8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(D) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported): May 13, 2009

MAP FINANCIAL GROUP, INC.

Exact Name of Registrant as Specified in Its Charter)

Nevada

(State or Other Jurisdiction of Incorporation)

333-153726	26-2936813
(Commission File Number)	(IRS Employer Identification No.)

80 Broad Street, Suite 2700

New York, New York 10004

(Address of Principal Executive Offices, Zip Code)

(212) 629-1955

(Registrant's Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Section 1 - Registrant’s Business and Operations

Item 1.01 Entry into a Material Definitive Agreement.

Service Agreements with Navigant Consulting Services Ltd.

On May 13, 2009, Fast Cash International Ltd., (the “Company), a corporation organized and existing under the laws of the British Virgin Islands and a wholly-owned operating subsidiary of the Map Financial Group, Inc., a Nevada corporation (the “Registrant”), entered into a Service Agreement (the “Agreement”) with Navigant Consulting Services, Ltd., a corpo­ration organized and existing under the laws of the Commonwealth of Dominica (“NCS”). Pursuant to the Agreement, NCS will manage and operate the business of the Company through the services of Michel D. Williams. Mr. William will also provide other duties, which may be assigned from time to time by the board of directors of the Company.

The Agreement is for an initial period of three years commencing on date of the Agreement. However, the term of Agreement shall automatically renew for successive one-year periods unless either party gives notice to the other at least 45 days prior to the end of the then-current term.

In consideration for the services to be provided by NCS, the Company agrees to pay NCS a base annual fee of EC$96,000 (US$35,335) per annum, which is subject to increase based on the determination of the board of directors of the Company.

Item 1.02Termination of a Material Definitive Agreement.

Termination of Service Agreements with NBL Technologies Inc.

On May 13, 2009, the operating subsidiaries of the Registrant terminated their Service Agreements with NBL Technologies, Inc. (“NBL”), a Belize corporation that is owned and controlled by Robert Tonge, our Chief Operating Officer and a shareholder of the Registrant. Between May 2006 and October 2007 each of the operating subsidiaries of the Registrant executed a services agreement with NBL Technologies Inc., pursuant to these five agreements,  NBL was responsible for personnel management, sales goals and authority, facilities and equipment management, and financial performance of the operating subsidiaries. In consideration for such services, NBL received payments of $4,417.61 per annum, for an aggregate of $22,088.05 per annum.

Section 4 - Matters Related to Accountants and Financial Statements

Item 4.01. Changes in Registrant’s Certifying Accountant.

On May 14, 2009, Map Financial Group, Inc. (the “Registrant”) changed its principal independent accountants. On such date, Frumkin, Lukin & Zaidman CPAs PC was terminated from serving as the Registrant’s independent registered public accounting firm and the Registrant retained Rosen Seymour Shapss Martin & Company LLP as its principal independent accountants. The decision to change accountants was approved by the Registrant’s Board of Directors.

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The Termination of Frumkin, Lukin & Zaidman CPAs PC.

Frumkin, Lukin & Zaidman CPAs PC was the independent registered public accounting firm for the Registrant’s from our inception on June 27, 2008 until May 14, 2009. None of Frumkin, Lukin & Zaidman CPAs PC reports on the Registrant’s financial statements from June 27, 2008 until May 14, 2009, (a) contained an adverse opinion or disclaimer of opinion, or (b) was modified as to uncertainty, audit scope, or accounting principles, or (c) contained any disagreements on any matters of accounting principles or practices, financial statement disclosure, or auditing scope or procedures, which disagreements, if not resolved to the satisfaction of Frumkin, Lukin & Zaidman CPAs PC, would have caused it to make reference to the subject matter of the disagreements in connection with its reports. None of the reportable events set forth in Item 304(a)(1)(iv) of Regulation S-K occurred during the period in which Frumkin, Lukin & Zaidman CPAs PC served as the Registrant’s principal independent accountants.

