 of the Exchange Act, in that they (A) primarily perform, or are intended primarily to perform at the end of the offering, substantial duties for or on behalf of the Company, other than in connection with transactions in securities; and (B) are not a broker or dealer, or been an associated person of a broker or dealer, within the preceding twelve months; and (C) have not participated in selling and offering securities for any Issuer more than once every twelve months other than in reliance on Paragraphs (a)(4)(i) or (a)(4)(iii).

 

The Company’s officers, directors, control persons and affiliates do not intend to purchase any units in this offering. There are no plans or arrangements to enter into any contracts or agreements to market or sell the units with a broker, dealer or agent. While no plans or arrangements currently exist to market or sell the units with a broker, dealer or agent, it is possible that a broker, dealer, or agent may participate in the distribution of the units. If this does occur then that broker, dealer, or agent may receive compensation in the form of commissions from the Company. Under no circumstances will the Company pay more than an 8% commission for the sale of any units. No FINRA member will charge commissions that exceed 8% of the total proceeds of the offering.

 

Item 6. Use of Proceeds.

 

Assuming the sale of all of the units offered herein, of which there is no assurance, the net proceeds from this Offering will be approximately $10,000,000. The proceeds are expected to be disbursed, in the priority set forth below, during the first twenty-four (24) months after the successful completion of the Offering:

 

Administration and Office Rent   96,000 
Legal and Accounting   30,000 
Payroll   360,000 
Marketing   240,000 
Capital For Acquisitions   9,274,000 
      
Total Use of Net Proceeds  $10,000,000 

 

The Company will establish a separate bank account and all proceeds will be deposited into that account. The Company will not require full funding to implement its complete business plan. The Company will establish a threshold minimum amount for investment.

 

4 

 

 

Item 7. Selected Financial Data.

 

    2014    2013 
           
For the year ended:          
Revenues  $   $ 
Net income  $   $ 
           
As of December 31:          
Total assets  $   $ 
Total members’ capital  $   $ 

 

Item 10. General Information as to the Registrant.

 

Company Name and Form of Organization

 

Forward Profit Investing LLC was formed on March 19, 2009 in the State of New York. The Company’s organization documents are renewed at the required intervals in the State of New York. The Company plans to engage in the acquisition and management of multi-family rental properties, hotels, and other cash flowing investment properties and to offer the future profits of its properties to investors through the use of Forward Profit Bonds. The Company intends to use the net proceeds from this offering to acquire properties and for operating expenses. The governing instruments of the Company do not provide for annual or other meetings of investors.

 

Item 11. Policy With Respect To Certain Activities

 

Senior Securities

The Company will not issue senior securities. The Company will offer only the Forward Profit Bonds being offered in this offering.

 

Borrowing Money

Mr. Andersen and Mr. Leon will obtain real estate secured by loans with mortgages to purchase real property and may use the proceeds of the Forward Profit Bonds toward such purchase(s).

 

Making Loans To Other Persons

The Company will not make loans to other persons.

 

Investing in Other Securities

The Company will not invest in other securities.

 

Underwriting Securities of Other Issuers

The Company will not underwrite securities of other issuers.

 

Engaging in the Purchase and sale of Investments

The Company will not engage in the purchase and sale of investments.

 

5 

 

 

Offering Securities In Exchange For Property

The Company will not offer securities in exchange for property.

 

Repurchase or Otherwise Reactivate Shares or Other Securities

The Company will not repurchase or otherwise reactivate shares or other securities.

 

Annual Reports to Security Holders

The Company will provide annual reports to each of its security holders. The annual reports will be provided online for each security holder detailing their holdings, and the value of the asset by which their securities are secured.

 

Item 12. Investment Policies of Registrant

 

Investments in Real Estate

The Company's strategy is to invest exclusively in real estate in the United States, with a particular focus on large metropolitan cities with a population over 500,000. The Company will invest in office buildings, apartment buildings, hotels, shopping centers, industrial and commercial properties, special purpose buildings and vacant land. Each property will be purchased with a first mortgage which will be the only debt on the property. It is the strategy of the Company to acquire assets primarily for capital gain. Each property will generally have a first mortgage of between 70-80% of the purchase price of the property. The remaining 20% to 30% of the purchase price of the property and reserves will be comprised of equity from Forward Profit Bonds and from the initial equity investment of Mr. Andersen and Mr. Leon. Mr. Andersen and Mr. Leon will each contribute $25,000 towards the purchase of each new property from their own funds.

 

Investments in Real Estate Mortgages

The Company will not invest in real estate mortgages.

 

Investments in Other Securities

The Company will not invest in other securities.

 

Item 13. Description of Properties, Real Estate

 

Current Properties Held

 

Mr. Leon currently owns a 60-unit multifamily building at 475 Washington Avenue in Brooklyn, New York The building has a current fair market value of over $35 million and currently there is a first mortgage on the property of $17.5 million. All initial investment in Forward Profit Bonds will be secured by the equity Mr. Leon holds in 475 Washington Avenue by agreement between his 475 Washington Owners LLC and Forward Profit Investing LLC. At such point as Mr. Andersen and Mr. Leon have added additional properties to in the Company's inventory, the Forward Profit Bonds placed on 475 Washington Avenue will be transferred to new properties.

 

6 

 

 

Item 14. Operating Data

 

The occupancy rate of 475 Washington Avenue over the last five years has been over 95% each year. There are no tenants that occupy more than 10% of the rentable square footage in the building. There are no businesses in the building. It is entirely residential. The rent per square foot for each of the free market units varies between $38 PSF and $44 PSF. Each of the rental leases in the building is for a twelve month term, and all of them are subject to turnover or lease renewal in the next twelve months.

 

Item 15. Tax Treatment of Registrant and Its Security Holders.

 

The securities being offered by the Company are taxed as regular income and subject to state and federal taxes as regular income.

 

Item 16. Dividends and Related Investor Matters.

 

The securities being offered by the Company do not provide dividends and do not provide voting rights for investors.

 

Item 17. Description of Securities to be Registered.

 

The securities being offered by the Company are Forward Profit Bonds. The Forward Profit Bonds being offered consist of 20,000 bonds for the cash flow generated by 475 Washington Avenue in Brooklyn, New York, and/or additional future properties the Company will acquire. Each Forward Profit Bond will receive interest payments from the net profit from the cash flow generated from the management and rental of apartment(s), hotel rooms, and other Company real property. Each bond will be offered for $500. The Company will collect the revenue generated by each property, pay the expenses incurred in the management of the property, and then pay the interest due on each outstanding Forward Profit Bond. Any difference between the net revenue stipulated in the bond and the actual net revenue generated will be paid from Company reserves set aside for such shortfalls, or from other resources available to the Company. Any overage between the net revenues paid to bond holders and the actual net revenue will be paid to Company reserves. Bond Holders will be offered a return on investment that ranges from 6% - 8% per year paid on a monthly basis, from the cash flow of the property. Forward Profit Bonds will be offered for ten year periods. Investment returns offered will not be compounded on an annual basis, as they are paid out of monthly by electronic funds transfer (to Bond Holders' Bank Accounts) over the terms of the bonds. 475 Washington Avenue will be identified as the first property the revenues of which all initial bonds will be paid, but it is expected that new properties will be found and identified with the obligation to pay for all bonds. Bond holders will be notified in writing of the address and cash flow information of a new property before the Forward Profit Bond is moved to that new property. The Company retains the right at any time or from time to time to change which property is identified with each bond as long as the bond holder is notified in writing. Each Forward Profit Bond will be a binding obligation of the Company and be backed by the equity of the Company. Although the bonds are not secured by the real property identified with their repayment, the ownership of the Company with be the guarantee of the return on the bonds.

 

Item 18. Legal Proceedings.

 

Forward Profit Investing LLC is not currently involved in any legal proceedings and Company management is not aware of any pending or potential legal actions.

 

7 

 

 

Item 19. Security Ownership of Certain Beneficial Owners and Management.

 

Management will retain 100% ownership of the Company, and no shares of the Company are being offered as part of this offering. Management will not enter into any Forward Profit Bonds with the Company individually, and will not participate in the Forward Profit Bonds being offered. Mr. Andersen owns 60% of the Company, and Mr. Leon owns 40% of the Company. The Forward Profit Bonds are secured by the equity ownership of the Company, but so long as payments of interest and principal on the bonds are paid as provided in the bonds, bondholders will not have an equity position with the Company. Only on failure by the Company to fulfill its obligation to pay interest on the Forward Profit bonds will the equity ownership of the Company become a pledge or equity interest on the part of the bond holders.

 

Item 20. Directors and Executive Officers

 

The directors and officers of Forward Profit Investing LLC are as follows:

 

Name & Address Age Position
Shahn Andersen 40 Co-President and Co-CEO
388 Broadway    
New York, NY 10013    
     
Barry Leon 62 Co-President and Co-CEO
38 West 32nd Street, Suite 1600    
New York, NY 10001    

 

The foregoing persons are promoters of Forward Profit Bonds, as that term is defined in the rules and regulations promulgated under the Securities and Exchange Act of 1933, both of whom are the executive officers of the Company:

 

Shahn Andersen

 

Barry Leon

 

Mr. Andersen currently devotes 15-20 hours per week to Company matters. After receiving funding per the Company’s business plan, Mr. Andersen intends to devote as much time as necessary to manage the affairs of the Company. Mr. Leon currently devotes 15-20 hours per week to Company matters. After receiving funding per the Company’s business plan, Mr. Leon intends to devote as much time as necessary to manage the affairs of the Company.

 

No executive officer or director of the Company has been the subject of any order, judgment, or decree of any court of competent jurisdiction, or any regulatory agency permanently or temporarily enjoining, barring, suspending or otherwise limiting him or her from acting as an investment advisor, underwriter, broker or dealer in the securities industry, or as an affiliated person, director or employee of an investment company, bank, savings and loan association, or insurance company or from engaging in or continuing any conduct or practice in connection with any such activity or in connection with the purchase or sale of any securities.

 

No executive officer or director of the Company has been convicted in any criminal proceeding (excluding traffic violations) or is the subject of a criminal proceeding which is currently pending.

8 

 

 

Item 21. Executive Compensation

 

The following summary compensation table sets forth all compensation awarded to, earned by, or paid to the named executive officers paid by the Company during the year ended December 31, 2014 in all capacities for the accounts of its executives.

 

Summary Compensation Table

 

Name &               Other
Principal Position   Year   Salary   Bonus   Compensation
S. Andersen   2014   -0-   -0-   -0-
President                
B. Leon   2014   -0-   -0-   -0-
President                

 

Option Grants Table.

 

There were no individual grants of stock options to purchase the Company’s common stock made to the executive officer named in the Summary Compensation Table through June 30, 2015.

 

Long-Term Incentive Plan (“LTIP”) Awards Table.

 

There were no awards made to either named executive officer in the last completed fiscal year under any LTIP.

 

Employment Agreements

 

The Company does not have an employment agreement with its officers. Mr. Andersen currently devotes 15-20 hours per week to company matters. He has agreed to work with no remuneration until such time as the Company receives sufficient revenues necessary to provide management salaries. At this time, management cannot accurately estimate when sufficient revenues will occur to implement this compensation, or what the amount of the compensation will be.

 

There are no annuity, pension or retirement benefits proposed to be paid to officers, directors or employees in the event of retirement at normal retirement date pursuant to any presently existing plan provided or contributed to by the Company or any of its subsidiaries, if any.

