Operations Manager

0001432539-24-000003.txt : 20240507 0001432539-24-000003.hdr.sgml : 20240507 20240507115828 ACCESSION NUMBER: 0001432539-24-000003 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240507 DATE AS OF CHANGE: 20240507 EFFECTIVENESS DATE: 20240507 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Strategic Financial Services, Inc, CENTRAL INDEX KEY: 0001432539 ORGANIZATION NAME: IRS NUMBER: 161334685 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13318 FILM NUMBER: 24920622 BUSINESS ADDRESS: STREET 1: 114 BUSINESS PARK DRIVE CITY: UTICA STATE: NY ZIP: 13502 BUSINESS PHONE: 3157241776 MAIL ADDRESS: STREET 1: 114 BUSINESS PARK DRIVE CITY: UTICA STATE: NY ZIP: 13502 FORMER COMPANY: FORMER CONFORMED NAME: Strategic Investment Advisors, Inc DATE OF NAME CHANGE: 20080416 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001432539 XXXXXXXX 03-31-2024 03-31-2024 Strategic Financial Services, Inc,

114 BUSINESS PARK DRIVE UTICA NY 13502

13F HOLDINGS REPORT 028-13318 000109677 028-13318 N Holly Cafalone Operations Manager 3157241776 Holly Cafalone Utica NY 05-07-2024 0 126 1548213508 false INFORMATION TABLE 2 03312024_13f.xml ABBOTT LABS COM 002824100 387865 3413 SH SOLE 0 3413 0 0 ABBVIE INC COM 00287Y109 737801 4052 SH SOLE 0 4052 0 0 ALLSTATE CORP COM 020002101 237716 1374 SH SOLE 0 1374 0 0 ALPHABET INC CAP STK CL C 02079K107 5003873 32864 SH SOLE 0 32564 0 300 ALPHABET INC CAP STK CL A 02079K305 1266454 8391 SH SOLE 0 8091 0 300 ALPS ETF TR MED BREAKTHGH 00162Q593 674853 18877 SH SOLE 0 18116 0 761 AMAZON COM INC COM 023135106 1322185 7330 SH SOLE 0 7330 0 0 APPLE INC COM 037833100 13175976 76837 SH SOLE 0 76356 0 481 ASML HOLDING N V N Y REGISTRY SHS N07059210 351310 362 SH SOLE 0 362 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 648075 2595 SH SOLE 0 2595 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1261139 2999 SH SOLE 0 2999 0 0 BLACKROCK INC COM 09247X101 3113036 3734 SH SOLE 0 3734 0 0 BOOKING HOLDINGS INC COM 09857L108 1766778 487 SH SOLE 0 487 0 0 CATERPILLAR INC COM 149123101 225354 615 SH SOLE 0 615 0 0 CHEVRON CORP NEW COM 166764100 458708 2908 SH SOLE 0 2908 0 0 CHIPOTLE MEXICAN GRILL INC COM 169656105 290677 100 SH SOLE 0 100 0 0 CISCO SYS INC COM 17275R102 1545463 30965 SH SOLE 0 30965 0 0 COCA COLA CO COM 191216100 406480 6644 SH SOLE 0 6644 0 0 COLGATE PALMOLIVE CO COM 194162103 244036 2710 SH SOLE 0 2710 0 0 COMCAST CORP NEW CL A 20030N101 224553 5180 SH SOLE 0 5180 0 0 COMMUNITY BK SYS INC COM 203607106 464594 9673 SH SOLE 0 9673 0 0 CONMED CORP COM 207410101 882802 11024 SH SOLE 0 11024 0 0 CONOCOPHILLIPS COM 20825C104 297453 2337 SH SOLE 0 2337 0 0 COSTCO WHSL CORP NEW COM 22160K105 2365662 3229 SH SOLE 0 3229 0 0 CSX CORP COM 126408103 429678 11591 SH SOLE 0 11591 0 0 DEERE & CO COM 244199105 882680 2149 SH SOLE 0 2149 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 583163 10714 SH SOLE 0 10714 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 406628 9942 SH SOLE 0 9942 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 29683931 807726 SH SOLE 0 780422 0 27304 DISNEY WALT CO COM 254687106 374813 3063 SH SOLE 0 3053 0 10 DOLLAR TREE INC COM 256746108 970264 7287 SH SOLE 0 7287 0 0 ELEVANCE HEALTH INC COM 036752103 1080119 2083 SH SOLE 0 2083 0 0 EXXON MOBIL CORP COM 30231G102 2722671 23423 SH SOLE 0 23423 0 0 GENERAL ELECTRIC