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Parent Company Only Financial Statements - Cash Flows (Details) - USD ($)
12 Months Ended
Oct. 31, 2017
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities        
Net income   $ 18,034,000 $ 51,448,000 $ 100,499,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:        
Depreciation   19,300,000 16,000,000.0 9,600,000
Impairment expense on goodwill and other intangibles, net $ 3,600,000 0 2,680,000 3,648,000
Deferred income tax   1,467,000 (5,936,000) 12,017,000
Renewable energy tax credit investment impairment   602,000   690,000
Stock option based compensation expense   1,723,000 1,713,000 1,786,000
Restricted stock expense   10,025,000 7,463,000 5,717,000
Business combination contingent consideration fair value adjustment     (260,000) 1,950,000
Net cash provided (used) by operating activities   (493,925,000) 11,521,000 (287,529,000)
Cash flows from investing activities        
Business combination, net of cash acquired       (7,696,000)
Purchases of premises and equipment, net   (37,197,000) (111,322,000) (124,139,000)
Net cash used by investing activities   (673,164,000) (850,585,000) (535,016,000)
Cash flows from financing activities        
Proceeds from borrowings     18,000 40,000,000
Repayments of borrowings   (1,443,000) (25,125,000) (41,279,000)
Stock option exercises   508,000 1,626,000 1,026,000
Employee stock purchase program   437,000 342,000 445,000
Withholding cash issued in lieu of restricted stock   (409,000) (756,000) (4,891,000)
Sale of common stock, net       113,096,000
Shareholder dividend distributions   (4,827,000) (4,809,000) (3,776,000)
Net cash provided by financing activities   1,073,805,000 860,616,000 879,808,000
Net (decrease) increase in cash and cash equivalents   (93,284,000) 21,552,000 57,263,000
Cash and cash equivalents, beginning   316,823,000 295,271,000 238,008,000
Cash and cash equivalents, ending   223,539,000 316,823,000 295,271,000
Live Oak Bancshares, Inc.        
Cash flows from operating activities        
Net income   18,034,000 51,448,000 100,499,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:        
Equity in undistributed net income of subsidiaries in excess of dividends of subsidiaries   (32,465,000) (62,805,000) (109,921,000)
Depreciation     199,000 1,188,000
Impairment expense on goodwill and other intangibles, net     2,680,000 (4,350,000)
Deferred income tax   (790,000) (6,633,000) (5,376,000)
Renewable energy tax credit investment impairment   602,000   690,000
Stock option based compensation expense   1,723,000 1,713,000 1,786,000
Restricted stock expense   10,025,000 7,463,000 5,717,000
Business combination contingent consideration fair value adjustment     (260,000) 1,950,000
Net change in other assets   7,100,000 4,396,000 11,649,000
Net change in other liabilities   1,417,000 142,000 (820,000)
Net cash provided (used) by operating activities   5,646,000 (1,657,000) 3,012,000
Cash flows from investing activities        
Capital investment in subsidiaries   (1,109,000) (9,325,000) (55,240,000)
Net change in advances to subsidiaries       640,000
Business combination, net of cash acquired       (7,696,000)
Purchases of premises and equipment, net     (20,000) (4,864,000)
Net cash used by investing activities   (1,109,000) (9,345,000) (67,160,000)
Cash flows from financing activities        
Proceeds from borrowings       25,000,000
Repayments of borrowings   (1,441,000) (25,123,000) (26,279,000)
Stock option exercises   508,000 1,626,000 1,026,000
Employee stock purchase program   437,000 342,000 445,000
Withholding cash issued in lieu of restricted stock   (409,000) (756,000) (4,891,000)
Sale of common stock, net       113,096,000
Shareholder dividend distributions   (4,827,000) (4,809,000) (3,776,000)
Net cash provided by financing activities   (5,732,000) (28,720,000) 104,621,000
Net (decrease) increase in cash and cash equivalents   (1,195,000) (39,722,000) 40,473,000
Cash and cash equivalents, beginning   14,780,000 54,502,000 14,029,000
Cash and cash equivalents, ending   $ 13,585,000 $ 14,780,000 $ 54,502,000