The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 246 7,560 SH   SOLE   7,560 0 0
ABBVIE INC COM 00287Y109 8,249 151,604 SH   DFND   151,604 0 0
ALEXION PHARM.INC COM 015351109 189 1,210 SH   SOLE   1,210 0 0
ALIBABA GROUP HOLDING-SP ADR SPONSORED ADS 01609W102 274 4,650 SH   SOLE   4,650 0 0
ALLSTATE CORP COM 020002101 1,148 19,713 SH   DFND   19,713 0 0
ALLY FINANCIAL INC COM 02005N100 1,102 54,090 SH   SOLE   54,090 0 0
ALTRIA GROUP INC COM 02209S103 10,083 185,358 SH   DFND   185,358 0 0
AMERICAN EXPRESS COMPANY COM 025816109 182 2,450 SH   SOLE   2,450 0 0
AMERICAN INTERNATIONAL GROUP COM NEW 026874784 1,107 19,480 SH   SOLE   19,480 0 0
AMERICAN WATER WORKS CO INC COM 030420103 1,176 21,353 SH   DFND   21,353 0 0
AMERIPRISE FINANCIAL INC COM 03076C106 1,293 11,849 SH   DFND   11,849 0 0
AMGEN INC COM 031162100 1,967 14,221 SH   DFND   14,221 0 0
ANALOG DEVICES COM 032654105 1,340 23,750 SH   DFND   23,750 0 0
ANTHEM INC COM 036752103 3,060 21,854 SH   DFND   21,854 0 0
APPLE INC COM 037833100 13,813 125,231 SH   DFND   125,231 0 0
ARCHER-DANIELS-MIDLAND CO COM 039483102 141 3,410 SH   SOLE   3,410 0 0
ASSURANT INC COM 04621X108 1,118 14,150 SH   SOLE   14,150 0 0
AUTOZONE INC COM 053332102 2,388 3,299 SH   DFND   3,299 0 0
BAIDU INC - SPON ADR SPON ADR REP A 056752108 467 3,400 SH   SOLE   3,400 0 0
BANK OF AMERICA CORP COM 060505104 145 9,310 SH   SOLE   9,310 0 0
BANK OF NOVA SCOTIA COM 064149107 7,226 163,920 SH   SOLE   163,920 0 0
BED BATH & BEYOND INC COM 075896100 1,046 18,345 SH   DFND   18,345 0 0
BERKSHIRE HATHAWAY INC-CL B CL B NEW 084670702 119 910 SH   SOLE   910 0 0
BIOGEN INC COM 09062X103 2,063 7,069 SH   DFND   7,069 0 0
BLACKROCK INC COM 09247X101 1,098 3,690 SH   SOLE   3,690 0 0
BOEING CO/THE COM 097023105 1,297 9,904 SH   DFND   9,904 0 0
BOISE CASCADE CO COM 09739D100 1,067 42,300 SH   SOLE   42,300 0 0
BOSTON PROPERTIES INC COM 101121101 915 7,731 SH   DFND   7,731 0 0
BRISTOL MYERS-SQUIBB COM 110122108 11,108 187,628 SH   DFND   187,628 0 0
BROWN-FORMAN CORP-CLASS B CL B 115637209 8,274 85,390 SH   SOLE   85,390 0 0
BURLINGTON STORES INC COM 122017106 1,130 22,140 SH   SOLE   22,140 0 0
C.H. ROBINSON WORLDWIDE INC COM NEW 12541W209 1,573 23,201 SH   DFND   23,201 0 0
CSX CORP COM 126408103 1,123 41,730 SH   SOLE   41,730 0 0
CVS HEALTH CORP COM 126650100 1,768 18,320 SH   DFND   18,320 0 0
CAMPBELL SOUP CO COM 134429109 7,461 147,210 SH   SOLE   147,210 0 0
CARDINAL HEALTH INC COM 14149Y108 2,263 29,452 SH   DFND   29,452 0 0
CARNIVAL CORP PAIRED CTF 143658300 9,624 193,642 SH   DFND   193,642 0 0
CELGENE CORP COM 151020104 3,971 36,714 SH   DFND   36,714 0 0
CHEVRON CORP COM 166764100 9,532 120,847 SH   DFND   120,847 0 0
CHUNGHWA TELECOM LT-SPON ADR SPON ADR NEW 11 17133Q502 12 400 SH   SOLE   400 0 0
CISCO SYSTEMS COM 17275R102 673 25,654 SH   DFND   25,654 0 0
CITIGROUP INC COM NEW 172967424 3,148 63,457 SH   DFND   63,457 0 0
COCA-COLA ENTERPRISES COM 19122T109 1,120 23,160 SH   SOLE   23,160 0 0