 

Item 22. Certain Relationships

 

There have not been any purchases or sales of assets to the Company from Mr. Andersen or Mr. Leon outside of the ordinary course of business.

 

Item 23. Management and Custody of Registrants Investments

 

Management plans for the Company to retain and manage 475 Washington Avenue, Brooklyn, New York and use the capital generated by the Forward Profit Bonds to purchase real estate similar to the properties that have been owned and managed by the owners of the Company in approximately 30 other ventures in the past. The Company itself has not yet owned and managed properties. Management of all properties owned by the Company will be done primarily by Mr. Andersen and Mr. Leon. Properties will be purchased with conventional commercial multi-family mortgage financing.

 

9 

 

 

Item 24. Policies with Respect To Certain Transactions

 

The governing instruments of the Company limit the Company to the purchase, management, sale, and refinance of real estate. No other businesses shall be undertaken by the Company.

 

Item 25. Limitations of Liability

 

The governing instruments of the Company limit the liability of company members only inasmuch as the provisions of the NY State Limited Liability law and under the jurisdiction of the Securities Act of 1933.

 

Item 26. Financial Statements and Information.

 

The following should be read in conjunction with “Management’s Discussion and Analysis,” “Plan of Operation” and the Financial Statements and Notes thereto, included elsewhere in this prospectus.

 

Financial Statements Table of Contents

 

FINANCIAL STATEMENTS Page #
   
Unaudited Financial Statements  
Balance Sheets as of June 30, 2015 and December 31, 2014 F-1
Statements of Operations for the Six Months Ended June 30, 2015 and 2014 F-2
Statements of Cash Flows for the Six Months Ended June 30, 2015 and 2014 F-3
Notes to the Financial Statements F-4
   
Audited Financial Statements  
Report of Independent Registered Public Accounting Firm F-6
Balance Sheets as of December 31, 2014 and 2013 F-7
Statements of Operations for the Years Ended December 31, 2014 and 2013 F-8
Statements of Changes in Members’ Capital for the Years Ended December 31,2014 and 2013 F-9
Statements of Cash Flows for the Years Ended December 31, 2014 and 2013 F-10
Notes to the Financial Statements F-11

 

10 

 

Forward Profit Investing, LLC

Balance Sheets
As of June 30, 2015 and December 31, 2014

(Unaudited)

 

   June 30,
2015
   December 31,
2014
 
ASSETS          
           
Total assets  $   $ 
           
LIABILITIES AND MEMBERS’ CAPITAL          
           
Total liabilities  $   $ 
           
Commitments and contingencies          
           
Members’ capital          
Members’ contribution   2,225    2,225 
Accumulated deficit   (2,225)   (2,225)
Total members’ capital        
           
Total liabilities and members’ capital  $   $ 

 

See accompanying notes to the financial statements.

 

11 

 

Forward Profit Investing, LLC
Statements of Operations
For the Six Months Ended June 30, 2015 and 2014

(Unaudited)

 

   For the Six Months Ended June 30, 
   2015   2014 
         
Revenue  $   $ 
           
Operating expenses        
           
Net income  $   $ 

 

See accompanying notes to the financial statements.

 

 

12 

 

 

Forward Profit Investing, LLC
Statements of Cash Flows

For the Six Months Ended June 30, 2015 and 2014

(Unaudited)

 

 

   For the Six Months Ended June 30, 
   2015   2014 
         
Cash flows from operating activities:          
Net income  $   $ 
Net cash provided by operating activities        
           
Net increase in cash        
           
Cash and cash equivalents, beginning of period        
           
Cash and cash equivalents, end of period  $   $ 
           
Supplemental cash flow disclosures:          
Cash paid for interest  $   $ 
Cash paid for income taxes  $   $ 

 

 

See accompanying notes to the financial statements.

13 

 

Forward Profit Investing, LLC
Notes to Financial Statements

(Unaudited)

 

NOTE 1- ORGANIZATION AND DESCRIPTION OF BUSINESS

 

Forward Profit Investing, LLC (the “Company”) was organized in the State of New York on March 19, 2009 as a holding company that will own one or more companies that purchase and manage real estate. The Company will focus primarily on multi-family apartment buildings, hotels, and other cash flowing investment properties. The Company will collect the money generated by these properties, pay the expenses incurred, and then provide the remaining profits up to the full amount of the interest due on the bonds to investors via Forward Profit Bonds. The primary industry of focus will be the real estate industry.

 

NOTE 2- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Basis of Accounting

 

The Company’s financial statements are prepared in accordance with accounting principles generally accepted in the United States of America.

 

Interim Financial Statements

 

The accompanying unaudited interim financial statements of the Company have been prepared in accordance with accounting principles generally accepted in the United States of America and the rules of the Securities and Exchange Commission ("SEC"), and should be read in conjunction with the audited financial statements of the Company for the year ended December 31, 2014 and notes thereto. In the opinion of management, all adjustments, consisting of normal recurring adjustments, necessary for a fair presentation of financial position and the results of operations for the interim periods presented have been reflected herein. The results of operations for interim periods are not necessarily indicative of the results to be expected for the full year.

 

Use of estimates

 

In preparing the financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the dates of the financial statements, as well as the reported amounts of revenues and expenses during the reporting year. Significant estimates, required by management, include the recoverability of long-lived assets and the valuation of inventories. Actual results could differ from those estimates. There are no assets and liabilities as of June 30, 2015 and December 31, 2014.

 

Cash and Cash Equivalents

 

For purposes of the statement of cash flows, the Company considers all highly liquid investment with original maturities of three months or less to be cash and cash equivalents.

 

14 

 

 

Fair Value of Financial Instruments

 

The Company’s financial instruments may include cash and cash equivalents, short-term investments, accounts receivable, accounts payable and liabilities to banks and shareholders. The carrying amount of long-term debt to banks approximates fair value based on interest rates that are currently available to the Company for issuance of debt with similar terms and remaining maturities. The carrying amounts of other financial instruments approximate their fair value because of short-term maturities.

 

Accounting for Income Taxes

 

The Company elected to be taxed as a partnership under the Internal Revenue Code. The Company pays no U.S. taxes on its earnings. The Company’s net earnings are passed through to the Company members and, as such, reports no income tax expense or liability.

 

New accounting pronouncements

 

There were various accounting standards and interpretations issued recently, none of which are expected to a have a material impact on the Company’s financial position, operations or cash flows.

 

Subsequent Events

 

The Company has evaluated all transactions from June 30, 2015 through the financial statement issuance date for subsequent event disclosure consideration.

 

NOTE 3 - GOING CONCERN

 

The Company has not generated any operating revenue and expects to generate operating losses, which raises substantial doubt about its ability to continue as a going concern. In view of these matters, its ability to continue as a going concern is dependent upon its ability to meet its financial requirements, raise additional capital, and the success of its future operations.

 

NOTE 4 – MEMBERS’ CAPITAL

 

The Company is owned 60% by Shahn Andersen and 40% by Barry Leon.

 

15 

 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

 

To the Members of

Forward Profit Investing, LLC
New York, New York

 

We have audited the accompanying balance sheets of Forward Profit Investing, LLC as of December 31, 2014 and 2013, and the related statements of operations, changes in members’ capital, and cash flows for each of the years then ended. Forward Profit Investing, LLC’s management is responsible for these financial statements. Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. The Company is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. Our audit included consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of Forward Profit Investing, LLC as of December 31, 2014 and 2013, and the results of its operations and its cash flows for each of the years then ended in conformity with accounting principles generally accepted in the United States of America.

The accompanying financial statements have been prepared assuming that Forward Profit Investing, LLC will continue as a going concern. As discussed in Note 3 to the financial statements, Forward Profit Investing, LLC has not generated any operating revenue that raises substantial doubt about its ability to continue as a going concern. The financial statements do not include any adjustments that might result from the outcome of this uncertainty.

 

/s/ GBH CPAs, PC

GBH CPAs, PC
www.gbhcpas.com
Houston, Texas

September 8, 2015

 

16 

 

Forward Profit Investing, LLC
Balance Sheets
As of December 31, 2014 and 2013

 

   2014   2013 
ASSETS          
           
Total assets  $   $ 
           
LIABILITIES AND MEMBERS’ CAPITAL          
           
Total liabilities  $   $ 
           
Commitments and contingencies          
           
Members’ capital          
Members’ contribution   2,225    2,225 
Accumulated deficit   (2,225)   (2,225)
Total members’ capital        
           
Total liabilities and members’ capital  $   $ 

 

 

See accompanying notes to the financial statements.

 

 

17 

 

Forward Profit Investing, LLC
Statements of Operations
For the Years Ended December 31, 2014 and 2013

 

 

   2014   2013 
         
Revenue  $   $ 
           
Operating expenses        
           
Net income  $   $ 

 

 

See accompanying notes to the financial statements.

 

 

18 

 

Forward Profit Investing, LLC
Statements of Changes in Members’ Capital

For the Years Ended December 31, 2014 and 2013

 

 

   Members’   Accumulated     
   Contribution   Deficit   Total 
             
Balance at December 31, 2012  $2,225   $(2,225)  $ 
                
Net income            
                
Balance at December 31, 2013   2,225    (2,225)    
                
Net income            
                
Balance at December 31, 2014  $2,225   $(2,225)  $ 

 

 

See accompanying notes to the financial statements.

19 

 

Forward Profit Investing, LLC
Statements of Cash Flows

For the Years Ended December 31, 2014 and 2013

 

 

   2014   2013 
         
Cash flows from operating activities:         
Net income  $   $ 
Net cash provided by operating activities        
           
Net increase in cash        
           
Cash and cash equivalents, beginning of year        
           
Cash and cash equivalents, end of year  $   $ 
           
Supplemental cash flow disclosures:          
Cash paid for interest  $   $ 
Cash paid for income taxes  $   $ 

 

 

See accompanying notes to the financial statements.

 

20 

 

Forward Profit Investing, LLC
Notes to Financial Statements

 

NOTE 1- ORGANIZATION AND DESCRIPTION OF BUSINESS

 

Forward Profit Investing, LLC (the “Company”) was organized in the State of New York on March 19, 2009 as a holding company that will own one or more companies that purchase and manage real estate. The Company will focus primarily on multi-family apartment buildings, hotels, and other cash flowing investment properties. The Company will collect the money generated by these properties, pay the expenses incurred, and then provide the remaining profits to investors via Forward Profit Bonds. The primary industry of focus will be the real estate industry.

 

NOTE 2- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Basis of Accounting

 

The Company’s financial statements are prepared in accordance with accounting principles generally accepted in the United States of America.

 

Use of estimates

 

In preparing the financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions that affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the dates of the financial statements, as well as the reported amounts of revenues and expenses during the reporting year. Significant estimates, required by management, include the recoverability of long-lived assets and the valuation of inventories. Actual results could differ from those estimates. There are no assets and liabilities as of December 31, 2014 and 2013.

 

Cash and Cash Equivalents

 

For purposes of the statement of cash flows, the Company considers all highly liquid investment with original maturities of three months or less to be cash and cash equivalents.

 

Fair Value of Financial Instruments

 

The Company’s financial instruments may include cash and cash equivalents, short-term investments, accounts receivable, accounts payable and liabilities to banks and shareholders. The carrying amount of long-term debt to banks approximates fair value based on interest rates that are currently available to the Company for issuance of debt with similar terms and remaining maturities. The carrying amounts of other financial instruments approximate their fair value because of short-term maturities.

