The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,030 7,963 SH   SOLE   2,313 0 5,650
ABBOTT LABS COM 002824100 2,085 19,170 SH   SOLE   5,154 0 14,016
ABBVIE INC COM 00287Y109 2,543 16,614 SH   SOLE   756 0 15,858
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 816 2,941 SH   SOLE   0 0 2,941
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,024 2,798 SH   SOLE   0 0 2,798
ADVANCED MICRO DEVICES INC COM 007903107 225 2,949 SH   SOLE   0 0 2,949
ALIGN TECHNOLOGY INC COM 016255101 380 1,606 SH   SOLE   45 0 1,561
ALPHABET INC CAP STK CL A 02079K305 9,233 4,233 SH   SOLE   1,011 0 3,222
ALPHABET INC CAP STK CL C 02079K107 5,027 2,299 SH   SOLE   180 0 2,119
AMAZON COM INC COM 023135106 2,689 25,340 SH   SOLE   20 0 25,320
AMERICAN EXPRESS CO COM 025816109 649 4,682 SH   SOLE   0 0 4,682
AMGEN INC COM 031162100 806 3,309 SH   SOLE   0 0 3,309
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 306 5,670 SH   SOLE   1,670 0 4,000
APPLE INC COM 037833100 42,510 310,918 SH   SOLE   46,906 0 264,012
APPLIED MATLS INC COM 038222105 273 3,000 SH   SOLE   0 0 3,000
AT&T INC COM 00206R102 313 14,976 SH   SOLE   0 0 14,976
AUTOMATIC DATA PROCESSING IN COM 053015103 297 1,406 SH   SOLE   0 0 1,406
BANK MARIN BANCORP COM 063425102 247 7,782 SH   SOLE   0 0 7,782
BECTON DICKINSON & CO COM 075887109 271 1,096 SH   SOLE   55 0 1,041
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,863 7 SH   SOLE   3 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 18,713 68,510 SH   SOLE   9,037 0 59,473
BILL COM HLDGS INC COM 090043100 30,671 278,980 SH   SOLE   160 0 278,820
BK OF AMERICA CORP COM 060505104 1,143 36,746 SH   SOLE   0 0 36,746
BOX INC CL A 10316T104 216 8,586 SH   SOLE   0 0 8,586
BRISTOL-MYERS SQUIBB CO COM 110122108 995 12,908 SH   SOLE   54 0 12,854
BROADCOM INC COM 11135F101 317 653 SH   SOLE   0 0 653
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 231 6,636 SH   SOLE   0 0 6,636
CANADIAN PAC RY LTD COM 13645T100 272 3,892 SH   SOLE   0 0 3,892
CANGO INC ADS 137586103 37 16,500 SH   SOLE   0 0 16,500
CAPITAL ONE FINL CORP COM 14040H105 259 2,479 SH   SOLE   0 0 2,479
CATERPILLAR INC COM 149123101 478 2,671 SH   SOLE   247 0 2,424
CBRE GBL REAL ESTATE INC FD COM 12504G100 115 15,775 SH   SOLE   0 0 15,775
CHARTER COMMUNICATIONS INC N CL A 16119P108 522 1,116 SH   SOLE   73 0 1,043
CHEVRON CORP NEW COM 166764100 2,376 16,420 SH   SOLE   1,388 0 15,032
CIGNA CORP NEW COM 125523100 216 822 SH   SOLE   13 0 809
CISCO SYS INC COM 17275R102 831 19,456 SH   SOLE   404 0 19,052
CLOUDFLARE INC CL A COM 18915M107 915 20,913 SH   SOLE   3,779 0 17,134
COCA COLA CO COM 191216100 865 13,740 SH   SOLE   2,730 0 11,010
COMCAST CORP NEW CL A 20030N101 1,072 27,314 SH   SOLE   5,026 0 22,288
CONOCOPHILLIPS COM 20825C104 395 4,386 SH   SOLE   0 0 4,386
COSTCO WHSL CORP NEW COM 22160K105 787 1,643 SH   SOLE   450 0 1,193
COURSERA INC COM 22266M104 369 26,037 SH   SOLE   25,837 0 200