However, the report of Frumkin, Lukin & Zaidman CPAs PC, dated March 30, 2009, on our consolidated financial statements as of and for the year ended December 31, 2008 contained an explanatory paragraph which noted that there was substantial doubt as to our ability to continue as a going concern as we had suffered recurring losses and negative working capital, had experienced negative cash flows from operating activities and also due to uncertainty with respect to our ability to meet short-term cash requirements.

The Registrant has provided Frumkin, Lukin & Zaidman CPAs PC with a copy of this disclosure and has requested that Frumkin, Lukin & Zaidman CPAs PC furnish it with a letter addressed to the U.S. Securities and Exchange Commission stating whether it agrees with the above statements, and if not, stating the respects in which it does not agree. A copy of the letter from Frumkin, Lukin & Zaidman CPAs PC addressed to the Securities and Exchange Commission dated May 14, 2009 is filed as Exhibit 16.1 to this Current Report on Form 8-K.

The Engagement of Rosen Seymour Shapss Martin & Company LLP

Prior to May 14, 2009, the date that Rosen Seymour Shapss Martin & Company LLP was retained as the principal independent accountants of the Registrant:

(1) The Registrant did not consult Rosen Seymour Shapss Martin & Company LLP regarding either the application of accounting principles to a specified transaction, either completed or proposed, or the type of audit opinion that might be rendered on Registrant’s financial statements;

(2) Neither a written report nor oral advice was provided to the Registrant by Rosen Seymour Shapss Martin & Company LLP that they concluded was an important factor considered by the Registrant in reaching a decision as to the accounting, auditing or financial reporting issue; and

(3) The Registrant did not consult Rosen Seymour Shapss Martin & Company LLP regarding any matter that was either the subject of a “disagreement” (as defined in Item 304(a)(1)(iv) of Regulation S-X and the related instructions) or any of the reportable events set forth in Item 304(a)(1)(v) of Regulation S-X

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Item 9.01 Financial Statements and Exhibits.

(d)   Exhibits.

Exhibit No.	Description
10.26	Services Agreement, dated as of May 13, 2009, by and between FastCash International Ltd and Navigant Consulting Ltd.
10.27	Termination of Services Agreement, dated as of May 13, 2009 with NBL Technologies Inc.
16.1	Letter, dated May 14, 2009, from Frumkin, Lukin & Zaidman CPAs PC to the Securities and Exchange Commission.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

MAP FINANCIAL GROUP, INC.
By:	/s/ Jonathan Chesky Malamud
Name:	Jonathan Chesky Malamud
Title:	President and Chief Executive Officer

Date:  May 14, 2009

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EX-10.26

Exhibit 10.26

Services Agreement

This Services Agreement (this “Agreement”) is made and entered into as of May13, 2009 by and between FastCash International Ltd.,a corporation organized and existing under the laws of The British Virgin Islands (the “Company”), and Navigant Consulting Services, Ltd., a corpo­ration organized and existing under the laws of The Commonwealth of Dominica (“NCS”).

Recitals

WHEREAS, the Company is currently engaged in the payday loan business of advancing short term loans to borrowers secured by the pledge of the respective borrowers’ expected salary payment, and expects to expand its business to provide small business loans and other financial services (the “Business”); and

WHEREAS, NCS, through the services of its authorized agent, Michel D. Williams (the “Executive”), has expertise in managing and operating businesses similar to the Business; and

WHEREAS, the Company desires to engage NCS to manage and operate the Business specifically through services to be provided by the Executive to the Company through NCS and to perform other duties which may be assigned from time to time by the Board of Directors of the Company or its designee (the “Board”) in its/his discretion; and

WHEREAS, the parties desire to enter into this Agreement to be effective from and after the date hereof.

NOW, THEREFORE, in consideration of the foregoing, the mutual promises herein contained, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereby agree as follows:

1.           Engagement.

(a)           Agreement to Engage.  Upon the terms and subject to the conditions of this Agreement, the Company hereby engages NCS to provide the Services (as hereinafter defined) to the Company, and NCS hereby accepts such engagement by the Company.

