FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Tables)

12 Months Ended

Sep. 30, 2018

Commitments to Extend Credit [Member]

Schedule of Fair Value, Off-balance Sheet Risks

The following is a summary of the commitments to extend credit at September 30, 2018 and 2017. Interest rate lock commitments that meet the definition of a derivative are excluded from these totals.

(In thousands)	2018		2017
Loan commitments:
Fixed rate	$	14,578	$	17,069
Adjustable rate		22,811		29,933
Guarantees of third-party revolving credit		157		153
Undisbursed portion of home equity lines of credit		30,629		28,422
Undisbursed portion of commercial and personal lines of credit		35,637		23,066
Undisbursed portion of construction loans in process		22,429		25,483
Total commitments to extend credit	$	126,241	$	124,126