The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,525 8,580 SH   SOLE   2,313 0 6,267
ABBOTT LABS COM 002824100 2,792 19,836 SH   SOLE   5,517 0 14,319
ABBVIE INC COM 00287Y109 1,023 7,560 SH   SOLE   756 0 6,804
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,337 3,226 SH   SOLE   0 0 3,226
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,377 2,427 SH   SOLE   0 0 2,427
ADVANCED MICRO DEVICES INC COM 007903107 418 2,905 SH   SOLE   0 0 2,905
AFFIRM HLDGS INC COM CL A 00827B106 413 4,106 SH   SOLE   0 0 4,106
ALIGN TECHNOLOGY INC COM 016255101 1,199 1,826 SH   SOLE   45 0 1,781
ALPHABET INC CAP STK CL C 02079K107 5,772 1,993 SH   SOLE   180 0 1,813
ALPHABET INC CAP STK CL A 02079K305 12,175 4,203 SH   SOLE   1,034 0 3,169
AMAZON COM INC COM 023135106 3,375 1,012 SH   SOLE   0 0 1,012
AMERICAN EXPRESS CO COM 025816109 764 4,671 SH   SOLE   0 0 4,671
AMERICAN TOWER CORP NEW COM 03027X100 230 785 SH   SOLE   0 0 785
AMGEN INC COM 031162100 810 3,607 SH   SOLE   0 0 3,607
ANALOG DEVICES INC COM 032654105 341 1,939 SH   SOLE   532 0 1,407
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 343 5,670 SH   SOLE   1,670 0 4,000
APPLE INC COM 037833100 58,041 326,829 SH   SOLE   47,948 0 278,881
APPLIED MATLS INC COM 038222105 516 3,279 SH   SOLE   0 0 3,279
AT&T INC COM 00206R102 376 15,376 SH   SOLE   0 0 15,376
AUTODESK INC COM 052769106 219 774 SH   SOLE   0 0 774
AUTOMATIC DATA PROCESSING IN COM 053015103 344 1,394 SH   SOLE   0 0 1,394
BECTON DICKINSON & CO COM 075887109 286 1,134 SH   SOLE   55 0 1,079
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,155 7 SH   SOLE   3 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 20,562 68,787 SH   SOLE   9,191 0 59,596
BILL COM HLDGS INC COM 090043100 64,342 258,240 SH   SOLE   111 0 258,129
BK OF AMERICA CORP COM 060505104 1,710 38,454 SH   SOLE   0 0 38,454
BLACKROCK INC COM 09247X101 242 264 SH   SOLE   0 0 264
BOEING CO COM 097023105 356 1,768 SH   SOLE   874 0 894
BOX INC CL A 10316T104 225 8,586 SH   SOLE   0 0 8,586
BRISTOL-MYERS SQUIBB CO COM 110122108 753 12,082 SH   SOLE   1,987 0 10,095
BROADCOM INC COM 11135F101 474 712 SH   SOLE   0 0 712
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 238 6,636 SH   SOLE   0 0 6,636
CANGO INC ADS 137586103 38 12,000 SH   SOLE   0 0 12,000
CAPITAL ONE FINL CORP COM 14040H105 398 2,751 SH   SOLE   0 0 2,751
CATERPILLAR INC COM 149123101 555 2,690 SH   SOLE   246 0 2,444
CBRE GBL REAL ESTATE INC FD COM 12504G100 154 15,775 SH   SOLE   0 0 15,775
CHARTER COMMUNICATIONS INC N CL A 16119P108 744 1,141 SH   SOLE   73 0 1,068
CHEVRON CORP NEW COM 166764100 2,034 17,347 SH   SOLE   1,388 0 15,959
CIGNA CORP NEW COM 125523100 202 874 SH   SOLE   13 0 861
CISCO SYS INC COM 17275R102 1,396 22,062 SH   SOLE   460 0 21,602
CLOROX CO DEL COM 189054109 218 1,258 SH   SOLE   71 0 1,187
CLOUDFLARE INC CL A COM 18915M107 2,852 21,692 SH   SOLE   3,779 0 17,913
COCA COLA CO COM 191216100 753 12,666 SH   SOLE   2,730 0 9,936