(b)           Term of Engagement.  Subject to Section 7, the term of this Agreement shall commence as of the date hereof and end on the third anniversary of the date hereof.  Thereafter, the term of this Agreement shall automatically renew for successive one-year periods unless either party gives notice to the other at least 45 days prior to the end of the then-current term.  The period during which this Agreement is effective, including any renewal thereof shall be referred to as the “Engagement Period.”

2.           Services.

(a)           During the Engagement Period, NCS shall provide to the Company the services outlined on Exhibit A hereto (the “Services”).  NCS shall report regularly to the Board.

(b)           In connection with the performance of the Services, the Executive is authorized to execute, on behalf of the Company, all agreements approved by the Board.

(c)           NCS agrees that the Executive shall provide the services hereunder to the Company on behalf of NCS and the Executive hereby agrees to act in such capacity in accordance with the terms hereof.  NCS shall cause the Executive to, and the Executive, shall diligently and conscientiously devote his business time and attention and best efforts in discharging his duties hereunder and to affiliates of the Company, as shall be determined by the Company (the “Affiliates”), pursuant to the terms of services agreements similar to this Agreement entered into with any Affiliate or pursuant to agreements entered into between the Company and one or more of such Affiliates.

3.           Compensation.

(a)           Annual Fee.  The Company shall pay NCS a base annual fee at the rate of EC$96,000 per annum (“Annual Base Fee”).  The Annual Base Fee will be subject to increase as from time to time determined by the Board in its sole discretion.  The Annual Base Fee shall be payable monthly and shall not be subject to any applicable withholding amounts.

(b)           Annual Bonus.  In addition to the Annual Base Fee, for each full year of the Engagement Period, NCS may receive an annual bonus in the discretion of the Board.  Any Bonus shall not be subject to any applicable withholdings.

4.           Benefits.  During the Engagement Period, the Company, together with the Affiliates which engage NCs to provide services similar to the services provided hereunder, shall provide NCs and the Executive with the following benefits:

(a)           Participation by the Executive in any group health plans, retirement plans, disability income insurance and term life insurance policies sponsored or arranged by the Company for its employees from time to time in accordance with the Company’s personnel benefits policies and to the extent allowed by such plans.  Nothing herein shall obligate the Company to continue any such benefit plan currently offered to employees or offered to employees in the future.

(b)           The Executive shall be allowed four (4) weeks per year of paid time off in accordance with the Company’s policies.

5.           Business Expenses.  The Company shall pay or reimburse NCS and the Executive for all reasonable out-of-pocket expenses incurred or paid by NCS or the Executive in the course of performing the Services upon presentation of expense statements or vouchers and such other information as the Company may reasonably require.  NCS and the Executive shall comply with such budget limitations and prior approval and reporting requirements with respect to expenses as the Company may establish from time to time.

6.           Termination of Engagement.  NCS’s engagement hereunder and any obligations of the Company to NCS or the Executive will be terminated in accordance with Sections 6(a) and 6(d), or may be terminated in accordance with Sections 6(b), (c), (e) and (f), as follows:

(a)           NCS’s engagement and any obligations of the Company to the Executive will be terminated upon the last day of the Engagement Period without a renewal.

(b)           The Company may terminate NCS’s engagement hereunder for Cause.  For purposes of this Agreement, the Company shall have “Cause” hereunder upon (i) the willful and continued failure by NCS or the Executive to substantially perform their respective duties hereunder, after written demand for substantial performance is delivered by the Company that specifically identifies the manner in which the Company believes such duties have not been substantially performed, which is not cured within 30 days after notice of such failure has been given to the Executive by the Company, or (ii) the willful engaging by NCS or the Executive in misconduct which is materially injurious to the Company, monetarily or otherwise (including conduct that constitutes competitive activity pursuant to Section 9 hereof).  For purposes of this paragraph, no act, or failure to act, on NCS’s or the Executive’s part shall be considered “willful” unless done, or omitted to be done, not in good faith and without reasonable belief that such action or omission was in the best interest of the Company.

