Chief Operating Officer

0001172661-21-002067.txt : 20211027 0001172661-21-002067.hdr.sgml : 20211027 20211027123626 ACCESSION NUMBER: 0001172661-21-002067 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210930 FILED AS OF DATE: 20211027 DATE AS OF CHANGE: 20211027 EFFECTIVENESS DATE: 20211027 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ASPIRIANT, LLC CENTRAL INDEX KEY: 0001433541 IRS NUMBER: 261518255 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13064 FILM NUMBER: 211351858 BUSINESS ADDRESS: STREET 1: 11100 SANTA MONICA BLVD STREET 2: SUITE 600 CITY: LOS ANGELES STATE: CA ZIP: 90025 BUSINESS PHONE: 4153717800 MAIL ADDRESS: STREET 1: 50 CALIFORNIA STREET STREET 2: SUITE 2600 CITY: SAN FRANCISCO STATE: CA ZIP: 94111 FORMER COMPANY: FORMER CONFORMED NAME: Kochis Fitz/Quintile LLC DATE OF NAME CHANGE: 20080425 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001433541 XXXXXXXX 09-30-2021 09-30-2021 false ASPIRIANT, LLC

50 California Street Suite 2600 San Francisco CA 94111

13F HOLDINGS REPORT 028-13064 N Michael H. Kossman Chief Operating Officer 415-371-7800 /s/ Michael H. Kossman San Francisco CA 10-27-2021 0 232 1702540 INFORMATION TABLE 2 infotable.xml 3M CO COM 88579Y101 1261 7193 SH SOLE 2869 0 4324 ABBOTT LABS COM 002824100 2128 18005 SH SOLE 5576 0 12429 ABBVIE INC COM 00287Y109 791 7333 SH SOLE 756 0 6577 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 689 2154 SH SOLE 0 0 2154 ADOBE SYSTEMS INCORPORATED COM 00724F101 1346 2337 SH SOLE 0 0 2337 ADVANCED MICRO DEVICES INC COM 007903107 294 2860 SH SOLE 0 0 2860 ALIGN TECHNOLOGY INC COM 016255101 1433 2152 SH SOLE 45 0 2107 ALPHABET INC CAP STK CL A 02079K305 11123 4161 SH SOLE 1077 0 3084 ALPHABET INC CAP STK CL C 02079K107 5223 1959 SH SOLE 184 0 1775 AMAZON COM INC COM 023135106 3233 984 SH SOLE 0 0 984 AMERICAN EXPRESS CO COM 025816109 771 4612 SH SOLE 0 0 4612 AMGEN INC COM 031162100 665 3129 SH SOLE 0 0 3129 ANALOG DEVICES INC COM 032654105 250 1491 SH SOLE 532 0 959 ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 263 4670 SH SOLE 1670 0 3000 APPLE INC COM 037833100 44641 315451 SH SOLE 48615 0 266836 APPLIED MATLS INC COM 038222105 415 3224 SH SOLE 0 0 3224 AT&T INC COM 00206R102 351 12938 SH SOLE 0 0 12938 BECTON DICKINSON & CO COM 075887109 242 986 SH SOLE 55 0 931 BERKSHIRE HATHAWAY INC DEL CL A 084670108 2879 7 SH SOLE 3 0 4 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 18205 66673 SH SOLE 9786 0 56887 BILL COM HLDGS INC COM 090043100 67030 251098 SH SOLE 111 0 250987 BK OF AMERICA CORP COM 060505104 1539 36275 SH SOLE 0 0 36275 BOEING CO COM 097023105 362 1646 SH SOLE 874 0 772 BOX INC CL A 10316T104 203 8586 SH SOLE 0 0 8586 BRISTOL-MYERS SQUIBB CO COM 110122108 453 7658 SH SOLE 1987 0 5671 BROADCOM INC COM 11135F101 318 656 SH SOLE 0 0 656 BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 245 6636 SH SOLE 0 0 6636 CAPITAL ONE FINL CORP COM 14040H105 392 2421 SH SOLE 0 0 2421 CATERPILLAR INC COM 149123101 465 2426 SH SOLE 245 0 2181 CHARTER COMMUNICATIONS INC N CL A 16119P108 807 1109 SH SOLE 73 0 1036 CHEVRON CORP NEW COM 166764100 1447 14268 SH SOLE 1388 0 12880 CISCO SYS INC COM 17275R102 1152 21159 SH SOLE 460 0 20699 CLOROX CO DEL COM 189054109 203 1229 SH SOLE 71 0 1158 CLOUDFLARE INC CL A COM 18915M107 4034 35815 SH SOLE 6004 0 29811 COCA COLA CO COM 191216100 591 11337 SH SOLE 2730 0 8607 COMCAST CORP NEW