 

21 

 

Forward Profit Investing, LLC

Notes to Financial Statements

 

NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (continued)

 

Accounting for Income Taxes

 

The Company elected to be taxed as a partnership under the Internal Revenue Code. The Company pays no U.S. taxes on its earnings. The Company’s net earnings are passed through to the Company members and, as such, reports no income tax expense or liability.

 

New accounting pronouncements

 

There were various accounting standards and interpretations issued recently, none of which are expected to a have a material impact on the Company’s financial position, operations or cash flows.

 

Subsequent Events

 

The Company has evaluated all transactions from December 31, 2014 through the financial statement issuance date for subsequent event disclosure consideration.

 

NOTE 3 - GOING CONCERN

 

The Company has not generated any operating revenue and expects to generate operating losses, which raises substantial doubt about its ability to continue as a going concern. In view of these matters, its ability to continue as a going concern is dependent upon its ability to meet its financial requirements, raise additional capital, and the success of its future operations.

 

NOTE 4 – MEMBERS’ CAPITAL

 

The Company is owned 60% by Shahn Andersen and 40% by Barry Leon.

 

 

22 

 

Item 28. Interests of Named Experts and Counsel.

 

None of the below described experts or counsel have been hired on a contingent basis and none of them will receive a direct or indirect interest in the Company.

 

The Company’s financial statements for the years ended December 31, 2014 and 2013 included in this prospectus have been audited by GBH CPAs, PC, 6002 Rogerdale Road, Suite 500, Houston, Texas 77072. Telephone (713) 482-0000 and relied upon as experts in accounting and auditing.

 

The Company includes the financial statements in reliance on their reports, given upon their authority as experts in accounting and auditing.

 

The Law Office of Darian B. Andersen, General Counsel, PC, 1015 Waterwood Parkway, Suite G A-1, Edmond, Oklahoma 73034, Telephone (405) 330-2235, has passed upon the validity of the Forward Profit Bonds being offered and certain other legal matters and is representing the Company in connection with this offering.

 

Item 29A. Disclosure of Commission Position on Indemnification of Securities Act Liabilities.

 

The Company’s directors and officers are indemnified as permitted by New York Statutes and the Company’s Operating Agreement. The Company has agreed to indemnify its officers against certain liabilities, including liabilities under the Securities Act of 1933. Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to its officers and controlling persons pursuant to the provisions described above, or otherwise, the Company has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Securities Act of 1933 and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the Company’s payment of expenses incurred or paid by its officer or controlling person in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Company will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act and will be governed by the final adjudication of such issue.

 

23 

 

 

 

 

20,000 BONDS

FORWARD PROFIT INVESTING LLC

FORWARD PROFIT BONDS

The securities being offered by the Company are Forward Profit Bonds. The Forward Profit Bonds being offered consist of 20,000 bonds for the cash flow generated by 475 Washington Avenue in Brooklyn, and additional future properties the Company will acquire. Each Forward Profit Bond will cover a portion of the net profit from an apartment, hotel room, or other real property that the Company invests in. Each bond will be offered for $500. The Company will collect the revenue generated by each property, pay the expenses incurred by it, and then pay the return from each outstanding Forward Profit Bond from the profits of that particular property for that particular time period. Any difference between the net revenue stipulated in the contract and the actual net revenue generated will be paid from company reserves set aside for such shortfalls, or from other resources available to the Company. Any overage between the net revenues paid to bond holders and the actual net revenue will be paid to company reserves. Investors will be offered a return on investment that ranges from 6% - 8% per year paid on a monthly basis, depending on the cash flow of the property securing the bond. Forward Profit Bonds will be offered for ten year periods. Investment returns offered will not be compounded on an annual basis, as they are paid out monthly over the term of the bond. 475 Washington Avenue will be the identified as the property securing all initial bonds, but it is expected that new properties will be found and all bonds will be transferred to these new properties. Bond holders will be notified in writing of the address and cash flow information of a new property before the Forward Profit Bond is moved to that new property. The Company can at any time or from time to time change which property is identified with each bond as long as the bond holder is notified in writing. Each Forward Profit Bond will be a binding obligation of the Company and be backed by all of the assets of the Company.

 

THE COMPANY IS CONSIDERED TO BE IN UNSOUND FINANCIAL CONDITION. PERSONS SHOULD NOT INVEST UNLESS THEY CAN AFFORD TO LOSE THEIR ENTIRE INVESTMENT.

 

THE PURCHASE OF THE SECURITIES OFFERED THROUGH THIS PROSPECTUS INVOLVES A HIGH DEGREE OF RISK. YOU SHOULD CAREFULLY CONSIDER THE FACTORS DESCRIBED UNDER THE HEADING “RISK FACTORS” BEGINNING ON PAGE 3.

 

Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the adequacy or accuracy of this prospectus. Any representation to the contrary is a criminal offense.

 

 

The Date of This Prospectus Is: October 16, 2015

 

 

24 

 

 

 

 

20,000 UNITS

FORWARD PROFIT INVESTING LLC

FORWARD PROFIT BONDS

PROSPECTUS

 

YOU SHOULD RELY ONLY ON THE INFORMATION CONTAINED IN THIS DOCUMENT OR INFORMATION THAT HAS BEEN PROVIDED TO YOU BY COMPANY MANAGEMENT. THE COMPANY HAS NOT AUTHORIZED ANYONE TO PROVIDE YOU WITH INFORMATION THAT IS DIFFERENT. THIS PROSPECTUS IS NOT AN OFFER TO SELL FORWARD PROFIT BONDS AND IS NOT SOLICITING AN OFFER TO BUY FORWARD PROFIT BONDS IN ANY STATE WHERE THE OFFER OR SALE IS NOT PERMITTED.

 



 

The Date of This Prospectus Is: October 16, 2015



 

 

 

25 

 

 

Item 27. Management’s Discussion and Analysis of Financial Condition

 

This section of the Registration Statement includes a number of forward-looking statements that reflect the current views of Company management with respect to future events and financial performance. Forward-looking statements are often identified by words like believe, expect, estimate, anticipate, intend, project and similar expressions, or words which, by their nature, refer to future events. You should not place undue certainty on these forward-looking statements. These forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from the predictions of Company management.

 

Plan of Operation

 

The Company currently had no cash balance. If the Company experiences a shortage of funds prior to funding it may utilize funds from Mr. Andersen, its president, who has informally agreed to advance funds to allow it to pay for offering costs, filing fees, and professional fees, however he has no formal commitment, arrangement or legal obligation to advance or loan funds to the Company. In order to achieve its business plan goals, the Company will need the funding from this offering. It is an early stage company and has generated no revenue to date.

 

The Company’s plan of operation for the twenty-four months following the date of this prospectus is to purchase as many properties as it can reasonably manage with the funds generated by the Forward Profit Bonds.

 

As previously stated in the “Summary Information” of this document. The Company expects to use the vast majority of the proceeds of this offering to purchase properties that it will then manage in the most profitable way.

 

The Company expects to lease or sub-lease inexpensive temporary office space in the first six months of operations, and to expand into larger offices when necessary. The Company’s office payroll budget will be used to hire an office manager in the first six months that will be responsible for operations, and thereafter a sales director and a marketing director. Total expenditures over the first 24 months are therefore expected to be $726,000, with administration and office rent accounting for $96,000; legal and accounting costing $30,000; office payroll requiring $360,000 and $240,000 being spent on direct marketing to consumers.

 

Disagreement with Accountants

 

Company management has no disagreements with its accountants.

 

Transactions with Related Persons, Promoters and Certain Control Persons

 

Mr. Shahn Andersen, the President and CEO of Forward Profit Investing LLC, owns 60% of the Company and Mr. Leon owns 40% of the Company. Mr. Andersen, will not be paid for any underwriting services that he performs on the Company’s behalf with respect to this offering. Mr. Andersen will also not receive any interest on any funds that he advances to the Company for offering expenses prior to the offering being closed. Any funds loaned will be repaid from the proceeds of the offering.

 

26 

 

 

PART II -- INFORMATION NOT REQUIRED IN THE PROSPECTUS

 

Item 28. Other Expenses of Issuance And Distribution.

 

All amounts are estimates other than the Commission’s registration fee. The Company is paying all expenses of the offering listed above.

 

Securities and Exchange Commission registration fee  $1,172 
Accounting fees and expenses  $2,000 
Legal fees  $1,500 
Preparation and EDGAR conversion fees  $1,300 
Printing  $1,294 
Total  $7,266 

 

Item 29. Sales to Special Parties.

 

There have been no sales of securities by the Company to special parties within the past six months.

 

Item 30. Recent Sales of Unregistered Securities.

 

Set forth below is information regarding the issuance and sales of securities without registration since inception. No such sales involved the use of an underwriter; no advertising or public solicitation was involved; the securities bear a restrictive legend; and no commissions were paid in connection with the sale of any securities.

 

No unregistered securities have been sold.

 

Item 31. Indemnification of Directors And Officers.

 

The Company’s director and officer are indemnified as provided by New York Statutes and its Operating Agreement. The Company has agreed to indemnify each of the Company’s directors and certain officers against certain liabilities, including liabilities under the Securities Act of 1933. Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to Company directors, officers and controlling persons pursuant to the provisions described above, or otherwise, the Company has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Securities Act of 1933 and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than the Company’s payment of expenses incurred or paid by our director, officer or controlling person in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Company will, unless in the opinion of our counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Securities Act and will be governed by the final adjudication of such issue.

 

27 

 

 

The Company has been advised that in the opinion of the Securities and Exchange Commission indemnification for liabilities arising under the Securities Act is against public policy as expressed in the Securities Act, and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities is asserted by one of the Company directors, officers, or controlling persons in connection with the securities being registered, the Company will, unless in the opinion of its legal counsel the matter has been settled by controlling precedent, submit the question of whether such indemnification is against public policy to a court of appropriate jurisdiction. The Company will then be governed by the court’s decision.

 

Item 32. Documents and Exhibits.

 

EXHIBITS

 

Exhibit 3.1    Articles of Organization
Exhibit 3.2    Operating Agreement
Exhibit 23.1   Opinion and Consent of Counsel
Exhibit 23.2   Consent of Independent Auditor
Exhibit 99.1 Example Forward Profit Bonds

 

Item 33. Undertakings.

 

UNDERTAKINGS

 

(A) The undersigned Registrant hereby undertakes:

 

(1) To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement to:

(i) To include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;

(ii) Reflect in the prospectus any facts or events which, individually or together, represent a fundamental change in the information set forth in the registration statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than a 20% change in the maximum aggregate offering price set forth in the “Calculation of Registration Fee” table in the effective registration statement; and

(iii) Include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material change to such information in the registration statement.

 

(2) That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein, and the offering therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.

 

(3) To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.

28 

 

 

(B) The issuer is subject to Rule 430C (ss. 230. 430C of this chapter): Each prospectus filed pursuant to Rule 424(b)(ss. 230. 424(b) of this chapter) as part of a registration statement relating to an offering, other than registration statements relying on Rule 430B or other than prospectuses filed in reliance on Rule 430A (ss. 230. 430A of this chapter), shall be deemed to be part of and included in the registration statement as of the date it is first used after effectiveness. Provided, however, that no statement made in a registration statement or prospectus that is part of the registration statement or made in a document incorporated or deemed incorporated by reference into the registration statement or prospectus that is part of the registration statement will, as to a purchaser with a time of contract of sale prior to such first use, supersede or modify any statement that was made in the registration statement or prospectus that was part of the registration statement or made in any such document immediately prior to such date of first use.