COMCAST CORP-CL A CL A 20030N101 3,661 64,357 SH   DFND   64,357 0 0
CONAGRA FOODS INC COM 205887102 129 3,180 SH   SOLE   3,180 0 0
CONOCOPHILLIPS COM 20825C104 743 15,491 SH   DFND   15,491 0 0
CONSOLIDATED EDISON INC COM 209115104 8,986 134,418 SH   DFND   134,418 0 0
CORNING INC. COM 219350105 161 9,400 SH   SOLE   9,400 0 0
CUMMINS INC COM 231021106 73 670 SH   SOLE   670 0 0
DR HORTON INC COM 23331A109 2,183 74,337 SH   DFND   74,337 0 0
DAVITA HEALTHCARE PARTNERS INC COM 23918K108 191 2,640 SH   SOLE   2,640 0 0
THE WALT DISNEY CO. COM DISNEY 254687106 1,125 11,010 SH   SOLE   11,010 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 172 3,310 SH   SOLE   3,310 0 0
DOCTOR REDDY'S LAB-ADR ADR 256135203 26 400 SH   SOLE   400 0 0
DOW CHEMICAL COM 260543103 6,689 157,760 SH   SOLE   157,760 0 0
ECOLAB INC COM 278865100 1,654 15,074 SH   DFND   15,074 0 0
EDISON INTERNATIONAL COM 281020107 1,162 18,423 SH   DFND   18,423 0 0
ENGILITY HOLDINGS INC COM 29286C107 0 19 SH   SOLE   19 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 1,083 14,422 SH   DFND   14,422 0 0
EXPRESS SCRIPTS HOLDING CO COM 30219G108 155 1,910 SH   SOLE   1,910 0 0
EXXON MOBIL CORPORATION COM 30231G102 2,819 37,911 SH   DFND   37,911 0 0
FACEBOOK INC-A CL A 30303M102 3,844 42,762 SH   DFND   42,762 0 0
FEDEX CORP COM 31428X106 1,455 10,109 SH   DFND   10,109 0 0
FISERV INC COM 337738108 1,113 12,845 SH   DFND   12,845 0 0
FORD MOTOR CO COM PAR $0.01 345370860 926 68,222 SH   DFND   68,222 0 0
GAP INC COM 364760108 180 6,300 SH   SOLE   6,300 0 0
GENERAL ELECTRIC CO COM 369604103 111 4,400 SH   SOLE   4,400 0 0
GENERAL GROWTH PROPERTIES COM 370023103 1,125 43,320 SH   SOLE   43,320 0 0
GENERAL MILLS INC COM 370334104 8,234 146,700 SH   SOLE   146,700 0 0
GILEAD SCIENCES INC COM 375558103 2,816 28,680 SH   DFND   28,680 0 0
GILDAN ACTIVEWEAR INC COM 375916103 857 28,420 SH   SOLE   28,420 0 0
GOOGLE INC-CL A CL A 38259P508 2,387 3,739 SH   DFND   3,739 0 0
GOOGLE INC-CL C CL C 38259P706 2,320 3,813 SH   DFND   3,813 0 0
WW GRAINGER INC COM 384802104 144 670 SH   SOLE   670 0 0
HDFC BANK LTD-ADR ADR PEPS 3 SHS 40415F101 134 2,200 SH   SOLE   2,200 0 0
HAIN CELESTIAL GROUP INC COM 405217100 1,073 20,790 SH   SOLE   20,790 0 0
HANESBRANDS INC COM 410345102 1,124 38,851 SH   DFND   38,851 0 0
HASBRO INC COM 418056107 9,889 137,083 SH   DFND   137,083 0 0
HERSHEY CO/THE COM 427866108 197 2,140 SH   SOLE   2,140 0 0
HEWLETT PACKARD CO COM 428236103 104 4,050 SH   SOLE   4,050 0 0
HOLLYFRONTIER CORP COM 436106108 1,361 27,859 SH   DFND   27,859 0 0
HOME DEPOT INC COM 437076102 9,884 85,587 SH   DFND   85,587 0 0
HORMEL FOODS CORP COM 440452100 1,740 27,488 SH   DFND   27,488 0 0
HOST HOTELS & RESORTS INC COM 44107P104 103 6,490 SH   SOLE   6,490 0 0
ICICI BANK LTD-SPON ADR ADR 45104G104 49 5,900 SH   SOLE   5,900 0 0
IKANG HEALTHCARE GROUP-ADR SPONSORED ADR 45174L108 78 5,300 SH   SOLE   5,300 0 0
