0001172661-24-001848.txt : 20240415 0001172661-24-001848.hdr.sgml : 20240415 20240415164007 ACCESSION NUMBER: 0001172661-24-001848 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240415 DATE AS OF CHANGE: 20240415 EFFECTIVENESS DATE: 20240415 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ASPIRIANT, LLC CENTRAL INDEX KEY: 0001433541 ORGANIZATION NAME: IRS NUMBER: 261518255 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13064 FILM NUMBER: 24845152 BUSINESS ADDRESS: STREET 1: 11100 SANTA MONICA BLVD STREET 2: SUITE 600 CITY: LOS ANGELES STATE: CA ZIP: 90025 BUSINESS PHONE: 4153717800 MAIL ADDRESS: STREET 1: 50 CALIFORNIA STREET STREET 2: SUITE 2600 CITY: SAN FRANCISCO STATE: CA ZIP: 94111 FORMER COMPANY: FORMER CONFORMED NAME: Kochis Fitz/Quintile LLC DATE OF NAME CHANGE: 20080425 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001433541 XXXXXXXX 03-31-2024 03-31-2024 false ASPIRIANT, LLC

50 California Street Suite 2600 San Francisco CA 94111

13F HOLDINGS REPORT 028-13064 000146720 801-68987 N Shanda Gentry 513-824-3100 /s/ Shanda Gentry San Francisco CA 04-15-2024 0 317 2416101322 INFORMATION TABLE 2 infotable.xml 3M CO COM 88579Y101 1047150 9870 SH SOLE 2163 0 7707 ABBOTT LABS COM 002824100 2398658 21103 SH SOLE 3269 0 17834 ABBVIE INC COM 00287Y109 1687157 9265 SH SOLE 36 0 9229 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1361484 3928 SH SOLE 0 0 3928 ADOBE INC COM 00724F101 1367971 2711 SH SOLE 0 0 2711 AFLAC INC COM 001055102 223923 2608 SH SOLE 0 0 2608 ALIGN TECHNOLOGY INC COM 016255101 242989 741 SH SOLE 0 0 741 ALLBIRDS INC COM CL A 01675A109 23698 34142 SH SOLE 0 0 34142 ALLSTATE CORP COM 020002101 260432 1505 SH SOLE 0 0 1505 ALPHABET INC CAP STK CL C 02079K107 6893666 45275 SH SOLE 8362 0 36913 ALPHABET INC CAP STK CL A 02079K305 12537604 83069 SH SOLE 22557 0 60512 AMAZON COM INC COM 023135106 5748169 31867 SH SOLE 919 0 30948 AMERICAN EXPRESS CO COM 025816109 1441278 6330 SH SOLE 0 0 6330 AMERICAN INTL GROUP INC COM NEW 026874784 378734 4845 SH SOLE 0 0 4845 AMERIPRISE FINL INC COM 03076C106 414764 946 SH SOLE 0 0 946 AMGEN INC COM 031162100 1405394 4943 SH SOLE 0 0 4943 APPLE INC COM 037833100 54979721 320614 SH SOLE 44665 0 275949 APPLIED MATLS INC COM 038222105 1428595 6927 SH SOLE 0 0 6927 ARHAUS INC COM CL A 04035M102 203948 13252 SH SOLE 0 0 13252 ASML HOLDING N V N Y REGISTRY SHS N07059210 303757 313 SH SOLE 69 0 244 AT&T INC COM 00206R102 275711 15664 SH SOLE 0 0 15664 AUTOMATIC DATA PROCESSING IN COM 053015103 401082 1606 SH SOLE 0 0 1606 BANK AMERICA CORP COM 060505104 1721113 45388 SH SOLE 0 0 45388 BECTON DICKINSON & CO COM 075887109 286547 1158 SH SOLE 55 0 1103 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 420520 1000 SH Call SOLE 0 0 1000 BERKSHIRE HATHAWAY INC DEL CL A 084670108 6344400 10 SH SOLE 3 0 7 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 29138251 69291 SH SOLE 7295 0 61996 BILL HOLDINGS INC COM 090043100 18012268 262111 SH SOLE 160 0 261951 BLACKROCK INC COM 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26388 SH SOLE 404 0 25984 CITIGROUP INC COM NEW 172967424 219190 3466 SH SOLE 0 0 3466 CLOROX CO DEL COM 189054109 