The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 2,900 23,125 SH   DFND   0 0 23,125
AUTODESK INC COM 052769106 200 4,000 SH   DFND   0 0 4,000
AMGEN INC COM 031162100 228 1,484 SH   DFND   0 0 1,484
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 563 14,222 SH   DFND   0 0 14,222
ALPS ETF TR ALERIAN MLP 00162Q866 478 30,693 SH   DFND   0 0 30,693
AMERICAN EXPRESS CO COM 025816109 398 5,117 SH   DFND   0 0 5,117
BAIDU INC COM 056752108 768 3,858 SH   DFND   0 0 3,858
BRISTOL MYERS SQUIBB CO COM 110122108 1,998 30,021 SH   DFND   0 0 30,021
BERKSHIRE HATHAWAY INC DEL COM 084670108 615 300 SH   DFND   0 0 300
BERKSHIRE HATHAWAY INC DEL COM 084670702 675 4,959 SH   DFND   0 0 4,959
COMCAST CORP NEW COM 20030N101 296 4,918 SH   DFND   0 0 4,918
COSTCO WHSL CORP NEW COM 22160K105 429 3,176 SH   DFND   0 0 3,176
CISCO SYS INC COM 17275R102 664 24,173 SH   DFND   0 0 24,173
ISHARES 1-3 YR CR BD ETF 464288646 8,406 79,808 SH   DFND   0 0 79,808
PROSHARES TR COM 74347R248 3,385 68,137 SH   DFND   0 0 68,137
CHEVRON CORP NEW COM 166764100 1,721 17,845 SH   DFND   0 0 17,845
DU PONT E I DE NEMOURS & CO COM 263534109 431 6,735 SH   DFND   0 0 6,735
DISNEY WALT CO COM 254687106 1,116 9,773 SH   DFND   0 0 9,773
EBAY INC COM 278642103 231 3,832 SH   DFND   0 0 3,832
EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF 268461779 528 20,269 SH   DFND   0 0 20,269
ISHARES TR MSCI EMG MKT ETF 464287234 4,652 117,414 SH   DFND   0 0 117,414
ISHARES TR EM MK MINVOL ETF 464286533 511 8,851 SH   DFND   0 0 8,851
ISHARES TR MSCI EAFE ETF 464287465 4,334 68,261 SH   DFND   0 0 68,261
ISHARES TR EAFE MIN VOL ETF 46429B689 1,008 15,443 SH   DFND   0 0 15,443
ISHARES TR EM HGHYL BD ETF 464286285 708 14,758 SH   DFND   0 0 14,758
EOG RES INC COM 26875P101 650 7,430 SH   DFND   0 0 7,430
FACEBOOK INC COM 30303M102 5,241 61,107 SH   DFND   0 0 61,107
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 178 10,000 SH   DFND   0 0 10,000
GENERAL ELECTRIC CO COM 369604103 943 35,499 SH   DFND   0 0 35,499
GOOGLE INC COM 38259P706 445 855 SH   DFND   0 0 855
GOOGLE INC COM 38259P508 463 858 SH   DFND   0 0 858
INDEXIQ ETF TR IQ GLB RES ETF 45409B883 992 38,798 SH   DFND   0 0 38,798
HEWLETT PACKARD CO COM 428236103 461 15,370 SH   DFND   0 0 15,370
ISHARES GOLD TRUST ISHARES 464285105 837 73,826 SH   DFND   0 0 73,826
INTERNATIONAL BUSINESS MACHS COM 459200101 821 5,047 SH   DFND   0 0 5,047
ISHARES TR CORE MSCI EAFE 46432F842 1,603 27,492 SH   DFND   0 0 27,492
ISHARES TR CORE MSCI EMKT 46434G103 2,585 53,806 SH   DFND   0 0 53,806
ISHARES TR CORE S&P SCP ETF 464287804 572 4,856 SH   DFND   0 0 4,856
INTEL CORP COM 458140100 646 21,236 SH   DFND   0 0 21,236
ISHARES TR CORE S&P500 ETF 464287200 4,022 19,409 SH   DFND   0 0 19,409
ISHARES TR RUS 1000 VAL ETF 464287598 304 2,945 SH   DFND   0 0 2,945
ISHARES TR RUS 1000 GRW ETF 464287614 558 5,631 SH   DFND   0 0 5,631
ISHARES TR RUSSELL 2000 ETF 464287655 2,207 17,679 SH   DFND   0 0 17,679
JOHNSON & JOHNSON COM 478160104 1,544 15,841 SH   DFND   0 0 15,841
