The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company Common 88579Y101 23,663 143,934 SH   SOLE   0 0 143,934
A T & T Inc New Common 00206R102 31,829 841,152 SH   SOLE   0 0 841,152
Abbott Laboratories Common 002824100 1,313 15,692 SH   SOLE   0 0 15,692
Abbvie Inc Com USD0.01 Common 00287Y109 26,692 352,503 SH   SOLE   0 0 352,503
Accenture Common G1150G111 342 1,779 SH   SOLE   0 0 1,779
Air Prod & Chemicals Inc Common 009158106 101 456 SH   SOLE   0 0 456
Albemarle Corp Common 012653101 153 2,207 SH   SOLE   0 0 2,207
Alphabet Inc Common 38259P706 316 259 SH   SOLE   0 0 259
Alphabet Inc. Class A Common 38259P508 1,297 1,062 SH   SOLE   0 0 1,062
Altria Group Inc Common 02209S103 129 3,158 SH   SOLE   0 0 3,158
Amazon Com Inc Common 023135106 958 552 SH   SOLE   0 0 552
Amer Electric Pwr Co Inc Common 025537101 500 5,342 SH   SOLE   0 0 5,342
American Express Company Common 025816109 461 3,901 SH   SOLE   0 0 3,901
Amgen Incorporated Common 031162100 239 1,236 SH   SOLE   0 0 1,236
Apple Inc Common 037833100 5,585 24,937 SH   SOLE   0 0 24,937
Archer-Daniels-Midlnd Co Common 039483102 110 2,678 SH   SOLE   0 0 2,678
Auto Data Processing Common 053015103 281 1,741 SH   SOLE   0 0 1,741
Banco Bilbao Vizcaya Argentin Common 05946K101 325 62,596 SH   SOLE   0 0 62,596
Bank Of America Corp Common 060505104 1,871 64,144 SH   SOLE   0 0 64,144
Baxter International Inc Common 071813109 276 3,158 SH   SOLE   0 0 3,158
Bb&T Corporation Common 054937107 478 8,960 SH   SOLE   0 0 8,960
Berkshire Hathaway Cl B Common 084670207 1,835 8,823 SH   SOLE   0 0 8,823
Bp Plc Adr Common 055622104 546 14,377 SH   SOLE   0 0 14,377
Bristol-Myers Squibb Co Common 110122108 550 10,848 SH   SOLE   0 0 10,848
Capital One Financial Cp Common 14040H105 145 1,596 SH   SOLE   0 0 1,596
Caterpillar Inc Common 149123101 1,573 12,456 SH   SOLE   0 0 12,456
Chevron Corporation Common 166764100 28,845 243,212 SH   SOLE   0 0 243,212
Cincinnati Financial Cp Common 172062101 34,655 297,031 SH   SOLE   0 0 297,031
Cisco Systems Inc Common 17275R102 1,929 39,043 SH   SOLE   0 0 39,043
Coca Cola Company Common 191216100 4,380 80,462 SH   SOLE   0 0 80,462
Colgate-Palmolive Co Common 194162103 28,024 381,233 SH   SOLE   0 0 381,233
Comcast Corp New Cl A Common 20030N101 203 4,506 SH   SOLE   0 0 4,506
Conocophillips Common 20825C104 154 2,704 SH   SOLE   0 0 2,704
Consolidated Edison Inc Common 209115104 29,701 314,400 SH   SOLE   0 0 314,400
Constellation Brand Cl A Common 21036P108 178 860 SH   SOLE   0 0 860
Deere & Co Common 244199105 694 4,115 SH   SOLE   0 0 4,115
Diageo Plc New Adr Common 25243Q205 602 3,683 SH   SOLE   0 0 3,683
Diamondback Energy Common 25278X109 658 7,320 SH   SOLE   0 0 7,320
Disney Walt Co Common 254687106 1,051 8,066 SH   SOLE   0 0 8,066
Dollar General Corp New Common 256677105 439 2,762 SH   SOLE   0 0 2,762
Dominion Res Inc Va New Common 25746U109 482 5,943 SH   SOLE   0 0 5,943
Duke Energy Corp New Common 26441C105 965 10,066 SH   SOLE   0 0 10,066
Emerson Electric Co Common 291011104 26,644 398,505 SH   SOLE   0 0 398,505
Entergy Corp New Common 29364G103 492 4,196 SH   SOLE   0 0 4,196
Enterprise Prd Prtnrs Lp Common 293792107 1,239 43,359 SH   SOLE   0 0 43,359
Exelon Corporation Common 30161N101 121 2,515 SH   SOLE   0 0 2,515
Exxon Mobil Corporation Common 30231G102 26,531 375,739 SH   SOLE   0 0 375,739
Facebook Inc Class A Common 30303M102 189 1,061 SH   SOLE   0 0 1,061
Fiserv Inc Common 337738108 207 2,000 SH   SOLE   0 0 2,000