CVS HEALTH CORP COM 126650100 253 2,728 SH   SOLE   0 0 2,728
DANAHER CORPORATION COM 235851102 1,711 6,744 SH   SOLE   2,011 0 4,733
DANIMER SCIENTIFIC INC COM CL A 236272100 54 11,850 SH   SOLE   0 0 11,850
DEERE & CO COM 244199105 339 1,131 SH   SOLE   0 0 1,131
DEXCOM INC COM 252131107 539 7,224 SH   SOLE   0 0 7,224
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 7,480 185,995 SH   SOLE   50,621 0 135,374
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,724 119,305 SH   SOLE   10,983 0 108,322
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 6,569 281,924 SH   SOLE   0 0 281,924
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 233 5,684 SH   SOLE   0 0 5,684
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 7,273 251,719 SH   SOLE   40,113 0 211,606
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6,248 291,421 SH   SOLE   80,927 0 210,494
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 23,571 745,894 SH   SOLE   139,606 0 606,288
DISNEY WALT CO COM 254687106 1,617 17,133 SH   SOLE   4,868 0 12,265
DOCUSIGN INC COM 256163106 607 10,574 SH   SOLE   0 0 10,574
DOMINION ENERGY INC COM 25746U109 498 6,242 SH   SOLE   0 0 6,242
DUKE ENERGY CORP NEW COM NEW 26441C204 385 3,596 SH   SOLE   0 0 3,596
ECOLAB INC COM 278865100 235 1,523 SH   SOLE   0 0 1,523
EDWARDS LIFESCIENCES CORP COM 28176E108 259 2,725 SH   SOLE   0 0 2,725
ELASTIC N V ORD SHS N14506104 750 11,082 SH   SOLE   617 0 10,465
ELEVANCE HEALTH INC COM 036752103 233 482 SH   SOLE   100 0 382
ENBRIDGE INC COM 29250N105 236 5,577 SH   SOLE   0 0 5,577
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 845 19,316 SH   SOLE   0 0 19,316
EXXON MOBIL CORP COM 30231G102 2,178 25,449 SH   SOLE   613 0 24,836
FEDEX CORP COM 31428X106 402 1,777 SH   SOLE   310 0 1,467
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 14,936 321,002 SH   SOLE   64,101 0 256,901
FIRST TR EXCHANGE-TRADED FD NAT GAS ETF 33733E807 1,109 50,610 SH   SOLE   0 0 50,610
FLEXSHARES TR US QUALITY CAP 33939L746 329 7,832 SH   SOLE   0 0 7,832
GENERAL DYNAMICS CORP COM 369550108 908 4,107 SH   SOLE   0 0 4,107
GENERAL ELECTRIC CO COM NEW 369604301 281 4,421 SH   SOLE   176 0 4,245
GOLDMAN SACHS GROUP INC COM 38141G104 218 737 SH   SOLE   75 0 662
HANESBRANDS INC COM 410345102 113 11,000 SH   SOLE   0 0 11,000
HOME DEPOT INC COM 437076102 1,377 5,018 SH   SOLE   110 0 4,908
HONEYWELL INTL INC COM 438516106 302 1,731 SH   SOLE   300 0 1,431
HUNTINGTON BANCSHARES INC COM 446150104 429 35,658 SH   SOLE   0 0 35,658
ILLUMINA INC COM 452327109 211 1,146 SH   SOLE   0 0 1,146
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 24,478 853,039 SH   SOLE   107,247 0 745,792
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 19,810 639,821 SH   SOLE   87,194 0 552,627
INTEL CORP COM 458140100 932 25,025 SH   SOLE   4,569 0 20,456
INTERNATIONAL BUSINESS MACHS COM 459200101 947 6,704 SH   SOLE   120 0 6,584