JPMORGAN CHASE & CO COM 46625H100 334 4,933 SH   DFND   0 0 4,933
KIMBERLY CLARK CORP COM 494368103 456 4,300 SH   DFND   0 0 4,300
COCA COLA CO COM 191216100 218 5,562 SH   DFND   0 0 5,562
KRAFT FOODS GROUP INC COM 50076Q106 608 7,136 SH   DFND   0 0 7,136
LINKEDIN CORP COM 53578A108 582 2,817 SH   DFND   0 0 2,817
ISHARES MBS ETF 464288588 693 6,382 SH   DFND   0 0 6,382
MONDELEZ INTL INC COM 609207105 633 15,385 SH   DFND   0 0 15,385
ALTRIA GROUP INC COM 02209S103 1,914 39,142 SH   DFND   0 0 39,142
MERCK & CO INC NEW COM 58933Y105 737 12,953 SH   DFND   0 0 12,953
MICROSOFT CORP COM 594918104 1,393 31,550 SH   DFND   0 0 31,550
ORACLE CORP COM 68389X105 1,417 35,164 SH   DFND   0 0 35,164
PALO ALTO NETWORKS INC COM 697435105 531 3,041 SH   DFND   0 0 3,041
PEPSICO INC COM 713448108 1,328 14,231 SH   DFND   0 0 14,231
PFIZER INC COM 717081103 1,199 35,745 SH   DFND   0 0 35,745
PROCTER & GAMBLE CO COM 742718109 352 4,501 SH   DFND   0 0 4,501
PHILIP MORRIS INTL INC COM 718172109 2,789 34,792 SH   DFND   0 0 34,792
PPG INDS INC COM 693506107 216 1,884 SH   DFND   0 0 1,884
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 510 4,765 SH   DFND   0 0 4,765
ISHARES TR GLOBAL REIT ETF 46434V647 818 33,487 SH   DFND   0 0 33,487
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 283 6,749 SH   DFND   0 0 6,749
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 107 2,799 SH   DFND   0 0 2,799
SCHWAB CHARLES CORP NEW COM 808513105 546 16,721 SH   DFND   0 0 16,721
ISHARES EAFE SML CP ETF 464288273 315 6,165 SH   DFND   0 0 6,165
SPDR SERIES TRUST S&P DIVID ETF 78464A763 270 3,541 SH   DFND   0 0 3,541
ISHARES TR 0-5YR HI YL CP 46434V407 695 14,285 SH   DFND   0 0 14,285
SCHLUMBERGER LTD COM 806857108 664 7,699 SH   DFND   0 0 7,699
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,817 13,687 SH   DFND   0 0 13,687
TARGET CORP COM 87612E106 203 2,491 SH   DFND   0 0 2,491
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,724 54,998 SH   DFND   0 0 54,998
UNITEDHEALTH GROUP INC COM 91324P102 879 7,202 SH   DFND   0 0 7,202
ISHARES TR USA MIN VOL ETF 46429B697 3,603 89,364 SH   DFND   0 0 89,364
VANGUARD WORLD FDS MATERIALS ETF 92204A801 220 2,046 SH   DFND   0 0 2,046
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US 922042775 2,349 48,383 SH   DFND   0 0 48,383
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,257 21,248 SH   DFND   0 0 21,248
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 18,231 232,002 SH   DFND   0 0 232,002
VANGUARD INDEX FDS REIT ETF 922908553 581 7,778 SH   DFND   0 0 7,778
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,362 12,724 SH   DFND   0 0 12,724
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF 922042858 238 5,828 SH   DFND   0 0 5,828
VERIZON COMMUNICATIONS INC COM 92343V104 413 8,860 SH   DFND   0 0 8,860
WORKDAY INC COM 98138H101 259 3,388 SH   DFND   0 0 3,388
WELLS FARGO & CO NEW COM 949746101 419 7,458 SH   DFND   0 0 7,458
EXXON MOBIL CORP COM 30231G102 1,291 15,511 SH   DFND   0 0 15,511
GAP INC DEL COM 364760108 6,703 175,617 SH   DFND   0 0 175,617