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SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED) (Tables)
12 Months Ended
Sep. 30, 2023
SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)  
Schedule of selected quarterly financial information

First

Second

Third

Fourth

(In thousands, except per share data)

    

Quarter

    

Quarter

    

Quarter

    

Quarter

September 30, 2023:

 

  

 

  

 

  

 

  

Interest income

$

23,483

$

24,811

$

26,798

$

28,137

Interest expense

 

7,222

 

9,899

 

11,933

 

12,601

Net interest income

 

16,261

 

14,912

 

14,865

 

15,536

Provision for loan losses

 

984

 

372

 

441

 

815

Net interest income after provision for loan losses

 

15,277

 

14,540

 

14,424

 

14,721

Noninterest income

 

5,188

 

7,516

 

7,196

 

5,442

Noninterest expenses

 

17,511

 

17,999

 

18,965

 

21,647

Income (loss) before income taxes

 

2,954

 

4,057

 

2,655

 

(1,484)

Income tax expense (benefit)

 

83

 

333

 

331

 

(737)

Net income (loss)

$

2,871

$

3,724

$

2,324

$

(747)

Net income (loss) per common share, basic

$

0.42

$

0.54

$

0.34

$

(0.11)

Net income (loss) per common share, diluted

$

0.42

$

0.54

$

0.34

$

(0.11)

First

Second

Third

Fourth

(In thousands, except per share data)

    

Quarter

    

Quarter

    

Quarter

    

Quarter

September 30, 2022:

 

  

 

  

 

  

 

  

Interest income

$

15,762

$

15,801

$

18,479

$

21,152

Interest expense

 

1,859

 

1,788

 

2,568

 

4,327

Net interest income

 

13,903

 

14,013

 

15,911

 

16,825

Provision (credit) for loan losses

 

526

 

(30)

 

532

 

880

Net interest income after provision (credit) for loan losses

 

13,377

 

14,043

 

15,379

 

15,945

Noninterest income

 

16,591

 

20,072

 

10,033

 

4,531

Noninterest expenses

 

24,852

 

25,461

 

22,835

 

19,514

Income before income taxes

 

5,116

 

8,654

 

2,577

 

962

Income tax expense (benefit)

 

811

 

1,619

 

(61)

 

(446)

Net income

$

4,305

$

7,035

$

2,638

$

1,408

Net income per common share, basic

$

0.60

$

0.99

$

0.37

$

0.20

Net income per common share, diluted

$

0.60

$

0.98

$

0.37

$

0.20

September 30, 2021:

 

  

 

  

 

  

 

  

Interest income

$

16,026

$

16,840

$

16,150

$

16,243

Interest expense

 

2,287

 

2,060

 

1,921

 

1,819

Net interest income

 

13,739

 

14,780

 

14,229

 

14,424

Provision (credit) for loan losses

 

668

 

287

 

(2,730)

 

8

Net interest income after provision (credit) for loan losses

 

13,071

 

14,493

 

16,959

 

14,416

Noninterest income

 

46,183

 

38,973

 

18,785

 

16,495

Noninterest expenses

 

44,402

 

39,284

 

30,619

 

25,104

Income before income taxes

 

14,852

 

14,182

 

5,125

 

5,807

Income tax expense

 

4,527

 

3,695

 

817

 

958

Net income

 

10,325

 

10,487

 

4,308

 

4,849

Net income attributable to noncontrolling interest in subsidiary

 

402

 

 

 

Net income attributable to First Savings Financial Group, Inc.

$

9,923

$

10,487

$

4,308

$

4,849

Net income per common share, basic

$

1.40

$

1.48

$

0.61

$

0.68

Net income per common share, diluted

$

1.39

$

1.46

$

0.60

$

0.67