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PREMISES AND EQUIPMENT, NET
3 Months Ended
Mar. 31, 2021
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT, NET PREMISES AND EQUIPMENT, NET
Premises and equipment, net consists of the following:
(in thousands)March 31,
2021
December 31,
2020
Computer hardware and software$52,289 $52,837 
Leasehold improvements14,835 14,792 
Furniture and fixtures5,560 5,882 
Office equipment and other1,694 1,817 
74,378 75,328 
Less: Accumulated depreciation and amortization(63,286)(63,434)
Total$11,092 $11,894 
Depreciation and amortization expense amounted to $1.2 million and $4.1 million for the three months ended March 31, 2021 and 2020, respectively, and is included in cost of revenue for operating assets and in selling, general and administrative expenses for non-operating assets in the accompanying condensed consolidated statements of operations and comprehensive loss.
Premises and equipment, net consist of the following, by country:
(in thousands)March 31,
2021
December 31,
2020
United States$5,084 $5,530 
Luxembourg5,054 5,451 
India875 822 
Uruguay79 91 
Total$11,092 $11,894