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(c)           NCS may, without incurring liability or forfeiting any compensation or benefit provided hereunder, terminate this Agreement for Good Reason.  For purposes of this Agreement, “Good Reason” shall mean a failure by the Company to comply with any material provision of this Agreement which has not been cured within 30 days after written notice of such noncompliance has been given by the Executive to the Company.

(d)           NCS’s engagement and any obligations of the Company to the Executive will terminate upon the death of the Executive.

(e)           The Company may terminate NCS’s engagement and any obligations of the Company to the Executive if the Executive is Permanently Disabled (as here­after defined).  For purposes of this Agreement, the term “Permanently Disabled” or “Permanent Disability” shall mean (i) becoming permanently disabled as provided in any permanent disability income policy provided by the Company under this Agreement insuring the Executive or (ii) in the absence of any such disability income policy, the inability for a period of three consecutive months, with reasonable accommodation, due to a mental or physical injury, illness or disorder, of Executive to provide substantially all of the services required pursuant to this Agreement to be provided by NCS.

(f)           NCS or the Company may terminate NCS’s engagement and any obligations of the Company to the Executive hereunder on six months’ advance written notice to the other.

(g)           Any termination of this Agreement by the Company or NCS (other than termination by reason of the Executive’s death) shall be communicated by written notice to the other party.  Each such notice shall indicate the specific termination provision of this Agreement relied upon and shall set forth in reasonable detail the facts and circumstances claimed to provide a basis for termination of this Agreement under the provision so indicated.  If, within thirty (30) days following any written notice of termination, the party receiving the notice notifies the other party in writing that a dispute exists concerning the termination, which notice sets forth in reasonable detail the basis for such dispute, the termination will not be effective until the date when the dispute is finally determined, either by mutual written agreement of the parties, by a binding and final arbitration award or by a final judgment, order or decree of a court of competent jurisdiction (the time for appeal there from having expired and no appeal having been perfected).

7.           Effect of Termination.

In the event that this Agreement is termi­nated for any reason, NCS shall be paid on the payroll date next following the date of termination, all compensation, and reimbursement of all expenses, for the Engagement Period accruing through the effective date of termination.  Neither NCS nor the Executive shall be entitled to any additional payment.

8.           [INTENTIONALLY OMITTED]

9.           Restrictive Covenants.

(a)  Non-competition. During the Engagement Period and for a period of three years thereafter, neither NCS nor the Executive will, directly or indirectly, either as principal, agent, employee, or in any other capacity, enter into or engage in any business in which the Company is engaged during the Engagement Period except on behalf of the Company or an Affiliate.  In the event this Agreement is terminated by the Company pursuant to Section 6(f), the restriction set forth in the foregoing sentence shall not be applicable.  During the Engagement Period and for a period of three years thereafter, neither NCS nor the Executive will, directly or indirectly, either as principal, agent, employee, or in any other capacity, solicit any person or entity who is or was a customer of the Company at any time during the 12 months preceding the end of the Engagement Period.

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(b)           Confidentiality.  During the Engagement Period and at all times after the termination of this Agreement for any reason, neither NCS nor the Executive will, directly or indirectly, disclose to any third party any trade secrets, customer lists or other confidential information pertaining to the business of the Company.

(c)           Company Property.  Promptly following the termination of this Agreement for any reason, NCS and the Executive shall return to the Company all property of the Company, and originals and any copies thereof in NCS’s or the Executive’s possession or under their respective control, including all confidential information and trade secrets, in whatever media or in whatever form.