INTUITIVE SURGICAL INC COM NEW 46120E602 228 1,136 SH   SOLE   0 0 1,136
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 215 3,464 SH   SOLE   0 0 3,464
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 325 16,020 SH   SOLE   0 0 16,020
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 223 17,991 SH   SOLE   0 0 17,991
INVESCO EXCHANGE TRADED FD T DYNMC ENRG EXP 46137V761 915 35,639 SH   SOLE   0 0 35,639
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 350 4,995 SH   SOLE   0 0 4,995
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,266 54,148 SH   SOLE   0 0 54,148
INVESCO QQQ TR UNIT SER 1 46090E103 733 2,617 SH   SOLE   0 0 2,617
ISHARES GOLD TR ISHARES NEW 464285204 269 7,868 SH   SOLE   0 0 7,868
ISHARES INC ESG AWR MSCI EM 46434G863 1,859 57,531 SH   SOLE   26,512 0 31,019
ISHARES INC MSCI GBL MIN VOL 464286525 291,056 3,079,935 SH   SOLE   422,310 0 2,657,625
ISHARES INC CORE MSCI EMKT 46434G103 61,950 1,262,754 SH   SOLE   51,185 0 1,211,569
ISHARES INC EM MKTS DIV ETF 464286319 424 15,958 SH   SOLE   2,483 0 13,475
ISHARES INC MSCI EMERG MRKT 464286533 3,129 56,400 SH   SOLE   12,595 0 43,805
ISHARES TR HDG MSCI EAFE 46434V803 384 12,065 SH   SOLE   0 0 12,065
ISHARES TR DOW JONES US ETF 464287846 2,747 29,744 SH   SOLE   0 0 29,744
ISHARES TR U.S. MED DVC ETF 464288810 410 8,130 SH   SOLE   0 0 8,130
ISHARES TR S&P SML 600 GWT 464287887 516 4,901 SH   SOLE   0 0 4,901
ISHARES TR U.S. ENERGY ETF 464287796 204 5,356 SH   SOLE   0 0 5,356
ISHARES TR MSCI EAFE ETF 464287465 3,493 55,933 SH   SOLE   0 0 55,933
ISHARES TR MSCI LW CRB TG 46434V464 7,208 52,674 SH   SOLE   5,100 0 47,574
ISHARES TR RUSSELL 3000 ETF 464287689 6,066 27,899 SH   SOLE   1,531 0 26,368
ISHARES TR MSCI ACWI ETF 464288257 5,331 63,554 SH   SOLE   4,493 0 59,061
ISHARES TR RUS 2000 VAL ETF 464287630 14,491 106,410 SH   SOLE   3,371 0 103,039
ISHARES TR SHORT TREAS BD 464288679 1,896 17,216 SH   SOLE   0 0 17,216
ISHARES TR GRWT ALLOCAT ETF 464289867 64,737 1,348,672 SH   SOLE   172,337 0 1,176,335
ISHARES TR RUS MD CP GR ETF 464287481 983 12,416 SH   SOLE   0 0 12,416
ISHARES TR COHEN STEER REIT 464287564 302 4,960 SH   SOLE   0 0 4,960
ISHARES TR EAFE GRWTH ETF 464288885 301 3,742 SH   SOLE   1,888 0 1,854
ISHARES TR CORE S&P MCP ETF 464287507 5,712 25,252 SH   SOLE   112 0 25,140
ISHARES TR RUS 1000 VAL ETF 464287598 5,271 36,366 SH   SOLE   0 0 36,366
ISHARES TR RUSSELL 2000 ETF 464287655 9,238 54,539 SH   SOLE   1,884 0 52,655
ISHARES TR RUS 2000 GRW ETF 464287648 582 2,830 SH   SOLE   0 0 2,830
ISHARES TR CORE S&P US GWT 464287671 759 9,070 SH   SOLE   0 0 9,070
ISHARES TR CORE S&P TTL STK 464287150 2,103 25,100 SH   SOLE   0 0 25,100
ISHARES TR CORE DIV GRWTH 46434V621 669 14,034 SH   SOLE   0 0 14,034
ISHARES TR S&P MC 400VL ETF 464287705 469 4,976 SH   SOLE   0 0 4,976
ISHARES TR EAFE SML CP ETF 464288273 4,086 74,816 SH   SOLE   10,782 0 64,034
ISHARES TR MSCI EAFE MIN VL 46429B689 11,128 175,665 SH   SOLE   2,800 0 172,865