COMCAST CORP NEW CL A 20030N101 1,382 27,478 SH   SOLE   5,026 0 22,452
COSTCO WHSL CORP NEW COM 22160K105 956 1,684 SH   SOLE   450 0 1,234
COURSERA INC COM 22266M104 638 26,099 SH   SOLE   25,899 0 200
CVS HEALTH CORP COM 126650100 218 2,109 SH   SOLE   0 0 2,109
DANAHER CORPORATION COM 235851102 2,325 7,076 SH   SOLE   2,081 0 4,995
DEERE & CO COM 244199105 337 984 SH   SOLE   0 0 984
DEXCOM INC COM 252131107 980 1,825 SH   SOLE   0 0 1,825
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 449 8,691 SH   SOLE   0 0 8,691
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 7,427 123,764 SH   SOLE   12,537 0 111,227
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8,869 186,554 SH   SOLE   55,619 0 130,935
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 8,311 286,913 SH   SOLE   0 0 286,913
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 7,811 237,880 SH   SOLE   40,113 0 197,767
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7,807 299,006 SH   SOLE   88,105 0 210,901
DISNEY WALT CO COM 254687106 2,930 18,912 SH   SOLE   5,168 0 13,744
DOCUSIGN INC COM 256163106 1,606 10,547 SH   SOLE   0 0 10,547
DOMINION ENERGY INC COM 25746U109 382 4,858 SH   SOLE   0 0 4,858
DUKE ENERGY CORP NEW COM NEW 26441C204 414 3,933 SH   SOLE   0 0 3,933
ECOLAB INC COM 278865100 358 1,526 SH   SOLE   0 0 1,526
ELASTIC N V ORD SHS N14506104 1,364 11,082 SH   SOLE   617 0 10,465
ENBRIDGE INC COM 29250N105 283 7,266 SH   SOLE   0 0 7,266
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 1,080 19,316 SH   SOLE   0 0 19,316
EXXON MOBIL CORP COM 30231G102 1,677 27,423 SH   SOLE   613 0 26,810
FEDEX CORP COM 31428X106 469 1,807 SH   SOLE   310 0 1,497
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 4,623 87,208 SH   SOLE   33,675 0 53,533
FIRST TR EXCHANGE-TRADED FD NAT GAS ETF 33733E807 702 40,860 SH   SOLE   0 0 40,860
FLEXSHARES TR US QUALITY CAP 33939L746 409 7,832 SH   SOLE   0 0 7,832
GENERAL DYNAMICS CORP COM 369550108 1,187 5,694 SH   SOLE   0 0 5,694
GENERAL ELECTRIC CO COM NEW 369604301 373 3,968 SH   SOLE   188 0 3,780
GOLDMAN SACHS GROUP INC COM 38141G104 298 776 SH   SOLE   75 0 701
GUARDANT HEALTH INC COM 40131M109 210 2,098 SH   SOLE   0 0 2,098
HOME DEPOT INC COM 437076102 2,029 4,882 SH   SOLE   110 0 4,772
HONEYWELL INTL INC COM 438516106 331 1,594 SH   SOLE   400 0 1,194
HUNTINGTON BANCSHARES INC COM 446150104 565 36,620 SH   SOLE   0 0 36,620
ILLINOIS TOOL WKS INC COM 452308109 266 1,087 SH   SOLE   41 0 1,046
ILLUMINA INC COM 452327109 433 1,137 SH   SOLE   0 0 1,137
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 13,030 409,781 SH   SOLE   30,739 0 379,042
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 1,690 52,315 SH   SOLE   17,413 0 34,902
INTEL CORP COM 458140100 1,192 23,185 SH   SOLE   4,569 0 18,616
INTERNATIONAL BUSINESS MACHS COM 459200101 958 7,179 SH   SOLE   120 0 7,059
INTUITIVE SURGICAL INC COM NEW 46120E602 203 567 SH   SOLE   0 0 567
