The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   387,865 3,413 SH   SOLE 0 3,413 0 0
ABBVIE INC COM 00287Y109   737,801 4,052 SH   SOLE 0 4,052 0 0
ALLSTATE CORP COM 020002101   237,716 1,374 SH   SOLE 0 1,374 0 0
ALPHABET INC CAP STK CL C 02079K107   5,003,873 32,864 SH   SOLE 0 32,564 0 300
ALPHABET INC CAP STK CL A 02079K305   1,266,454 8,391 SH   SOLE 0 8,091 0 300
ALPS ETF TR MED BREAKTHGH 00162Q593   674,853 18,877 SH   SOLE 0 18,116 0 761
AMAZON COM INC COM 023135106   1,322,185 7,330 SH   SOLE 0 7,330 0 0
APPLE INC COM 037833100   13,175,976 76,837 SH   SOLE 0 76,356 0 481
ASML HOLDING N V N Y REGISTRY SHS N07059210   351,310 362 SH   SOLE 0 362 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   648,075 2,595 SH   SOLE 0 2,595 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,261,139 2,999 SH   SOLE 0 2,999 0 0
BLACKROCK INC COM 09247X101   3,113,036 3,734 SH   SOLE 0 3,734 0 0
BOOKING HOLDINGS INC COM 09857L108   1,766,778 487 SH   SOLE 0 487 0 0
CATERPILLAR INC COM 149123101   225,354 615 SH   SOLE 0 615 0 0
CHEVRON CORP NEW COM 166764100   458,708 2,908 SH   SOLE 0 2,908 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   290,677 100 SH   SOLE 0 100 0 0
CISCO SYS INC COM 17275R102   1,545,463 30,965 SH   SOLE 0 30,965 0 0
COCA COLA CO COM 191216100   406,480 6,644 SH   SOLE 0 6,644 0 0
COLGATE PALMOLIVE CO COM 194162103   244,036 2,710 SH   SOLE 0 2,710 0 0
COMCAST CORP NEW CL A 20030N101   224,553 5,180 SH   SOLE 0 5,180 0 0
COMMUNITY BK SYS INC COM 203607106   464,594 9,673 SH   SOLE 0 9,673 0 0
CONMED CORP COM 207410101   882,802 11,024 SH   SOLE 0 11,024 0 0
CONOCOPHILLIPS COM 20825C104   297,453 2,337 SH   SOLE 0 2,337 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,365,662 3,229 SH   SOLE 0 3,229 0 0
CSX CORP COM 126408103   429,678 11,591 SH   SOLE 0 11,591 0 0
DEERE & CO COM 244199105   882,680 2,149 SH   SOLE 0 2,149 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   583,163 10,714 SH   SOLE 0 10,714 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   406,628 9,942 SH   SOLE 0 9,942 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   29,683,931 807,726 SH   SOLE 0 780,422 0 27,304
DISNEY WALT CO COM 254687106   374,813 3,063 SH   SOLE 0 3,053 0 10
DOLLAR TREE INC COM 256746108   970,264 7,287 SH   SOLE 0 7,287 0 0
ELEVANCE HEALTH INC COM 036752103   1,080,119 2,083 SH   SOLE 0 2,083 0 0
EXXON MOBIL CORP COM 30231G102   2,722,671 23,423 SH   SOLE 0 23,423 0 0
GENERAL ELECTRIC CO COM NEW 369604301   757,957 4,318 SH   SOLE 0 4,318 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602   3,490,144 53,244 SH   SOLE 0 46,754 0 6,490
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   7,933,690 253,149 SH   SOLE 0 245,001 0 8,148
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   9,206,588 88,704 SH   SOLE 0 88,198 0 506
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   33,404,358 974,172 SH   SOLE 0 935,575 0 38,597
GOLDMAN SACHS GROUP INC COM 38141G104   432,309 1,035 SH   SOLE 0 1,035 0 0
HERSHEY CO COM 427866108   241,958 1,244 SH   SOLE 0 1,244 0 0
HOME DEPOT INC COM 437076102   334,883 873 SH   SOLE 0 873 0 0
HONEYWELL INTL INC COM 438516106   1,662,790 8,101 SH   SOLE 0 8,101 0 0
IDEXX LABS INC COM 45168D104   490,256 908 SH   SOLE 0 908 0 0
ILLINOIS TOOL WKS INC COM 452308109   347,756 1,296 SH   SOLE 0 1,296 0 0