245715 1604 SH SOLE 71 0 1533 CLOUDFLARE INC CL A COM 18915M107 1400743 14466 SH SOLE 4808 0 9658 COCA COLA CO COM 191216100 896858 14659 SH SOLE 1290 0 13369 COMCAST CORP NEW CL A 20030N101 1840121 42448 SH SOLE 2692 0 39756 CONOCOPHILLIPS COM 20825C104 540685 4248 SH SOLE 0 0 4248 CONSTELLATION BRANDS INC CL A 21036P108 276108 1016 SH SOLE 120 0 896 COSTCO WHSL CORP NEW COM 22160K105 1704831 2327 SH SOLE 450 0 1877 COURSERA INC COM 22266M104 247607 17661 SH SOLE 17648 0 13 CSX CORP COM 126408103 320396 8643 SH SOLE 0 0 8643 CUMMINS INC COM 231021106 225113 764 SH SOLE 0 0 764 CVS HEALTH CORP COM 126650100 262171 3287 SH SOLE 0 0 3287 DANAHER CORPORATION COM 235851102 1629673 6526 SH SOLE 1566 0 4960 DANIMER SCIENTIFIC INC COM CL A 236272100 12917 11850 SH SOLE 0 0 11850 DEERE & CO COM 244199105 596737 1452 SH SOLE 0 0 1452 DIAGEO PLC SPON ADR NEW 25243Q205 277400 1865 SH SOLE 0 0 1865 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1074933 39901 SH SOLE 0 0 39901 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 546821 17299 SH SOLE 0 0 17299 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 232364 4078 SH SOLE 0 0 4078 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7146757 280926 SH SOLE 0 0 280926 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 9010093 282006 SH SOLE 0 0 282006 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 9399789 172695 SH SOLE 50955 0 121740 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 29002149 709099 SH SOLE 167297 0 541802 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 8374627 227881 SH SOLE 37964 0 189917 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 7434917 119264 SH SOLE 9801 0 109463 DISCOVER FINL SVCS COM 254709108 213960 1632 SH SOLE 0 0 1632 DISNEY WALT CO COM 254687106 2435331 19902 SH SOLE 3487 0 16415 DOCUSIGN INC COM 256163106 628253 10550 SH SOLE 0 0 10550 DOMINION ENERGY INC COM 25746U109 325392 6615 SH SOLE 0 0 6615 DOVER CORP COM 260003108 201288 1136 SH SOLE 0 0 1136 DUKE ENERGY CORP NEW COM NEW 26441C204 435146 4499 SH SOLE 0 0 4499 EATON CORP PLC SHS G29183103 404608 1294 SH SOLE 0 0 1294 ECOLAB INC COM 278865100 372442 1613 SH SOLE 0 0 1613 ELASTIC N V ORD SHS N14506104 682735 6811 SH SOLE 5595 0 1216 ELEVANCE HEALTH INC COM 036752103 543948 1049 SH SOLE 100 0 949 ELI LILLY & CO COM 532457108 558597 718 SH SOLE 0 0 718 EOG RES INC COM 26875P101 238805 1868 SH SOLE 38 0 1830 ESAB CORPORATION COM 29605J106 480869 4349 SH SOLE 0 0 4349 EXXON MOBIL CORP COM 30231G102 2963539 25495 SH SOLE 613 0 24882 FEDEX CORP COM 31428X106 852034 2940 SH SOLE 310 0 2630 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 15514692 342410 SH SOLE 48567 0 293843 FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 609117 2970 SH SOLE 0 0 2970 FISERV INC COM 337738108 238451 1492 SH SOLE 0 0 1492 FLEXSHARES TR US QUALITY CAP 33939L746 266781 4531 SH SOLE 0 0 4531 FTC SOLAR INC COM 30320C103 5929 11000 SH SOLE 0 0 11000 GALLAGHER ARTHUR J & CO COM 363576109 212284 849 SH SOLE 0 0 849 GENERAL DYNAMICS CORP COM 369550108 1403693 4969 SH SOLE 0 0 4969 GENERAL ELECTRIC CO COM NEW 369604301 851938 4853 SH SOLE 176 0 4677 GENERAL MLS