CL A 20030N101 1390 24846 SH SOLE 5054 0 19792 COSTCO WHSL CORP NEW COM 22160K105 458 1019 SH SOLE 450 0 569 DANAHER CORPORATION COM 235851102 2151 7054 SH SOLE 2126 0 4928 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5613 171436 SH SOLE 40113 0 131323 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7623 286899 SH SOLE 0 0 286899 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5835 101489 SH SOLE 12537 0 88952 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8795 198117 SH SOLE 58656 0 139461 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7732 298803 SH SOLE 88105 0 210698 DISNEY WALT CO COM 254687106 3034 17945 SH SOLE 5268 0 12677 DOCUSIGN INC COM 256163106 2715 10547 SH SOLE 0 0 10547 DOMINION ENERGY INC COM 25746U109 348 4753 SH SOLE 0 0 4753 DUKE ENERGY CORP NEW COM NEW 26441C204 370 3782 SH SOLE 0 0 3782 ECOLAB INC COM 278865100 314 1506 SH SOLE 0 0 1506 ELASTIC N V ORD SHS N14506104 1650 11082 SH SOLE 617 0 10465 ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 984 19316 SH SOLE 0 0 19316 EXXON MOBIL CORP COM 30231G102 646 10986 SH SOLE 613 0 10373 FACEBOOK INC CL A 30303M102 15992 47115 SH SOLE 1702 0 45413 FEDEX CORP COM 31428X106 387 1764 SH SOLE 310 0 1454 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2601 48975 SH SOLE 32261 0 16714 FIRST TR EXCHANGE-TRADED FD NAT GAS ETF 33733E807 688 40860 SH SOLE 0 0 40860 FLEXSHARES TR US QUALITY CAP 33939L746 380 8023 SH SOLE 0 0 8023 GENERAL ELECTRIC CO COM NEW 369604301 312 3040 SH SOLE 188 0 2852 GOLDMAN SACHS GROUP INC COM 38141G104 266 705 SH SOLE 75 0 630 GUARDANT HEALTH INC COM 40131M109 286 2285 SH SOLE 0 0 2285 HOME DEPOT INC COM 437076102 1182 3606 SH SOLE 110 0 3496 HONEYWELL INTL INC COM 438516106 332 1561 SH SOLE 400 0 1161 HUNTINGTON BANCSHARES INC COM 446150104 553 35737 SH SOLE 0 0 35737 ILLUMINA INC COM 452327109 455 1126 SH SOLE 0 0 1126 INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 13598 428038 SH SOLE 29787 0 398251 INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 1096 33294 SH SOLE 16476 0 16818 INTEL CORP COM 458140100 978 18309 SH SOLE 4756 0 13553 INTERNATIONAL BUSINESS MACHS COM 459200101 679 4878 SH SOLE 120 0 4758 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 211 3464 SH SOLE 0 0 3464 INVESCO QQQ TR UNIT SER 1 46090E103 1324 3692 SH SOLE 0 0 3692 INVESTORS TITLE CO NC COM 461804106 1312 7185 SH SOLE 0 0 7185 ISHARES GOLD TR ISHARES NEW 464285204 223 6683 SH SOLE 0 0 6683 ISHARES INC CORE MSCI EMKT 46434G103 66954 1084070 SH SOLE 52882 0 1031188 ISHARES INC EM MKTS DIV ETF 464286319 572 14691 SH SOLE 2483 0 12208 ISHARES INC MSCI EMERG MRKT 464286533 3552 56655 SH SOLE 14976 0 41679 ISHARES INC MSCI GBL MIN VOL 464286525 276720 2693846 SH SOLE 448740 0 2245106 ISHARES TR COHEN STEER REIT 464287564 325 4960 SH SOLE 0 0 4960 ISHARES TR CONSER ALLOC ETF 464289883 455 11515 SH SOLE 11515 0 0 ISHARES TR CORE HIGH DV ETF 46429B663 214 2275 SH SOLE 0 0 2275 ISHARES TR CORE MSCI EAFE 46432F842 5262 70869 SH SOLE 2895 0 67974 ISHARES TR CORE S&P MCP ETF 464287507 254 968 SH SOLE 112 0 856 ISHARES TR CORE S&P SCP ETF 464287804 1700 15588 SH SOLE 0 0 15588 ISHARES TR CORE S&P TTL STK 464287150 2182 22186 SH SOLE 0 0 22186 ISHARES TR CORE S&P US GWT 464287671 845 8252 SH SOLE 0 0 8252 ISHARES TR CORE S&P US VLU 464287663 177195 2500469 SH SOLE 200285 0 2300184 ISHARES TR CORE S&P500 ETF 464287200 47018 