IMMUCELL CORP COM PAR 452525306   164,300 31,000 SH   SOLE 0 31,000 0 0
INTEL CORP COM 458140100   268,509 6,079 SH   SOLE 0 6,079 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   926,538 4,852 SH   SOLE 0 4,772 0 80
ISHARES INC EMNG MKTS EQT 46434G889   76,278,714 1,712,589 SH   SOLE 0 1,653,361 0 59,228
ISHARES INC CORE MSCI EMKT 46434G103   483,853 9,377 SH   SOLE 0 9,377 0 0
ISHARES TR CORE S&P US VLU 464287663   882,966 9,763 SH   SOLE 0 9,010 0 753
ISHARES TR US SML CAP EQT 46434V290   252,678,445 3,974,181 SH   SOLE 0 3,848,984 0 125,197
ISHARES TR U S EQUITY FACTR 46434V282   231,468,010 4,301,580 SH   SOLE 0 4,141,818 0 159,762
ISHARES TR INTL EQTY FACTOR 46434V274   208,654,350 6,992,438 SH   SOLE 0 6,762,783 0 229,655
ISHARES TR ISHS 1-5YR INVS 464288646   1,335,229 26,038 SH   SOLE 0 25,948 0 90
ISHARES TR JPMORGAN USD EMG 464288281   700,592 7,813 SH   SOLE 0 7,799 0 14
ISHARES TR MSCI USA VALUE 46432F388   34,026,562 314,159 SH   SOLE 0 302,993 0 11,166
ISHARES TR INTRM GOV CR ETF 464288612   120,277,058 1,156,733 SH   SOLE 0 1,137,661 0 19,072
ISHARES TR MSCI USA MMENTM 46432F396   19,916,438 106,306 SH   SOLE 0 102,549 0 3,757
ISHARES TR RUS 1000 GRW ETF 464287614   1,469,201 4,359 SH   SOLE 0 3,899 0 460
ISHARES TR RUSSELL 2000 ETF 464287655   405,879 1,930 SH   SOLE 0 1,930 0 0
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779   1,701,564 32,300 SH   SOLE 0 31,040 0 1,260
JOHNSON & JOHNSON COM 478160104   1,684,249 10,647 SH   SOLE 0 10,647 0 0
JPMORGAN CHASE & CO COM 46625H100   5,631,635 28,116 SH   SOLE 0 28,116 0 0
KLA CORP COM NEW 482480100   4,238,224 6,067 SH   SOLE 0 6,067 0 0
LAM RESEARCH CORP COM 512807108   4,451,734 4,582 SH   SOLE 0 4,582 0 0
M & T BK CORP COM 55261F104   2,282,972 15,697 SH   SOLE 0 15,697 0 0
MCDONALDS CORP COM 580135101   229,865 815 SH   SOLE 0 815 0 0
MCKESSON CORP COM 58155Q103   4,114,955 7,665 SH   SOLE 0 7,665 0 0
MERCK & CO INC COM 58933Y105   3,049,628 23,112 SH   SOLE 0 23,112 0 0
META PLATFORMS INC CL A 30303M102   318,055 655 SH   SOLE 0 652 0 3
MICROSOFT CORP COM 594918104   6,731,188 15,999 SH   SOLE 0 15,999 0 0
MONDELEZ INTL INC CL A 609207105   1,203,020 17,186 SH   SOLE 0 17,186 0 0
MORGAN STANLEY COM NEW 617446448   478,521 5,082 SH   SOLE 0 5,082 0 0
NEXTERA ENERGY INC COM 65339F101   2,301,207 36,007 SH   SOLE 0 36,007 0 0
NIKE INC CL B 654106103   442,082 4,704 SH   SOLE 0 4,274 0 430
NORWOOD FINL CORP COM 669549107   701,583 25,784 SH   SOLE 0 25,784 0 0
NOVO-NORDISK A S ADR 670100205   321,257 2,502 SH   SOLE 0 2,502 0 0
NVIDIA CORPORATION COM 67066G104   1,072,526 1,187 SH   SOLE 0 1,187 0 0
NXP SEMICONDUCTORS N V COM N6596X109   3,377,105 13,630 SH   SOLE 0 13,325 0 305
ORACLE CORP COM 68389X105   3,993,016 31,789 SH   SOLE 0 31,789 0 0
PEPSICO INC COM 713448108   3,015,597 17,231 SH   SOLE 0 17,231 0 0
PFIZER INC COM 717081103   416,955 15,025 SH   SOLE 0 15,025 0 0
PHILLIPS 66 COM 718546104   987,390 6,045 SH   SOLE 0 6,045 0 0
PPG INDS INC COM 693506107   249,808 1,724 SH   SOLE 0 1,724 0 0
PROCTER AND GAMBLE CO COM 742718109   1,205,680 7,431 SH   SOLE 0 7,431 0 0
PUBLIC STORAGE COM 74460D109   549,664 1,895 SH   SOLE 0 1,895 0 0
QUALCOMM INC COM 747525103   3,100,899 18,316 SH   SOLE 0 18,316 0 0
