Schedule of Financing Receivable Credit Quality Indicators |
As of September 30, 2021, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows. | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans Amortized Cost Basis by Origination Year | | | | | | | | | | | | | | | | | | | | | | | | | | | Revolving Loans | | | | | | | | | | | | | | | | | | | Amortized | | | | | | 2021 | | 2020 | | 2019 | | 2018 | | 2017 | | Prior | | Cost Basis | | Total | | | | (in thousands) | | | | September 30, 2021 | | | | | | | | | | | | | | | | | | | | | | | | | Commercial - commercial and industrial: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 261,015 | | $ | 102,552 | | $ | 70,930 | | $ | 54,530 | | $ | 38,707 | | $ | 47,740 | | $ | 223,244 | | $ | 798,718 | Special mention | | | 425 | | | 500 | | | 4,807 | | | 6,585 | | | 430 | | | 834 | | | 5,067 | | | 18,648 | Substandard | | | — | | | 650 | | | 5,690 | | | 10,918 | | | — | | | 702 | | | 3,043 | | | 21,003 | Doubtful | | | — | | | — | | | — | | | 372 | | | — | | | — | | | — | | | 372 | Total commercial - commercial and industrial | | $ | 261,440 | | $ | 103,702 | | $ | 81,427 | | $ | 72,405 | | $ | 39,137 | | $ | 49,276 | | $ | 231,354 | | $ | 838,741 | Commercial - commercial real estate: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 150,774 | | $ | 89,754 | | $ | 153,456 | | $ | 128,454 | | $ | 59,061 | | $ | 318,772 | | $ | 18,110 | | $ | 918,381 | Special mention | | | — | | | 2,899 | | | 10,157 | | | 1,401 | | | 256 | | | 7,016 | | | 1,212 | | | 22,941 | Substandard | | | — | | | — | | | — | | | 5,711 | | | 2,959 | | | 10,327 | | | — | | | 18,997 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total commercial - commercial real estate loans | | $ | 150,774 | | $ | 92,653 | | $ | 163,613 | | $ | 135,566 | | $ | 62,276 | | $ | 336,115 | | $ | 19,322 | | $ | 960,319 | Commercial - construction and land: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 54,177 | | $ | 90,936 | | $ | 34,842 | | $ | 88 | | $ | — | | $ | — | | $ | 25,105 | | $ | 205,148 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total commercial - construction and land loans | | $ | 54,177 | | $ | 90,936 | | $ | 34,842 | | $ | 88 | | $ | — | | $ | — | | $ | 25,105 | | $ | 205,148 | Residential - mortgages: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 6,858 | | $ | 9,002 | | $ | 2,871 | | $ | 14,538 | | $ | 4,548 | | $ | 8,189 | | $ | — | | $ | 46,006 | Special mention | | | — | | | — | | | — | | | 160 | | | 728 | | | — | | | — | | | 888 | Substandard | | | — | | | — | | | — | | | 156 | | | — | | | 26 | | | — | | | 182 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total residential - mortgage loans | | $ | 6,858 | | $ | 9,002 | | $ | 2,871 | | $ | 14,854 | | $ | 5,276 | | $ | 8,215 | | $ | — | | $ | 47,076 | Residential - home equity: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 28,018 | | $ | 28,018 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | 726 | | | 726 | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | 199 | | | 199 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total residential - home equity loans | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 28,943 | | $ | 28,943 | Consumer: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 153,819 | | $ | 31,763 | | $ | 2,152 | | $ | — | | $ | 22 | | $ | 3,700 | | $ | 1,006 | | $ | 192,462 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total consumer loans | | $ | 153,819 | | $ | 31,763 | | $ | 2,152 | | $ | — | | $ | 22 | | $ | 3,700 | | $ | 1,006 | | $ | 192,462 | Other: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 64 | | $ | — | | $ | — | | $ | 1,551 | | $ | 1,164 | | $ | 549 | | $ | — | | $ | 3,328 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | 1,593 | | | — | | | — | | | 1,593 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total other loans | | $ | 64 | | $ | — | | $ | — | | $ | 1,551 | | $ | 2,757 | | $ | 549 | | $ | — | | $ | 