The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL COM 084670108 488 200 SH   SOLE   200 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670108 244 100 SH   SOLE   100 0 0
3M CO COM 88579Y101 2,202 12,332 SH   DFND 1 6,034 6,298 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 228 2,036 SH   DFND 1 225 1,811 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 619 5,282 SH   DFND 1 278 5,004 0
ADOBE SYS INC COM 00724F101 238 2,309 SH   DFND 1 90 2,219 0
AEGON N V NY REGISTRY SH 007924103 157 28,425 SH   DFND 1 258 28,167 0
AFLAC INC COM 001055102 307 4,404 SH   DFND 1 1,800 2,604 0
ALASKA AIR GROUP INC COM 011659109 313 3,526 SH   DFND 1 16 3,510 0
GOOGLE INC COM 38259P508 1,193 1,505 SH   DFND 1 831 674 0
GOOGLE INC COM 38259P706 1,248 1,617 SH   DFND 1 771 846 0
ALTRIA GROUP INC COM 02209S103 2,537 37,520 SH   DFND 1 35,805 1,715 0
AMAZON COM INC COM 023135106 1,304 1,739 SH   DFND 1 1,159 580 0
AMERICAN EXPRESS CO COM 025816109 589 7,954 SH   DFND 1 4,935 3,019 0
AMGEN INC COM 031162100 394 2,696 SH   DFND 1 1,531 1,165 0
APPLE INC COM 037833100 3,738 32,277 SH   DFND 1 20,529 11,748 0
AT&T INC COM 00206R102 821 19,311 SH   DFND 1 7,923 11,388 0
AUTODESK INC COM 052769106 342 4,627 SH   DFND 1 4,000 627 0
BAIDU INC COM 056752108 708 4,304 SH   DFND 1 4,142 162 0
BAKER HUGHES INC COM 057224107 211 3,240 SH   DFND 1 1,842 1,398 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 267 39,427 SH   DFND 1 483 38,944 0
BANCO SANTANDER SA ADR 05964H105 281 54,212 SH   DFND 1 1,168 53,044 0
BANK N S HALIFAX COM 064149107 279 5,016 SH   DFND 1 49 4,967 0
BANK AMER CORP COM 060505104 376 17,006 SH   DFND 1 2,228 14,778 0
ROYAL BK CDA MONTREAL QUE COM 780087102 369 5,131 SH   DFND 1 190 4,941 0
BERKSHIRE HATHAWAY INC DEL COM 084670702 1,179 7,237 SH   DFND 1 5,623 1,614 0
BHP BILLITON LTD SPONSORED ADR 05545E209 218 6,100 SH   DFND 1 137 5,963 0
BOEING CO COM 097023105 268 1,719 SH   DFND 1 992 727 0
BP PLC SPONSORED ADR 055622104 230 6,143 SH   DFND 1 247 5,896 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,047 35,025 SH   DFND 1 32,449 2,576 0
CANTEL MEDICAL CORP COM 138098108 242 3,069 SH   DFND 1 120 2,949 0
CELGENE CORP COM 151020104 314 2,714 SH   DFND 1 1,665 1,049 0
CHEVRON CORP NEW COM 166764100 2,668 22,669 SH   DFND 1 18,358 4,311 0
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 314 5,984 SH   DFND 1 171 5,813 0
CHUBB LIMITED COM H1467J104 672 5,090 SH   DFND 1 184 4,906 0
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 595 18,863 SH   DFND 1 2,682 16,181 0
CISCO SYS INC COM 17275R102 1,441 47,677 SH   DFND 1 25,338 22,339 0
CITIGROUP INC COM 172967424 290 4,879 SH   DFND 1 1,383 3,496 0
COCA COLA CO COM 191216100 473 11,413 SH   DFND 1 8,854 2,559 0
EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF 268461779 221 9,985 SH   SOLE   9,985 0 0
COMCAST CORP NEW COM 20030N101 534 7,737 SH   DFND 1 5,862 1,875 0
CONOCOPHILLIPS COM 20825C104 249 4,964 SH   DFND 1 2,379 2,585 0
CORESITE RLTY CORP COM 21870Q105 252 3,181 SH   DFND 1 89 3,092 0
