The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERCROMBIE & FITCH CO CL A 002896207 0 6 SH   SOLE   0 0 6
ACADIA PHARMACEUTICALS INC COM 004225108 24 1,000 SH   SOLE   0 0 1,000
ALCO STORES INC COM 001600105 48 4,740 SH   SOLE   0 0 4,740
ALLIED NEVADA GOLD CORP COM 019344100 3 800 SH   SOLE   0 0 800
AMERICAN RLTY CAP PPTYS INC COM 02917T104 125 8,887 SH   SOLE   0 0 8,887
AOL INC COM 00184X105 0 4 SH   SOLE   0 0 4
APPLE INC COM 037833100 40 75 SH   SOLE   0 0 75
AT&T INC COM 00206R102 134 3,809 SH   SOLE   0 0 3,809
BANK OF AMERICA CORPORATION COM 060505104 17 1,000 SH   SOLE   0 0 1,000
BARRICK GOLD CORP COM 067901108 12 700 SH   SOLE   0 0 700
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 69 4,950 SH   SOLE   0 0 4,950
CARNIVAL CORP PAIRED CTF 143658300 4 100 SH   SOLE   0 0 100
CBL & ASSOC PPTYS INC COM 124830100 19 1,053 SH   SOLE   0 0 1,053
CHEVRON CORP NEW COM 166764100 119 1,000 SH   SOLE   0 0 1,000
CISCO SYS INC COM 17275R102 22 1,000 SH   SOLE   0 0 1,000
CITIGROUP INC COM NEW 172967424 10 200 SH   SOLE   0 0 200
COCA COLA CO COM 191216100 19 500 SH   SOLE   0 0 500
COSTCO WHSL CORP NEW COM 22160K105 202 1,810 SH   SOLE   0 0 1,810
CPI AEROSTRUCTURES INC COM NEW 125919308 118 9,100 SH   SOLE   0 0 9,100
CUTWATER SELECT INCOME FD COM 232229104 164 8,442 SH   SOLE   0 0 8,442
DEERE & CO COM 244199105 18 200 SH   SOLE   0 0 200
DISNEY WALT CO COM DISNEY 254687106 6 75 SH   SOLE   0 0 75
EATON VANCE CA MUNI INCOME T SH BEN INT 27826F101 13 1,107 SH   SOLE   0 0 1,107
EATON VANCE CALIF MUN BD FD COM 27828C106 12 1,000 SH   SOLE   0 0 1,000
EATON VANCE LTD DUR INCOME F COM 27828H105 10 648 SH   SOLE   0 0 648
EXETER RES CORP COM 301835104 2 3,000 SH   SOLE   0 0 3,000
EXXON MOBIL CORP COM 30231G102 203 2,076 SH   SOLE   0 0 2,076
FACEBOOK INC CL A 30303M102 66 1,100 SH   SOLE   0 0 1,100
FORD MTR CO DEL COM PAR $0.01 345370860 78 5,000 SH   SOLE   0 0 5,000
FRONTIER COMMUNICATIONS CORP COM 35906A108 2 288 SH   SOLE   0 0 288
GENERAL ELECTRIC CO COM 369604103 98 3,786 SH   SOLE   0 0 3,786
GENERAL MTRS CO *W EXP 07/10/201 37045V118 0 8 SH   SOLE   0 0 8
GENERAL MTRS CO *W EXP 07/10/201 37045V126 0 8 SH   SOLE   0 0 8
GENERAL MTRS CO COM 37045V100 0 9 SH   SOLE   0 0 9
GOLDMAN SACHS GROUP INC COM 38141G104 66 400 SH   SOLE   0 0 400
GOOGLE INC CL A 38259P508 45 40 SH   SOLE   0 0 40
HOME DEPOT INC COM 437076102 198 2,500 SH   SOLE   0 0 2,500
HUMANA INC COM 444859102 45 400 SH   SOLE   0 0 400
INTEL CORP COM 458140100 5 200 SH   SOLE   0 0 200
