8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

______________

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

______________

Date of Report (Date of earliest event reported):  May 3, 2011

ENB Financial Corp

(Exact name of Registrant as specified in its charter)

Pennsylvania	000-53297	51-0661129
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

31 E. Main St., Ephrata, PA	17522-0457
(Address of principal executive offices)	(Zip Code)

(717) 733-4181

 (Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions (see General Instruction A.2. below):

oWritten communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

oSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

oPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act  (17 CFR 240.13e-4(c))

CURRENT REPORT ON FORM 8-K

ITEM 5.07 Submission of Matters to a Vote of Security Holders

On May 3, 2011, ENB Financial Corp (the "Company") held its 2011 Annual Meeting of Shareholders (the "Annual Meeting"). A total of 2,856,567 shares of the Company's common stock were entitled to vote as of March 4, 2011, the record date for the Annual Meeting. There were 1,955,849 shares present in person or by proxy at the Annual Meeting, at which the shareholders were asked to vote on one (1) proposal. There were no broker non-votes. Set forth below are the matters acted upon by the shareholders at the Annual Meeting, and the final voting results of each such proposal.

Proposal No. 1 – Election of Class C Directors

The shareholders voted to elect three (3) Class C Directors to serve for a term of three (3) years and until their successors are elected and qualified.  The results of the vote were as follows:

Name	For	Withheld
Susan Y. Nicholas	1,947,779	8,070
Mark C. Wagner	1,949,148	6,701
Paul W. Wenger	1,949,608	6,241

Item 7.01 Regulation FD Disclosure

On May 3, 2011, Aaron L. Groff, Jr., President, & Chief Executive Officer of the Registrant, as well as other members of management, gave a presentation at the Annual Meeting. A copy of these slides and related material is included in this report as Exhibit 99.1 and is furnished herewith.

ITEM 9.01 Financial Statements and Exhibits

(d) Exhibits.

Exhibit Number Description

99.1 Annual Meeting Presentation Slides.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned, thereunto duly authorized.

	ENB FINANCIAL CORP
	(Registrant)
Dated: May 6, 2011	/s/  Scott E. Lied
	Scott E. Lied
	Treasurer
	(Principal Financial Officer)

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EXHIBIT INDEX

EXHIBIT NO.

99.1 Annual Meeting Presentation Slides.

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EX-99.1

Exhibit 99.1

•Welcome

•Reading of the Minutes

•Certify Voting Activity

•Vote on Matters of the Proxy Statement

•Discussion of Condition of Company

ØPresident’s Remarks

ØFinancial Review

ØLending Environment

•Questions & Answers

•Vote Results

•Adjournment

AGENDA

PRESENTERS

•Aaron L. Groff, Jr.

ØPresident, CEO and Board Chairman - ENB Financial Corp
and Ephrata National Bank

•Paul W. Wenger

ØVice President and Corporate Secretary - ENB Financial Corp

ØSenior Vice President and Cashier - Ephrata National Bank

•Scott E. Lied

ØTreasurer - ENB Financial Corp

ØSenior Vice President and Chief Financial Officer -
Ephrata National Bank

•Dale G. Burkholder

ØSenior Vice President and Senior Loan Officer - Ephrata National Bank

Presented by: Paul W. Wenger
Corporate Secretary - ENB Financial Corp

ELECTION CERTIFICATION

•Elect three (3) Class C directors to serve a
three-year term

MATTERS OF PROXY

CURRENT DIRECTORS

Class C Election (3 Year Term)
Susan Y. Nicholas	Paul W. Wenger
Mark C. Wagner

Continuing Directors - Class A
Aaron L. Groff, Jr. J. Harold Summers	Paul M. Zimmerman, Jr. Thomas H. Zinn

Continuing Directors - Class B
Willis R. Lefever Donald Z. Musser	Bonnie R. Sharp

VOTING PROCESS

Presented by: Paul W. WengerCorporate Secretary - ENB Financial Corp

Proxy Holders

•Janice S. Eaby

•John H. Shuey

Judges of Election

•Richard H. Binner

•Roger S. Kline

•William M. Rohrbach

VOTING PROCESS

Presented by: Aaron L. Groff, Jr.

President/CEO - ENB Financial Corp

PRESIDENT’S REMARKS

ØTo remain an independent community bank of
undisputed integrity, serving the communities of
Northern Lancaster County and beyond.