CORNING INC COM 219350105 200 8,225 SH   DFND 1 113 8,112 0
COSTCO WHSL CORP NEW COM 22160K105 760 4,749 SH   DFND 1 3,421 1,328 0
CREDIT SUISSE GROUP SPONSORED ADR 225401108 286 19,967 SH   DFND 1 68 19,899 0
CVS HEALTH CORP COM 126650100 271 3,431 SH   DFND 1 923 2,508 0
DANAHER CORP DEL COM 235851102 379 4,874 SH   DFND 1 693 4,181 0
DISNEY WALT CO COM 254687106 1,389 13,330 SH   DFND 1 11,735 1,595 0
DU PONT E I DE NEMOURS & CO COM 263534109 508 6,925 SH   DFND 1 6,265 660 0
ECOLAB INC COM 278865100 268 2,286 SH   DFND 1 490 1,796 0
ENERSIS AMERICAS SA SPONSORED ADR 29274F104 97 11,813 SH   DFND 1 189 11,624 0
ENLINK MIDSTREAM LLC COM UNIT REP LTD 29336T100 1,597 83,850 SH   DFND 2 1,225 82,625 0
ENTERPRISE PRODS PARTNERS L COM 293792107 1,358 50,235 SH   DFND 2 5,135 45,100 0
EXXON MOBIL CORP COM 30231G102 1,971 21,836 SH   DFND 1 16,463 5,373 0
FACEBOOK INC COM 30303M102 7,487 65,075 SH   DFND 1 61,650 3,425 0
SOUFUN HLDGS LTD ADR 836034108 57 17,500 SH   SOLE   17,500 0 0
GAP INC DEL COM 364760108 7,561 336,921 SH   SOLE   336,921 0 0
GENERAL ELECTRIC CO COM 369604103 1,561 49,398 SH   DFND 1 37,140 12,258 0
GILEAD SCIENCES INC COM 375558103 303 4,235 SH   DFND 1 1,188 3,047 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 282 7,318 SH   DFND 1 4,881 2,437 0
GRAINGER W W INC COM 384802104 229 984 SH   DFND 1 504 480 0
HEWLETT PACKARD CO COM 428236103 267 17,979 SH   DFND 1 14,728 3,251 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 405 17,493 SH   DFND 1 14,716 2,777 0
HOME DEPOT INC COM 437076102 575 4,285 SH   DFND 1 1,915 2,370 0
HSBC HLDGS PLC SPONSORED ADR 404280406 307 7,639 SH   DFND 1 1,707 5,932 0
ICU MED INC COM 44930G107 238 1,615 SH   DFND 1 50 1,565 0
INDEXIQ ETF TR IQ GLB RES ETF 45409B883 438 17,446 SH   SOLE   17,446 0 0
INTEL CORP COM 458140100 1,486 40,981 SH   DFND 1 30,400 10,581 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 220 3,895 SH   DFND 1 725 3,170 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,041 6,274 SH   DFND 1 5,431 843 0
ISHARES TR CORE MSCI EAFE 46432F842 506 9,435 SH   SOLE   9,435 0 0
ISHARES TR CORE MSCI EMKT 46434G103 1,241 29,240 SH   SOLE   29,240 0 0
ISHARES GOLD TRUST ISHARES 464285105 818 73,826 SH   SOLE   73,826 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 461 7,532 SH   SOLE   7,532 0 0
ISHARES TR USA MIN VOL ETF 46429B697 4,169 92,183 SH   SOLE   92,183 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 335 2,992 SH   SOLE   2,992 0 0
ISHARES 1-3 YR CR BD ETF 464288646 10,707 102,034 SH   SOLE   102,034 0 0
ISHARES TR MSCI EAFE ETF 464287465 436 7,550 SH   SOLE   7,550 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 10,678 304,987 SH   SOLE   304,987 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 591 5,631 SH   SOLE   5,631 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,342 17,368 SH   SOLE   17,368 0 0
ISHARES TR CORE S&P SCP ETF 464287804 842 6,121 SH   SOLE   6,121 0 0
ISHARES TR TIPS BD ETF 464287176 332 2,934 SH   SOLE   2,934 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,027 13,456 SH   SOLE   13,456 0 0