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 238 3,464 SH   SOLE   0 0 3,464
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 266 17,767 SH   SOLE   0 0 17,767
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 355 16,020 SH   SOLE   0 0 16,020
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 201 1,237 SH   SOLE   0 0 1,237
INVESCO EXCHANGE TRADED FD T DYNMC ENRG EXP 46137V761 421 21,860 SH   SOLE   0 0 21,860
INVESCO QQQ TR UNIT SER 1 46090E103 1,627 4,091 SH   SOLE   0 0 4,091
ISHARES GOLD TR ISHARES NEW 464285204 286 8,178 SH   SOLE   0 0 8,178
ISHARES INC EM MKTS DIV ETF 464286319 615 15,958 SH   SOLE   2,483 0 13,475
ISHARES INC MSCI GBL MIN VOL 464286525 292,096 2,697,558 SH   SOLE   426,140 0 2,271,418
ISHARES INC MSCI EMERG MRKT 464286533 3,641 58,010 SH   SOLE   14,976 0 43,034
ISHARES INC CORE MSCI EMKT 46434G103 65,704 1,097,540 SH   SOLE   52,323 0 1,045,217
ISHARES INC ESG AWR MSCI EM 46434G863 987 24,813 SH   SOLE   0 0 24,813
ISHARES TR CORE S&P TTL STK 464287150 2,512 23,484 SH   SOLE   0 0 23,484
ISHARES TR SELECT DIVID ETF 464287168 1,645 13,400 SH   SOLE   0 0 13,400
ISHARES TR CORE S&P500 ETF 464287200 49,639 104,059 SH   SOLE   4,941 0 99,118
ISHARES TR CORE US AGGBD ET 464287226 5,294 46,414 SH   SOLE   10,709 0 35,705
ISHARES TR MSCI EMG MKT ETF 464287234 5,123 104,855 SH   SOLE   1,875 0 102,980
ISHARES TR IBOXX INV CP ETF 464287242 263 1,979 SH   SOLE   0 0 1,979
ISHARES TR S&P 500 GRWT ETF 464287309 303 3,620 SH   SOLE   0 0 3,620
ISHARES TR S&P 500 VAL ETF 464287408 319 2,044 SH   SOLE   0 0 2,044
ISHARES TR MSCI EAFE ETF 464287465 4,086 51,919 SH   SOLE   0 0 51,919
ISHARES TR RUS MD CP GR ETF 464287481 1,103 9,575 SH   SOLE   400 0 9,175
ISHARES TR RUS MID CAP ETF 464287499 3,382 40,743 SH   SOLE   11,746 0 28,997
ISHARES TR CORE S&P MCP ETF 464287507 7,239 25,566 SH   SOLE   112 0 25,454
ISHARES TR COHEN STEER REIT 464287564 377 4,960 SH   SOLE   0 0 4,960
ISHARES TR RUS 1000 VAL ETF 464287598 6,967 41,496 SH   SOLE   0 0 41,496
ISHARES TR RUS 1000 GRW ETF 464287614 2,743 8,979 SH   SOLE   0 0 8,979
ISHARES TR RUS 1000 ETF 464287622 20,617 77,974 SH   SOLE   4,681 0 73,293
ISHARES TR RUS 2000 VAL ETF 464287630 18,102 109,020 SH   SOLE   3,463 0 105,557
ISHARES TR RUS 2000 GRW ETF 464287648 723 2,470 SH   SOLE   0 0 2,470
ISHARES TR RUSSELL 2000 ETF 464287655 12,336 55,474 SH   SOLE   1,884 0 53,590
ISHARES TR CORE S&P US VLU 464287663 186,857 2,447,663 SH   SOLE   173,152 0 2,274,511
ISHARES TR CORE S&P US GWT 464287671 987 8,546 SH   SOLE   0 0 8,546
ISHARES TR RUSSELL 3000 ETF 464287689 5,765 20,773 SH   SOLE   1,531 0 19,242
ISHARES TR S&P MC 400VL ETF 464287705 396 3,582 SH   SOLE   0 0 3,582
ISHARES TR CORE S&P SCP ETF 464287804 2,577 22,493 SH   SOLE   0 0 22,493
ISHARES TR DOW JONES US ETF 464287846 3,505 29,744 SH   SOLE   0 0 29,744
ISHARES TR GL CLEAN ENE ETF 464288224 206 9,735 SH   SOLE   7,107 0 2,628
ISHARES TR MSCI ACWI EX US 464288240 352 6,334 SH   SOLE   0 0 6,334