(d)           Non-solicitation of Employees.  During the Engagement Period and for a period of three years thereafter, neither NCS nor the Executive shall, directly or indirectly, induce any employee of the Company or any of its affiliates to terminate employment with such entity, and will not directly or indirectly, either individually or as owner, agent, employee, consultant or otherwise, employ or offer employment to any person who is or was employed by the Company or a subsidiary thereof except on behalf of an Affiliate or unless such person shall have ceased to be employed by such entity for a period of at least three months.

(e)           Injunctive Relief with Respect to Covenants. NCS and the Executive acknowledge and agree that the covenants and obligations of NCSand the Executive with respect to non-competition, non-solicitation, confidentiality and Company property relate to special, unique and extraordinary matters and that a violation of any of the terms of such covenants and obli­gations will cause the Company and its subsidiaries irreparable injury for which adequate remedies are not available at law.  Therefore, NCS and the Executive agree that the Company and its subsidiaries shall be entitled to an injunction, restraining order or such other equitable relief as a court of competent jurisdiction may deem necessary or appropriate to restrain NCS or the Executive from committing any violation of the covenants and obligations contained in this Section.  These injunctive remedies are cumulative and are in addition to any other rights and remedies the Company or its subsidiaries may have at law or in equity.  In the event (i) the enforceability of any of the covenants contained in this Section is challenged by NCS or the Executive in any judicial proceeding, (ii) NCS and the Executive are not enjoined in such proceeding from breaching such covenant, and (iii) NCS and the Executive do, in fact, breach such covenant, then, if a court of competent jurisdiction determines that the challenged covenant is enforceable, the time period set forth in such covenant shall be deemed tolled upon the initiation of such proceeding until the dispute is finally resolved and all periods of appeal have expired.

10.           Miscellaneous.

(a)           Binding Effect.  This Agreement shall be binding on and inure to the benefit of the Company and any person or entity which suc­ceeds to the interest of the Company (regardless of whether such succession occurs by operation of law, by reason of the sale of all or a portion of the Company’s stock or assets or a merger, consolidation or reorganization involving the Company).  This Agreement shall also be binding on and inure to the benefit of NCS and the Executive.

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(b)           Assignment.  Neither this Agreement nor any of the rights or obligations hereunder shall be assigned or delegated by any party hereto without the prior written consent of the other parties.

(c)           Entire Agreement.  This Agreement supersedes any and all prior agreements between the parties hereto, and constitutes the entire agreement between the parties hereto with respect to the matters referred to herein, and no other agreement, oral or otherwise, shall be binding between the parties unless it is in writing and signed by the party against whom enforcement is sought.  There are no promises, representations, inducements or statements between the parties other than those that are expressly contained herein.  NCS and the Executive acknowledge that each is entering into this Agreement of its own free will and accord, and with no duress, that each has read this Agreement and under­stands it and its legal consequences.  No parol or other evidence may be admitted to alter, modify or construe this Agreement, which may be changed only by a writing signed by the parties hereto.

(d)           Severability; Reformation.  In the event that one or more of the provisions of this Agreement shall become invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the remaining provisions contained herein shall not be affected thereby.  In the event any of Section 9(a), (b), (c), (d) or (e) is not enforceable in accordance with its terms, NCS, the Executive and the Company agree that such Section, or such portion of such Section, shall be reformed to make it enforceable in a manner which provides the Company the maximum rights permitted under applicable law.

(e)           Waiver.  Waiver by any party hereto of any breach or default by another party of any of the terms of this Agreement shall not operate as a waiver of any other breach or default, whether similar to or different from the breach or default waived.  No waiver of any provision of this Agreement shall be implied from any course of dealing between the parties hereto or from any failure by either party hereto to assert its or his rights hereunder on any occasion or series of occasions.

(f)           Notices.  Any notice required or desired to be delivered under this Agreement shall be in writing and shall be delivered personally, by courier service, by reg­istered mail, return receipt requested, or by telecopy and shall be effective upon dispatch to the party to whom such notice shall be directed, and shall be addressed to the other party at the address appearing on the signature page hereto.

(g)           Amendments.  This Agreement may not be altered, modified or amended except by a written instrument signed by each of the parties hereto.