JOHNSON & JOHNSON COM 478160104 3,471 30,125 SH   DFND 1 17,598 12,527 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 623 19,710 SH   SOLE   19,710 0 0
JPMORGAN CHASE & CO COM 46625H100 854 9,895 SH   DFND 1 4,877 5,018 0
KIMBERLY CLARK CORP COM 494368103 541 4,738 SH   DFND 1 4,032 706 0
KRAFT HEINZ CO COM 500754106 720 8,247 SH   DFND 1 7,157 1,090 0
MASTERCARD INC CL A 57636Q104 651 6,306 SH   DFND 1 2,048 4,258 0
MCDONALDS CORP COM 580135101 290 2,386 SH   DFND 1 1,024 1,362 0
MERCK & CO INC NEW COM 58933Y105 1,631 27,708 SH   DFND 1 18,220 9,488 0
METLIFE INC COM 59156R108 233 4,320 SH   DFND 1 3,328 992 0
MFA FINL INC COM 55272X102 482 63,192 SH   DFND 1 167 63,025 0
MICROSOFT CORP COM 594918104 3,434 55,259 SH   DFND 1 37,066 18,193 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 175 28,446 SH   DFND 1 603 27,843 0
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 51 14,207 SH   DFND 1 509 13,698 0
MONDELEZ INTL INC COM 609207105 947 21,361 SH   DFND 1 15,453 5,908 0
NIPPON TELEG & TEL CORP SPONSORED ADR 654624105 506 12,033 SH   DFND 1 139 11,894 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 101 17,041 SH   DFND 1 833 16,208 0
NOVARTIS A G SPONSORED ADR 66987V109 691 9,480 SH   DFND 1 810 8,670 0
NTT DOCOMO INC SPONSORED ADR 62942M201 590 25,924 SH   DFND 1 68 25,856 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 229 823 SH   DFND 1 89 734 0
ORACLE CORP COM 68389X105 1,478 38,449 SH   DFND 1 36,374 2,075 0
PALO ALTO NETWORKS INC COM 697435105 380 3,041 SH   SOLE   3,041 0 0
PEPSICO INC COM 713448108 1,840 17,583 SH   DFND 1 14,007 3,576 0
PFIZER INC COM 717081103 2,017 62,097 SH   DFND 1 37,417 24,680 0
PHILIP MORRIS INTL INC COM 718172109 2,979 32,564 SH   DFND 1 32,017 547 0
PHILLIPS 66 COM 718546104 220 2,547 SH   DFND 1 821 1,726 0
PHILLIPS 66 PARTNERS LP COM UNIT REP INT 718549207 619 12,725 SH   DFND 2 500 12,225 0
PINNACLE WEST CAP CORP COM 723484101 273 3,498 SH   DFND 1 275 3,223 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 963 29,832 SH   DFND 2 457 29,375 0
PNC FINL SVCS GROUP INC COM 693475105 295 2,518 SH   DFND 1 1,528 990 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 567 4,786 SH   SOLE   4,786 0 0
PROCTER & GAMBLE CO COM 742718109 1,239 14,731 SH   DFND 1 4,524 10,207 0
PROSHARES TR COM 74347R248 4,647 84,116 SH   SOLE   84,116 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 325 7,412 SH   DFND 1 71 7,341 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 838 15,403 SH   DFND 1 1,028 14,375 0
SAP SE SPONSORED ADR 803054204 243 2,809 SH   DFND 1 108 2,701 0
SANOFI SPONSORED ADR 80105N105 261 6,453 SH   DFND 1 40 6,413 0
SCHLUMBERGER LTD COM 806857108 827 9,852 SH   DFND 1 7,864 1,988 0
SHELL MIDSTREAM PARTNERS L P UNIT LTD INT 822634101 1,162 39,950 SH   DFND 2 450 39,500 0
SHIRE PLC SPONSORED ADR 82481R106 293 1,717 SH   DFND 1 22 1,695 0
SILICONWARE PRECISION INDS L SPNSD ADR SPL 827084864 93 12,682 SH   DFND 1 163 12,519 0
SMITH & NEPHEW PLC SPDN ADR 83175M205 248 8,239 SH   DFND 1 67 8,172 0