 

SIGNATURES

 

In accordance with the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe it meets all of the requirements for filing Form S-11 and authorized this registration statement to be signed on its behalf by the undersigned, in the city of New York, New York, on October 16, 2015.

 

Forward Profit Investing LLC

 

/s/ Shahn Andersen         

By: Shahn Andersen

(Co-President and Co-CEO)

 

 

Forward Profit Investing LLC

 

/s/ Barry Leon                 

By: Barry Leon

(Co-President and Co-CEO)

 

29 

 

 

 

POWER OF ATTORNEY

 

KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Shahn Andersen and each of them, his true and lawful attorneys-in-fact and agents, with full power of substitution and re-substitution, for him and in his name, place and stead, in any and all capacities (including his capacity as a director and/or officer of FORWARD PROFIT INVESTING LLC.) to sign any or all amendments (including post-effective amendments) to this registration statement and any and all additional registration statements pursuant to rule 462(b) of the Securities Act of 1933, as amended, and to file the same, with all exhibits thereto, and all other documents in connection therewith, with the SEC, granting unto each said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any of them, or their or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

 

In accordance with the requirements of the Securities Act of 1933, as amended, this registration statement was signed below by the following persons in the capacities and on October 16, 2015.

 

 

/s/ Shahn Andersen          October 16, 2015
Shahn Andersen, Co-President and Co-CEO Date
   
/s/ Barry Leon                  October 16, 2015
Barry Leon, Co-President and Co-CEO Date

 

30 

 

EX-3.1 2 ex3-1.htm ARTICLES OF ORGANIZATION

Exhibit 3.1

 

New York State
Department of State
Division of Corporations, State Records
and Uniform Commercial Code
41 State Street
Albany, NY 12231
www.dos.state.ny.us

 

(This form must be printed or typed in black ink)

 

ARTICLES OF ORGANIZATION
OF

 

 

FORWARD PROFIT INVESTING LLC

(Insert name of Limited Liability Company)

 

 

Under Section 203 of the Limited Liability Company Law

 

 

FIRST: The name of the limited liability company is: FORWARD PROFIT INVESTING LLC

 

 

SECOND: The county within this state in which the office of the limited liability company is to be located is: KINGS COUNTY

 

 

THIRD: The Secretary of State is designated as agent of the limited liability company upon whom process against it may be served. The address within or without this state to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is:

 

56 CAMBRIDGE PLACE
BROOKLYN, NEW YORK
11238

 

 

    SHAUN ANDERSEN
(signature of organizer)   (print or type name of organizer)

 

 

 

 

 

DOS-1336 (Rev. 3/03)

 
 

ARTICLES OF ORGANIZATION
OF

 

FORWARD PROFIT INVESTING LLC

(Insert name of Limited Liability Company)

 

 

Under Section 203 of the Limited Liability Company Law

 

 

 

 

 

 

 

Filed by: SHAUN ANDERSEN  
  (Name)  
  56 CAMBRIDGE PLACE  
  (Mailing address)  
  BROOKLYN, NY 11238  
  (City, State and ZIP code )  

 

 

 

 

 

NOTE: • This form was prepared by the New York State Department of State for filing articles of organization for a domestic limited liability company. It does not contain all optional provisions under the law. You are not required to use this form. You may draft your own form or use forms available at legal stationery stores. The Department of State recommends that legal documents be prepared under the guidance of an attorney. The certificate must be submitted with a $200 filing fee made payable to the Department of State.

 

 

 

 

 

 

 

 

 

 

 

 

 

DOS-1336 (Rev. 3/03)

 

EX-3.2 3 ex3-2.htm OPERATING AGREEMENT

Exhibit 3.2

 

OPERATING AGREEMENT
of
FORWARD PROFIT INVESTING LLC

 

 

Operating Agreement dated as of March 19th, 2009, made and entered into among the Members listed on Exhibit A to become effective upon filing of the Articles of Organization for the Company with the New York Department of State. As of the effective time of the Company’s Articles of Organization, the Members enter into this Agreement for the purpose of setting forth the agreements between themselves and the Company and with one another. The terms of the Agreement are as follows.

 

ARTICLE I

 

Organizational Matters

 

Section 1.01. Formation. The Company has been or shall be formed as a limited liability company under the Act by the filing with the Department of State of the State of New York of Articles of Organization, which shall be furnished to each Member. The rights and obligations of the Members, and the affairs of the Company, shall be governed first by the mandatory provisions of the Act, second by the Company's Articles of Organization, third by this Agreement, and fourth by the optional provisions of the Act. In the event of any conflict among the foregoing, the conflict shall be resolved in the order of priority set forth in the preceding sentence.

 

Section 1.02. Name. The name of the Company is "FORWARD PROFIT INVESTING LLC"

 

Section 1.03. Agent and Principal Office. The agent and principal office of the Company shall be as stated in the Articles of Organization, subject to change by a Majority Interest of all Members on filing with the Secretary of State. The Company may also maintain offices at such other place or places as the Members deem advisable.

 

Section 1.04. Term. The Company began upon the filing of the Company's Articles of Organization with the New York Department of State, and shall continue through the term set forth in the Articles of Organization, unless sooner terminated as provided in this Agreement.

 

ARTICLE II

 

Definitions

Section 2.01. Definitions. For purposes of this Agreement, the following terms shall have the meanings ascribed to them.

 

"Act" means the New York Limited Liability Company Law (NLLC), Chapter 34 of McKinney’s Consolidated Laws of New York Annotated, as it may be amended from time to time, and any successor to such act.

 

"Agreement" means this Operating Agreement, as it may be amended or supplemented from time to time.

 

"Articles of Organization" means the articles of organization, as amended from time to time, filed by the Company under the Act.

 

"Assignee" means a Person to whom a right to distributions has been transferred, by transfer or assignment or otherwise, in a manner permitted under this Agreement, but who has not become a Substitute Member.

 

"Capital Account" means each capital account maintained for a Member pursuant to Section 3.02.

 

"Capital Contributions" means the sum of the values of cash and property contributed to the Company by all Members, or any one Member, as the case may be (or the predecessor holders of any interests in the Company).

 

"Code" means the Internal Revenue Code of 1986, as amended, as in effect from time to time.

 

"Company" means the limited liability company identified in Section 1.02.

 

"Company Property" means all property owned, leased or acquired by the Company from time to time.

 

"Dissociated Member" has the meaning specified in Section 11.01

 

"Distributable Cash" means, with respect to any period, the cash received from operations of the Company less (i) cash disbursements in operations and (ii) a reasonable allowance from reserves, contingencies, and anticipated obligations, as determined by the Managers. The net cash realized by the Company from the sale, refinancing, or other disposition of all or substantially all the Company’s Property, after retirement of existing mortgage debt and transactional expenses, shall be considered Distributable Cash.

 

"Event of Dissolution" has the meaning specified in Section 11.01.

 

"Income" or "Loss" means the net income or net loss from all sources determined under the book accounting practices prescribed by this Agreement for Capital Accounts.

 

“Majority Interest” means Members with a majority of the interests in current Income and a majority of the positive balances of the Capital Accounts.

 

"Member" means those individuals executing this Agreement as Members of the Company on the signature pages.

 

"Person" means a natural person, partnership, domestic or foreign limited partnership, domestic or foreign limited liability company, trust, estate, association or corporation.

 

"Substitute Member" means a transferee of an interest who is admitted as a Member to the Company pursuant to Section 9.02 in place of and with all the rights of a Member.

 

"Tax Item" means each item of income, gain, loss, deduction, or credit of the Company for Federal tax purposes, as separately stated and calculated pursuant to the Code.

 

ARTICLE III

 

Capital Contributions

 

Section 3.01. Capital Contributions. Each Member shall contribute the cash or property set forth on Exhibit A to this Agreement, which is by this reference incorporated into this Agreement.

 

Section 3.02. Capital Accounts.

 

A. The Company shall maintain one Capital Account. Such Capital Account shall be increased by (i) the amount of all Capital Contributions by the Members.

 

B. The determination of any liability for purposes of this Section shall be made in accordance with Section 752(a) of the Code and any other applicable provisions of the Code. Property contributed by a Member shall be credited to the Capital Account at the fair market value of such property. No credit shall be made to the Capital Account for services rendered except as may be specifically set forth in this Agreement.

 

C. An Assignee of an interest will succeed to the Capital Account relating to the interest transferred. However, if the transfer causes a termination of the Company under Section 708(b)(1)(B) of the Code, the Company Property shall be deemed to have been distributed in liquidation of the Company to the Members (including the transferee of an interest) pursuant to Section 11.02 and again contributed by such Members and transferees in reconstitution of the Company. The Capital Account of such reconstituted Company shall be maintained in accordance with the principles of this Section 3.02.

 

D. At such times as may be permitted or required by Treasury Regulations issued pursuant to Section 704 of the Code, the Capital Account shall be revalued and adjusted to reflect the then fair market value of Company Property and the Capital Account shall be maintained to comply with Treasury Regulations Section 1.704-1(b)(2)(iv)(f). All allocations of gain resulting from such revaluation shall be made consistent with that regulation, and to the extent not inconsistent therewith, the Income allocation provisions of Section 4.02 hereof.

 

E. The foregoing definition of Capital Account and certain other provisions of this Agreement are intended to comply with Treasury Regulations Section 1.704-1(b), and shall be interpreted and applied in a manner consistent with that regulation. Such regulation contains additional rules governing maintenance of capital accounts which are incorporated by this reference into this Agreement.

 

Section 3.03. Interest. No interest shall be paid by the Company on Capital Contributions, on balances in the Capital Account, or on any other funds distributed or distributable under this Agreement.

 

Section 3.04. Provisions Relating To the Right To Withdraw. Any Member may withdraw by notice to the Company and other Members. Except as provided under Section 11.01, the withdrawing Member shall have no right to an immediate return of capital or profits, shall be considered an unsecured creditor, and shall have only the right to receive an amount equal to that which would have been distributed to such Member but for the withdrawal until he has received amounts equal to the fair market value of his interest at the date of withdrawal.

 

Section 3.05. Loans. Loans by a Member to the Company shall not be considered Capital Contributions.

 

ARTICLE IV

 

Allocations and Distributions

 

Section 4.01. Distribution of Distributable Cash. Distributions of all Distributable Cash shall be made at least quarterly, unless otherwise agreed by the Members. Any distribution of property shall be treated as a distribution of cash in the amount of the fair market value of such property. Except during the Company’s winding up, distributions shall be made in the ratios of the Income interests. During the Company’s winding up, all cash and other Company Property available for distribution shall be distributed in the ratios of the positive balances in the Capital Accounts, after adjusting the Capital Accounts for the income, gain and loss realized in the winding up, plus the gain or loss that would have occurred on the sale at fair market value of any Company Property distributed in kind.

 

Section 4.02. Allocation of Income and Loss.

 

A. Income and Loss for each taxable year shall be allocated among the Members and Assignees in the ratio of the Income interests set forth in Exhibit A.

 

B. Notwithstanding anything to the contrary in this Section 4.02, if there is a net decrease in "minimum gain" (within the meaning of Treasury Regulations Section 1.704-1(b)(4)(iv)(c)) during a fiscal year, all Members who would otherwise have a deficit balance in their Capital Accounts at the end of that year (excluding items described in Treasury Regulations Section 1.704-1(b)(4)(iv)(e)) shall be allocated, before any other allocations of Company items for that year, Income for such year (and if necessary, subsequent years), in an amount and in the proportions necessary to eliminate such deficits as quickly as possible. The foregoing sentence is intended to be a "minimum gain charge back" provision as described in Treasury Regulations Section 1.704-1(b)(4)(iv)(e), and shall be interpreted and applied in all respects in accordance with that regulation.

