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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Cash flows from operating activities:    
Net income $ 5,290,000 $ 5,571,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Net amortization of securities premiums and discounts and loan fees 3,726,000 3,086,000
Decrease in interest receivable 208,000 152,000
Decrease in interest payable (100,000) (101,000)
Credit for loan losses (300,000) (150,000)
Gains on securities transactions, net (1,891,000) (2,216,000)
Impairment losses on securities 22,000 157,000
Gains on sale of mortgages (250,000) (208,000)
Loans originated for sale (8,867,000) (10,276,000)
Proceeds from sales of loans 8,919,000 10,944,000
Earnings on bank-owned life insurance (477,000) (480,000)
Loss on sale of other real estate owned 23,000  
Depreciation of premises and equipment and amortization of software 1,086,000 990,000
Deferred income tax 480,000 (171,000)
Decrease in prepaid federal deposit insurance    936,000
Other assets and other liabilities, net (663,000) (386,000)
Net cash provided by operating activities 7,206,000 7,848,000
Securities available for sale:    
Proceeds from maturities, calls, and repayments 24,173,000 41,994,000
Proceeds from sales 99,348,000 76,427,000
Purchases (119,273,000) (107,602,000)
Purchase of other real estate owned (56,000)   
Proceeds from sale of other real estate owned 48,000   
Purchase of regulatory bank stock (890,000) (230,000)
Redemptions of regulatory bank stock 366,000 963,000
Purchase of bank-owned life insurance (18,000) (23,000)
Net increase in loans (19,699,000) (21,695,000)
Purchases of premises and equipment (691,000) (2,333,000)
Purchase of computer software (140,000) (44,000)
Net cash used for investing activities (16,832,000) (12,543,000)
Cash flows from financing activities:    
Net increase in demand, NOW, and savings accounts 33,356,000 17,951,000
Net decrease in time deposits (2,638,000) (8,361,000)
Net increase in short-term borrowings 3,360,000   
Proceeds from long-term debt 13,800,000 5,000,000
Repayments of long-term debt (16,500,000) (13,000,000)
Dividends paid (2,286,000) (2,225,000)
Treasury stock sold 374,000 359,000
Treasury stock purchased (338,000) (357,000)
Net cash provided by (used for) financing activities 29,128,000 (633,000)
Increase (decrease) in cash and cash equivalents 19,502,000 (5,328,000)
Cash and cash equivalents at beginning of period 24,577,000 35,660,000
Cash and cash equivalents at end of period 44,079,000 30,332,000
Supplemental disclosures of cash flow information:    
Interest paid 3,689,000 4,201,000
Income taxes paid 300,000 950,000
Supplemental disclosure of non-cash investing and financing activities:    
Net transfer of other real estate owned from loans 56,000  
Fair value adjustments for securities available for sale $ 6,979,000 $ (13,138,000)