INC COM 370334104 212009 3030 SH SOLE 0 0 3030 GENUINE PARTS CO COM 372460105 236578 1527 SH SOLE 0 0 1527 GOLDMAN SACHS GROUP INC COM 38141G104 746412 1787 SH SOLE 75 0 1712 GRAINGER W W INC COM 384802104 252290 248 SH SOLE 0 0 248 HOME DEPOT INC COM 437076102 2634948 6869 SH SOLE 882 0 5987 HONEYWELL INTL INC COM 438516106 505326 2462 SH SOLE 272 0 2190 HUNTINGTON BANCSHARES INC COM 446150104 520461 37309 SH SOLE 0 0 37309 ILLINOIS TOOL WKS INC COM 452308109 315556 1176 SH SOLE 31 0 1145 INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 7775852 251727 SH SOLE 16247 0 235480 INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 4271238 135681 SH SOLE 19824 0 115857 INTEL CORP COM 458140100 1158334 26224 SH SOLE 1809 0 24415 INTERCONTINENTAL EXCHANGE IN COM 45866F104 211092 1536 SH SOLE 0 0 1536 INTERNATIONAL BUSINESS MACHS COM 459200101 1205404 6312 SH SOLE 0 0 6312 INTUIT COM 461202103 262794 404 SH SOLE 0 0 404 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 263846 12475 SH SOLE 0 0 12475 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 379675 5764 SH SOLE 0 0 5764 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5779243 34122 SH SOLE 1245 0 32877 INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 519835 5118 SH SOLE 0 0 5118 INVESCO QQQ TR UNIT SER 1 46090E103 3103666 6990 SH SOLE 225 0 6765 ISHARES GOLD TR ISHARES NEW 464285204 302178 7193 SH SOLE 0 0 7193 ISHARES INC MSCI EMERG MRKT 464286533 1686914 29809 SH SOLE 7176 0 22633 ISHARES INC CORE MSCI EMKT 46434G103 51247023 993157 SH SOLE 34265 0 958892 ISHARES INC MSCI GBL MIN VOL 464286525 260103174 2470804 SH SOLE 286948 0 2183856 ISHARES TR CORE S&P SCP ETF 464287804 2551784 23088 SH SOLE 0 0 23088 ISHARES TR MSCI KLD400 SOC 464288570 628853 6238 SH SOLE 0 0 6238 ISHARES TR CORE TOTAL USD 46434V613 786200 17245 SH SOLE 0 0 17245 ISHARES TR CORE 1 5 YR USD 46432F859 712312 15015 SH SOLE 0 0 15015 ISHARES TR CORE S&P US GWT 464287671 3310245 28242 SH SOLE 0 0 28242 ISHARES TR ISHS 1-5YR INVS 464288646 285219 5562 SH SOLE 0 0 5562 ISHARES TR EXPANDED TECH 464287515 559798 6565 SH SOLE 0 0 6565 ISHARES TR CORE S&P TTL STK 464287150 2661470 23083 SH SOLE 0 0 23083 ISHARES TR AGGRES ALLOC ETF 464289859 589335 8022 SH SOLE 0 0 8022 ISHARES TR MSCI ACWI EX US 464288240 249385 4671 SH SOLE 0 0 4671 ISHARES TR CORE DIV GRWTH 46434V621 781662 13463 SH SOLE 0 0 13463 ISHARES TR MODERT ALLOC ETF 464289875 2486630 58126 SH SOLE 0 0 58126 ISHARES TR S&P SML 600 GWT 464287887 640708 4901 SH SOLE 0 0 4901 ISHARES TR CORE HIGH DV ETF 46429B663 255026 2314 SH SOLE 0 0 2314 ISHARES TR ESG AWR US AGRGT 46435U549 1239513 26339 SH SOLE 0 0 26339 ISHARES TR S&P 500 VAL ETF 464287408 773265 4138 SH SOLE 0 0 4138 ISHARES TR MSCI EMG MKT ETF 464287234 2355714 57343 SH SOLE 0 0 57343 ISHARES TR INTL SEL DIV ETF 464288448 382886 13655 SH SOLE 0 0 13655 ISHARES TR U.S. REAL ES ETF 464287739 902236 10036 SH SOLE 0 0 10036 ISHARES TR MSCI GBL SUS DEV 46435G532 1834337 23305 SH SOLE 7563 0 15742 ISHARES TR RUS MD CP GR ETF 464287481 1405406 12313 SH SOLE 0 0 12313 ISHARES TR RUS 2000 GRW ETF 464287648 813483 3004 SH SOLE 0 0 3004 ISHARES TR S&P 500 GRWT ETF 