 

C. If during any fiscal year of the Company, any Member unexpectedly receives an adjustment, allocation, or distribution of the type described in Treasury Regulations Section 1.704-1(b)(2)(ii)(d)(4), (5), or (6), that Member shall be allocated items of Income and Gain consistently with the methods specified in any applicable Regulations in an amount and manner sufficient to eliminate that Member's deficit Capital Account balance as quickly as possible.

 

D. Under regulations prescribed by the Secretary of the Treasury pursuant to Section 704(c) of the Code, Tax Items shall be allocated to account for any variation between the basis of contributed property and its fair market value at the time of contribution. Any items allocated under this Section 4.02(D) shall not be debited or credited to the Capital Accounts.

 

E. Income or Loss attributable to borrowing for which certain Members bear and others do not bear an economic risk of loss shall be allocated among the Members in accordance with the provisions of Treasury Regulations Section 1.704-2.

 

F. If made in accordance with this Agreement, the transfer of an interest shall be deemed effective as of end of the month preceding the date of the transfer, unless the transferee and transferor have designated some other month end as the effective time, and the Income and Loss attributable to the transferred interest shall, for Federal income tax purposes, be allocated accordingly. The Members may revise, alter or otherwise modify the method of allocation as they determine necessary to comply with Section 706 of the Code and regulations or rulings promulgated thereunder.

 

G. If, and to the extent that, any Member is deemed to recognize Income as a result of any transaction between the Member and the Company pursuant to Sections 482, 483, 1272-1274, or 7872 of the Code, or any similar provision now or hereafter in effect, any corresponding resulting Loss or deduction of the Company shall be allocated to the Member who was charged with that Income.

 

H. All tax credits for Federal or state income tax purposes shall be allocated in the same manner as Income.

 

I. A net loss for any taxable year shall be allocated in the ratio of the positive balances in the Capital Accounts. Income for any year shall be allocated in the ratio of the cash distributions during such year (to the extent of such cash distributions). Any additional Income shall be allocated in the ratio of deficit balances in the Capital Accounts until any deficit balances are eliminated and then in the ratio of the Income interests set forth on Exhibit A. Gain or loss from disposition of all or substantially all the Company’s Company Property shall be excluded from the foregoing and shall be allocated so as to bring the balances of the Capital Accounts into the ratio of the Income interests. No allocation shall eliminate any discrepancy in the Capital Accounts resulting from the failure to make any required contribution or from any distribution contrary to this Agreement.

 

ARTICLE V

 

Management and Operation of Business

 

Section 5.01. Management by Members. The business of the Company shall be managed by its Members. A Member or Members may exercise all the powers of the Company whether derived from law, the Articles of Organization or this Agreement. A person may rely in good faith on the apparent authority of a Member to act on behalf of the Company. The Member's act shall bind the Company regardless of whether the act was properly authorized, unless the person relying on the act had actual knowledge that the act was unauthorized.

 

Section 5.02. Limitations on Authority of Members. Notwithstanding any other provision in this Agreement, no Member shall have the authority to do the following acts without the consent of the other Members:

 

A.      Borrow money in excess of $100,000.00;

 

B.      Sell any Company Property having a fair market value over $100,000.00;

 

C.      Enter into any contract which is not terminable at will, involving an anticipated total expenditure of over $100,000.00;

 

D.      Do any act which would make it impossible to carry on the ordinary business of the Company;

 

E.      Compromise any claim over $100,000.00;

F.      Admit a Person as a Member, except as provided in this Agreement; or

 

G.      Knowingly perform any act that would subject a Member to personal liability.

 

Section 5.03. Company Funds. The funds of the Company shall be deposited in an account or accounts designated by the Members and shall not be commingled with any other funds. All withdrawals from or charges against these accounts shall be made by the authorized agents of the Company.

 

Section 5.04. Outside Activities. Each Manager agrees to give the Company the first opportunity to participate in any business opportunity within the scope of business then being conducted by the Company; provided that decision of the other Members to decline such opportunity shall be conclusive.

 

Section 5.05. Limitation on Liability. No Member of the Company shall be liable to the Company or its other Members for monetary damages for breach of fiduciary duty; provided, however, that nothing contained in this Agreement shall eliminate or limit the liability of a Member (i) for any breach of his duty of loyalty to the Company or its Members, (ii) for acts or omissions not in good faith or which involve intentional misconduct or a knowing violation of the law and (iii) for any transaction from which the Member derived an improper personal benefit.

 

 

ARTICLE VI

 

Rights and Obligations of the Members

 

Section 6.01. Limitation on Liability. Except as otherwise expressly agreed in writing, a Member shall not be personally liable for any debts, liabilities, or obligations of the Company, whether to the Company, to any of the other Members, or to creditors of the Company, beyond the Capital Account of the Member, together with the Member's share of the Property and undistributed profits of the Company.

 

Section 6.02. Rights of Member Relating to the Company.

 

A.      Subject to the restrictions of Section 6.03, this Agreement may be amended only by the Members.

 

B.      In addition to other rights provided by this Agreement or by applicable law, a Member shall have the right on demand and at such Member's own expense:

 

(i)      To obtain any and all information regarding the status of the business and financial condition of the Company;

(ii)      Promptly after becoming available, to obtain a copy of the Company's Federal, state, and local income tax returns for each year;

 

(iii)      To have furnished to it a current list of the name and last known business, residence or mailing address of each Member;

 

(iv)      To obtain information regarding the Capital Contributions made by each Member;

 

(v)      To receive a copy of this Agreement and the Articles of Organization and all amendments, together with copies of any powers of attorney pursuant to which this Agreement, the Articles of Organization, and all amendments that have been executed; and

 

(vi)      To inspect and copy any of the Company's books and records and obtain such other information regarding the affairs of the Company during normal business hours.

 

C.      Services To Company. The Company shall reimburse each Member for reasonable expenses directly incurred for the Company and, if the other Members agree, shall compensate each Member for services rendered. Compensation paid to Members shall be reported for tax purposes on Schedule K-1 to Form 1065.

 

Section 6.03. Restrictions on Powers. Except as otherwise provided in this Agreement or required by law, a Member shall lack the power and authority to act for or to bind the Company or any other Member, if such action would change the Company to a general partnership, change the limited liability of a Member, or affect the status of the Company for Federal income tax purposes.

 

Section 6.04. Indemnification.

 

A. Company Indemnity. The Company may indemnify and hold harmless its Members, their respective Affiliates, and Managers, employees and agents (each, an "Indemnitee") from and against any and all losses, claims, demands, costs, damages, liabilities, joint and several, expenses of any nature (including attorneys' fees and disbursements), judgments, fines, settlements, penalties and other expenses actually and reasonably incurred by the Indemnitee in connection with any and all claims, demands, actions, suits, or proceedings, civil, criminal, administrative or investigative, in which the Indemnitee may be involved, or threatened to be involved, as a party or otherwise, by reason of the fact that the Indemnitee is or was a Member or manager of the Company or is or was an employee or agent of the Company, including Affiliates of the foregoing, arising out of or incidental to the business of the Company, provided (i) the Indemnitee's conduct did not constitute willful misconduct or recklessness, (ii) the action is not based on breach of this Agreement, (iii) the Indemnitee acted in good faith and in a manner he or it reasonably believed to be in, or not opposed to, the best interests of the Company and within the scope of such Indemnitee's authority and (iv) with respect to a criminal action or proceeding, the Indemnitee had no reasonable cause to believe its conduct was unlawful. The termination of any action, suit, or proceeding by judgment, order, settlement, conviction, or upon a plea of nolo contendre, or its equivalent, shall not, in and of itself, create a presumption or otherwise constitute evidence that the Indemnitee acted in a manner contrary to that specified above.

 

B. Advancement of Expenses. The Company may advance expenses incurred by an Indemnitee in defending any claim, demand, action, suit or proceeding subject to this Section 6.04 prior to the final disposition of such claim, demand, action, suit or proceeding if the Company determines that the Indemnitee will more likely than not be able to demonstrate compliance with the standard of conduct set forth in paragraph A and receives an undertaking by the Indemnitee to repay amounts advanced if such person is ultimately determined to be not entitled to indemnification. The determination shall be made by the independent Members or special legal counsel specifically retained for the making of the determination.

 

C. Non-Exclusivity. The indemnification provided by this Section shall be in addition to any other rights to which the Indemnitee may be entitled under any agreement, vote of the Members, as a matter of law or equity, or otherwise, and this indemnification shall inure to the benefit of the successors, assignees, heirs, personal representatives and administrators of the Indemnitee.

 

D. Insurance. The Company may purchase and maintain insurance, at the Company's expense, on behalf of any Indemnitee against any liability that may be asserted against or expense that may be incurred by an Indemnitee in connection with the activities of the Company regardless of whether the Company would have the power to indemnify such Indemnitee against such liability under the provisions of this Agreement.

 

E. Definition of Affiliate. "Affiliate" means any Person that directly or indirectly controls, is controlled by, or is under common control with, such Person. "Control" means either (i) the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of a Person, whether through ownership of voting securities, by contract or otherwise or (ii) a direct or indirect equity interest of ten percent (10%) or more in the entity.

 

ARTICLE VII

 

Books, Records, Accounting, and Reports

 

 

Section 7.01. Books and Records. Appropriate books and records with respect to the Company's business, including, without limitation, all books and records necessary to provide to the Member any information, lists and copies of documents required to be provided pursuant to Section 6.02, shall at all times be kept at the principal office of the Company or at such other places as agreed to by the Members. Without limiting the foregoing, the following shall be maintained at the Company's principal office: (i) a current list of the full name and last known business address of each Member and Manager, (ii) copies of records that would enable a Member to determine the relative voting rights of the Members, (iii) a copy of the Articles of Organization, and any amendments, (iv) copies of the Company's Federal, state and local income tax returns and reports, if any, for the three most recent years, (v) the minutes of all meetings of the Members and all written consents in lieu of meetings, and (vi) copies of any financial statements of the Company for the three most recent fiscal years. Any records maintained by the Company in the regular course of its business may be kept on, or be in the form of, magnetic tape, photographs or any other information storage device, provided that the records so kept are convertible into clearly legible written form within a reasonable period of time.

 

Section 7.02. Accounting. The Company shall maintain its books in accordance with generally accepted accounting principles, provided that the Company may use accounting methods and principles permitted for income tax purposes, including the cash method of accounting, and shall maintain the Capital Accounts in compliance with Section 704 of the Code.

 

ARTICLE VIII

 

Tax Matters

 

Section 8.01. Taxable Year. If permitted by the Code, the taxable year of the Company shall be the calendar year, unless otherwise determined by the Members.

 

Section 8.02. Tax Matters Partner. The Member having principal responsibility for keeping the financial ac=counts of the Company (or in the absence of such person, the Member acting as the chief executive officer of the Company) shall have the sole and complete duty to collect, remit, or withhold all sales, use, income, or other taxes payable by the Company, and shall be the "Tax Matters Partner" (as defined in Section 6231 of the Code). The Tax Matters Partner is authorized and required to represent the Company, at the Company's expense, in connection with all examinations of the Company's affairs by tax authorities, including resulting administrative and judicial proceedings. Each Member agrees to cooperate with the Tax Matters Partner, and to do or refrain from doing any or all things reasonably required by the Tax Matters Partner to conduct such proceedings.

