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Parent Company Only Financial Statements - Income Statement (Details) - USD ($)
3 Months Ended 12 Months Ended
Dec. 31, 2019
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Condensed Income Statements, Captions [Line Items]        
Interest income   $ 288,408,000 $ 227,980,000 $ 162,643,000
Interest expense   93,685,000 87,898,000 54,600,000
Net interest income   194,723,000 140,082,000 108,043,000
Other noninterest income   14,010,000 7,996,000 7,671,000
Total noninterest income $ 20,125,000 86,000,000 63,519,000 96,265,000
Noninterest expense        
Salaries and employee benefits   112,525,000 90,634,000 77,411,000
Professional services expense   6,359,000 6,859,000 4,878,000
Renewable energy tax credit investment impairment   0 602,000 0
Impairment expense on goodwill and other intangibles, net   0 0 2,680,000
Other expense   9,864,000 7,545,000 9,652,000
Total noninterest expense   192,676,000 164,924,000 152,704,000
Income before taxes   47,389,000 23,465,000 46,046,000
Income tax benefit   (12,154,000) 5,431,000 (5,402,000)
Net income $ 6,832,000 59,543,000 18,034,000 51,448,000
Live Oak Bancshares, Inc.        
Condensed Income Statements, Captions [Line Items]        
Interest income   91,000 236,000 46,000
Interest expense   372,000   129,000
Net interest income   (281,000) 236,000 (83,000)
Other noninterest income   252,000 140,000 562,000
Total noninterest income   252,000 140,000 562,000
Noninterest expense        
Salaries and employee benefits   17,250,000 12,408,000 10,117,000
Professional services expense   750,000 825,000 853,000
Renewable energy tax credit investment impairment     602,000  
Impairment expense on goodwill and other intangibles, net       2,680,000
Other expense   1,167,000 999,000 1,844,000
Total noninterest expense   19,167,000 14,834,000 15,494,000
Income before taxes   (19,196,000) (14,458,000) (15,015,000)
Income tax benefit   (7,785,000) (27,000) (3,658,000)
Net loss   (11,411,000) (14,431,000) (11,357,000)
Equity in undistributed income of subsidiaries in excess of dividends from subsidiaries   70,954,000 32,465,000 62,805,000
Net income   $ 59,543,000 $ 18,034,000 $ 51,448,000