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PREMISES AND EQUIPMENT, NET
12 Months Ended
Dec. 31, 2023
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT, NET PREMISES AND EQUIPMENT, NET
Premises and equipment, net consists of the following as of December 31:
(in thousands)20232022
Computer hardware and software$46,519 $49,339 
Leasehold improvements1,011 5,794 
Furniture and fixtures102 3,832 
Office equipment and other17 346 
 47,649 59,311 
Less: Accumulated depreciation and amortization(45,940)(55,089)
Total$1,709 $4,222 
Depreciation and amortization expense amounted to $2.4 million and $3.4 million for the years ended December 31, 2023 and 2022, respectively, and is included in cost of revenue for operating assets and in selling, general and administrative expenses for non-operating assets in the accompanying consolidated statements of operations and comprehensive loss.
Premises and equipment, net consist of the following by country as of December 31:
(in thousands)20232022
Luxembourg$1,131 $2,455 
India492 1,129 
United States64 586 
Uruguay22 52 
Total$1,709 $4,222