ISHARES TR MSCI ACWI ETF 464288257 6,669 63,028 SH   SOLE   4,435 0 58,593
ISHARES TR EAFE SML CP ETF 464288273 4,832 66,108 SH   SOLE   11,165 0 54,943
ISHARES TR NATIONAL MUN ETF 464288414 46,681 401,441 SH   SOLE   41,473 0 359,968
ISHARES TR INTL SEL DIV ETF 464288448 1,066 34,165 SH   SOLE   0 0 34,165
ISHARES TR IBOXX HI YD ETF 464288513 736 8,472 SH   SOLE   5,176 0 3,296
ISHARES TR SHORT TREAS BD 464288679 1,674 15,158 SH   SOLE   0 0 15,158
ISHARES TR U.S. MED DVC ETF 464288810 543 8,250 SH   SOLE   0 0 8,250
ISHARES TR EAFE VALUE ETF 464288877 53,425 1,060,338 SH   SOLE   218,273 0 842,065
ISHARES TR EAFE GRWTH ETF 464288885 239 2,169 SH   SOLE   1,944 0 225
ISHARES TR GRWT ALLOCAT ETF 464289867 8,061 141,250 SH   SOLE   32,800 0 108,450
ISHARES TR MODERT ALLOC ETF 464289875 7,896 173,655 SH   SOLE   0 0 173,655
ISHARES TR CONSER ALLOC ETF 464289883 361 9,014 SH   SOLE   9,014 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 229 2,275 SH   SOLE   0 0 2,275
ISHARES TR MSCI EAFE MIN VL 46429B689 2,722 35,452 SH   SOLE   288 0 35,164
ISHARES TR MSCI USA MIN VOL 46429B697 8,707 107,656 SH   SOLE   691 0 106,965
ISHARES TR MSCI USA QLT FCT 46432F339 274 1,879 SH   SOLE   0 0 1,879
ISHARES TR MSCI USA MMENTM 46432F396 230 1,265 SH   SOLE   0 0 1,265
ISHARES TR CORE MSCI EAFE 46432F842 8,109 108,654 SH   SOLE   2,895 0 105,759
ISHARES TR MSCI LW CRB TG 46434V464 5,101 29,313 SH   SOLE   5,100 0 24,213
ISHARES TR HDG MSCI EAFE 46434V803 426 12,065 SH   SOLE   0 0 12,065
ISHARES TR MSCI GBL SUS DEV 46435G532 370 4,072 SH   SOLE   0 0 4,072
ISHARES TR SELF DRIVNG EV 46435U366 221 4,063 SH   SOLE   2,999 0 1,064
JEFFERIES FINL GROUP INC COM 47233W109 240 6,192 SH   SOLE   0 0 6,192
JFROG LTD ORD SHS M6191J100 1,117 37,598 SH   SOLE   0 0 37,598
JOHNSON & JOHNSON COM 478160104 4,358 25,458 SH   SOLE   3,315 0 22,143
JPMORGAN CHASE & CO COM 46625H100 3,916 24,719 SH   SOLE   4,056 0 20,663
KINDER MORGAN INC DEL COM 49456B101 455 28,632 SH   SOLE   0 0 28,632
KRAFT HEINZ CO COM 500754106 226 6,306 SH   SOLE   0 0 6,306
LEIDOS HOLDINGS INC COM 525327102 12,036 135,400 SH   SOLE   0 0 135,400
LINDE PLC SHS G5494J103 405 1,167 SH   SOLE   0 0 1,167
LOCKHEED MARTIN CORP COM 539830109 743 2,091 SH   SOLE   310 0 1,781
LOEWS CORP COM 540424108 321 5,557 SH   SOLE   0 0 5,557
LOWES COS INC COM 548661107 1,572 6,085 SH   SOLE   0 0 6,085
MARATHON OIL CORP COM 565849106 198 12,109 SH   SOLE   11,170 0 939
MARATHON PETE CORP COM 56585A102 344 5,389 SH   SOLE   4,394 0 995
MARKEL CORP COM 570535104 2,048 1,660 SH   SOLE   0 0 1,660
MASTERCARD INCORPORATED CL A 57636Q104 1,190 3,315 SH   SOLE   0 0 3,315
MCDONALDS CORP COM 580135101 698 2,604 SH   SOLE   366 0 2,238
MERCK & CO INC COM 58933Y105 1,310 17,074 SH   SOLE   1,668 0 15,406
META PLATFORMS INC CL A 30303M102 15,796 46,973 SH   SOLE   1,682 0 45,291
MICROSOFT CORP COM 594918104 18,996 56,477 SH   SOLE   3,910 0 52,567
MODERNA INC COM 60770K107 632 2,492 SH   SOLE   0 0 2,492