CO COM NEW 369604301 757957 4318 SH SOLE 0 4318 0 0 GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 3490144 53244 SH SOLE 0 46754 0 6490 GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 7933690 253149 SH SOLE 0 245001 0 8148 GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 9206588 88704 SH SOLE 0 88198 0 506 GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 33404358 974172 SH SOLE 0 935575 0 38597 GOLDMAN SACHS GROUP INC COM 38141G104 432309 1035 SH SOLE 0 1035 0 0 HERSHEY CO COM 427866108 241958 1244 SH SOLE 0 1244 0 0 HOME DEPOT INC COM 437076102 334883 873 SH SOLE 0 873 0 0 HONEYWELL INTL INC COM 438516106 1662790 8101 SH SOLE 0 8101 0 0 IDEXX LABS INC COM 45168D104 490256 908 SH SOLE 0 908 0 0 ILLINOIS TOOL WKS INC COM 452308109 347756 1296 SH SOLE 0 1296 0 0 IMMUCELL CORP COM PAR 452525306 164300 31000 SH SOLE 0 31000 0 0 INTEL CORP COM 458140100 268509 6079 SH SOLE 0 6079 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 926538 4852 SH SOLE 0 4772 0 80 ISHARES INC EMNG MKTS EQT 46434G889 76278714 1712589 SH SOLE 0 1653361 0 59228 ISHARES INC CORE MSCI EMKT 46434G103 483853 9377 SH SOLE 0 9377 0 0 ISHARES TR CORE S&P US VLU 464287663 882966 9763 SH SOLE 0 9010 0 753 ISHARES TR US SML CAP EQT 46434V290 252678445 3974181 SH SOLE 0 3848984 0 125197 ISHARES TR U S EQUITY FACTR 46434V282 231468010 4301580 SH SOLE 0 4141818 0 159762 ISHARES TR INTL EQTY FACTOR 46434V274 208654350 6992438 SH SOLE 0 6762783 0 229655 ISHARES TR ISHS 1-5YR INVS 464288646 1335229 26038 SH SOLE 0 25948 0 90 ISHARES TR JPMORGAN USD EMG 464288281 700592 7813 SH SOLE 0 7799 0 14 ISHARES TR MSCI USA VALUE 46432F388 34026562 314159 SH SOLE 0 302993 0 11166 ISHARES TR INTRM GOV CR ETF 464288612 120277058 1156733 SH SOLE 0 1137661 0 19072 ISHARES TR MSCI USA MMENTM 46432F396 19916438 106306 SH SOLE 0 102549 0 3757 ISHARES TR RUS 1000 GRW ETF 464287614 1469201 4359 SH SOLE 0 3899 0 460 ISHARES TR RUSSELL 2000 ETF 464287655 405879 1930 SH SOLE 0 1930 0 0 J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 1701564 32300 SH SOLE 0 31040 0 1260 JOHNSON & JOHNSON COM 478160104 1684249 10647 SH SOLE 0 10647 0 0 JPMORGAN CHASE & CO COM 46625H100 5631635 28116 SH SOLE 0 28116 0 0 KLA CORP COM NEW 482480100 4238224 6067 SH SOLE 0 6067 0 0 LAM RESEARCH CORP COM 512807108 4451734 4582 SH SOLE 0 4582 0 0 M & T BK CORP COM 55261F104 2282972 15697 SH SOLE 0 15697 0 0 MCDONALDS CORP COM 580135101 229865 815 SH SOLE 0 815 0 0 MCKESSON CORP COM 58155Q103 4114955 7665 SH SOLE 0 7665 0 0 MERCK & CO INC COM 58933Y105 3049628 23112 SH SOLE 0 23112 0 0 META PLATFORMS INC CL A 30303M102 318055 655 SH SOLE 0 652 0 3 MICROSOFT CORP COM 594918104 6731188 15999 SH SOLE 0 15999 0 0 MONDELEZ INTL INC CL A 609207105 1203020 17186 SH SOLE 0 17186 0 0 MORGAN STANLEY COM NEW 617446448 478521 5082 SH SOLE 0 5082 0 0 NEXTERA ENERGY INC COM 65339F101 2301207 36007 SH SOLE 0 36007 0 0 NIKE INC CL B 654106103 442082 4704 SH SOLE 0 4274 0 430 NORWOOD FINL CORP COM 669549107 701583 25784 SH SOLE 0 25784 0 0 NOVO-NORDISK A S ADR 670100205 321257 2502 SH SOLE 0 2502 0 0 NVIDIA CORPORATION COM 67066G104 1072526 1187 SH SOLE 0 1187 0 0 NXP SEMICONDUCTORS N V COM N6596X109 3377105 13630 SH SOLE 0 13325 0 305 ORACLE CORP COM 68389X105 3993016 31789 SH SOLE 0 31789 0 0 PEPSICO INC COM 713448108 3015597 17231 SH SOLE 0 17231 0 0 PFIZER INC COM 717081103 