109130 SH SOLE 4941 0 104189 ISHARES TR CORE US AGGBD ET 464287226 4565 39763 SH SOLE 10185 0 29578 ISHARES TR DOW JONES US ETF 464287846 3208 29744 SH SOLE 0 0 29744 ISHARES TR EAFE GRWTH ETF 464288885 231 2169 SH SOLE 1944 0 225 ISHARES TR EAFE SML CP ETF 464288273 4993 67126 SH SOLE 11999 0 55127 ISHARES TR EAFE VALUE ETF 464288877 54811 1077912 SH SOLE 218997 0 858915 ISHARES TR GRWT ALLOCAT ETF 464289867 5174 93301 SH SOLE 30881 0 62420 ISHARES TR HDG MSCI EAFE 46434V803 415 12065 SH SOLE 0 0 12065 ISHARES TR IBOXX HI YD ETF 464288513 692 7909 SH SOLE 5176 0 2733 ISHARES TR INTL SEL DIV ETF 464288448 694 22823 SH SOLE 0 0 22823 ISHARES TR MODERT ALLOC ETF 464289875 8384 187386 SH SOLE 0 0 187386 ISHARES TR MSCI ACWI ETF 464288257 6196 62019 SH SOLE 4435 0 57584 ISHARES TR MSCI ACWI EX US 464288240 351 6334 SH SOLE 0 0 6334 ISHARES TR MSCI EAFE ETF 464287465 3998 51221 SH SOLE 0 0 51221 ISHARES TR MSCI EAFE MIN VL 46429B689 2671 35452 SH SOLE 288 0 35164 ISHARES TR MSCI EMG MKT ETF 464287234 5663 112365 SH SOLE 1875 0 110490 ISHARES TR MSCI LW CRB TG 46434V464 3947 24014 SH SOLE 3281 0 20733 ISHARES TR MSCI USA MIN VOL 46429B697 8038 109357 SH SOLE 1000 0 108357 ISHARES TR MSCI USA MMENTM 46432F396 222 1265 SH SOLE 0 0 1265 ISHARES TR MSCI USA QLT FCT 46432F339 387 2937 SH SOLE 0 0 2937 ISHARES TR NATIONAL MUN ETF 464288414 44599 383931 SH SOLE 41560 0 342371 ISHARES TR RUS 1000 ETF 464287622 19030 78737 SH SOLE 4681 0 74056 ISHARES TR RUS 1000 GRW ETF 464287614 2372 8659 SH SOLE 0 0 8659 ISHARES TR RUS 1000 VAL ETF 464287598 6349 40565 SH SOLE 0 0 40565 ISHARES TR RUS 2000 GRW ETF 464287648 725 2470 SH SOLE 0 0 2470 ISHARES TR RUS 2000 VAL ETF 464287630 17834 111302 SH SOLE 3463 0 107839 ISHARES TR RUS MD CP GR ETF 464287481 1073 9575 SH SOLE 400 0 9175 ISHARES TR RUS MID CAP ETF 464287499 2870 36698 SH SOLE 11839 0 24859 ISHARES TR RUSSELL 2000 ETF 464287655 11621 53123 SH SOLE 2851 0 50272 ISHARES TR RUSSELL 3000 ETF 464287689 5313 20846 SH SOLE 1531 0 19315 ISHARES TR S&P 500 GRWT ETF 464287309 267 3620 SH SOLE 0 0 3620 ISHARES TR SELECT DIVID ETF 464287168 1197 10435 SH SOLE 0 0 10435 ISHARES TR SHORT TREAS BD 464288679 1674 15158 SH SOLE 0 0 15158 ISHARES TR U.S. MED DVC ETF 464288810 510 8130 SH SOLE 0 0 8130 JFROG LTD ORD SHS M6191J100 1260 37598 SH SOLE 0 0 37598 JOHNSON & JOHNSON COM 478160104 3769 23373 SH SOLE 3349 0 20024 JPMORGAN CHASE & CO COM 46625H100 3927 23997 SH SOLE 4368 0 19629 KINDER MORGAN INC DEL COM 49456B101 481 28773 SH SOLE 0 0 28773 KRAFT HEINZ CO COM 500754106 224 6080 SH SOLE 0 0 6080 LOWES COS INC COM 548661107 1231 6069 SH SOLE 0 0 6069 MARATHON OIL CORP COM 565849106 154 11220 SH SOLE 11170 0 50 MARATHON PETE CORP COM 56585A102 323 5186 SH SOLE 4394 0 792 MASTERCARD INCORPORATED CL A 57636Q104 649 1865 SH SOLE 0 0 1865 MCDONALDS CORP COM 580135101 534 2218 SH SOLE 366 0 1852 MERCK & CO INC COM 58933Y105 1098 14628 SH SOLE 1668 0 12960 MICROSOFT CORP COM 594918104 12122 42989 SH SOLE 3910 0 39079 MODERNA INC COM 60770K107 944 2453 SH SOLE 0 0 2453 MONGODB INC CL A 60937P106 249 527 SH SOLE 223 0 304 NEXTERA ENERGY INC COM 65339F101 507 6451 SH SOLE 0 0 6451 NIKE INC CL B 654106103 746 5138 SH SOLE 1936 0 3202 NOKIA CORP SPONSORED ADR 654902204 114 20830 SH SOLE 0 0 20830 NOVARTIS AG SPONSORED ADR 66987V109 321 3931 SH SOLE 0 0 3931 NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 283 6506 