MONDELEZ INTL INC CL A 609207105 210 3,189 SH   SOLE   0 0 3,189
MONGODB INC CL A 60937P106 206 391 SH   SOLE   0 0 391
NEXTERA ENERGY INC COM 65339F101 848 9,083 SH   SOLE   0 0 9,083
NIKE INC CL B 654106103 979 5,866 SH   SOLE   1,896 0 3,970
NOKIA CORP SPONSORED ADR 654902204 129 20,830 SH   SOLE   0 0 20,830
NORFOLK SOUTHN CORP COM 655844108 210 706 SH   SOLE   0 0 706
NORTONLIFELOCK INC COM 668771108 252 9,704 SH   SOLE   0 0 9,704
NOVARTIS AG SPONSORED ADR 66987V109 401 4,602 SH   SOLE   0 0 4,602
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 273 6,506 SH   SOLE   0 0 6,506
NVIDIA CORPORATION COM 67066G104 537 1,823 SH   SOLE   0 0 1,823
ORACLE CORP COM 68389X105 3,492 40,060 SH   SOLE   900 0 39,160
PALO ALTO NETWORKS INC COM 697435105 268 481 SH   SOLE   0 0 481
PARKER-HANNIFIN CORP COM 701094104 219 687 SH   SOLE   0 0 687
PAYCHEX INC COM 704326107 1,631 11,944 SH   SOLE   0 0 11,944
PAYPAL HLDGS INC COM 70450Y103 760 4,033 SH   SOLE   879 0 3,154
PEPSICO INC COM 713448108 3,689 21,236 SH   SOLE   4,521 0 16,715
PFIZER INC COM 717081103 1,637 27,726 SH   SOLE   240 0 27,486
PHILIP MORRIS INTL INC COM 718172109 384 4,032 SH   SOLE   0 0 4,032
PIMCO ETF TR ACTIVE BD ETF 72201R775 319 2,913 SH   SOLE   0 0 2,913
PROCTER AND GAMBLE CO COM 742718109 5,221 31,922 SH   SOLE   633 0 31,289
QUALCOMM INC COM 747525103 2,641 14,447 SH   SOLE   2,696 0 11,751
RAYTHEON TECHNOLOGIES CORP COM 75513E101 933 10,848 PRN   SOLE   1,594 0 9,254
REALTY INCOME CORP COM 756109104 350 4,882 SH   SOLE   0 0 4,882
RESTAURANT BRANDS INTL INC COM 76131D103 793 13,072 SH   SOLE   0 0 13,072
RLJ LODGING TR CUM CONV PFD A 74965L200 402 13,980 SH   SOLE   13,980 0 0
ROBLOX CORP CL A 771049103 218 2,105 SH   SOLE   0 0 2,105
ROYAL BK CDA COM 780087102 3,459 32,582 SH   SOLE   0 0 32,582
SALESFORCE COM INC COM 79466L302 3,079 12,114 SH   SOLE   7,729 0 4,385
SCHWAB CHARLES CORP COM 808513105 2,144 25,515 SH   SOLE   2,943 0 22,572
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,384 12,247 SH   SOLE   0 0 12,247
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,801 50,968 SH   SOLE   15,104 0 35,864
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,233 16,844 SH   SOLE   9,360 0 7,484
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,471 18,308 SH   SOLE   3,408 0 14,900
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 280 2,730 SH   SOLE   1,221 0 1,509
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2,188 70,559 SH   SOLE   6,833 0 63,726
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 3,817 117,392 SH   SOLE   177 0 117,215
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 442 5,479 SH   SOLE   0 0 5,479
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 500 9,270 SH   SOLE   4,945 0 4,325
SCIENCE APPLICATIONS INTL CO COM 808625107 6,467 77,360 SH   SOLE   0 0 77,360
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 204 1,448 SH   SOLE   0 0 1,448
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 207 1,017 SH   SOLE   295 0 722
