SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)

12 Months Ended

Sep. 30, 2020

SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)

SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)

(28)       SELECTED QUARTERLY FINANCIAL INFORMATION (UNAUDITED)

	First		Second		Third		Fourth
(In thousands, except per share data)	Quarter		Quarter		Quarter		Quarter
September 30, 2020:
Interest income	$	13,767	$	13,693	$	15,344	$	17,125
Interest expense		2,875		2,783		2,543		2,337
Net interest income		10,892		10,910		12,801		14,788
Provision for loan losses		505		1,705		2,980		2,772
Net interest income after provision for loan losses		10,387		9,205		9,821		12,016
Noninterest income		18,126		10,994		46,337		55,664
Noninterest expenses		24,272		22,075		35,009		44,452
Income (loss) before income taxes		4,241		(1,876)		21,149		23,228
Income tax expense (benefit)		638		(774)		5,540		7,257
Net income (loss)		3,603		(1,102)		15,609		15,971
Net income (loss) attributable to noncontrolling interest in subsidiary		164		(475)		204		834
Net income (loss) attributable to First Savings Financial Group, Inc.	$	3,439	$	(627)	$	15,405	$	15,137
Net income (loss) per common share, basic	$	1.47	$	(0.27)	$	6.51	$	6.40
Net income (loss) per common share, diluted	$	1.44	$	(0.26)	$	6.51	$	6.39

(28 – continued)

	First		Second		Third		Fourth
(In thousands, except per share data)	Quarter		Quarter		Quarter		Quarter
September 30, 2019:
Interest income	$	11,801	$	12,307	$	13,058	$	13,829
Interest expense		2,225		2,446		3,166		3,069
Net interest income		9,576		9,861		9,892		10,760
Provision for loan losses		315		340		337		471
Net interest income after provision for loan losses		9,261		9,521		9,555		10,289
Noninterest income		5,781		7,089		12,644		18,340
Noninterest expenses		11,416		12,880		16,488		21,606
Income before income taxes		3,626		3,730		5,711		7,023
Income tax expense		522		466		748		1,359
Net income		3,104		3,264		4,963		5,664
Net income (loss) attributable to noncontrolling interest in subsidiary		173		(269)		571		343
Net income attributable to First Savings Financial Group, Inc.	$	2,931	$	3,533	$	4,392	$	5,321
Net income per common share, basic	$	1.28	$	1.53	$	1.88	$	2.28
Net income per common share, diluted	$	1.24	$	1.50	$	1.85	$	2.24
September 30, 2018:
Interest income	$	9,426	$	10,146	$	11,206	$	11,381
Interest expense		1,373		1,423		1,699		1,842
Net interest income		8,053		8,723		9,507		9,539
Provision for loan losses		462		371		266		254
Net interest income after provision for loan losses		7,591		8,352		9,241		9,285
Noninterest income		2,906		2,567		3,254		4,568
Noninterest expenses		6,382		8,359		8,122		10,143
Income before income taxes		4,115		2,560		4,373		3,710
Income tax expense		622		338		696		766
Net income		3,493		2,222		3,677		2,944
Net income attributable to noncontrolling interest in subsidiary		87		576		571		200
Net income attributable to First Savings Financial Group, Inc.	$	3,406	$	1,646	$	3,106	$	2,744
Net income per common share, basic	$	1.53	$	0.73	$	1.37	$	1.20
Net income per common share, diluted	$	1.44	$	0.69	$	1.31	$	1.15