(h)           Headings.  Headings to sections in this Agreement are for the convenience of the parties only and are not intended to be part of or to affect the meaning or interpretation hereof.

(i)           Counterparts.  This Agreement may be executed in counterparts, each of which shall be deemed an original but both of which together shall constitute one and the same Agreement.

(j)           Context.  Unless the context of this Agree­ment clearly requires otherwise, references to the plural include the singu­lar, to the singular include the plural, to the part include the whole, and to the male gender shall also pertain to the female and neuter genders and vice versa.  The term “including” is not limit­ing, and the term “or” has the inclusive meaning represented by the phrase “and/or”.  The words “hereof,” “herein,” “hereby”, “hereto”, “hereunder” and similar terms in this Agree­ment refer to this Agreement as a whole and not to any particular provision of this Agreement.  Section and Exhibit and clause references are to this Agreement unless otherwise speci­fied.

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IN WITNESS WHEREOF, the parties have executed this Agreement as of the day and year first above written.

The Company:		NCI:
Fastcash International ltd.		Navigant Consulting  Services
By:	/s/ Samuel Rosenberg	By:	/s/ Michel D. Williams
Name:	Samuel Rosenberg	Name:	Michel D. Williams
Title:	Director	Title:	Authorized Agent

The undersigned hereby joins in the execution of this Agreement to signify his agreement to be bound hereby to the extent set forth herein.

/s/ Michel D. Williams

Michel D. Williams

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Exhibit A

Services

NCS shall be responsible for the following with respect to the Company, subject to the discretion of the Board:

§ Directing all regional operations including accounting, financial, legal, and human resources

§ Developing, under the direction of the Board, strategic, product, marketing and pricing plans and sales and financial goals, and the implementation thereof

§ Determining the credit worthiness of the Company’s customers

§ Monitoring financial performance

§ Monthly, quarterly and annual financial reporting and such other reporting as directed by the Board

§ Compliance with all relevant regulatory requirements

§ Maintenance of the Company’s bank accounts, including signature authority over withdrawals as determined by the Board

§ Technology and other asset maintenance and security

§ Personnel and overhead management

§ Facilities and equipment management

§ New markets expansion

§ Evaluation of management performance and compliance with corporate policies and objectives

§ Motivation of management and staff to achieve a positive working environment

§ Such other reasonable duties not inconsistent with such roles as may be directed by the Board

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EX-10.27

Exhibit 10.27

Termination of Services Agreement

This Termination of Services Agreement (“Agreement”), is effective as of the 13th day of May, 2009 (the “Effective Date”), and is entered into by and between NBL Technologies Inc., a corpo­ration organized and existing under the laws of Belize (“NBL”); Robert Tonge (“RT”); and the following entities (each a “Company” and collectively, the “Companies”): Financial Services inc., a corporation organized and existing under the laws of the Commonwealth of Dominica (“FSC”); FastCash Limited, a corporation organized and existing under the laws of Grenada (“FC Grenada”); FastCash (St. Lucia) Limited, a corporation organized and existing under the laws of St. Lucia (“FC St. Lucia”); FastCash (Antigua), Limited, a corporation organized and existing under the laws of Antigua and Barbuda (“FC Antigua”); and CashExpress Limited, a corporation organized and existing under the laws of St. Vincent and the Grenadines (“FC St. Vincent”).

Explanatory Statement

Reference is made to the following agreements (each a “Services Agreement” and collectively, the “Services Agreements”):

Services Agreement dated May 12, 2006 between NBL and FSC;

Services Agreement dated May 24, 2007 between NBL and FC Grenada;

Services Agreement dated June 29, 2007 between NBL and FC St. Lucia;

Services Agreement dated June 10, 2006 between NBL and FC Antigua; and

Services Agreement dated October 24, 2007 between NBL and FC St. Vincent.

The parties have mutually and amicably agreed to terminate the Services Agreements effective as of the close of business on the Effective Date.