4,921 | | | | | | | | | | | | | | | | | | | | | | | | | | Total: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 626,707 | | $ | 324,007 | | $ | 264,251 | | $ | 199,161 | | $ | 103,502 | | $ | 378,950 | | $ | 295,483 | | $ | 2,192,061 | Special Mention | | | 425 | | | 3,399 | | | 14,964 | | | 8,146 | | | 1,414 | | | 7,850 | | | 7,005 | | | 43,203 | Substandard | | | — | | | 650 | | | 5,690 | | | 16,785 | | | 4,552 | | | 11,055 | | | 3,242 | | | 41,974 | Doubtful | | | — | | | — | | | — | | | 372 | | | — | | | — | | | — | | | 372 | Total | | $ | 627,132 | | $ | 328,056 | | $ | 284,905 | | $ | 224,464 | | $ | 109,468 | | $ | 397,855 | | $ | 305,730 | | $ | 2,277,610 |
As of December 31, 2020, the risk category of loans by class of loans is as follows. | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans Amortized Cost Basis by Origination Year | | | | | | | | | | | | | | | | | | | | | | | | | | | Revolving Loans | | | | | | | | | | | | | | | | | | | Amortized | | | | | | 2020 | | 2019 | | 2018 | | 2017 | | 2016 | | Prior | | Cost Basis | | Total | | | | (in thousands) | | | | December 31, 2020 | | | | | | | | | | | | | | | | | | | | | | | | | Commercial - commercial and industrial: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 358,320 | | $ | 130,466 | | $ | 94,596 | | $ | 44,706 | | $ | 35,098 | | $ | 16,621 | | $ | 179,521 | | $ | 859,328 | Special mention | | | 1,260 | | | 11,475 | | | 26,683 | | | 540 | | | 684 | | | 310 | | | 24,844 | | | 65,796 | Substandard | | | — | | | 4,069 | | | 7,917 | | | 2,436 | | | 997 | | | 5,474 | | | 6,779 | | | 27,672 | Doubtful | | | — | | | — | | | 9 | | | — | | | — | | | — | | | — | | | 9 | Total commercial - commercial and industrial | | $ | 359,580 | | $ | 146,010 | | $ | 129,205 | | $ | 47,682 | | $ | 36,779 | | $ | 22,405 | | $ | 211,144 | | $ | 952,805 | Commercial - commercial real estate: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 88,246 | | $ | 160,205 | | $ | 146,807 | | $ | 93,956 | | $ | 123,959 | | $ | 213,204 | | $ | 9,189 | | $ | 835,566 | Special mention | | | — | | | 21,964 | | | 1,534 | | | — | | | 865 | | | 4,142 | | | 175 | | | 28,680 | Substandard | | | 5,328 | | | 6,102 | | | 4,323 | | | 3,262 | | | 9,674 | | | 16,166 | | | — | | | 44,855 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total commercial - commercial real estate loans | | $ | 93,574 | | $ | 188,271 | | $ | 152,664 | | $ | 97,218 | | $ | 134,498 | | $ | 233,512 | | $ | 9,364 | | $ | 909,101 | Commercial - construction and land: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 71,828 | | $ | 57,807 | | $ | 4,407 | | $ | — | | $ | — | | $ | 720 | | $ | 6,012 | | $ | 140,774 | Special mention | | | — | | | — | | | 2,665 | | | — | | | 2,156 | | | — | | | — | | | 4,821 | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total commercial - construction and land loans | | $ | 71,828 | | $ | 57,807 | | $ | 7,072 | | $ | — | | $ | 2,156 | | $ | 720 | | $ | 6,012 | | $ | 145,595 | Residential - mortgages: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 9,848 | | $ | 2,862 | | $ | 14,040 | | $ | 747 | | $ | 2,817 | | $ | 307 | | $ | — | | $ | 30,621 | Special mention | | | 1,237 | | | — | | | 857 | | | 753 | | | — | | | — | | | — | | | 2,847 | Substandard | | | — | | | — | | | 179 | | | — | | | 26 | | | 110 | | | — | | | 315 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total residential - mortgage loans | | $ | 11,085 | | $ | 2,862 | | $ | 15,076 | | $ | 1,500 | | $ | 2,843 | | $ | 417 | | $ | — | | $ | 33,783 | Residential - home equity: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 24,717 | | $ | 24,717 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | 726 | | | 726 | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total residential - home equity loans | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 25,443 | | $ | 25,443 | Consumer: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 162,671 | | $ | 5,429 | | $ | — | | $ | 50 | | $ | 64 | | $ | 4,964 | | $ | 2,888 | | $ | 176,066 | Special mention | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Substandard | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total consumer loans | | $ | 162,671 | | $ | 5,429 | | $ | — | | $ | 50 | | $ | 64 | | $ | 4,964 | | $ | 2,888 | | $ | 176,066 | Other: | | | | | | | | | | | | | | | | | | | | | | | | | Risk rating | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | — | | $ | — | | $ | 4,609 | | $ | 1,327 | | $ | — | | $ | 640 | | $ | 5,748 | | $ | 12,324 | Special mention | | | — | | | 1,117 | | | — | | | — | | | — | | | — | | | — | | | 1,117 | Substandard | | | — | | | — | | | — | | | 456 | | | — | | | — | | | — | | | 456 | Doubtful | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total consumer - other loans | | $ | — | | $ | 1,117 | | $ | 4,609 | | $ | 1,783 | | $ | — | | $ | 640 | | $ | 5,748 | | $ | 13,897 | | | | | | | | | | | | | | | | | | | | | | | | | | Total: | | | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 690,913 | | $ | 356,769 | | $ | 264,459 | | $ | 140,786 | | $ | 161,938 | | $ | 236,456 | | $ | 228,075 | | $ | 2,079,396 | Special Mention | | | 2,497 | | | 34,556 | | | 31,739 | | | 1,293 | | | 3,705 | | | 4,452 | | | 25,745 | | | 103,987 | Substandard | | | 5,328 | | | 10,171 | | | 12,419 | | | 6,154 | | | 10,697 | | | 21,750 | | | 6,779 | | | 73,298 | Doubtful | | | — | | | — | | | 9 | | | — | | | — | | | — | | | — | | | 9 | Total | | $ | 698,738 | | $ | 401,496 | | $ | 308,626 | | $ | 148,233 | | $ | 176,340 | | $ | 262,658 | | $ | 260,599 | | $ | 2,256,690 |
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Schedule of past due financing receivables |
| | | | | | | | | | | | | | | | | | | | | | | | As of September 30, 2021 | | | 30 - 59 | | 60 - 89 | | Greater Than | | | | | | | | | | | Days | | Days | | 89 Days | | | | Total Past Due | | Loans Not | | | | | Past Due | | Past Due | | Past Due | | Nonaccruing | | and Nonaccruing | | Past Due | | Total | | | | (in thousands) | Loans by Classification | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | $ | 1,145 | | $ | 848 | | $ | — | | $ | 2,445 | | $ | 4,438 | | $ | 834,303 | | $ | 838,741 | Commercial real estate | | | 4,738 | | | — | | | — | | | 13 | | | 4,751 | | | 955,568 | | | 960,319 | Construction and land | | | — | | | — | | | — | | | — | | | — | | | 205,148 | | | 205,148 | Residential mortgages | | | 1,369 | | | — | | | — | | | 1,619 | | | 2,988 | | | 44,088 | | | 47,076 | Home equity | | | 199 | | | — | | | — | | | — | | | 199 | | | 28,744 | | | 28,943 | Consumer | | | 12,069 | | | 5,471 | | | — | | | — | | | 17,540 | | | 179,843 | | | 197,383 | Total Loans | | $ | 19,520 | | $ | 6,319 | | $ | — | | $ | 4,077 | | $ | 29,916 | | $ | 2,247,694 | | $ | 2,277,610 |
| | | | | | | | | | | | | | | | | | | | | | | | As of December 31, 2020 | | | 30 - 59 | | 60 - 89 | | Greater Than | | | | | | | | | | | | Days | | Days | | 89 Days | | | | Total Past Due | | Loans Not | | | | | | Past Due | | Past Due | | Past Due | | Nonaccruing | | and Nonaccruing | | Past Due | | | Total | | | | (in thousands) | Loans by Classification | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | $ | 1,166 | | $ | 1,749 | | $ | 817 | | $ | 3,531 | | $ | 7,263 | | $ | 945,542 | | $ | 952,805 | Commercial real estate | | | 4,008 | | | 357 | | | — | | | 42 | | | 4,407 | | | 904,694 | | | 909,101 | Construction and land | | | — | | | — | | | — | | | — | | | — | | | 145,595 | | | 145,595 | Residential mortgages | | | 479 | | | 925 | | | 267 | | | 205 | | | 1,876 | | | 31,907 | | | 33,783 | Home equity | | | — | | | — | | | — | | | — | | | — | | | 25,443 | | | 25,443 | Consumer | | | 10,374 | | | 5,776 | | | — | | | — | | | 16,150 | | | 173,813 | | | 189,963 | Total Loans | | $ | 16,027 | | $ | 8,807 | | $ | 1,084 | | $ | 3,778 | | $ | 29,696 | | $ | 2,226,994 | | $ | 2,256,690 |
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