SH SOLE 0 0 6506 NVIDIA CORPORATION COM 67066G104 304 1469 SH SOLE 0 0 1469 ORACLE CORP COM 68389X105 1333 15310 SH SOLE 900 0 14410 PALO ALTO NETWORKS INC COM 697435105 220 459 SH SOLE 0 0 459 PAYCHEX INC COM 704326107 1299 11563 SH SOLE 0 0 11563 PAYPAL HLDGS INC COM 70450Y103 1053 4052 SH SOLE 879 0 3173 PEPSICO INC COM 713448108 2909 19314 SH SOLE 4561 0 14753 PFIZER INC COM 717081103 1120 26065 SH SOLE 240 0 25825 PROCTER AND GAMBLE CO COM 742718109 3039 21729 SH SOLE 633 0 21096 QUALCOMM INC COM 747525103 1538 11931 SH SOLE 2751 0 9180 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1028 11973 SH SOLE 1594 0 10379 REALTY INCOME CORP COM 756109104 316 4868 SH SOLE 0 0 4868 RESTAURANT BRANDS INTL INC COM 76131D103 800 13072 SH SOLE 0 0 13072 ROYAL BK CDA COM 780087102 3351 33684 SH SOLE 0 0 33684 SALESFORCE COM INC COM 79466L302 2613 9638 SH SOLE 5222 0 4416 SCHWAB CHARLES CORP COM 808513105 1796 24639 SH SOLE 2943 0 21696 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 203 5241 SH SOLE 3793 0 1448 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1836 57026 SH SOLE 6833 0 50193 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1558 47466 SH SOLE 177 0 47289 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 513 9477 SH SOLE 5152 0 4325 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 368 4959 SH SOLE 0 0 4959 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1071 15868 SH SOLE 9360 0 6508 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4659 44810 SH SOLE 19340 0 25470 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1445 18843 SH SOLE 3408 0 15435 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 272 2730 SH SOLE 1221 0 1509 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 14802 394394 SH SOLE 0 0 394394 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 485 3250 SH SOLE 0 0 3250 SEMPRA COM 816851109 262 2070 SH SOLE 0 0 2070 SILGAN HOLDINGS INC COM 827048109 887 23128 SH SOLE 0 0 23128 SNOWFLAKE INC CL A 833445109 245 811 SH SOLE 811 0 0 SOFI TECHNOLOGIES INC COM 83406F102 248 15633 SH SOLE 0 0 15633 SOLENO THERAPEUTICS INC COM NEW 834203200 16 17295 SH SOLE 0 0 17295 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 334 988 SH SOLE 0 0 988 SPDR GOLD TR GOLD SHS 78463V107 549 3347 SH SOLE 220 0 3127 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 930 26189 SH SOLE 1041 0 25148 SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 973 14379 SH SOLE 0 0 14379 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 446 11593 SH SOLE 2325 0 9268 SPDR S&P 500 ETF TR TR UNIT 78462F103 28311 65986 SH SOLE 5744 0 60242 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1449 3012 SH SOLE 27 0 2985 SPDR SER TR BLMBRG BRC CNVRT 78464A359 481 5635 SH SOLE 0 0 5635 SPDR SER TR DJ REIT ETF 78464A607 207 1960 SH SOLE 0 0 1960 SPDR SER TR NUVEEN BBG BRCLY 78464A284 2919 48669 SH SOLE 6693 0 41976 SPDR SER TR S&P DIVID ETF 78464A763 839 7133 SH SOLE 0 0 7133 SPDR SER TR S&P METALS MNG 78464A755 420 10063 SH SOLE 0 0 10063 SPDR SER TR S&P RETAIL ETF 78464A714 558 6181 SH SOLE 0 0 6181 SPROUT SOCIAL INC COM CL A 85209W109 2118 17369 SH SOLE 9237 0 8132 STARBUCKS CORP COM 855244109 311 2814 SH SOLE 481 0 2333 TARGET CORP COM 87612E106 344 1503 SH SOLE 788 0 715 TESLA INC COM 88160R101 600 775 SH SOLE 0 0 775 TEXAS INSTRS INC COM 882508104 240 1254 SH SOLE 0 0 1254 THERMO FISHER SCIENTIFIC