ISHARES TR S&P 500 VAL ETF 464287408 604 4,399 SH   SOLE   0 0 4,399
ISHARES TR CORE US AGGBD ET 464287226 10,743 105,688 SH   SOLE   19,834 0 85,854
ISHARES TR CORE HIGH DV ETF 46429B663 732 7,294 SH   SOLE   0 0 7,294
ISHARES TR RUS 1000 ETF 464287622 17,531 84,382 SH   SOLE   4,681 0 79,701
ISHARES TR EAFE VALUE ETF 464288877 60,821 1,401,336 SH   SOLE   218,597 0 1,182,739
ISHARES TR CORE S&P500 ETF 464287200 39,401 103,918 SH   SOLE   4,941 0 98,977
ISHARES TR ESG AWR MSCI USA 46435G425 1,227 14,627 SH   SOLE   0 0 14,627
ISHARES TR MSCI USA MIN VOL 46429B697 7,591 108,128 SH   SOLE   691 0 107,437
ISHARES TR NATIONAL MUN ETF 464288414 45,551 428,272 SH   SOLE   54,540 0 373,732
ISHARES TR SELECT DIVID ETF 464287168 1,399 11,900 SH   SOLE   0 0 11,900
ISHARES TR MSCI ACWI EX US 464288240 210 4,671 SH   SOLE   0 0 4,671
ISHARES TR CORE S&P US VLU 464287663 166,900 2,495,700 SH   SOLE   158,775 0 2,336,925
ISHARES TR MSCI EMG MKT ETF 464287234 4,755 118,519 SH   SOLE   1,875 0 116,644
ISHARES TR RUS 1000 GRW ETF 464287614 1,839 8,403 SH   SOLE   0 0 8,403
ISHARES TR CORE MSCI EAFE 46432F842 8,285 140,658 SH   SOLE   2,775 0 137,883
ISHARES TR CORE S&P SCP ETF 464287804 2,026 21,970 SH   SOLE   0 0 21,970
ISHARES TR MSCI USA QLT FCT 46432F339 383 3,429 SH   SOLE   0 0 3,429
ISHARES TR RUS MID CAP ETF 464287499 2,666 41,246 SH   SOLE   10,644 0 30,602
ISHARES TR INTL SEL DIV ETF 464288448 929 34,165 SH   SOLE   0 0 34,165
ISHARES TR MODERT ALLOC ETF 464289875 2,902 74,511 SH   SOLE   0 0 74,511
JFROG LTD ORD SHS M6191J100 792 37,598 SH   SOLE   0 0 37,598
JOHNSON & JOHNSON COM 478160104 4,234 23,859 SH   SOLE   3,255 0 20,604
JPMORGAN CHASE & CO COM 46625H100 2,717 24,136 SH   SOLE   3,824 0 20,312
KINDER MORGAN INC DEL COM 49456B101 414 24,661 SH   SOLE   0 0 24,661
KRAFT HEINZ CO COM 500754106 239 6,237 SH   SOLE   0 0 6,237
LINDE PLC SHS G5494J103 326 1,131 SH   SOLE   0 0 1,131
LOCKHEED MARTIN CORP COM 539830109 245 573 SH   SOLE   310 0 263
LOEWS CORP COM 540424108 326 5,500 SH   SOLE   0 0 5,500
LOWES COS INC COM 548661107 1,096 6,276 SH   SOLE   0 0 6,276
MARATHON OIL CORP COM 565849106 243 10,801 SH   SOLE   10,150 0 651
MARATHON PETE CORP COM 56585A102 505 6,167 SH   SOLE   4,218 0 1,949
MASTERCARD INCORPORATED CL A 57636Q104 1,103 3,491 SH   SOLE   0 0 3,491
MCDONALDS CORP COM 580135101 639 2,590 SH   SOLE   366 0 2,224
MEDTRONIC PLC SHS G5960L103 289 3,216 SH   SOLE   0 0 3,216
MERCK & CO INC COM 58933Y105 1,483 16,293 SH   SOLE   1,668 0 14,625
META PLATFORMS INC CL A 30303M102 7,536 46,728 SH   SOLE   1,527 0 45,201
METLIFE INC COM 59156R108 213 3,388 SH   SOLE   0 0 3,388
MICROSOFT CORP COM 594918104 11,862 46,177 SH   SOLE   3,910 0 42,267
MONROE CAP CORP COM 610335101 90 10,000 SH   SOLE   0 0 10,000
MORGAN STANLEY COM NEW 617446448 209 2,762 SH   SOLE   0 0 2,762
NEXTERA ENERGY INC COM 65339F101 668 8,650 SH   SOLE   0 0 8,650