 

Section 8.03. Taxation as a Partnership. No election shall be made by the Company or any Member for the Company to be excluded from the application of any provision of Sub-chapter K, Chapter 1 of Subtitle A of the Code or from any similar provisions of any state tax laws.

 

ARTICLE IX

 

Transfers of Interests

 

Section 9.01. Restriction On Transfer. A Member shall not transfer his interest in the Company, in whole or in part, except by intestate succession or testamentary disposition, through a decree or judgment from a court of competent jurisdiction, or as permitted under Section 9.02. This restriction on transfer shall not prohibit a Member from assigning some or all of his share of distributions; provided, however, that such assignment shall not entitle the Assignee to any of the other rights of the assigning Member until and unless the Assignee is admitted as a Substitute Member of the Company.

 

Section 9.02. Transfer of Interests by a Member; Substitute Members.

 

A.      A Member may transfer his interest under this Section upon satisfaction of the following conditions:

 

(i)      The other Members consent to the Assignee's admission as a Substitute Member. The consent shall be evidenced by a written instrument, dated and signed by the other Members;

 

(ii)      The Assignee and the transferring Member shall execute and file with the Company all documents evidencing the terms of the transfer; and

 

(iii)      The Assignee and the transferring Member shall have fulfilled all other requirements of this Agreement.

 

B.      Upon a transfer or assignment by a Member other than by intestate succession or testamentary disposition, or through a decree or judgment from a court of competent jurisdiction, the transferor or assignor shall be presumed to have given, unless otherwise stated in writing, the transferee or Assignee the right to apply to become a Substitute Member. The admission of an Assignee as a Substitute Member shall become effective on the date that the admission is recorded in the books and records of the Company. Any Member who purports to transfer all his interest in the Company shall cease to be a Member only when the Assignee is admitted as a Substitute Member. Until that time, the transferring Member shall continue to have all rights and obligations of a Member, except those rights to distributions which were transferred or assigned.

 

C.      In no event shall any interest be transferred to a minor or any incompetent except by intestate succession or testamentary disposition, or through a decree or judgment from a court of competent jurisdiction.

 

D.      Any holder of an interest, including a right to distributions or charging order, shall be deemed conclusively to have agreed to comply with and be bound by all terms and conditions of this Agreement, with the same effect as if such holder had executed an express acknowledgment thereof, whether or not such holder in fact has executed such an express acknowledgment.

 

E.      Subject to the provisions of subsection D, the holder of an interest acquired by intestate succession or testamentary disposition, or through a decree or judgment from a court of competent jurisdiction, shall become a Substitute Member without the necessity of the Member's consent.

 

Section 9.03. Prohibited Transfers and Assignments. No transfer or assignment shall be made if the transfer or assignment (i) would violate applicable Federal and state securities laws or regulations, (ii) would materially adversely affect the classification of the Company as a partnership for Federal or state income tax purposes or (iii) would affect the Company's qualification as a limited liability company under the Act.

ARTICLE X

 

Admission and Expulsion of Members

 

Section 10.01. Admission of Additional Members. The Company may admit an additional Member by accepting Capital Contributions from such Member on such terms and conditions as are approved by the Members. No Member shall have a preemptive or other right to make a capital contribution unless authorized by contract or the consent of the Members.

 

Section 10.02. Expulsion of Members. Members may by majority vote expel a Member for cause subject to the provisions of Section 11.01.

 

ARTICLE XI

 

Dissolution and Liquidation

 

Section 11.01. Dissociation of Member. Upon the death or withdrawal (an "Event of Dissolution") of a Member holding ten percent or more of the capital or Income interests (such Member sometimes called a "Dissociated Member"), the Company shall dissolve and its affairs shall be wound up. The Company shall thereafter conduct only activities necessary to wind up its affairs, unless one or more Members remain, and the Member or those Members agree to continue the Company within 60 days after the Event of Dissolution. If an election to continue the Company is made, the Company shall continue and the Dissociated Member or the successor to the interest of the Dissociated Member shall have the rights of any Assignee, and:

 

A.      The remaining Members may elect, within 30 days of the decision to continue the Company, to purchase the Dissociated Member's interest on such terms and conditions as the remaining Members and the Dissociated Member or the legal representative of the Dissociated Member may agree. If the remaining Members and the Dissociated Member (or such legal representative) do not agree, the remaining Members shall purchase the interest for a cash purchase price determined by the Company based on the value of the Capital Account of the Dissociated Member, as of the end of the calendar month preceding the Event of Dissolution, adjusted as if: (i) all Company Property were sold at fair market value; (ii) all liabilities of the Company were paid; (iii) the Company was liquidated in accordance with the provisions of Section 11.02; and (iv) any reasonable damages suffered by the Company because of the withdrawal or wrongful acts of a Dissociated Member were reduced to judgment and charged against the Dissociated Member's Capital Account. If the parties cannot agree on the fair market value of the interest of the Dissociated Member, then the parties shall use a business appraiser to evaluate the fair market value of the interest. The fair market value shall be paid within 90 days of the date of withdrawal or expulsion, except as otherwise provided in Article 3.04 for withdrawing members.

 

B.      The Company shall continue until the expiration of the term for which it was formed or until another Event of Dissolution, in which event any remaining Member or Members shall again elect whether to continue the Company pursuant to this Section 11.01.

 

Section 11.02. Dissolution and Liquidation. The Company shall be dissolved and its affairs shall be wound up when: (i) the term of the Company stated in the Articles of Organization expires; (ii) if, after an Event of Dissolution, the remaining Member or Members fail to continue the Company pursuant to Section 11.01; or (iii) the Members vote to dissolve the Company.

 

Section 11.03. Method of Winding Up. Upon dissolution of the Company pursuant to Section 11.02, the Company shall liquidate and wind up its affairs. The Members shall continue to share profits and losses during the period of liquidation and winding up in the same proportion as before commencement of winding up and dissolution. The proceeds from the liquidation and winding up shall be applied in the following order of priority:

 

A.      To creditors, including Members who are creditors, to the extent permitted by law, in satisfaction of liabilities of the Company other than liabilities to Members on account of their Capital Contributions or on account of a Member's withdrawal from the Company or pursuant to a withdrawal of capital; and

 

B.      The balance, to Members in accordance with this Agreement.

Unless the Members shall determine otherwise, all distributions will be made in cash, and none of the Company Property will be distributed in kind to the Members.

 

Section 11.04. Filing Articles of Dissolution. When an event set forth in Section 11.02 occurs, the Company shall file Articles of Dissolution as required by the Act, and shall take whatever other action may be advisable or proper to carry out the liquidation and winding up of the Company.

 

Section 11.05. Return of Capital. The return of Capital Contributions shall be made solely from Company Property.

 

ARTICLE XII

 

Action By Members; Meetings; Consents

 

Section 12.01. Action By Members. Whenever this Agreement references an action to be taken by the Members, such reference presumes that the vote or consent of Members having a Majority Interest is sufficient to take such action, unless a greater vote is specifically required by this Agreement. With the vote or consent of a Majority Interest, the Members may amend this Agreement, unless the provision to be amended requires action by a greater vote, in which case the same greater vote shall be required to amend that provision.

 

Section 12.02. Meetings. Meetings may be called by any Member or a Manager, by giving at least five days' prior notice of the time, place and purpose of the meeting to all Members.

 

Section 12.03. Adjournment. When a meeting is adjourned to another time or place, notice need not be given of the adjourned meeting if the time and place are announced at the meeting at which the adjournment is taken, and such adjournment does not extend for more than 45 days. At the adjourned meeting, the Company may transact any business which might have been transacted at the original meeting. If the adjournment is for more than 45 days, a notice of the adjourned meeting shall be given in accordance with this Section 12.04.

 

Section 12.04. Waiver of Notice; Consent to Meeting. The action taken at any meeting, however called and noticed, and whenever held, are as valid as though the action was taken at a meeting duly held, if a quorum is present either in person or by proxy, and if, either before or after the meeting, each Member entitled to vote, but not present in person or by proxy, approves by signing a written waiver of notice or an approval to the holding of the meeting or an approval of the minutes thereof. All waivers, consents, and approvals shall be filed with the Company records or made a part of the minutes of the meeting. A Member’s attendance at a meeting shall constitute a waiver of notice of the meeting, except when such Member objects, at the beginning of the meeting, to the transaction of any business because the meeting is not lawfully called or convened; and except that attendance at a meeting is not a waiver of any right to object to the consideration of matters required to be included in the notice of the meeting, but not so included, if the objection is expressly made at the meeting.

 

Section 12.05. Quorum. Members having a Majority Interest, represented in person or by proxy, shall constitute a quorum at a meeting of Members. In the absence of a quorum, any meeting of Members may be adjourned from time to time by the Members represented either in person or by proxy, but no other matters may be proposed, approved or disapproved, except as provided in Section 12.03.

 

Section 12.06. Action Without a Meeting. Any action that may be taken at a meeting of the Members may be taken without a meeting if a consent to such action is signed by those Members sufficient in number to have taken action at a meeting. Prompt notice of the taking of any action without a meeting shall be given to those Members who have not consented in writing.

 

ARTICLE XIII

 

General Provisions

 

Section 13.01. Notices. Any notice, demand, request or report required or permitted to be given or made to a Member under this Agreement shall be in writing and shall be deemed given or made when delivered in person or when sent by first class mail, overnight delivery, facsimile transmission, or other suitable means to the Member to the address shown on the records of the Company. Any notice, payment, or report to be given or sent to a Member shall be deemed conclusively to have been given or sent, upon posting or transmitting of such notice, payment, or report to the address shown on the records of the Company, regardless of any claim of any Person who may have an interest by reason of an assignment or otherwise.

 

Section 13.02. Resolutions of Controversies and Claims. In the event of any controversy or claim, whether based on contract, tort, statute, or other legal or equitable theory (including any claim of fraud, misrepresentation, or fraudulent inducement), arising out of or related to the corporate contract between and among the Company, its Members, Managers, employees, or agents (as the contract is embodied under this Agreement, any resolutions, the Act and the common law at the time of the acts giving rise to the controversy or claim) (the “Dispute”), the parties agree as follows:

 

(i) Mediation. If the Dispute cannot be resolved by negotiation, the parties agree to submit the Dispute to mediation by a mediator mutually selected by the parties. If the parties are unable to agree upon a mediator, the American Arbitration Association shall appointed the mediator. In any event, the mediation shall take place within 30 days of the date that a party gives the other party written notice of its desire to mediate the Dispute.

 

(ii) Arbitration.

 

A. If not resolved by mediation, the parties shall resolve the Dispute by arbitration pursuant to this Section and the then-current rules and supervision of the American Arbitration Association. The arbitration shall be held in New York City, New York, before a single arbitrator who is knowledgeable about the subject matter of the disputed issue or issues. The arbitrator may order the parties to exchange copes of non-rebuttal exhibits and copies of witness lists in advance of the arbitration hearing. The arbitrator shall, however, have no other power to order discovery or depositions unless and then only to the extent that all parties otherwise agree in writing. The arbitrator’s decision and award shall be final and binding and may be entered in any court having jurisdiction. The arbitrator shall not have the power to award, and no one subject to this Section shall seek, an award of, punitive, exemplary, or consequential damages, or any damages excluded by or in excess of any damage limitations expressed in this Agreement or any subsequent agreement between the parties. To prevent irreparable harm, the arbitrator may grant temporary or permanent injunctive or other equitable relief.

