The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES GOLD TRUST ISHARES 464285105 14,729 1,329,315 SH   SOLE 0 1,329,315 0
ISHARES TR MSCI EAFE ETF 464287465 886 15,346 SH   SOLE 0 15,346 0
ISHARES TR RUSSELL 2000 ETF 464287655 16,553 122,754 SH   SOLE 0 122,754 0
ISHARES TR RUSSELL 3000 ETF 464287689 31,126 234,065 SH   SOLE 0 234,065 0
ISHARES TR NATIONAL MUN ETF 464288414 432 3,992 SH   SOLE 0 3,992 0
ISHARES TR 3-7 YR TR BD ETF 464288661 35,211 287,416 SH   SOLE 0 287,416 0
ISHARES TR USA QUALITY FCTR 46432F339 23,046 333,522 SH   SOLE 0 333,522 0
SPDR GOLD TRUST GOLD SHS 78463V107 22,690 207,009 SH   SOLE 0 207,009 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 229 1,022 SH   SOLE 0 1,022 0
VANGUARD INDEX FDS REIT ETF 922908553 25,473 308,648 SH   SOLE 0 308,648 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 41,970 363,946 SH   SOLE 0 363,946 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 60,259 1,363,934 SH   SOLE 0 1,363,934 0
VANGUARD STAR FD VG TL INTL STK F 921909768 17,648 384,661 SH   SOLE 0 384,661 0