INC COM 883556102 849 1487 SH SOLE 0 0 1487 TJX COS INC NEW COM 872540109 1847 27986 SH SOLE 7967 0 20019 TOTALENERGIES SE SPONSORED ADS 89151E109 216 4500 SH SOLE 0 0 4500 TRUIST FINL CORP COM 89832Q109 688 11729 SH SOLE 246 0 11483 UNION PAC CORP COM 907818108 1727 8776 SH SOLE 2204 0 6572 UNITED PARCEL SERVICE INC CL B 911312106 269 1477 SH SOLE 0 0 1477 UNITEDHEALTH GROUP INC COM 91324P102 1085 2780 SH SOLE 500 0 2280 US BANCORP DEL COM NEW 902973304 1543 25930 SH SOLE 1010 0 24920 VANECK ETF TRUST BIOTECH ETF 92189F726 854 4240 SH SOLE 1858 0 2382 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1424 22812 SH SOLE 0 0 22812 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1437 17547 SH SOLE 0 0 17547 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 41061 480601 SH SOLE 47454 0 433147 VANGUARD INDEX FDS GROWTH ETF 922908736 3061 10546 SH SOLE 0 0 10546 VANGUARD INDEX FDS LARGE CAP ETF 922908637 1859 9256 SH SOLE 0 0 9256 VANGUARD INDEX FDS MID CAP ETF 922908629 784 3317 SH SOLE 0 0 3317 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3587 35235 SH SOLE 8130 0 27105 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 59905 151878 SH SOLE 17470 0 134408 VANGUARD INDEX FDS SM CP VAL ETF 922908611 153018 904028 SH SOLE 78466 0 825562 VANGUARD INDEX FDS SMALL CP ETF 922908751 2993 13696 SH SOLE 0 0 13696 VANGUARD INDEX FDS SML CP GRW ETF 922908595 1223 4371 SH SOLE 0 0 4371 VANGUARD INDEX FDS TOTAL STK MKT 922908769 9642 43414 SH SOLE 27637 0 15777 VANGUARD INDEX FDS VALUE ETF 922908744 4814 35556 SH SOLE 0 0 35556 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 20033 328707 SH SOLE 17554 0 311153 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5712 114160 SH SOLE 9508 0 104652 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 205 3121 SH SOLE 0 0 3121 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1526 11422 SH SOLE 2104 0 9318 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1834 32594 SH SOLE 7598 0 24996 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 487 4781 SH SOLE 0 0 4781 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6302 115079 SH SOLE 4094 0 110985 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1836 19457 SH SOLE 996 0 18461 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 604 9829 SH SOLE 0 0 9829 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2790 33864 SH SOLE 3261 0 30603 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 103938 676709 SH SOLE 70449 0 606260 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4844 95917 SH SOLE 15327 0 80590 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 215 2080 SH SOLE 0 0 2080 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 435 4702 SH SOLE 0 0 4702 VANGUARD WORLD FDS INF TECH ETF 92204A702 5526 13782 SH SOLE 2551 0 11231 VANGUARD WORLD FDS MATERIALS ETF 92204A801 686 3960 SH SOLE 227 0 3733 VERIZON COMMUNICATIONS INC COM 92343V104 848 15707 SH SOLE 2622 0 13085 VISA INC COM CL A 92826C839 1047 4700 SH SOLE 0 0 4700 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 170 11000 SH SOLE 0 0 11000 WALMART INC COM 931142103 561 4015 SH SOLE 0 0 4015 WELLS FARGO CO NEW COM 949746101 1148 24716 SH SOLE 0 0 24716 WISDOMTREE TR EMER MKT HIGH FD 97717W315 43493 996878 SH SOLE 100556 0 896322 WORKDAY INC CL A 98138H101 313 1251 SH SOLE 0 0 1251 WPP PLC NEW ADR 92937A102 268 3998 SH SOLE 1750 0 2248