464287309 606955 7188 SH SOLE 0 0 7188 ISHARES TR RUS MDCP VAL ETF 464287473 216696 1729 SH SOLE 0 0 1729 ISHARES TR 1 3 YR TREAS BD 464287457 388046 4745 SH SOLE 0 0 4745 ISHARES TR RUSSELL 3000 ETF 464287689 7933387 26437 SH SOLE 704 0 25733 ISHARES TR RUS 2000 VAL ETF 464287630 14515832 91402 SH SOLE 2754 0 88648 ISHARES TR RUSSELL 2000 ETF 464287655 9775881 46482 SH SOLE 443 0 46039 ISHARES TR EAFE SML CP ETF 464288273 3742439 59094 SH SOLE 6423 0 52671 ISHARES TR RUS 1000 VAL ETF 464287598 6056186 33810 SH SOLE 0 0 33810 ISHARES TR MSCI USA MIN VOL 46429B697 8864160 106056 SH SOLE 691 0 105365 ISHARES TR SHORT TREAS BD 464288679 2082021 18835 SH SOLE 0 0 18835 ISHARES TR GLOBAL REIT ETF 46434V647 1450305 61246 SH SOLE 4667 0 56579 ISHARES TR RUS MID CAP ETF 464287499 3073910 36555 SH SOLE 7459 0 29096 ISHARES TR RUS 1000 GRW ETF 464287614 2798471 8302 SH SOLE 0 0 8302 ISHARES TR DOW JONES US ETF 464287846 3809909 29744 SH SOLE 0 0 29744 ISHARES TR MSCI USA QLT FCT 46432F339 270191 1644 SH SOLE 0 0 1644 ISHARES TR MSCI EAFE ETF 464287465 3634292 45507 SH SOLE 0 0 45507 ISHARES TR NATIONAL MUN ETF 464288414 21113849 196225 SH SOLE 24875 0 171350 ISHARES TR S&P MC 400VL ETF 464287705 610968 5165 SH SOLE 0 0 5165 ISHARES TR RUS 1000 ETF 464287622 19619459 68115 SH SOLE 4681 0 63434 ISHARES TR MSCI EAFE MIN VL 46429B689 10073961 142127 SH SOLE 288 0 141839 ISHARES TR MSCI ACWI ETF 464288257 14429707 131024 SH SOLE 3511 0 127513 ISHARES TR GRWT ALLOCAT ETF 464289867 23097554 414900 SH SOLE 38750 0 376150 ISHARES TR SELECT DIVID ETF 464287168 751891 6104 SH SOLE 1155 0 4949 ISHARES TR CORE S&P MCP ETF 464287507 5147823 84750 SH SOLE 2920 0 81830 ISHARES TR CORE S&P US VLU 464287663 249174449 2755107 SH SOLE 149899 0 2605208 ISHARES TR EAFE VALUE ETF 464288877 65393276 1202082 SH SOLE 178393 0 1023689 ISHARES TR CORE S&P500 ETF 464287200 186080061 353939 SH SOLE 21415 0 332524 ISHARES TR CORE MSCI EAFE 46432F842 32007679 431250 SH SOLE 3282 0 427968 ISHARES TR CORE US AGGBD ET 464287226 9136826 93287 SH SOLE 14676 0 78611 ISHARES TR MSCI LW CRB TG 46434V464 17609845 98109 SH SOLE 6444 0 91665 JEFFERIES FINL GROUP INC COM 47233W109 275316 6243 SH SOLE 0 0 6243 JFROG LTD ORD SHS M6191J100 558852 12638 SH SOLE 0 0 12638 JOHNSON & JOHNSON COM 478160104 3765148 23799 SH SOLE 1920 0 21879 JOHNSON CTLS INTL PLC SHS G51502105 244101 3737 SH SOLE 0 0 3737 JPMORGAN CHASE & CO COM 46625H100 5954782 29728 SH SOLE 2339 0 27389 KENVUE INC COM 49177J102 269838 12574 SH SOLE 0 0 12574 KINDER MORGAN INC DEL COM 49456B101 491457 26797 SH SOLE 0 0 26797 KRAFT HEINZ CO COM 500754106 254204 6889 SH SOLE 0 0 6889 LAM RESEARCH CORP COM 512807108 221518 228 SH SOLE 0 0 228 LINDE PLC SHS G54950103 388636 837 SH SOLE 0 0 837 LOCKHEED MARTIN CORP COM 539830109 333875 734 SH SOLE 310 0 424 LOEWS CORP COM 540424108 447584 5717 SH SOLE 0 0 5717 LOWES COS INC COM 548661107 1945118 7636 SH SOLE 0 0 7636 MARATHON OIL CORP COM 565849106 320582 11312 SH SOLE 10150 0 1162 MARATHON PETE CORP COM 56585A102 1789320 8880 SH SOLE 4951 0 3929 MASTERCARD INCORPORATED CL A 57636Q104 1670485 3468 SH SOLE 0 0 3468 MCDONALDS CORP COM 580135101 907217 3216 SH