ØTo offer state-of-the-art financial products and
services of high quality and value at an affordable
price.

ØTo provide unsurpassed personal service, delivered
by a highly dedicated professional team.

MISSION STATEMENT

•Courteous

•Accurate

•Responsive

•Empowered

WE CARE

•Growth

•Efficiency

•Leadership development

•Successfully navigate the new regulatory
environment

•Stay true to our community banking core
values

STRATEGIC INITIATIVES

Presented by: Scott E. Lied

Treasurer - ENB Financial Corp

FINANCIAL CONDITION

•Unaudited Financial Information

ØSome of the following slides do present financial
information that is unaudited. Therefore, this information is
subject to adjustments that could be necessary upon
completion of the annual audit.

•Forward Looking Statements

ØSome of the material and/or language used in this
presentation would be considered as a forward looking
statement. Management is not obligated to update these
forward looking statements.

DISCLOSURES

NET INCOME

SIGNIFICANTITEMS

Net Interest Income	$	1,222,000	increase
Other Income	$	520,000	increase
Operating Expenses	$	12,000	decrease
Provision Expense	$	1,120,000	decrease

NET INTEREST INCOME

OTHER INCOME

OPERATING EXPENSES

PROVISION EXPENSE

EARNINGS AND DIVIDENDS PER SHARE

DIVIDEND COMPARISON

CorporateName	Current Dividend	Change from Dividend High (2006 - 2008)
ENB Financial Corp	$0.24	-22.58%
VIST Financial Corp	$0.05	-75.00%
Fulton Financial Corp	$0.04	-77.78%
National Penn Bancshares	$0.01	-94.12%
Susquehanna Bancshares	$0.02	-91.30%
Union National Financial Corp	$0.00	-100.00%

SHAREHOLDER VALUE

*Average derived from first quarter 2011 daily close prices.

** Dividend yield calculated as of 03/31/2011.

	ENBP	SUSQ	FULT
Average Stock Price - Oct 2008	$25.69	$17.12	$11.62
Average Stock Price - Jul 2009 Jul 2009 Price as % of Oct 2008 Price	$24.83 97%	$4.80 28%	$6.05 52%
Average Stock Price* - Q1 2011 Q1 2011 Price as % of Oct 2008 Price	$22.54 88%	$9.52 56%	$10.69 92%
Current Dividend Yield on Investment**	4.26%	0.42%	1.50%

Measurement	ENB	Peer**
Return on Assets (ROA)	0.86%	0.50%
Return on Equity (ROE)	8.88%	4.60%
Efficiency Ratio	65.55%	68.18%
Tier 1 Leverage Capital	9.63%	9.08%

PEER ANALYSIS*

* As of December 31, 2010

** Peer Group is defined as all banks nationwide with assets between $300 million and
$1 billion.

•Q1 2011

ØEarnings: $1,697,000 versus $1,468,000 (Q1 2010)

•15.6% increase over Q1 2010

ØAssets: $756 million versus $748 million (Q4 2010)

•1.0% increase over year-end 2010

FIRST QUARTER RESULTS

LENDING ENVIRONMENT

Presented by: Dale G. Burkholder

Sr. Vice President and Sr. Lending Officer -
Ephrata National Bank

LOAN GROWTH RATES

* Peer Group is defined as all banks nationwide with assets between $300 million and
$1 billion.

AVERAGE LOAN GROWTH

MIX OF LOAN PORTFOLIO

* Peer Group is defined as all banks nationwide with assets between $300 million and
$1 billion.

Measurement	ENB	Peer*
Delinquent Loans as a % of Total Loans	1.38%	4.51%
Non-performing Loans as a % of Total Loans	0.97%	3.22%
ALLL as a % of Total Loans	1.72%	1.96%
Charge-offs as a % of Average Loans	0.14%	1.01%

ASSET QUALITY

* Peer Group is defined as all banks nationwide with assets between $300 million and
$1 billion.

HISTORICAL LOAN LOSSES

QUESTIONS & ANSWERS

Presented by: Paul W. WengerCorporate Secretary - ENB Financial Corp

VOTING RESULTS

•Mission Statement:

ØTo remain an independent community bank of
undisputed integrity, serving the communities of
Northern Lancaster County and beyond.

ØTo offer state-of-the-art financial products and
services of high quality and value at an affordable
price.

ØTo provide unsurpassed personal service, delivered
by a highly dedicated professional team.

ADJOURNMENT