NIKE INC CL B 654106103 573 5,613 SH   SOLE   1,691 0 3,922
NOKIA CORP SPONSORED ADR 654902204 110 23,830 SH   SOLE   0 0 23,830
NOVARTIS AG SPONSORED ADR 66987V109 374 4,430 SH   SOLE   0 0 4,430
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 213 6,506 SH   SOLE   0 0 6,506
NVIDIA CORPORATION COM 67066G104 448 2,959 SH   SOLE   0 0 2,959
OCCIDENTAL PETE CORP COM 674599105 253 4,291 SH   SOLE   3,716 0 575
ORACLE CORP COM 68389X105 1,383 19,794 SH   SOLE   900 0 18,894
PALO ALTO NETWORKS INC COM 697435105 230 466 SH   SOLE   0 0 466
PAYCHEX INC COM 704326107 1,376 12,083 SH   SOLE   0 0 12,083
PAYPAL HLDGS INC COM 70450Y103 249 3,572 SH   SOLE   769 0 2,803
PEPSICO INC COM 713448108 3,353 20,127 SH   SOLE   4,331 0 15,796
PFIZER INC COM 717081103 1,347 25,632 SH   SOLE   0 0 25,632
PIMCO ETF TR ACTIVE BD ETF 72201R775 271 2,846 SH   SOLE   0 0 2,846
PROCTER AND GAMBLE CO COM 742718109 4,295 29,861 SH   SOLE   536 0 29,325
PROSHARES TR SHORT QQQ NEW 74347B714 264 18,300 SH   SOLE   0 0 18,300
PROSHARES TR S&P 500 DV ARIST 74348A467 518 6,071 SH   SOLE   0 0 6,071
PROVENTION BIO INC COM 74374N102 44 11,000 SH   SOLE   0 0 11,000
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 217 3,434 SH   SOLE   0 0 3,434
QUALCOMM INC COM 747525103 1,714 13,418 SH   SOLE   2,984 0 10,434
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,112 11,567 SH   SOLE   1,536 0 10,031
REALTY INCOME CORP COM 756109104 421 6,166 SH   SOLE   0 0 6,166
RESMED INC COM 761152107 224 1,065 SH   SOLE   65 0 1,000
RESTAURANT BRANDS INTL INC COM 76131D103 656 13,072 SH   SOLE   0 0 13,072
RLJ LODGING TR CUM CONV PFD A 74965L200 363 13,980 SH   SOLE   13,980 0 0
ROBINHOOD MKTS INC COM CL A 770700102 339 41,328 SH   SOLE   41,328 0 0
ROYAL BK CDA COM 780087102 3,129 32,315 SH   SOLE   0 0 32,315
SALESFORCE INC COM 79466L302 2,177 13,189 SH   SOLE   8,429 0 4,760
SCHWAB CHARLES CORP COM 808513105 1,680 26,567 SH   SOLE   2,943 0 23,624
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 386 5,378 SH   SOLE   0 0 5,378
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 230 5,910 SH   SOLE   2,442 0 3,468
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,173 93,374 SH   SOLE   28,225 0 65,149
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,096 24,814 SH   SOLE   0 0 24,814
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,094 17,451 SH   SOLE   2,731 0 14,720
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 4,135 146,014 SH   SOLE   0 0 146,014
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,051 16,844 SH   SOLE   9,360 0 7,484
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 388 8,084 SH   SOLE   4,732 0 3,352
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 8,139 313,894 SH   SOLE   9,032 0 304,862
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 12,281 390,505 SH   SOLE   0 0 390,505
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 214 3,057 SH   SOLE   0 0 3,057
