Note 6 – Deposits

The components of deposits at December 31, 2015 and 2014 are as follows:



	December 31,		December 31,
	2015		2014

	(In Thousands)

Demand, non-interest bearing	$	89,959	$	68,467
Demand, NOW and money market, interest bearing		67,402		63,263
Savings		406,361		405,964
Time, $100 and over		59,533		42,122
Time, other		37,011		31,852
Total deposits	$	660,266	$	611,668

At December 31, 2015, the scheduled maturities of time deposits are as follows (in thousands):



2016	$	52,441
2017		12,772
2018		17,750
2019		7,465
2020		6,116

	$	96,544

Time deposits with individual balances equal to or greater than $250,000 (FDIC insurance limit) at December 31, 2015 and 2014 totaled $23.1 million and $18.3 million, respectively.