Fortune Brands Hm & Sec Common 34964C106 101 1,838 SH   SOLE   0 0 1,838
Gallagher Arthur J & Co Common 363576109 30,061 335,617 SH   SOLE   0 0 335,617
General Electric Company Common 369604103 107 11,985 SH   SOLE   0 0 11,985
General Mills Inc Common 370334104 29,311 531,763 SH   SOLE   0 0 531,763
Gilead Sciences Inc Common 375558103 328 5,180 SH   SOLE   0 0 5,180
Globe Life Inc Common 37959E102 3,519 36,747 SH   SOLE   0 0 36,747
Goldman Sachs Group Inc Common 38141G104 506 2,440 SH   SOLE   0 0 2,440
Home Depot Inc Common 437076102 33,769 145,542 SH   SOLE   0 0 145,542
Honeywell International Common 438516106 169 996 SH   SOLE   0 0 996
Intel Corp Common 458140100 29,147 565,627 SH   SOLE   0 0 565,627
Intl Business Machines Common 459200101 27,912 191,942 SH   SOLE   0 0 191,942
Invesco FTSE RAFI Developed M Common 73935X583 120 3,038 SH   SOLE   0 0 3,038
Ishares Dj Select Div Fd Common 464287168 333 3,264 SH   SOLE   0 0 3,264
Ishares S&P 500 Value Common 464287408 274 2,301 SH   SOLE   0 0 2,301
Ishares Silver TRUST Common 46428Q109 290 18,199 SH   SOLE   0 0 18,199
Ishares Tr Msci Eafe Fd Common 464287465 265 4,060 SH   SOLE   0 0 4,060
Ishares TRUST S&P Common 464287200 2,931 9,819 SH   SOLE   0 0 9,819
Ivanhoe Mines Ltd Common 46579R104 29 11,000 SH   SOLE   0 0 11,000
Johnson & Johnson Common 478160104 26,872 207,696 SH   SOLE   0 0 207,696
JP Morgan Chase & Co Common 46625H100 2,302 19,562 SH   SOLE   0 0 19,562
Kellogg Company Common 487836108 264 4,104 SH   SOLE   0 0 4,104
Kimberly-Clark Corp Common 494368103 30,589 215,340 SH   SOLE   0 0 215,340
Kinder Morgan Inc Common 49456B101 894 43,361 SH   SOLE   0 0 43,361
Leggett & Platt Inc Common 524660107 26,509 647,502 SH   SOLE   0 0 647,502
Lilly Eli & Company Common 532457108 200 1,790 SH   SOLE   0 0 1,790
Lockheed Martin Corp Common 539830109 32,674 83,766 SH   SOLE   0 0 83,766
Lord Abbett Ultra Short Common 54401E473 258 25,742 SH   SOLE   0 0 25,742
Lowes Companies Inc Common 548661107 103 938 SH   SOLE   0 0 938
Magellan Midstream Ptnrs Common 559080106 126 1,902 SH   SOLE   0 0 1,902
Mastercard Inc Common 57636Q104 486 1,788 SH   SOLE   0 0 1,788
Mc Donalds Corp Common 580135101 30,945 144,125 SH   SOLE   0 0 144,125
Medical Properties TRUST Common 58463J304 189 9,669 SH   SOLE   0 0 9,669
Medley Capital Corp Common 58503F106 177 68,300 SH   SOLE   0 0 68,300
Medtronic Inc Common 585055106 199 1,836 SH   SOLE   0 0 1,836
Merck & Co Inc Common 589331107 871 10,349 SH   SOLE   0 0 10,349
Micron Technology Inc Common 595112103 176 4,110 SH   SOLE   0 0 4,110
Microsoft Corp Common 594918104 34,436 247,690 SH   SOLE   0 0 247,690
NextEra Energy Inc Common 65339F101 33,111 142,113 SH   SOLE   0 0 142,113
Norfolk Southern Corp Common 655844108 475 2,642 SH   SOLE   0 0 2,642
Northrop Grumman Corp Common 666807102 963 2,570 SH   SOLE   0 0 2,570
Novartis A G Spon Adr Common 66987V109 28,187 324,360 SH   SOLE   0 0 324,360
Nucor Corp Common 670346105 120 2,353 SH   SOLE   0 0 2,353
Nvidia Corp Common 67066G104 662 3,803 SH   SOLE   0 0 3,803
Oneok Inc New Common 682680103 775 10,523 SH   SOLE   0 0 10,523
Oracle Corporation Common 68389X105 374 6,803 SH   SOLE   0 0 6,803
P P G Industries Inc Common 693506107 307 2,588 SH   SOLE   0 0 2,588
Paychex Inc Common 704326107 28,813 348,104 SH   SOLE   0 0 348,104
Pepsico Incorporated Common 713448108 30,837 224,920 SH   SOLE   0 0 224,920
Pfizer Incorporated Common 717081103 1,972 54,877 SH   SOLE   0 0 54,877