SOLE 366 0 2850 MCKESSON CORP COM 58155Q103 325331 606 SH SOLE 26 0 580 MEDTRONIC PLC SHS G5960L103 225893 2592 SH SOLE 0 0 2592 MERCK & CO INC COM 58933Y105 2531085 19181 SH SOLE 458 0 18723 META PLATFORMS INC CL A 30303M102 6484921 13355 SH SOLE 1351 0 12004 METLIFE INC COM 59156R108 318377 4296 SH SOLE 0 0 4296 MICROSOFT CORP COM 594918104 20634158 49043 SH SOLE 1761 0 47282 MONROE CAP CORP COM 610335101 79200 11000 SH SOLE 0 0 11000 MORGAN STANLEY COM NEW 617446448 407871 4331 SH SOLE 0 0 4331 MSCI INC COM 55354G100 228664 408 SH SOLE 120 0 288 NETFLIX INC COM 64110L106 973550 1603 SH SOLE 395 0 1208 NEXTERA ENERGY INC COM 65339F101 545727 8539 SH SOLE 0 0 8539 NIKE INC CL B 654106103 552226 5876 SH SOLE 1150 0 4726 NOKIA CORP SPONSORED ADR 654902204 81420 23000 SH SOLE 0 0 23000 NORFOLK SOUTHN CORP COM 655844108 219431 860 SH SOLE 0 0 860 NORTHROP GRUMMAN CORP COM 666807102 206302 431 SH SOLE 150 0 281 NOVARTIS AG SPONSORED ADR 66987V109 304216 3145 SH SOLE 0 0 3145 NOVO-NORDISK A S ADR 670100205 617090 4806 SH SOLE 0 0 4806 NVIDIA CORPORATION COM 67066G104 2290440 2534 SH SOLE 0 0 2534 OCCIDENTAL PETE CORP COM 674599105 284201 4373 SH SOLE 3716 0 657 ORACLE CORP COM 68389X105 2621086 20866 SH SOLE 900 0 19966 PALO ALTO NETWORKS INC COM 697435105 303735 1069 SH SOLE 0 0 1069 PARKER-HANNIFIN CORP COM 701094104 373491 672 SH SOLE 0 0 672 PAYCHEX INC COM 704326107 1522106 12395 SH SOLE 0 0 12395 PEPSICO INC COM 713448108 3430896 19604 SH SOLE 2861 0 16743 PFIZER INC COM 717081103 1133746 40855 SH SOLE 0 0 40855 PHILIP MORRIS INTL INC COM 718172109 280907 3066 SH SOLE 0 0 3066 PHILLIPS 66 COM 718546104 267388 1637 SH SOLE 0 0 1637 PIONEER NAT RES CO COM 723787107 238088 907 SH SOLE 0 0 907 PROCTER AND GAMBLE CO COM 742718109 4938732 30439 SH SOLE 293 0 30146 PROSHARES TR SHORT S&P 500 NE 74347B425 355800 30000 SH SOLE 0 0 30000 PROSHARES TR S&P 500 DV ARIST 74348A467 488796 4820 SH SOLE 0 0 4820 QUALCOMM INC COM 747525103 2957839 17470 SH SOLE 2222 0 15248 REALTY INCOME CORP COM 756109104 266551 4927 SH SOLE 89 0 4838 REGENERON PHARMACEUTICALS COM 75886F107 383071 398 SH SOLE 60 0 338 RESMED INC COM 761152107 264766 1337 SH SOLE 0 0 1337 RESTAURANT BRANDS INTL INC COM 76131D103 1038570 13072 SH SOLE 0 0 13072 RLJ LODGING TR CUM CONV PFD A 74965L200 342370 13980 SH SOLE 13980 0 0 ROYAL BK CDA COM 780087102 3091669 30647 SH SOLE 0 0 30647 RTX CORPORATION COM 75513E101 1181966 12119 SH SOLE 175 0 11944 S&P GLOBAL INC COM 78409V104 397370 934 SH SOLE 393 0 541 SALESFORCE INC COM 79466L302 3160583 10494 SH SOLE 7446 0 3048 SCHWAB CHARLES CORP COM 808513105 1908763 26386 SH SOLE 1354 0 25032 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 6981287 196047 SH SOLE 0 0 196047 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 564512 12272 SH SOLE 2802 0 9470 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 269357 5470 SH SOLE 2442 0 3028 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1231938 15278 SH SOLE 0 0 15278 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5261256 84776 SH SOLE 20175 0 64601 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1245150 16387 SH SOLE 0 0 16387 