 

B. Issues of arbitrability shall be determined in accordance with the Federal substantive and procedural laws relating to arbitration. All other aspects of the Agreement shall be interpreted in accordance with, and the arbitrator shall apply and be bound to follow, the substantive laws of the State of New York. Each party shall bear its own attorneys’ fees associated with negotiation, mediation, and arbitration, and other costs and expenses shall be borne as provided by the rules of the American Arbitration Association. If court proceedings to stay litigation or compel arbitration are necessary, the party who unsuccessfully opposes such proceedings shall pay all associated costs, expenses, and attorneys’ fees reasonably incurred by the other party.

 

(iii) Confidentiality. Neither a party, witness, or the arbitrator may disclose the facts of the underlying dispute or the contents or results of any negotiation, mediation, or arbitration without the prior written consent of all parties, except as necessary (and then only to the extent required) to enforce or challenge the settlement agreement or the arbitration award or to comply with legal, financial or tax reporting requirements.

 

(iv) Limitations on Actions. No party may bring a claim or action, regardless of form, arising out of or related to this Agreement, including any claim of fraud, misrepresentation, or fraudulent inducement, more than one year after the cause of action accrues, unless the injured party could not have reasonably discovered, and did not discover, the basic facts supporting the claim within one year.

 

(v) Covered Parties. The duties to mediate and arbitrate shall extend to any director, officer, employee, shareholder, principal agent, trustee in bankruptcy or otherwise, affiliate, subsidiary, third-party beneficiary, or guarantor of a party making or defending a claim that would otherwise be subject to this Section. Unless the context otherwise requires, references to party or parties within this Section shall include the foregoing persons, provided, however, that the specific provisions regarding the allocation of costs in paragraph (ii).B. shall not preclude any rights to indemnification, reimbursement, contribution or other similar benefits held by the foregoing persons.

 

(vi) Severability. If any part of this Section is held to be unenforceable, it shall be severed and shall not affect either the duties to mediate and arbitrate or any other part of this Section.

 

Section 13.03. Captions. All article and section captions in this Agreement are for convenience only. They shall not be deemed part of this Agreement and in no way define, limit, extend or describe the scope or intent of any provisions. Except as specifically provided otherwise, references to "Articles" and "Sections" are to Articles and Sections of this Agreement.

 

Section 13.04. Pronouns and Plurals. Whenever the context may require, any pronoun used in this Agreement shall include the corresponding masculine, feminine or neuter forms, and the singular form of nouns, pronouns and verbs shall include the plural and vice versa.

 

Section 13.05. Fu=rther Actions. The parties to this Agreement shall execute and deliver all documents, provide all information and take or refrain from taking action as may be necessary or appropriate to achieve the purposes of this Agreement.

 

Section 13.06. Binding Effect. This Agreement shall be binding upon and inure to the benefit of the parties and their heirs, executors, administrators, successors, legal representatives and permitted assignees.

 

Section 13.07. Integration. This Agreement constitutes the entire agreement among the parties pertaining to the subject matter of this Agreement and supersedes all prior agreements and understandings pertaining to this Agreement.

 

Section 13.08. Waiver. No failure by any party to insist upon the strict performance of any covenants, duty, agreement or condition of this Agreement or to exercise any right or remedy arising from a breach shall constitute waiver of any such breach or any other covenant, duty, agreement or condition.

 

Section 13.09. Counterparts. This Agreement may be executed in counterparts, all of which together shall constitute an agreement binding on all the parties, notwithstanding that all such parties are not signatories to the original or the same counterpart. Each party shall become bound by this Agreement immediately upon affixing its signature, independently of the signature of any other party.

 

Section 13.10. Applicable Law. This Agreement shall be construed in accordance with and governed by the laws of the State of New York, without regard to its principles of conflict of laws.

 

Section 13.11. Invalidity of Provisions. If any provision of this Agreement is or becomes invalid, illegal, or unenforceable in any respect, the validity, legality, and enforceability of the remaining provisions shall not be affected.

 

The Members sign this Agreement as of the above date by execution of the attached signature pages.

 

 

_____________________________________

SHAHN C. ANDERSEN

 

 

_____________________________________

BARRY J. LEON

 

 

 

 
 

FORWARD PROFIT INVESTING LLC

 

 

SUBSCRIPTION SIGNATURE PAGE

 

 

This subscription is made by and between FORWARD PROFIT INVESTING LLC , an New York limited liability company (the "Company"), and the undersigned. In consideration of the Company's agreement to accept the undersigned as a Member of the Company upon the terms and conditions set forth in the Company's Operating Agreement, the undersigned agrees and represents as follows:

 

1.      The undersigned is contributing to the Company capital in the amount (and if other than cash, in the nature) set forth on Exhibit A.

 

2.      The undersigned represents and warrants to, and agrees with the Company, as follows:

 

(a)      The undersigned is acquiring an interest in the Company for his own account and not for the account of any other person, and not with a view to distribution, assignment or resale to others or to fractionalization in whole or in part. No other person has or will have a direct or indirect beneficial interest in such interest and the undersigned will not sell, hypothecate or otherwise transfer his interest except in accordance with the Operating Agreement.

 

(b)      The undersigned has been furnished with and has carefully read the Operating Agreement and fully understands the rights and obligations associated with ownership of these interests.

 

(c)      The Company has made available to the undersigned all documents and information that the undersigned has requested relating to the interests.

 

(d)      The undersigned has such knowledge and experience in financial and business matters that he is capable of evaluating the merits and risks of the interests in the Company and of making an informed decision.

 

4.      This Subscription Agreement and the Operating Agreement constitute the entire agreement among the parties with respect to the subject matter hereof and supersede any and all prior or contemporaneous representations, warranties, agreements and understandings in connection therewith. This agreement may be amended only by a writing executed by all parties.

 

 

 
 

EXHIBIT A

 

 

 

Name of Member Ownership Capital Contribution Date
SHAHN C. ANDERSEN  60% $1,000.00 MARCH 19, 2009
MANAGING MEMBER      
       
Name of Member Ownership Capital Contribution Date
BARRY J. LEON 40% $1,000.00 MARCH 19, 2009
MANAGING MEMBER      

 

EX-23.1 4 ex23-1.htm

Exhibit 23.1

Darian B. Andersen

General Counsel, P.C.

Attorney and Counselor at Law

1015 Waterwood Parkway, Suite GA1

Edmond, Oklahoma 73034

(405) 330-2235 FAX: (405) 330-2236

dband@buslaw.net

darianandersen@gmail.com

 

November 12, 2015

 

Forward Profit Investing LLC

38 West 32nd Street, Suite 1600

New York, NY 10001

 

RE:Legal Opinion and Consent
Registration on Form S-11

 

Forward Profit Investing LLC

Messrs.:Shahn C. Andersen
Barry Leon

 

Dear Member of Management:

 

In our capacity as legal counsel to Forward Profit Investing LLC (the "Company"), Darian B. Andersen and General Counsel, PC (the "Firm") have participated in corporate proceedings associated with the issuance by the Company of a maximum of $10,000,000 in face value of Forward Profit Bonds as set out and described in the Company's Registration Statement on Form S-11 under the Securities Act of 1933 (the "Registration Statement").

 

The Firm has examined, among other things, originals or copies, certified or otherwise identified to our satisfaction, of (i) the Registration Statement, (ii) the Company's Operating Agreement, (iii) applicable resolutions of the Company's Management (iv) the books and records of the Company, and (v) other documents as the Firm has deemed necessary or appropriate for purposes of rendering the opinion set forth herein.

 

The Firm has made certain assumptions in forming its opinion and providing its consent to use this otherwise protected attorney-client communication as an exhibit to the Registration Statement. The Firm has assumed the legal capacity of all natural persons. It has further assumed the genuineness and authenticity of all signatures (handwritten, electronic or otherwise) and documents produced by the Company, whether such documents were in electronic format, copies or facsimiles.

 

As to those material facts set forth in the Registration Statement that the Firm could not independently establish or verify, the Firm has relied upon statements and representations of management of the Company. Based upon the foregoing, and based upon the education, experience and training of the undersigned, the Firm opines that:

 

(a) The Company is a limited liability company validly existing in good standing under the laws of the State of New York, including statutory provisions, and all applicable provisions of the New York General Limited Liability Company Law and reported judicial decisions interpreting those laws;

(b)   The Company has taken all requisite action and all other action recognized as being consistent with standards of proper governance required with respect to the authorization, issuance and sale of bonds issued pursuant to the Registration Statement;

(c)   The forward profit bonds being offered by the selling shareholders are duly authorized, unencumbered and not subject to any actual or threatened litigation, and not subject to any defaults or failures by the Company in filing annual reports with the State of New York; and

(d)   The rights, duties and obligations related to the forward profit bonds being offered in the Registration Statement are governed by the terms and conditions in the forward profit bonds and the laws of the State of New York.

(e)   Questionnaires completed and signed by all officers and directors of the Company.

Based upon and in reliance upon the foregoing, and after examination of such corporate and other records, certificates and other documents and such matters of law as we have deemed applicable or relevant to this opinion, it is our opinion that the Company has been duly formed and is validly existing as a limited liability company in good standing under the laws of the State of New York, the jurisdiction of its incorporation and has full power as described in the Registration Statement.

Typically, correspondence of this nature is protected under the attorney-client privilege. However, this correspondence is necessary in conjunction with the submission of the Registration Statement, and thus the Management of the Company is hereby authorized to attach it as the Firm’s opinion related to certain representations in the Registration Statement, and to reference the Firm in the Registration Statement. This correspondence, however, does not constitute a waiver of the attorney-client privilege as to unrelated or future matters.

Please feel free to contact me with any questions.

 

 

Very truly yours,

 

/s/ Darian B. Andersen

 

Darian B. Andersen

 

 

EX-23.2 5 ex23-2.htm

Exhibit 23.2

 

 

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

 

 

We hereby consent to the inclusion in this Registration Statement on Form S-11 of our report dated September 8, 2015 relating to the financial statements of Forward Profit Investing LLC as of December 31, 2014 and 2013 and for the years then ended. We also consent to the reference to our firm under the heading “Experts”.