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 15,268 390,995 SH   SOLE   0 0 390,995
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 548 3,154 SH   SOLE   0 0 3,154
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 211 2,935 SH   SOLE   0 0 2,935
SEMPRA COM 816851109 371 2,805 SH   SOLE   0 0 2,805
SHOPIFY INC CL A 82509L107 218 158 SH   SOLE   0 0 158
SILGAN HOLDINGS INC COM 827048109 991 23,128 SH   SOLE   0 0 23,128
SNOWFLAKE INC CL A 833445109 766 2,261 SH   SOLE   1,909 0 352
SOFI TECHNOLOGIES INC COM 83406F102 247 15,633 SH   SOLE   0 0 15,633
SOLENO THERAPEUTICS INC COM NEW 834203200 7 17,295 SH   SOLE   0 0 17,295
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 359 988 SH   SOLE   0 0 988
SPDR GOLD TR GOLD SHS 78463V107 572 3,347 SH   SOLE   220 0 3,127
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 973 14,379 SH   SOLE   0 0 14,379
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 453 8,026 SH   SOLE   0 0 8,026
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 468 12,385 SH   SOLE   2,325 0 10,060
SPDR S&P 500 ETF TR TR UNIT 78462F103 30,959 65,185 SH   SOLE   3,986 0 61,199
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,565 3,021 SH   SOLE   27 0 2,994
SPDR SER TR NUVEEN BLOOMBERG 78464A284 2,924 48,669 SH   SOLE   6,693 0 41,976
SPDR SER TR BLOOMBERG CONV 78464A359 467 5,635 SH   SOLE   0 0 5,635
SPDR SER TR DJ REIT ETF 78464A607 370 3,035 SH   SOLE   0 0 3,035
SPDR SER TR S&P DIVID ETF 78464A763 1,565 12,111 SH   SOLE   0 0 12,111
SPDR SER TR S&P SEMICNDCTR 78464A862 633 2,605 SH   SOLE   0 0 2,605
SPROUT SOCIAL INC COM CL A 85209W109 918 10,123 SH   SOLE   8,335 0 1,788
STARBUCKS CORP COM 855244109 784 6,710 SH   SOLE   482 0 6,228
TARGET CORP COM 87612E106 371 1,598 SH   SOLE   750 0 848
TESLA INC COM 88160R101 1,031 975 SH   SOLE   0 0 975
TEXAS INSTRS INC COM 882508104 279 1,477 SH   SOLE   0 0 1,477
THERMO FISHER SCIENTIFIC INC COM 883556102 1,007 1,509 SH   SOLE   0 0 1,509
TJX COS INC NEW COM 872540109 2,179 28,725 SH   SOLE   7,391 0 21,334
TOTALENERGIES SE SPONSORED ADS 89151E109 223 4,500 SH   SOLE   0 0 4,500
TRUIST FINL CORP COM 89832Q109 553 9,438 SH   SOLE   246 0 9,192
UNION PAC CORP COM 907818108 2,619 10,396 SH   SOLE   2,055 0 8,341
UNITED PARCEL SERVICE INC CL B 911312106 345 1,611 SH   SOLE   0 0 1,611
UNITEDHEALTH GROUP INC COM 91324P102 1,752 3,486 SH   SOLE   500 0 2,986
US BANCORP DEL COM NEW 902973304 2,749 48,943 SH   SOLE   1,010 0 47,933
VANECK ETF TRUST BIOTECH ETF 92189F726 932 4,914 SH   SOLE   1,668 0 3,246
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,414 22,651 SH   SOLE   0 0 22,651
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,166 26,809 SH   SOLE   0 0 26,809
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 40,409 476,771 SH   SOLE   47,199 0 429,572
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 66,354 151,992 SH   SOLE   14,614 0 137,378
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,023 34,682 SH   SOLE   7,166 0 27,516