SPDR GOLD TRUST GOLD SHS 78463V107 319 2,906 SH   SOLE   2,906 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 305 3,561 SH   SOLE   3,561 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 6,792 140,368 SH   SOLE   140,368 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,193 14,285 SH   SOLE   14,285 0 0
SQUARE INC CL A 852234103 859 62,997 SH   SOLE   62,997 0 0
STEPAN CO COM 858586100 303 3,713 SH   DFND 1 58 3,655 0
STRYKER CORP COM 863667101 202 1,690 SH   DFND 1 20 1,670 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 175 22,915 SH   DFND 1 420 22,495 0
SYNOPSYS INC COM 871607107 276 4,682 SH   DFND 1 2,000 2,682 0
SYSCO CORP COM 871829107 320 5,772 SH   DFND 1 2,772 3,000 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 460 16,003 SH   DFND 1 5,165 10,838 0
TARGET CORP COM 87612E106 229 3,176 SH   DFND 1 2,552 624 0
TEXAS INSTRS INC COM 882508104 471 6,452 SH   DFND 1 968 5,484 0
SCHWAB CHARLES CORP NEW COM 808513105 717 18,172 SH   DFND 1 16,556 1,616 0
TIME WARNER INC COM 887317303 445 4,614 SH   DFND 1 1,694 2,920 0
TJX COS INC NEW COM 872540109 314 4,179 SH   DFND 1 1,634 2,545 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 426 3,634 SH   DFND 1 151 3,483 0
TRAVELERS COMPANIES INC COM 89417E109 549 4,483 SH   DFND 1 1,678 2,805 0
UMB FINL CORP COM 902788108 238 3,089 SH   DFND 1 84 3,005 0
UNILEVER N V N Y SHS NEW 904784709 404 9,828 SH   DFND 1 70 9,758 0
UNION PAC CORP COM 907818108 890 8,582 SH   DFND 1 510 8,072 0
UNITEDHEALTH GROUP INC COM 91324P102 1,816 11,345 SH   DFND 1 7,081 4,264 0
US BANCORP DEL COM NEW 902973304 230 4,481 SH   DFND 1 213 4,268 0
VCA INC COM 918194101 223 3,250 SH   SOLE   3,250 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 228 6,378 SH   SOLE   6,378 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 300 2,365 SH   SOLE   2,365 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,919 32,257 SH   SOLE   32,257 0 0
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US 922042775 2,050 46,397 SH   SOLE   46,397 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801 236 2,096 SH   SOLE   2,096 0 0
VANGUARD INDEX FDS REIT ETF 922908553 5,588 67,710 SH   SOLE   67,710 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 15,635 183,554 SH   SOLE   183,554 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,312 11,379 SH   SOLE   11,379 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 696 13,040 SH   DFND 1 7,626 5,414 0
VIRTUS GLOBAL MULTI-SEC INC COM 92829B101 3,975 401,492 SH   SOLE   401,492 0 0
VISA INC COM CL A 92826C839 229 2,936 SH   DFND 1 1,832 1,104 0
W P CAREY INC COM 92936U109 347 5,874 SH   DFND 1 2,624 3,250 0
WAL-MART STORES INC COM 931142103 224 3,239 SH   DFND 1 1,164 2,075 0
WELLS FARGO & CO NEW COM 949746101 993 18,016 SH   DFND 1 12,298 5,718 0
WESTERN GAS EQUITY PARTNERS COMUNT LTD PT 95825R103 1,196 28,250 SH   DFND 2 600 27,650 0
WESTPAC BKG CORP SPONSORED ADR 961214301 403 17,149 SH   DFND 1 294 16,855 0
WILLIAMS COS INC DEL COM 969457100 2,258 72,521 SH   DFND 1 3,848 68,673 0