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 407 3,207 SH   SOLE   0 0 3,207
SEMPRA COM 816851109 320 2,129 SH   SOLE   0 0 2,129
SERA PROGNOSTICS INC CLASS A COM 81749D107 28 16,472 SH   SOLE   0 0 16,472
SILGAN HOLDINGS INC COM 827048109 956 23,128 SH   SOLE   0 0 23,128
SNOWFLAKE INC CL A 833445109 683 4,911 SH   SOLE   3,748 0 1,163
SOFI TECHNOLOGIES INC COM 83406F102 82 15,633 SH   SOLE   0 0 15,633
SOLENO THERAPEUTICS INC COM NEW 834203200 11 57,295 SH   SOLE   0 0 57,295
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 302 981 SH   SOLE   0 0 981
SPDR GOLD TR GOLD SHS 78463V107 556 3,299 SH   SOLE   220 0 3,079
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 358 8,133 SH   SOLE   0 0 8,133
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 811 14,379 SH   SOLE   0 0 14,379
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 375 12,993 SH   SOLE   2,325 0 10,668
SPDR S&P 500 ETF TR TR UNIT 78462F103 24,708 65,482 SH   SOLE   4,079 0 61,403
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,273 3,079 SH   SOLE   27 0 3,052
SPDR SER TR S&P METALS MNG 78464A755 274 6,303 SH   SOLE   0 0 6,303
SPDR SER TR S&P REGL BKG 78464A698 436 7,499 SH   SOLE   0 0 7,499
SPDR SER TR S&P DIVID ETF 78464A763 1,447 12,191 SH   SOLE   0 0 12,191
SPDR SER TR DJ REIT ETF 78464A607 290 3,053 SH   SOLE   0 0 3,053
SPROUT SOCIAL INC COM CL A 85209W109 234 4,029 SH   SOLE   2,241 0 1,788
STARBUCKS CORP COM 855244109 408 5,350 SH   SOLE   487 0 4,863
TARGET CORP COM 87612E106 211 1,492 SH   SOLE   750 0 742
TESLA INC COM 88160R101 608 906 SH   SOLE   0 0 906
THERMO FISHER SCIENTIFIC INC COM 883556102 805 1,483 SH   SOLE   0 0 1,483
TJX COS INC NEW COM 872540109 1,551 27,760 SH   SOLE   6,897 0 20,863
TOTALENERGIES SE SPONSORED ADS 89151E109 241 4,572 SH   SOLE   0 0 4,572
TRUIST FINL CORP COM 89832Q109 459 9,672 SH   SOLE   246 0 9,426
UNION PAC CORP COM 907818108 1,839 8,632 SH   SOLE   2,000 0 6,632
UNITED PARCEL SERVICE INC CL B 911312106 278 1,523 SH   SOLE   0 0 1,523
UNITEDHEALTH GROUP INC COM 91324P102 1,936 3,771 SH   SOLE   500 0 3,271
US BANCORP DEL COM NEW 902973304 2,381 51,701 SH   SOLE   885 0 50,816
VANECK ETF TRUST RARE EARTH/STRTG 92189H805 299 3,446 SH   SOLE   0 0 3,446
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 549 10,190 SH   SOLE   0 0 10,190
VANECK ETF TRUST BIOTECH ETF 92189F726 676 4,652 SH   SOLE   1,498 0 3,154
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,390 9,026 SH   SOLE   2,168 0 6,858
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 369 7,505 SH   SOLE   0 0 7,505
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 33,222 441,455 SH   SOLE   37,303 0 404,152
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,720 35,412 SH   SOLE   0 0 35,412
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 482 3,680 SH   SOLE   0 0 3,680
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 52,821 152,285 SH   SOLE   14,474 0 137,811