RTX CORPORATION COM 75513E101   431,278 4,422 SH   SOLE 0 4,422 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   243,483 4,668 SH   SOLE 0 4,668 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   1,305,364 12,051 SH   SOLE 0 11,716 0 335
SPDR GOLD TR GOLD SHS 78463V107   11,670,701 56,731 SH   SOLE 0 56,244 0 487
SPDR S&P 500 ETF TR TR UNIT 78462F103   891,968 1,705 SH   SOLE 0 1,705 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   540,052 19,329 SH   SOLE 0 19,327 0 2
SPDR SER TR S&P BIOTECH 78464A870   22,536,758 237,504 SH   SOLE 0 229,718 0 7,786
TESLA INC COM 88160R101   1,247,054 7,094 SH   SOLE 0 7,094 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   206,330 355 SH   SOLE 0 355 0 0
TJX COS INC NEW COM 872540109   1,353,957 13,350 SH   SOLE 0 13,350 0 0
TOMPKINS FINL CORP COM 890110109   256,228 5,095 SH   SOLE 0 5,095 0 0
ULTA BEAUTY INC COM 90384S303   2,170,998 4,152 SH   SOLE 0 4,152 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,932,087 5,927 SH   SOLE 0 5,752 0 175
VANGUARD INDEX FDS SMALL CP ETF 922908751   751,375 3,287 SH   SOLE 0 3,287 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,054,411 7,905 SH   SOLE 0 7,905 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   323,814 1,242 SH   SOLE 0 1,242 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   537,837 2,281 SH   SOLE 0 2,281 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   384,784 1,540 SH   SOLE 0 1,540 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   572,405 1,663 SH   SOLE 0 1,663 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   273,954 4,671 SH   SOLE 0 4,671 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   480,355 11,500 SH   SOLE 0 11,500 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   243,993 4,822 SH   SOLE 0 4,822 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   202,572 850 SH   SOLE 0 850 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   203,303 3,501 SH   SOLE 0 3,501 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   984,570 11,575 SH   SOLE 0 11,575 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   235,920 3,000 SH   SOLE 0 3,000 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   69,244,316 860,071 SH   SOLE 0 844,846 0 15,225
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   455,111 7,773 SH   SOLE 0 7,773 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   37,887,594 639,561 SH   SOLE 0 628,829 0 10,732
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   103,171,391 1,334,515 SH   SOLE 0 1,310,487 0 24,028
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,315,157 7,202 SH   SOLE 0 6,397 0 805
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,402,644 23,261 SH   SOLE 0 23,261 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   768,554 15,319 SH   SOLE 0 15,319 0 0
VANGUARD WELLINGTON FD US MOMENTUM 921935508   41,850,612 276,643 SH   SOLE 0 264,308 0 12,335
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   22,123,707 346,495 SH   SOLE 0 341,044 0 5,451
VERIZON COMMUNICATIONS INC COM 92343V104   288,534 6,876 SH   SOLE 0 6,876 0 0
VISA INC COM CL A 92826C839   4,454,954 15,963 SH   SOLE 0 15,688 0 275
WASTE MGMT INC DEL COM 94106L109   290,523 1,363 SH   SOLE 0 1,363 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   71,348,358 1,619,713 SH   SOLE 0 1,585,429 0 34,284