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1513063 24784 SH SOLE 0 0 24784 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1264364 15527 SH SOLE 1888 0 13639 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 20768241 748134 SH SOLE 25751 0 722383 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 612314 2940 SH SOLE 0 0 2940 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 11753418 279046 SH SOLE 0 0 279046 SILGAN HLDGS INC COM 827048109 1124310 23153 SH SOLE 0 0 23153 SIMON PPTY GROUP INC NEW COM 828806109 1139404 7281 SH SOLE 0 0 7281 SNOWFLAKE INC CL A 833445109 676619 4187 SH SOLE 2988 0 1199 SOFI TECHNOLOGIES INC COM 83406F102 114121 15633 SH SOLE 0 0 15633 SOLENO THERAPEUTICS INC COM 834203309 519078 12128 SH SOLE 0 0 12128 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 301502 758 SH SOLE 0 0 758 SPDR GOLD TR GOLD SHS 78463V107 655218 3185 SH SOLE 131 0 3054 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 280807 10763 SH SOLE 0 0 10763 SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 767430 13292 SH SOLE 0 0 13292 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 270071 8315 SH SOLE 2325 0 5990 SPDR S&P 500 ETF TR TR UNIT 78462F103 31077758 59413 SH SOLE 3221 0 56192 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1709011 3071 SH SOLE 0 0 3071 SPDR SER TR DJ REIT ETF 78464A607 286049 3035 SH SOLE 0 0 3035 SPDR SER TR S&P DIVID ETF 78464A763 2069182 15766 SH SOLE 1157 0 14609 STARBUCKS CORP COM 855244109 506279 5539 SH SOLE 903 0 4636 STRYKER CORPORATION COM 863667101 454640 1270 SH SOLE 0 0 1270 SYSCO CORP COM 871829107 216832 2671 SH SOLE 0 0 2671 TARGET CORP COM 87612E106 410596 2317 SH SOLE 750 0 1567 TCW TRANSFORM ETF TRUST TRANSFRM 500 ETF 29287L106 1183159 19316 SH SOLE 0 0 19316 TESLA INC COM 88160R101 1262875 7184 SH SOLE 0 0 7184 TEXAS INSTRS INC COM 882508104 297899 1710 SH SOLE 0 0 1710 THE CIGNA GROUP COM 125523100 440438 1212 SH SOLE 0 0 1212 THERMO FISHER SCIENTIFIC INC COM 883556102 1060708 1825 SH SOLE 0 0 1825 TJX COS INC NEW COM 872540109 2745541 27071 SH SOLE 5264 0 21807 T-MOBILE US INC COM 872590104 282697 1732 SH SOLE 0 0 1732 TOTALENERGIES SE SPONSORED ADS 89151E109 309735 4500 SH SOLE 0 0 4500 TRAVELERS COMPANIES INC COM 89417E109 362471 1575 SH SOLE 0 0 1575 TRUIST FINL CORP COM 89832Q109 428819 11001 SH SOLE 246 0 10755 UNION PAC CORP COM 907818108 2299446 9350 SH SOLE 1510 0 7840 UNITED PARCEL SERVICE INC CL B 911312106 301868 2031 SH SOLE 0 0 2031 UNITEDHEALTH GROUP INC COM 91324P102 3001793 6067 SH SOLE 934 0 5133 US BANCORP DEL COM NEW 902973304 1020367 22827 SH SOLE 260 0 22567 VALERO ENERGY CORP COM 91913Y100 293587 1720 SH SOLE 0 0 1720 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1206009 13415 SH SOLE 0 0 13415 VANECK ETF TRUST PHARMACEUTCL ETF 92189F692 544200 6000 SH SOLE 0 0 6000 VANECK ETF TRUST BIOTECH ETF 92189F726 733182 4408 SH SOLE 1292 0 3116 VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 3232900 36563 SH SOLE 94 0 36469 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1619654 21125 SH SOLE 0 0 21125 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1504834 30370 SH SOLE 0 0 30370 