Philip Morris Intl Inc Common 718172109 357 4,702 SH   SOLE   0 0 4,702
Phillips Common 718546104 138 1,346 SH   SOLE   0 0 1,346
Portola Pharmaceutl Common 737010108 335 12,500 SH   SOLE   0 0 12,500
Powershares RAFI Emerging Mkt Common 46138E727 124 6,152 SH   SOLE   0 0 6,152
Powershares RAFI Small/Mid Ca Common 73936T771 126 4,263 SH   SOLE   0 0 4,263
Powershares RAFI Small/Mid Ca Common 73936T771 371 2,925 SH   SOLE   0 0 2,925
Powershs RAFI Large Cap US Common 73935X583 855 7,254 SH   SOLE   0 0 7,254
Proassurance Corporation Common 74267C106 1,472 36,544 SH   SOLE   0 0 36,544
Procter & Gamble Common 742718109 32,756 263,352 SH   SOLE   0 0 263,352
Regions Financial Cp New Common 7591EP100 720 45,533 SH   SOLE   0 0 45,533
Reliant Bancorp Inc Common 75956B101 168 7,021 SH   SOLE   0 0 7,021
Renaissancere Hldgs Incf Common G7496G103 281 1,450 SH   SOLE   0 0 1,450
Ross Stores Inc Common 778296103 363 3,301 SH   SOLE   0 0 3,301
Royal Bk Cda Montreal Common 780087102 159 1,954 SH   SOLE   0 0 1,954
Royal Dutch Shell A Adrf Common 780259206 7,194 122,250 SH   SOLE   0 0 122,250
Royal Dutch Shell B Adrf Common 780259107 17,963 299,876 SH   SOLE   0 0 299,876
S P D R TRUST Unit SR Common 78462F103 6,047 20,375 SH   SOLE   0 0 20,375
Schlumberger Ltd Common 806857108 377 11,038 SH   SOLE   0 0 11,038
Servisfirst Bancshares Common 81768T108 7,872 237,467 SH   SOLE   0 0 237,467
Sherwin Williams Co Common 824348106 412 749 SH   SOLE   0 0 749
Smartfinancial Inc Common 83190L208 166 7,949 SH   SOLE   0 0 7,949
Smith & Nephew Ordf Common G82343164 144 5,978 SH   SOLE   0 0 5,978
Starbucks Corp Common 855244109 113 1,282 SH   SOLE   0 0 1,282
Streettracks Gold TRUST Common 863307104 767 5,526 SH   SOLE   0 0 5,526
Stryker Corp Common 863667101 820 3,789 SH   SOLE   0 0 3,789
Suntrust Banks Inc Common 867914103 168 2,442 SH   SOLE   0 0 2,442
Synovus Financial Corp Common 87161C105 2,213 61,891 SH   SOLE   0 0 61,891
T J X Co. Inc Common 872540109 353 6,331 SH   SOLE   0 0 6,331
Target Corporation Common 87612E106 561 5,251 SH   SOLE   0 0 5,251
Texas Instruments Inc Common 882508104 194 1,501 SH   SOLE   0 0 1,501
The Southern Company Common 842587107 34,219 553,972 SH   SOLE   0 0 553,972
Tiffany & Co New Common 886547108 150 1,624 SH   SOLE   0 0 1,624
Triad Guaranty Inc Common 895925105 12 72,470 SH   SOLE   0 0 72,470
U S Bancorp Del New Common 902973304 1,037 18,743 SH   SOLE   0 0 18,743
Unilever N V Ny Shs Newf Common 904784709 2,758 45,949 SH   SOLE   0 0 45,949
Unilever Plc Adr New Common 904767704 24,436 406,589 SH   SOLE   0 0 406,589
United Technologies Corp Common 913017109 28,895 211,656 SH   SOLE   0 0 211,656
Vanguard Emerging Market Common 922042858 283 7,028 SH   SOLE   0 0 7,028
Vanguard Total Stock Mkt Common 922908769 167 1,106 SH   SOLE   0 0 1,106
Verizon Communications Common 92343V104 29,306 485,517 SH   SOLE   0 0 485,517
Visa Inc Cl A Common 92826C839 1,040 6,047 SH   SOLE   0 0 6,047
Vulcan Materials Company Common 929160109 1,397 9,240 SH   SOLE   0 0 9,240
W P Carey & Co L L C Common 92930Y107 233 2,598 SH   SOLE   0 0 2,598
Wal-Mart Stores Inc Common 931142103 311 2,623 SH   SOLE   0 0 2,623
Wells Fargo & Co New Common 949746101 286 5,677 SH   SOLE   0 0 5,677
Xcel Energy Inc Common 98389B100 535 8,240 SH   SOLE   0 0 8,240
Yum Brands Inc Common 988498101 691 6,094 SH   SOLE   0 0 6,094
Yum China Holdings I Common 98850P109 251 5,518 SH   SOLE   0 0 5,518