Now, therefore,in consideration of the foregoing Explanatory Statement, the covenants and agreements set forth below and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree, as of the date hereof as follows:

1.           Termination.  Other than the obligations pursuant to the restrictive covenants set forth in Section 9 of the respective Services Agreements, each of the Services Agreements is hereby terminated as of the Effective Date and shall be of no further force or effect.

2.           Acknowledgement of Satisfaction.  Each of the Companies acknowledges and confirms that all obligations of RT to such Company under the respective Services Agreement to which such Company is a party have been satisfied in full.  RT acknowledges and confirms that all obligations of each of the Companies to RT under the respective Services Agreement to which such Company is a party have been satisfied in full.

3.           Release.  As of the Effective Date, RT and each of the Companies hereby mutually unconditionally and irrevocably release and forever discharge each other and each other’s heirs, successors, representatives, assigns, agents, affiliates, related entities and individuals, employees, officers, and directors, and each of them, of and from any claims, counterclaims, debts, liabilities, demands, obligations, costs, expenses, suits, actions, and causes of action of every nature, character, and description, known or unknown, vested or contingent, which each party now owns or holds, or has at any time heretofore owned or held, or may at any time own or hold against the other party hereto, with respect to the respective Services Agreement to which RT and such Company are parties; provided, however, that this release shall not pertain to or affect RT’s obligations under Section 9 of the respective Services Agreements.

4.           Counterparts.  This Agreement may be executed in multiple counterparts, each of which shall be deemed an original, and all of which together shall constitute one and the same instrument.  Each party may rely upon a facsimile counterpart of this Agreement signed by each other party with the same effect as if such party had received an original counterpart signed by such other party.

5.           Miscellaneous.  The parties agree that the Explanatory Statement section of this Agreement shall be an integral part of this Agreement and not merely prefatory thereto.  The headings of the sections, subsections, paragraphs and subparagraphs hereof are provided herein for and only for convenience of reference, and shall not be considered in construing their contents.  This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective heirs, personal representatives, successors and assigns.  This Agreement constitutes the entire agreement between the parties pertaining to the subject matter hereof and supersedes all other prior and/or contemporaneous agreements, understandings, negotiations and discussions, whether oral or written, of the parties, and there are no other agreements between the parties in connection with the subject matter hereof except as specifically set forth herein.

[signatures appear on the next page]

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In witness whereof, the parties hereto have executed this Agreement as of the day and year first above written.

Financial Services inc.
By	/s/ Samuel Rosenberg
	Samuel Rosenberg, Director
	Financial Services, Inc.

By	/s/ Samuel Rosenberg
	Samuel Rosenberg, Director
	FastCash Limited

By	/s/ Samuel Rosenberg
	Samuel Rosenberg, Director
	FastCash (St. Lucia) Limited

By	/s/ Samuel Rosenberg
	Samuel Rosenberg, Director
	FastCash (Antigua), Limited

By	/s/ Samuel Rosenberg
	Samuel Rosenberg, Director
	CashExpress Limited

NBL Technologies inc.
By	/s/ Robert Tonge
	Robert Tonge, Authorized Agent

/s/ Robert Tonge

Robert Tonge

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EX-16.1

EXHIBIT 16.1

Frumkin, Lukin & Zaidman CPAs PC

Rockville Centre, New York

May 14, 2009

U.S. Securities and Exchange Commission

Office of the Chief Accountant

100 F Street, NE

Washington, DC 20549

Re: Map Financial Group, Inc.

File No. 333-153726

Dear Sir or Madam:

We have read Item 4.01 of the Form 8-K of Map Financial Group, Inc. dated May 13, 2009 and agree with the statements relating only to, Frumkin, Lukin & Zaidman CPAs PC, contained herein.

Very truly yours,
By:	/s/ Frumkin, Lukin & Zaidman CPAs PC
	Frumkin, Lukin & Zaidman CPAs PC