VANGUARD INDEX FDS VALUE ETF 922908744 6,270 47,537 SH   SOLE   0 0 47,537
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,553 40,038 SH   SOLE   23,240 0 16,798
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,295 7,508 SH   SOLE   0 0 7,508
VANGUARD INDEX FDS GROWTH ETF 922908736 2,606 11,697 SH   SOLE   0 0 11,697
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,103 5,604 SH   SOLE   0 0 5,604
VANGUARD INDEX FDS SM CP VAL ETF 922908611 120,043 801,224 SH   SOLE   58,301 0 742,923
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,586 50,347 SH   SOLE   7,166 0 43,181
VANGUARD INDEX FDS MID CAP ETF 922908629 1,032 5,242 SH   SOLE   0 0 5,242
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,358 13,394 SH   SOLE   0 0 13,394
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 247 4,670 SH   SOLE   0 0 4,670
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,119 122,989 SH   SOLE   9,511 0 113,478
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,268 325,464 SH   SOLE   17,646 0 307,818
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 13,058 126,420 SH   SOLE   2,003 0 124,417
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 409 4,792 SH   SOLE   0 0 4,792
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,363 30,803 SH   SOLE   6,191 0 24,612
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 275,018 5,509,327 SH   SOLE   314,637 0 5,194,690
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 2,757 43,384 SH   SOLE   0 0 43,384
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 589 9,997 SH   SOLE   0 0 9,997
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,636 34,581 SH   SOLE   2,951 0 31,630
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,596 19,958 SH   SOLE   789 0 19,169
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 151,080 1,053,043 SH   SOLE   93,779 0 959,264
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 6,105 149,696 SH   SOLE   14,998 0 134,698
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,479 14,547 SH   SOLE   0 0 14,547
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 300 5,108 SH   SOLE   0 0 5,108
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 255 4,154 SH   SOLE   0 0 4,154
VANGUARD WORLD FDS MATERIALS ETF 92204A801 582 3,639 SH   SOLE   227 0 3,412
VANGUARD WORLD FDS INF TECH ETF 92204A702 7,110 21,767 SH   SOLE   2,250 0 19,517
VERIZON COMMUNICATIONS INC COM 92343V104 576 11,312 SH   SOLE   1,520 0 9,792
VISA INC COM CL A 92826C839 1,250 6,354 SH   SOLE   0 0 6,354
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 330 21,163 SH   SOLE   0 0 21,163
WALMART INC COM 931142103 485 4,012 SH   SOLE   0 0 4,012
WASTE MGMT INC DEL COM 94106L109 282 1,842 SH   SOLE   0 0 1,842
WELLS FARGO CO NEW COM 949746101 1,182 30,155 SH   SOLE   0 0 30,155
WISDOMTREE TR US LARGECAP DIVD 97717W307 415 7,023 SH   SOLE   0 0 7,023
WISDOMTREE TR EMER MKT HIGH FD 97717W315 37,625 1,016,096 SH   SOLE   100,225 0 915,871