The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM 00846U101 299 6,573 SH   SOLE   0 0 6,573
ALPS ETF TR ALERIAN MLP 00162Q866 34,976 2,775,872 SH   SOLE   0 0 2,775,872
APPLE INC COM 037833100 221 1,911 SH   SOLE   0 0 1,911
AT&T INC COM 00206R102 2,538 59,664 SH   SOLE   0 0 59,664
COSTCO WHSL CORP NEW COM 22160K105 307 1,919 SH   SOLE   0 0 1,919
DBX ETF TR DB XTR MSCI EUR 233051853 38,652 1,523,528 SH   SOLE   0 0 1,523,528
EDISON INTL COM 281020107 229 3,181 SH   SOLE   0 0 3,181
FIDELITY MSCI FINLS IDX 316092501 18,751 542,251 SH   SOLE   0 0 542,251
FIRST COMWLTH FINL CORP PA COM 319829107 836 58,981 SH   SOLE   0 0 58,981
FIRST TR EXCHAN TRADED FD VI FST TR GLB FD 33739H101 294 14,416 SH   SOLE   0 0 14,416
ISHARES INC CORE MSCI EMKT 46434G103 4,900 115,430 SH   SOLE   0 0 115,430
ISHARES TR 1-3 YR CR BD ETF 464288646 60,962 580,923 SH   SOLE   0 0 580,923
ISHARES TR CORE MSCI EAFE 46432F842 8,156 152,070 SH   SOLE   0 0 152,070
ISHARES TR CORE S&P MCP ETF 464287507 45,298 273,968 SH   SOLE   0 0 273,968
ISHARES TR CORE S&P SCP ETF 464287804 29,187 212,235 SH   SOLE   0 0 212,235
ISHARES TR CORE S&P500 ETF 464287200 5,420 24,088 SH   SOLE   0 0 24,088
ISHARES TR CORE US AGGBD ET 464287226 24,099 223,016 SH   SOLE   0 0 223,016
ISHARES TR CUR HD EURZN ETF 46434V639 14,667 551,406 SH   SOLE   0 0 551,406
ISHARES TR FLTG RATE BD ETF 46429B655 64,902 1,279,359 SH   SOLE   0 0 1,279,359
ISHARES TR IBOXX HI YD ETF 464288513 1,158 13,379 SH   SOLE   0 0 13,379
ISHARES TR MSCI EAFE ETF 464287465 1,180 20,439 SH   SOLE   0 0 20,439
ISHARES TR RUSSELL 2000 ETF 464287655 2,014 14,935 SH   SOLE   0 0 14,935
ISHARES TR U.S. PFD STK ETF 464288687 4,533 121,829 SH   SOLE   0 0 121,829
MCDONALDS CORP COM 580135101 1,083 8,901 SH   SOLE   0 0 8,901
NETAPP INC COM 64110D104 247 7,000 SH   SOLE   0 0 7,000
NUVEEN CALIF MUN VALUE FD COM 67062C107 117 11,250 SH   SOLE   0 0 11,250
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,655 26,592 SH   SOLE   0 0 26,592
POWERSHARES ETF TR II VAR RATE PFD POR 73937B597 34,293 1,393,469 SH   SOLE   0 0 1,393,469
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 29,719 1,272,223 SH   SOLE   0 0 1,272,223
PROSHARES TR INFLATN EXPECTNS 74348A814 27,355 940,823 SH   SOLE   0 0 940,823
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,594 29,928 SH   SOLE   0 0 29,928
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,261 27,934 SH   SOLE   0 0 27,934
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 725 11,787 SH   SOLE   0 0 11,787
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,923 13,075 SH   SOLE   0 0 13,075
SPDR SER TR BLOOMBERG SRT TR 78468R408 30,253 1,092,970 SH   SOLE   0 0 1,092,970
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 3,703 77,975 SH   SOLE   0 0 77,975
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 1,109 44,360 SH   SOLE   0 0 44,360
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,365 29,276 SH   SOLE   0 0 29,276
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,948 19,029 SH   SOLE   0 0 19,029
VANGUARD INDEX FDS MID CAP ETF 922908629 1,123 8,528 SH   SOLE   0 0 8,528
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 61,848 301,242 SH   SOLE   0 0 301,242
VANGUARD INDEX FDS SMALL CP ETF 922908751 459 3,561 SH   SOLE   0 0 3,561
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,892 16,404 SH   SOLE   0 0 16,404
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,877 65,119 SH   SOLE   0 0 65,119
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 27,283 762,533 SH   SOLE   0 0 762,533
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,634 33,191 SH   SOLE   0 0 33,191
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 555 6,510 SH   SOLE   0 0 6,510
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 66,672 1,824,633 SH   SOLE   0 0 1,824,633
VEREIT INC COM 92339V100 96 11,370 SH   SOLE   0 0 11,370
VERIZON COMMUNICATIONS INC COM 92343V104 504 9,449 SH   SOLE   0 0 9,449