8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_____________

FORM 8-K/A

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities and Exchange Act of 1934

Date of Report (Date of earliest event reported) – October 16, 2008

ENB Financial Corp.
(Exact name of registrant as specified in its charter)
Pennsylvania	000-53297	51-0661129
(State or Other Jurisdiction	(Commission File Number)	(IRS Employer Identification No)
of Incorporation)
31 E. Main St., Ephrata, PA		17522-0457
(Address of principal executive offices)		(Zip Code)
Registrant’s telephone number, including area code:		(717) 733-4181
Not Applicable
(Former Name, Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

q Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

q Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

q Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

q Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

ENB FINANCIAL CORP

Item 2.02. Results of Operations and Financial Condition.

On October 16, 2008, ENB Financial Corp. (“The Corporation”) issued a press release announcing the Corporation’s third quarter 2008 financial results.

The Registrant issued a press release regarding revised earnings for the third quarter of 2008 on October 28, 2008, attached as Exhibit 99 and incorporated herein by reference.

The information furnished under this Item 2.02 of this Current Report on Form 8-K/A, including Exhibit 99, shall not be deemed “filed” for purposes of the Securities Exchange Act of 1934, as amended.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

The following exhibits are filed in this Current Report.

Exhibit
Number	Description	Page Number
99	Press Release regarding revised earnings for the third quarter of 2008 for ENB Financial Corp dated October 28, 2008.	4

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ENB FINANCIAL CORP

SIGNATURES

Pursuant to the requirements of Section 13 or 15 (d) of the Securities Exchange Act of 1934, the Registranthas duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	ENB FINANCIAL CORP
	(Registrant)
Dated:  October 29, 2008	By:	/s/  Scott E. Lied
		Scott E. Lied
		SVP and Chief Financial Officer

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EX-99

ENB FINANCIAL CORP

Exhibit 99

FOR IMMEDIATE RELEASE	Contact:  Scott E. Lied
	Phone:     717-733-4181

ENB Financial Corp Reports Revised Third Quarter 2008 Results

(October 28, 2008)  -- Ephrata, PA – ENB Financial Corp (OTCBB: ENBP), the bank holding company for Ephrata National Bank, reported revised net income for the third quarter of 2008 due specifically to the timing of the tax treatment of capital losses on Fannie Mae preferred stock.  As a result, the Corporation recorded an additional net tax provision of $363,000 as of 9-30-08.

Under section 301 of the Emergency Economic Stabilization Act of 2008 (EESA), signed into law on October 3, 2008, the Corporation’s $1.2 million of capital losses, resulting from the third quarter sale and impairment of Fannie Mae preferred stock, can now be treated as an ordinary loss.  The ordinary loss treatment will allow the Corporation to recapture a tax benefit of approximately $414,000 in the fourth quarter of 2008.

As a result of the revised tax treatment, the Corporation’s net income for the quarter was $265,000, compared to $1,644,000 earned during the third quarter of 2007.  Net income for the nine months ended September 30, 2008, was $3,088,000, a 15.1% decrease from the $3,637,000 earned during the same period in 2007.  Earnings per share for the third quarter of 2008 were $0.09 compared to $0.58 for the same period in 2007.  Year-to-date earnings per share were $1.08 in 2008 compared to $1.27 in 2007.

ENB Financial Corp’s annualized return on average assets (ROA) and return on average stockholders’ equity (ROE) for the third quarter of 2008 were 0.16% and 1.57% respectively, compared with 1.05% and 9.90% for the third quarter of 2007.  For the first nine months of 2008, the annualized ROA was 0.62% compared to 0.79% for 2007, while ROE was 6.00% compared to 7.38% for the same period of 2007.

As of September 30, 2008, the Corporation had total assets of $678.7 million, up 7.5%; total deposits of $510.6 million, up 7.9%; and total loans of $397.4 million, up 3.1%, from the balances as of September 30, 2007.

ENB Financial Corp is a bank holding company with a single wholly-owned subsidiary of Ephrata National Bank.  Ephrata National Bank operates from eight locations in northern Lancaster County, Pennsylvania, with the headquarters located at 31 E. Main Street, Ephrata, PA.  Ephrata National Bank has been serving the community since 1881.  For more information about ENB, visit the Bank’s web site at www.epnb.com.

This news release may contain forward-looking statements concerning the future operations of ENB Financial Corp.  Forward-looking statements are based on management’s current expectations, assumptions, estimates, and projections about the company, the financial services industry and the economy.  The Private Securities Reform Act of 1995 provides safe harbor in the event the projected future operations are not met.  There are a number of future factors such as changes in fiscal or monetary policy or changes in the economic climate that will influence the bank’s future operations.  These factors are difficult to predict with regard to how likely and to what degree or significance they may occur.  Actual results may differ materially from what have been forecasted in the forward-looking statements.  We are not obligated to publicly update any forward-looking statements to reflect the effects of subsequent events.

(End)

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