INFOSYS LTD-SP ADR SPONSORED SDR 456788108 52 2,700 SH   SOLE   2,700 0 0
INTEL CORP COM 458140100 1,394 46,235 SH   DFND   46,235 0 0
INTL BUSINESS MACHINES CORP COM 459200101 1,104 7,613 SH   DFND   7,613 0 0
INTERNATIONAL PAPER CO COM 460146103 935 24,740 SH   DFND   24,740 0 0
INTUIT INC COM 461202103 1,056 11,903 SH   DFND   11,903 0 0
JPMORGAN CHASE & CO COM 46625H100 11,627 190,696 SH   DFND   190,696 0 0
JD.COM INC-ADR SPON ADR CLA 47215P106 39 1,500 SH   SOLE   1,500 0 0
JOHNSON & JOHNSON COM 478160104 8,044 86,170 SH   SOLE   86,170 0 0
KIMBERLY CLARK CORP COM 494368103 8,543 78,350 SH   SOLE   78,350 0 0
KINDER MORGAN INC COM 49456B101 2,054 74,216 SH   DFND   74,216 0 0
KROGER CO COM 501044101 1,716 47,569 SH   DFND   47,569 0 0
ELI LILLY & CO COM 532457108 8,779 104,900 SH   SOLE   104,900 0 0
LOCKHEED MARTIN CORP COM 539830109 7,476 36,060 SH   SOLE   36,060 0 0
MARSH & MCLENNAN COS COM 571748102 2,141 41,000 SH   DFND   41,000 0 0
MARRIOTT INTERNATIONAL-CL A CL A 571903202 8,810 129,185 SH   DFND   129,185 0 0
MASCO CORP COM 574599106 158 6,270 SH   SOLE   6,270 0 0
MCKESSON CORPORATION COM 58155Q103 1,422 7,687 SH   DFND   7,687 0 0
MEAD JOHNSON NUTRITION CO COM 582839106 144 2,040 SH   SOLE   2,040 0 0
MERCK & CO INC COM 58933Y105 7,206 145,900 SH   SOLE   145,900 0 0
MICROSOFT CORP COM 594918104 2,641 59,679 SH   DFND   59,679 0 0
MOHAWK INDUSTRIES INC COM 608190104 2,223 12,231 SH   DFND   12,231 0 0
MONSANTO CO /NEW COM 61166W101 97 1,140 SH   SOLE   1,140 0 0
Nasdaq Inc COM 631103108 1,206 22,620 SH   DFND   22,620 0 0
NEWELL RUBBERMAID INC COM 651229106 8,357 210,440 SH   SOLE   210,440 0 0
NEXTERA ENERGY INC COM 65339F101 7,438 76,250 SH   SOLE   76,250 0 0
NIKE INC CL B 654106103 1,158 9,418 SH   DFND   9,418 0 0
NORTHERN TRUST CORP COM 665859104 1,928 28,284 SH   DFND   28,284 0 0
NORTHROP GRUMMAN CORP COM 666807102 7,453 44,910 SH   SOLE   44,910 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107 1,493 5,972 SH   DFND   5,972 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105 1,127 17,040 SH   SOLE   17,040 0 0
ORACLE CORP COM 68389X105 967 26,770 SH   DFND   26,770 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105 1,551 17,384 SH   DFND   17,384 0 0
PPG INDUSTRIES INC COM 693506107 1,364 15,551 SH   DFND   15,551 0 0
PAYPAL HOLDINGS INC COM 70450Y103 1,062 34,199 SH   DFND   34,199 0 0
PEPSICO INC COM 713448108 1,352 14,332 SH   DFND   14,332 0 0
PFIZER INC COM 717081103 8,042 256,025 SH   DFND   256,025 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109 7,593 95,720 SH   SOLE   95,720 0 0
PRICELINE GROUP INC/THE COM NEW 741503403 1,592 1,287 SH   DFND   1,287 0 0
PROCTER AND GAMBLE CO COM 742718109 1,602 22,271 SH   DFND   22,271 0 0
PULTE GROUP INC COM 745867101 159 8,440 SH   SOLE   8,440 0 0
QUALCOMM INC COM 747525103 138 2,570 SH   SOLE   2,570 0 0
REGENERON PHARMACEUTICALS COM 75886F107 270 580 SH   SOLE   580 0 0
REYNOLDS AMERICAN INC COM 761713106 1,834 41,434 SH   DFND   41,434 0 0
