The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MBS ETF 464288588   1,670 18,000 SH   SOLE 0 0 0 18,000
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   2,754 38,000 SH   SOLE 0 0 0 38,000
ISHARES TR USD INV GRDE ETF 464288620   6,384 130,000 SH   SOLE 0 0 0 130,000
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,712 50,800 SH   SOLE 0 0 0 50,800
VANGUARD STAR FDS VG TL INTL STK F 921909768   18,665 361,100 SH   SOLE 0 0 0 361,100
ISHARES TR CORE MSCI EAFE 46432F842   11,121 180,425 SH   SOLE 0 0 0 180,425
ISHARES INC CORE MSCI EMKT 46434G103   4,046 86,644 SH   SOLE 0 0 0 86,644
ECOLAB INC COM 278865100   3,884 26,684 SH   SOLE 0 0 0 26,684
BHP GROUP LTD SPONSORED ADS 088606108   5,875 94,680 SH   SOLE 0 0 0 94,680
LINDE PLC SHS G5494J103   9,244 28,340 SH   SOLE 0 0 0 28,340
HASBRO INC COM 418056107   1,446 23,700 SH   SOLE 0 0 0 23,700
BOOKING HOLDINGS INC COM 09857L108   2,217 1,100 SH   SOLE 0 0 0 1,100
TARGET CORP COM 87612E106   7,093 47,590 SH   SOLE 0 0 0 47,590
LOWES COS INC COM 548661107   12,277 61,620 SH   SOLE 0 0 0 61,620
WALMART INC COM 931142103   10,545 74,372 SH   SOLE 0 0 0 74,372
GILEAD SCIENCES INC COM 375558103   2,757 32,110 SH   SOLE 0 0 0 32,110
CONSTELLATION BRANDS INC CL A 21036P108   2,387 10,300 SH   SOLE 0 0 0 10,300
BRISTOL-MYERS SQUIBB CO COM 110122108   3,871 53,800 SH   SOLE 0 0 0 53,800
3M CO COM 88579Y101   2,874 23,970 SH   SOLE 0 0 0 23,970
PFIZER INC COM 717081103   7,472 145,820 SH   SOLE 0 0 0 145,820
PHILIP MORRIS INTL INC COM 718172109   7,286 71,990 SH   SOLE 0 0 0 71,990
ABBOTT LABS COM 002824100   6,199 56,460 SH   SOLE 0 0 0 56,460
ABBVIE INC COM 00287Y109   9,306 57,585 SH   SOLE 0 0 0 57,585
ILLINOIS TOOL WKS INC COM 452308109   8,722 39,590 SH   SOLE 0 0 0 39,590
MEDTRONIC PLC SHS G5960L103   5,549 71,396 SH   SOLE 0 0 0 71,396
PEPSICO INC COM 713448108   12,406 68,670 SH   SOLE 0 0 0 68,670
PROCTER AND GAMBLE CO COM 742718109   12,177 80,345 SH   SOLE 0 0 0 80,345
BERKSHIRE HATHAWAY INC DEL CL A 084670108   21,561 46 SH   SOLE 0 0 0 46
EXXON MOBIL CORP COM 30231G102   7,236 65,600 SH   SOLE 0 0 0 65,600
MARKEL CORP COM 570535104   1,581 1,200 SH   SOLE 0 0 0 1,200
JPMORGAN CHASE & CO COM 46625H100   3,889 29,000 SH   SOLE 0 0 0 29,000
AMERICAN EXPRESS CO COM 025816109   5,893 39,885 SH   SOLE 0 0 0 39,885
CME GROUP INC COM 12572Q105   7,722 45,920 SH   SOLE 0 0 0 45,920
VISA INC COM CL A 92826C839   12,800 61,610 SH   SOLE 0 0 0 61,610
OTIS WORLDWIDE CORP COM 68902V107   2,443 31,200 SH   SOLE 0 0 0 31,200
CATERPILLAR INC COM 149123101   8,193 34,200 SH   SOLE 0 0 0 34,200
UNION PAC CORP COM 907818108   10,037 48,473 SH   SOLE 0 0 0 48,473
DEERE & CO COM 244199105   12,361 28,830 SH   SOLE 0 0 0 28,830
QUALCOMM INC COM 747525103   5,341 48,585 SH   SOLE 0 0 0 48,585
ORACLE CORP COM 68389X105   12,156 148,710 SH   SOLE 0 0 0 148,710
VERISK ANALYTICS INC COM 92345Y106   11,467 65,000 SH   SOLE 0 0 0 65,000
NEXTERA ENERGY INC COM 65339F101   6,899 82,520 SH   SOLE 0 0 0 82,520
VERTEX PHARMACEUTICALS INC COM 92532F100   12,504 43,300 SH   SOLE 0 0 0 43,300
ULTRA CLEAN HLDGS INC COM 90385V107   579 17,475 SH   SOLE 0 0 0 17,475
INTERNATIONAL BUSINESS MACHS COM 459200101   5,423 38,491 SH   SOLE 0 0 0 38,491
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   86 7,698 SH   SOLE 0 0 0 7,698
SHELL PLC SPON ADS 780259305   6,478 113,750 SH   SOLE 0 0 0 113,750
WARNER BROS DISCOVERY INC COM SER A 934423104   1,061 111,790 SH   SOLE 0 0 0 111,790
WOODSIDE ENERGY GROUP LTD SPONSORED ADR 980228308   828 34,217 SH   SOLE 0 0 0 34,217
BROOKFIELD REINS LTD CL A EXCH LT VTG G16250105   12 386 SH   SOLE 0 0 0 386
BROOKFIELD CORP CL A LTD VT SH 11271J107   1,764 56,131 SH   SOLE 0 0 0 56,131
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   807 28,160 SH   SOLE 0 0 0 28,159
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,073 3,474 SH   SOLE 0 0 0 3,474
ISHARES TR CORE S&P500 ETF 464287200   269 700 SH   SOLE 0 0 0 700