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,200 4,254 SH   SOLE   0 0 4,254
VANGUARD INDEX FDS SM CP VAL ETF 922908611 153,157 856,412 SH   SOLE   67,136 0 789,276
VANGUARD INDEX FDS MID CAP ETF 922908629 1,001 3,924 SH   SOLE   0 0 3,924
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,902 8,606 SH   SOLE   0 0 8,606
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 893 4,883 SH   SOLE   0 0 4,883
VANGUARD INDEX FDS GROWTH ETF 922908736 3,234 10,080 SH   SOLE   0 0 10,080
VANGUARD INDEX FDS VALUE ETF 922908744 5,139 34,973 SH   SOLE   0 0 34,973
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,231 14,301 SH   SOLE   0 0 14,301
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,461 39,179 SH   SOLE   22,935 0 16,244
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,767 32,656 SH   SOLE   6,191 0 26,465
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,948 14,542 SH   SOLE   2,104 0 12,438
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 514 4,781 SH   SOLE   0 0 4,781
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 20,550 335,395 SH   SOLE   17,554 0 317,841
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,764 116,539 SH   SOLE   9,510 0 107,029
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 206 3,021 SH   SOLE   0 0 3,021
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6,674 121,498 SH   SOLE   4,038 0 117,460
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 730 11,991 SH   SOLE   0 0 11,991
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,746 33,796 SH   SOLE   3,193 0 30,603
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,806 19,457 SH   SOLE   996 0 18,461
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 121,340 706,495 SH   SOLE   60,733 0 645,762
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,022 98,395 SH   SOLE   15,231 0 83,164
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 233 2,080 SH   SOLE   0 0 2,080
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 474 4,902 SH   SOLE   0 0 4,902
VANGUARD WORLD FDS INF TECH ETF 92204A702 6,184 13,500 SH   SOLE   2,527 0 10,973
VANGUARD WORLD FDS MATERIALS ETF 92204A801 772 3,915 SH   SOLE   227 0 3,688
VERIZON COMMUNICATIONS INC COM 92343V104 1,051 20,216 SH   SOLE   1,680 0 18,536
VISA INC COM CL A 92826C839 1,155 5,330 SH   SOLE   0 0 5,330
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 314 21,000 SH   SOLE   0 0 21,000
WALMART INC COM 931142103 647 4,463 SH   SOLE   0 0 4,463
WASTE MGMT INC DEL COM 94106L109 368 2,205 SH   SOLE   0 0 2,205
WELLS FARGO CO NEW COM 949746101 1,228 25,558 SH   SOLE   0 0 25,558
WESTERN DIGITAL CORP. COM 958102105 217 3,320 SH   SOLE   0 0 3,320
WISDOMTREE TR EMER MKT HIGH FD 97717W315 42,635 984,096 SH   SOLE   100,702 0 883,394
WOLFSPEED INC COM 977852102 275 2,464 SH   SOLE   0 0 2,464
WORKDAY INC CL A 98138H101 344 1,257 SH   SOLE   0 0 1,257
WPP PLC NEW ADR 92937A102 302 3,998 SH   SOLE   1,750 0 2,248