416955 15025 SH SOLE 0 15025 0 0 PHILLIPS 66 COM 718546104 987390 6045 SH SOLE 0 6045 0 0 PPG INDS INC COM 693506107 249808 1724 SH SOLE 0 1724 0 0 PROCTER AND GAMBLE CO COM 742718109 1205680 7431 SH SOLE 0 7431 0 0 PUBLIC STORAGE COM 74460D109 549664 1895 SH SOLE 0 1895 0 0 QUALCOMM INC COM 747525103 3100899 18316 SH SOLE 0 18316 0 0 RTX CORPORATION COM 75513E101 431278 4422 SH SOLE 0 4422 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 243483 4668 SH SOLE 0 4668 0 0 SKYWORKS SOLUTIONS INC COM 83088M102 1305364 12051 SH SOLE 0 11716 0 335 SPDR GOLD TR GOLD SHS 78463V107 11670701 56731 SH SOLE 0 56244 0 487 SPDR S&P 500 ETF TR TR UNIT 78462F103 891968 1705 SH SOLE 0 1705 0 0 SPDR SER TR PORTFOLIO LN TSR 78464A664 540052 19329 SH SOLE 0 19327 0 2 SPDR SER TR S&P BIOTECH 78464A870 22536758 237504 SH SOLE 0 229718 0 7786 TESLA INC COM 88160R101 1247054 7094 SH SOLE 0 7094 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 206330 355 SH SOLE 0 355 0 0 TJX COS INC NEW COM 872540109 1353957 13350 SH SOLE 0 13350 0 0 TOMPKINS FINL CORP COM 890110109 256228 5095 SH SOLE 0 5095 0 0 ULTA BEAUTY INC COM 90384S303 2170998 4152 SH SOLE 0 4152 0 0 UNITEDHEALTH GROUP INC COM 91324P102 2932087 5927 SH SOLE 0 5752 0 175 VANGUARD INDEX FDS SMALL CP ETF 922908751 751375 3287 SH SOLE 0 3287 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 2054411 7905 SH SOLE 0 7905 0 0 VANGUARD INDEX FDS SML CP GRW ETF 922908595 323814 1242 SH SOLE 0 1242 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 537837 2281 SH SOLE 0 2281 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 384784 1540 SH SOLE 0 1540 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 572405 1663 SH SOLE 0 1663 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 273954 4671 SH SOLE 0 4671 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 480355 11500 SH SOLE 0 11500 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 243993 4822 SH SOLE 0 4822 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 202572 850 SH SOLE 0 850 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 203303 3501 SH SOLE 0 3501 0 0 VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 984570 11575 SH SOLE 0 11575 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 235920 3000 SH SOLE 0 3000 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 69244316 860071 SH SOLE 0 844846 0 15225 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 455111 7773 SH SOLE 0 7773 0 0 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 37887594 639561 SH SOLE 0 628829 0 10732 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 103171391 1334515 SH SOLE 0 1310487 0 24028 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1315157 7202 SH SOLE 0 6397 0 805 VANGUARD STAR FDS VG TL INTL STK F 921909768 1402644 23261 SH SOLE 0 23261 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 768554 15319 SH SOLE 0 15319 0 0 VANGUARD WELLINGTON FD US MOMENTUM 921935508 41850612 276643 SH SOLE 0 264308 0 12335 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 22123707 346495 SH SOLE 0 341044 0 5451 VERIZON COMMUNICATIONS INC COM 92343V104 288534 6876 SH SOLE 0 6876 0 0 VISA INC COM CL A 92826C839 4454954 15963 SH SOLE 0 15688 0 275 WASTE MGMT INC DEL COM 94106L109 290523 1363 SH SOLE 0 1363 0 0 WORLD GOLD TR SPDR GLD MINIS 98149E303 71348358 1619713 SH SOLE 0 1585429 0 34284