Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2024

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

WebBank expects that its capital ratios under Basel III will continue to exceed the well-capitalized minimum capital requirements and such amounts are disclosed in the table below:


					Amount of Capital Required
	Actual				For Capital Adequacy Purposes				Minimum Capital Adequacy With Capital Buffer				To Be Well Capitalized Under Prompt Corrective Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio		Amount		Ratio
As of March 31, 2024
Total Capital
(to risk-weighted assets)	$	357,966	16.70	%	$	171,650	8.00	%	$	225,291	10.50	%	$	214,563	10.00	%
Tier 1 Capital
(to risk-weighted assets)	$	335,440	15.60	%	$	128,738	6.00	%	$	182,379	8.50	%	$	171,650	8.00	%
Common Equity Tier 1 Capital
(to risk-weighted assets)	$	335,440	15.60	%	$	96,553	4.50	%	$	150,194	7.00	%	$	139,466	6.50	%
Tier 1 Capital
(to average assets)	$	335,440	14.40	%	$	93,427	4.00	%	n/a		n/a		$	116,783	5.00	%

As of December 31, 2023
Total Capital
(to risk-weighted assets)	$	359,747	15.40	%	$	186,523	8.00	%	$	244,811	10.50	%	$	233,154	10.00	%
Tier 1 Capital
(to risk-weighted assets)	$	334,833	14.40	%	$	139,892	6.00	%	$	198,180	8.50	%	$	186,523	8.00	%
Common Equity Tier 1 Capital
(to risk-weighted assets)	$	334,833	14.40	%	$	104,919	4.50	%	$	163,207	7.00	%	$	151,550	6.50	%
Tier 1 Capital
(to average assets)	$	334,833	13.20	%	$	101,663	4.00	%	n/a		n/a		$	127,078	5.00	%