ROCKWELL INTL CORP NEW COM 773903109 59 580 SH   SOLE   580 0 0
ROPER TECHNOLOGIES INC COM 776696106 936 5,976 SH   DFND   5,976 0 0
SBA COMMUNICATIONS CORP-CL A COM 78388J106 154 1,470 SH   SOLE   1,470 0 0
SPDR S&P 500 ETF TRUST TR UNIT 78462F103 71 370 SH   SOLE   370 0 0
SVB FINANCIAL GROUP COM 78486Q101 1,100 9,520 SH   SOLE   9,520 0 0
SCHLUMBERGER LTD COM 806857108 8,216 119,120 SH   DFND   119,120 0 0
SHERWIN-WILLIAMS CO/THE COM 824348106 1,382 6,203 SH   DFND   6,203 0 0
SILICONWARE PRECISION-SP ADR SPONSD ADR SPL 827084864 25 4,000 SH   SOLE   4,000 0 0
SOUTHERN CO COM 842587107 1,130 25,277 SH   DFND   25,277 0 0
SOUTHWEST AIRLINES CO COM 844741108 2,310 60,738 SH   DFND   60,738 0 0
STANLEY BLACK & DECKER INC COM 854502101 156 1,610 SH   SOLE   1,610 0 0
STARBUCKS CORP COM 855244109 11,039 194,220 SH   DFND   194,220 0 0
SYSCO CORP COM 871829107 7,651 196,320 SH   SOLE   196,320 0 0
TJX COMPANIES INC COM 872540109 1,907 26,706 SH   DFND   26,706 0 0
TAIWAN SEMICONDUCTOR-SP SPONSORED ADR 874039100 39 1,900 SH   SOLE   1,900 0 0
TEXAS INSTRUMENTS INC COM 882508104 385 7,773 SH   DFND   7,773 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,123 9,180 SH   SOLE   9,180 0 0
3M CO COM 88579Y101 1,111 7,840 SH   SOLE   7,840 0 0
TORONTO-DOMINION BANK COM NEW 891160509 7,288 184,880 SH   SOLE   184,880 0 0
TRANSCANADA CORP COM 89353D107 689 21,830 SH   SOLE   21,830 0 0
21VIANET GROUP INC-ADR SPONSORED ADR 90138A103 26 1,400 SH   SOLE   1,400 0 0
UNITED PARCEL SERVICE-CL B CL B 911312106 159 1,610 SH   SOLE   1,610 0 0
UNITED TECHNOLOGIES CORP COM 913017109 552 6,205 SH   DFND   6,205 0 0
UNITEDHEALTH GROUP INC COM 91324P102 297 2,560 SH   SOLE   2,560 0 0
VALERO ENERGY CORP COM 91913Y100 1,403 23,349 SH   DFND   23,349 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 536 3,050 SH   SOLE   3,050 0 0
VERIZON COMMUNICATIO COM 92343V104 10,733 246,677 SH   DFND   246,677 0 0
VIPSHOP HOLDINGS LTD - ADS SPONSORED ADR 92763W103 45 2,700 SH   SOLE   2,700 0 0
VISA INC-CLASS A SHRS COM CL A 92826C839 1,352 19,402 SH   DFND   19,402 0 0
WAL-MART STORES INC COM 931142103 861 13,283 SH   DFND   13,283 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,481 17,825 SH   DFND   17,825 0 0
WELLS FARGO & COMPANY COM 949746101 11,406 222,130 SH   DFND   222,130 0 0
WESTERN UNION CO COM 959802109 8,372 455,997 SH   DFND   455,997 0 0
WHOLE FOODS MARKET INC COM 966837106 845 26,690 SH   DFND   26,690 0 0
ZOETIS INC CL A 98978V103 1,118 27,140 SH   SOLE   27,140 0 0
ALLERGAN PLC SHS G0177J108 1,274 4,688 SH   DFND   4,688 0 0
ACCENTURE PLC-CL A SHS CLASS A G1151C101 1,227 12,490 SH   DFND   12,490 0 0
EATON CORP PLC SHS G29183103 149 2,900 SH   SOLE   2,900 0 0
INGERSOLL-RAND PLC SHS G47791101 1,111 21,879 SH   DFND   21,879 0 0
XL GROUP PLC SHS G98290102 1,110 30,566 SH   DFND   30,566 0 0
CHECK POINT SOFTWARE TECH CRD M22465104 1,094 13,790 SH   SOLE   13,790 0 0
NXP SEMICONDUCTORS NV COM N6596X109 1,146 13,160 SH   SOLE   13,160 0 0