 

/s/ GBH CPAs, PC

 

GBH CPAs, PC

www.gbhcpas.com

Houston, Texas

 

October 16, 2015

 

EX-99.1 6 ex99-1.htm

Exhibit 99.1

FORWARD PROFIT INVESTING, LLC

FORWARD PROFIT BONDS

SERIES 2015

No.  2015 $____________________

 

Interest Rate Maturity Date Original
Issue Date
 
%   November __, 2015  

 

 

REGISTERED OWNER:

 

 

PRINCIPAL AMOUNT:

 

 

FORWARD PROFIT INVESTING, LLC, a New York limited liability company, organized and existing under the laws of the State of New York (the “Issuer”), for value received, hereby promises to pay, from the sources hereinafter described, the Principal Amount stated above, in lawful money of the United States of America, to the Registered Owner stated above or the registered assigns, on the Maturity Date stated above (unless this Bond shall have been called for prior redemption, in which case on such redemption date), upon the presentation and surrender hereof at the offices of Forward Profit Investing, LLC, at 38 West 32nd Street, Suite 1600, New York, New York 10001 (the “Company”), dated as of _____________________, (the “Prospectus”), and to pay, from like sources, to the Registered Owner stated above as of the twenty third day of the calendar month prior to an Interest Payment Date (the “Regular Record Date”), by check or draft mailed by the Company on the Interest Payment Date to such Registered Owner at his address as it last appears on the registration books kept for that purpose at the office of the Company, interest on said sum in like coin or currency from the Original Issue Date stated above or from the most recent date from which interest has been paid or duly provided for, at the Interest Rate stated above, payable monthly, commencing _______________, on the basis of a 360-day year composed of twelve 30-day months, until payment of the principal hereof has been made or provided for. The Company may make payments of principal at maturity or upon redemption and payment of interest by ACH within the United States to any owner of at least $1,000,000 in aggregate principal amount of the Bonds requesting the same in writing addressed to the Company as provided in this Indenture. Any interest not timely paid or duly provided for shall cease to be payable to the Registered Owner hereof at the close of business on the applicable Regular Record Date and shall be payable to the Registered Owner hereof at the close of business on a Special Record Date (as defined in the Indenture) for the payment of any defaulted interest. Such Special Record Date shall be fixed by the Company whenever monies become available for payment of the defaulted interest, and notice of such Special Record Date shall be given to the Registered Owner hereof not less than ten days prior thereto. If the date for making any payment or the last day for performance of any act or the exercise of any right, as provided in this Bond, shall not be a “Business Day” as defined in this Indenture, such payment may be made or act performed or right exercised on the next succeeding Business Day with the same force and effect as if done on the nominal date provided in this Bond. Notwithstanding anything herein to the contrary, when this Bond is registered in the name of a Depository (as defined in this Indenture) or its nominee, the principal and redemption price of and interest on this Bond shall be payable in same day or federal funds delivered or transmitted to the Depository or its nominee.

 

This Bond is one of a duly authorized series of bonds of the Issuer designated as “Forward Profit Bonds, Series 2015” (the “Bonds”). The Bonds have been issued to finance costs of acquiring, constructing, equipping, and maintaining certain residential facilities (the “Facilities”); to fund a reserve fund with respect to the Facilities; and to fund certain costs of issuing the Bonds.

 

This Bond is a limited obligation of the Issuer payable solely from and secured by (a) the personal guaranty of Forward Profit Investing, LLC; (b) the revenues of Forward Profit Investing, LLC from the property assigned by Forward Profit Investing, LLC to such bonds.

 

This Bond shall not constitute or become an indebtedness, a debt or a liability of or a charge against the real property of either Forward Profit Investing, LLC or real property of its Managing Members.

 

Reference is hereby made to the Prospectus for a description of the revenues pledged, the nature and extent of the security, the rights, duties and obligations of the Issuer, the Company and the Registered Owners of the Bonds and the terms and conditions upon which the Bonds are, and a statement of the rights, duties, immunities and obligations of the Company.

 

The Bonds are subject to optional redemption by the Company upon the written direction of the Company Representative as a whole or in part at any time, at a redemption price equal to the principal amount thereof to be redeemed and accrued interest to the redemption date, in certain event of damage, destruction or condemnation to the property of the Company located in New York City or any of the counties in which real property of the Company is located in the State of New York. The Bonds are also subject to optional redemption by the Issuer upon the written direction of the Company Representative, as a whole, but not in part, at redemption prices equal to 110% of the principal amount thereof to be redeemed and accrued interest to the redemption date, as a condition precedent to the acquisition of substantially all of the assets of the Company or in the event of the merger or consolidation of the Company. The Bonds are also redeemable by the Issuer upon the direction of the Company Representative at any time after December 1, 2018, at a redemption price equal to the principal amount of each Series 2015 Bond redeemed, and accrued interest thereon to the redemption date, from unexpended proceeds of the Bonds.

 

The Bonds are also subject to mandatory sinking fund redemption by lot in such manner as the Company may determine pursuant to the Indenture, at a redemption price equal to 100 percent of the principal amount thereof and accrued interest to the redemption date.

 

In the event less than all Bonds are to be redeemed pursuant to the optional or special redemption provisions of this Indenture, they shall be redeemed in such order of maturity as the Company Representative shall determine (less than all of the Bonds of a single maturity to be selected by lot in such manner as the Company may determine). Except as hereinafter provided, notice of the call for redemption shall be given by the Company by mailing by first class mail a copy of the redemption notice not more than 45 days nor less than 30 days prior to the redemption date to the Registered Owners of Bonds to be redeemed in whole or in part at the address of such Registered Owner last showing on the registration books. Failure to give such notice or any defect therein shall not affect the validity of any proceedings for the redemption of such Bonds for which no such failure or defect occurs. All Bonds called for redemption will cease to bear interest after the specified redemption date, provided collected funds for their payment are on deposit at the place of payment at the time of redemption.

 

Notwithstanding the foregoing, no additional notice shall be required with respect to mandatory sinking fund redemption unless requested by the holders of 100% of the principal amount of the Bonds, and Bonds need not be presented for mandatory sinking fund redemption payment.

 

The Bonds are issuable only as fully registered bonds in the minimum denominations of $5,000 and in any integral multiple of $5,000 in excess thereof.

 

While a depository is the sole holder of the Bonds, delivery or notation of partial redemption of Bonds shall be effected in accordance with the provisions of the Letter of Representations, as defined in this Indenture.

 

In addition to the words and terms defined elsewhere in this Bond, the following terms shall have the following meanings:

 

Beneficial Owner” means, with respect to the Bonds, a person owning a Beneficial Ownership Interest therein, as evidenced to the satisfaction of the Company.

 

Beneficial Ownership Interest” means the beneficial right to receive payments and notices with respect to the Bonds which are held by a Depository under a book entry system.

 

Book entry form” or “book entry system” means, with respect to the Bonds, a form or system, as applicable, under which (i) the Beneficial Ownership Interests may be transferred only through a book entry and (ii) physical Bond certificates in fully registered form are registered only in the name of a Depository or its nominee as holder, with the physical Bond certificates “immobilized” in the custody of the Depository. The book entry system maintained by and the responsibility of the Depository (and not maintained by or the responsibility of the Issuer or the Company) is the record that identifies, and records the transfer of the interests of, the owners of beneficial (book entry) interests in the Bonds.

 

Depository” means any securities depository that is a clearing agency under federal law operating and maintaining, with its participants or otherwise, a book entry system to record ownership of book entry interests in Bonds, and to effect transfers of book entry interests in Bonds, and includes and means initially The Depository Trust Company (a limited purpose trust company), New York, New York.

 

Direct Participant” means a Participant as defined in the Letter of Representations.

 

Indirect Participant” means a Person utilizing the book entry system of the Depository by, directly or indirectly, clearing through or maintaining a custodial relationship with a Direct Participant.

 

NEITHER THE ISSUER, THE COMPANY, NOR THE COMPANY WILL HAVE ANY RESPONSIBILITY OR OBLIGATION TO ANY DIRECT PARTICIPANT, INDIRECT PARTICIPANT OR ANY BENEFICIAL OWNER OR ANY OTHER PERSON NOT SHOWN ON THE REGISTRATION BOOKS OF THE COMPANY AS BEING A HOLDER WITH RESPECT TO: (1) THE BONDS; (2) THE ACCURACY OF ANY RECORDS MAINTAINED BY DTC OR ANY DIRECT PARTICIPANT OR INDIRECT PARTICIPANT; (3) THE TIMELY OR ULTIMATE PAYMENT BY DTC OR ANY DIRECT PARTICIPANT OR INDIRECT PARTICIPANT OF ANY AMOUNT DUE TO ANY BENEFICIAL OWNER IN RESPECT OF THE PRINCIPAL OR REDEMPTION PRICE OF OR INTEREST ON THE BONDS; (4) THE DELIVERY BY ANY DIRECT PARTICIPANT OR INDIRECT PARTICIPANT OF ANY NOTICE TO ANY BENEFICIAL OWNER WHICH IS REQUIRED OR PERMITTED UNDER THE TERMS OF THIS INDENTURE TO BE GIVEN TO REGISTERED OWNERS; (5) THE SELECTION OF THE BENEFICIAL OWNERS TO RECEIVE PAYMENT IN THE EVENT OF ANY PARTIAL REDEMPTION OF THE BONDS; OR (6) ANY CONSENT GIVEN OR OTHER ACTION TAKEN BY DTC AS REGISTERED OWNER.

 

Except for the 7 days next preceding the mailing of notice of redemption of the Bonds (and, if this Bond or portion thereof is called, the period following the giving of such notice), this Bond is fully transferable by the Registered Owner hereof in person or by his duly authorized attorney on the registration books kept at the principal office of the Company upon surrender of this Bond, together with a duly executed written instrument of transfer satisfactory to the Company. Upon such transfer, a new fully registered bond or bonds of authorized denomination or denominations for the same aggregate principal amount and maturity will be issued to the transferee in exchange therefor, all upon payment of the charges and subject to the terms and conditions set forth in this Indenture. The Issuer and the Company may deem and treat the person in whose name this Bond is registered as the absolute owner hereof, whether or not this Bond shall be overdue, for the purpose of receiving payment (except as provided above with respect to Regular and Special Record Dates) and for all other purposes, and neither the Issuer nor the Company shall be affected by any notice to the contrary. Bonds which are reissued upon transfer, exchange or other replacement shall bear interest from the most recent Interest Payment Date to which interest has been paid or duly provided for, or if no interest has been paid, then from the Original Issue Date.

 

To the extent permitted by, and as provided in the Indenture, modifications or amendments of the Indenture, or of any indenture supplemental thereto, and of the rights and obligations of the Issuer and of the owners of the Bonds may be made with the consent of the Issuer and, in certain instances, with the consent of the owners of not less than a majority in aggregate principal amount of the Bonds then Outstanding; provided, however, that no such modification or amendment shall be made which will affect the terms of payment of the principal of, premium, if any, or interest on any of the Bonds which are unconditional, unless consented to by all Bondholders. Any such consent by the owner of this Bond shall be conclusive and binding upon such owner and upon all future owners of this Bond and of any bond issued upon the transfer or exchange of this Bond whether or not notation of such consent is made upon this Bond.

 

The owner of this Bond shall have no right to enforce the provisions of the Indenture, the provisions of which are incorporated herein by this reference, or to institute action to enforce the pledge, assignment or covenants made therein or to take any action with respect to an Event of Default under the Indenture or to institute, appear in or defend any suit, action or other proceeding at law or in equity with respect thereto, except as provided in this Indenture. In case an Event of Default under the Indenture shall occur, the principal of all the Bonds at any such time Outstanding under the Indenture may be declared or may become due and payable, upon the conditions and in the manner and with the effect provided in this Indenture. The Indenture provides that such declaration may in certain events be rescinded and annulled by the Company under certain circumstances.

 

Neither Managing Member of the Issuer, nor any person executing the Bonds shall be liable personally on the Bonds or be subject to any personal liability or accountability by reason of the issuance thereof.

 

It is hereby certified, recited and declared that all conditions, acts and things required by the Constitution or statutes of the State of New York or by the Act or the Prospectus to exist, to have happened or to have been performed precedent to or in the issuance of this Bond exist, have happened and have been performed.

 

This Bond shall not be entitled to any benefit under this Indenture or any indenture supplemental thereto, or become valid or obligatory for any purpose until the Company shall have signed the certificate of authentication hereon.

 

 
 

IN WITNESS WHEREOF, FORWARD PROFIT INVESTING, LLC, has caused this Bond to be signed in its name and on its behalf by the manual or facsimile signature of its Managing Member.

 

[SEAL]

FORWARD PROFIT INVESTING, LLC

 

 

By: ___________________________

Shahn Andersen

Managing Member

 

 

 

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