WORKDAY INC COM 98138H101 224 3,388 SH   SOLE   3,388 0 0
XEROX CORP COM 984121103 92 10,527 SH   DFND 1 10,263 264 0
ZIMMER BIOMET HLDGS INC COM 98956P102 272 2,640 SH   DFND 1 1,240 1,400 0
AES CORP COM 00130H105 120 10,334 SH   SOLE 1 0 10,334 0
AMDOCS LTD SHS G02602103 478 8,207 SH   SOLE 1 0 8,207 0
AMERICAN NATL INS CO COM 028591105 451 3,616 SH   SOLE 1 0 3,616 0
AMERICAN FINL GROUP INC OHIO COM 025932104 258 2,931 SH   SOLE 1 0 2,931 0
ARCELORMITTAL SA LUXEMBOURG NY REGISTRY SH 03938L104 181 24,795 SH   SOLE 1 0 24,795 0
ARROW ELECTRS INC COM 042735100 202 2,827 SH   SOLE 1 0 2,827 0
ASSURED GUARANTY LTD COM G0585R106 501 13,259 SH   SOLE 1 0 13,259 0
BANCO DE CHILE SPONSORED ADR 059520106 241 3,420 SH   SOLE 1 0 3,420 0
BECTON DICKINSON & CO COM 075887109 270 1,628 SH   SOLE 1 0 1,628 0
CHECK POINT SOFTWARE TECH LT ORD M22465104 474 5,615 SH   SOLE 1 0 5,615 0
COLUMBIA SPORTSWEAR CO COM 198516106 224 3,834 SH   SOLE 1 0 3,834 0
DEVRY ED GROUP INC COM 251893103 205 6,581 SH   SOLE 1 0 6,581 0
ENDURANCE INTL GROUP HLDGS I COM 29272B105 206 2,231 SH   SOLE 1 0 2,231 0
FIRST BANCORP INC ME COM 31866P102 145 21,999 SH   SOLE 1 0 21,999 0
LANCASTER COLONY CORP COM 513847103 222 1,568 SH   SOLE 1 0 1,568 0
MARKETAXESS HLDGS INC COM 57060D108 381 2,594 SH   SOLE 1 0 2,594 0
NEW JERSEY RES COM 646025106 203 5,705 SH   SOLE 1 0 5,705 0
ORIX CORP SPONSORED ADR 686330101 189 12,100 SH   SOLE 1 0 12,100 0
RELX NV SPONSORED ADR 75955B102 309 18,456 SH   SOLE 1 0 18,456 0
SILVER WHEATON CORP COM 828336107 293 15,176 SH   SOLE 1 0 15,176 0
SMUCKER J M CO COM 832696405 264 2,062 SH   SOLE 1 0 2,062 0
TESCO CORP COM 88157K101 32 12,600 SH   SOLE 1 0 12,600 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 411 4,847 SH   SOLE 1 0 4,847 0
ANTERO MIDSTREAM PARTNERS LP UNT LTD PARTN 03673L103 740 23,950 SH   SOLE 2 0 23,950 0
BUCKEYE PARTNERS L P UNT LTD PARTN 118230101 792 11,975 SH   SOLE 2 0 11,975 0
DOMINION MIDSTREAM PARTNERS COM UT REP LTD 257454108 500 16,925 SH   SOLE 2 0 16,925 0
ENERGY TRANSFER EQUITY L P COM UT LTD PTN 29273V100 2,018 104,500 SH   SOLE 2 0 104,500 0
ENLINK MIDSTREAM PARTNERS LP COM UNIT REP LTD 29336U107 455 24,700 SH   SOLE 2 0 24,700 0
EQT GP HLDGS LP COM UNIT REP 26885J103 422 16,750 SH   SOLE 2 0 16,750 0
EQT MIDSTREAM PARTNERS LP UNIT LTD PARTN 26885B100 426 5,550 SH   SOLE 2 0 5,550 0
GENESIS ENERGY L P UNIT LTD PARTN 371927104 1,209 33,575 SH   SOLE 2 0 33,575 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 919 12,145 SH   SOLE 2 0 12,145 0
MPLX LP COM UNIT REP LTD 55336V100 460 13,275 SH   SOLE 2 0 13,275 0
PLAINS GP HLDGS L P SHS A REP LTPN 72651A108 1,226 35,360 SH   SOLE 2 0 35,360 0
SEMGROUP CORP CL A 81663A105 1,330 31,850 SH   SOLE 2 0 31,850 0
SUNOCO LOGISTICS PRTNRS L P COM UNITS 86764L108 799 33,275 SH   SOLE 2 0 33,275 0
TARGA RES CORP COM 87612G101 2,271 40,500 SH   SOLE 2 0 40,500 0
VALERO ENERGY PARTNERS LP COM UNT REP LP 91914J102 335 7,575 SH   SOLE 2 0 7,575 0
WESTERN GAS PARTNERS LP COM UNIT LP IN 958254104 805 13,705 SH   SOLE 2 0 13,705 0