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 35305912 486094 SH SOLE 32966 0 453128 VANGUARD INDEX FDS GROWTH ETF 922908736 3735947 10854 SH SOLE 0 0 10854 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3323460 38428 SH SOLE 11874 0 26554 VANGUARD INDEX FDS TOTAL STK MKT 922908769 24042695 92503 SH SOLE 35412 0 57091 VANGUARD INDEX FDS SMALL CP ETF 922908751 8371228 36617 SH SOLE 54 0 36563 VANGUARD INDEX FDS MID CAP ETF 922908629 1298023 5195 SH SOLE 0 0 5195 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 72929245 151668 SH SOLE 11219 0 140449 VANGUARD INDEX FDS LARGE CAP ETF 922908637 2534821 10571 SH SOLE 0 0 10571 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 646746 3690 SH SOLE 0 0 3690 VANGUARD INDEX FDS SM CP VAL ETF 922908611 144506734 753095 SH SOLE 46205 0 706890 VANGUARD INDEX FDS VALUE ETF 922908744 14001726 85974 SH SOLE 0 0 85974 VANGUARD INDEX FDS SML CP GRW ETF 922908595 1369823 5254 SH SOLE 0 0 5254 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 265671 1704 SH SOLE 0 0 1704 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1702101 40391 SH SOLE 22390 0 18001 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 12424686 106337 SH SOLE 1252 0 105085 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 19118094 325969 SH SOLE 17364 0 308605 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 203442 3021 SH SOLE 0 0 3021 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 536809 4858 SH SOLE 0 0 4858 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3927051 94014 SH SOLE 9521 0 84493 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 254108627 5021908 SH SOLE 229761 0 4792147 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 578433 7482 SH SOLE 2328 0 5154 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 764724 13169 SH SOLE 0 0 13169 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 3266706 41540 SH SOLE 0 0 41540 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 175753033 962404 SH SOLE 42283 0 920121 VANGUARD STAR FDS VG TL INTL STK F 921909768 280314 4648 SH SOLE 0 0 4648 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7200608 143522 SH SOLE 10990 0 132532 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1025632 8477 SH SOLE 0 0 8477 VANGUARD WORLD FD INF TECH ETF 92204A702 11301100 21553 SH SOLE 1751 0 19802 VANGUARD WORLD FD MATERIALS ETF 92204A801 612268 2995 SH SOLE 229 0 2766 VANGUARD WORLD FD MEGA GRWTH IND 921910816 204687 714 SH SOLE 0 0 714 VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 675075 2765 SH SOLE 0 0 2765 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 228281 843 SH SOLE 111 0 732 VERIZON COMMUNICATIONS INC COM 92343V104 472183 11253 SH SOLE 275 0 10978 VISA INC COM CL A 92826C839 1818058 6514 SH SOLE 0 0 6514 WALMART INC COM 931142103 1035364 17207 SH SOLE 0 0 17207 WASTE MGMT INC DEL COM 94106L109 474472 2226 SH SOLE 0 0 2226 WELLS FARGO CO NEW COM 949746101 1483834 25601 SH SOLE 0 0 25601 WISDOMTREE TR US LARGECAP DIVD 97717W307 3230719 44753 SH SOLE 2193 0 42560 WISDOMTREE TR EMER MKT HIGH FD 97717W315 21436495 512343 SH SOLE 74684 0 437659 ZOETIS INC CL A 98978V103 374462 2213 SH SOLE 0 0 2213