INTERNATIONAL BUSINESS MACHS COM 459200101 7 35 SH   SOLE   0 0 35
INVESCO CALIF VALUE MUN INC COM 46132H106 13 1,083 SH   SOLE   0 0 1,083
ISHARES 1-3 YR CR BD ETF 464288646 21,905 207,671 SH   SOLE   0 0 207,671
ISHARES 1-3 YR TR BD ETF 464287457 411 4,865 SH   SOLE   0 0 4,865
ISHARES COHEN&STEER REIT 464287564 1,047 12,730 SH   SOLE   0 0 12,730
ISHARES CORE S&P MCP ETF 464287507 45,425 330,433 SH   SOLE   0 0 330,433
ISHARES CORE S&P SCP ETF 464287804 14,250 129,379 SH   SOLE   0 0 129,379
ISHARES CORE S&P500 ETF 464287200 39 207 SH   SOLE   0 0 207
ISHARES CORE TOTUSBD ETF 464287226 63 587 SH   SOLE   0 0 587
ISHARES DOW JONES US ETF 464287846 2 17 SH   SOLE   0 0 17
ISHARES IBOXX HI YD ETF 464288513 17,192 182,148 SH   SOLE   0 0 182,148
ISHARES IBOXX INV CP ETF 464287242 1 11 SH   SOLE   0 0 11
ISHARES INTL DEV RE ETF 464288489 95 3,152 SH   SOLE   0 0 3,152
ISHARES MSCI AUST ETF 464286103 35 1,358 SH   SOLE   0 0 1,358
ISHARES MSCI BRZ CAP ETF 464286400 21 472 SH   SOLE   0 0 472
ISHARES MSCI EAFE ETF 464287465 6,319 94,035 SH   SOLE   0 0 94,035
ISHARES MSCI EMG MKT ETF 464287234 109 2,659 SH   SOLE   0 0 2,659
ISHARES MSCI FRANCE ETF 464286707 25 858 SH   SOLE   0 0 858
ISHARES MSCI GERMANY ETF 464286806 47 1,503 SH   SOLE   0 0 1,503
ISHARES MSCI HONG KG ETF 464286871 28 1,408 SH   SOLE   0 0 1,408
ISHARES MSCI JAPAN ETF 464286848 62 5,435 SH   SOLE   0 0 5,435
ISHARES MSCI MEX CAP ETF 464286822 12 181 SH   SOLE   0 0 181
ISHARES MSCI SINGAP ETF 464286673 12 912 SH   SOLE   0 0 912
ISHARES MSCI SZ CAP ETF 464286749 26 756 SH   SOLE   0 0 756
ISHARES MSCI UK ETF 464286699 68 3,324 SH   SOLE   0 0 3,324
ISHARES RUSSELL 2000 ETF 464287655 13,220 113,636 SH   SOLE   0 0 113,636
ISHARES U.S. PFD STK ETF 464288687 20,372 521,950 SH   SOLE   0 0 521,950
ISHARES INC CORE MSCI EMKT 46434G103 5,104 103,996 SH   SOLE   0 0 103,996
ISHARES TR FLTG RATE BD ETF 46429B655 59,379 1,170,953 SH   SOLE   0 0 1,170,953
JDS UNIPHASE CORP COM PAR $0.001 46612J507 0 1 SH   SOLE   0 0 1
JOHNSON & JOHNSON COM 478160104 39 400 SH   SOLE   0 0 400
JPMORGAN CHASE & CO COM 46625H100 18 300 SH   SOLE   0 0 300
LINN ENERGY LLC UNIT LTD LIAB 536020100 17 600 SH   SOLE   0 0 600
MARKET VECTORS ETF TR COAL ETF 57060U837 1 67 SH   SOLE   0 0 67
MARKET VECTORS ETF TR RUSSIA ETF 57060U506 10 423 SH   SOLE   0 0 423
MCDONALDS CORP COM 580135101 1,017 10,378 SH   SOLE   0 0 10,378
MERCK & CO INC NEW COM 58933Y105 16 285 SH   SOLE   0 0 285
MFS CALIF MUN FD COM 59318C106 53 5,000 SH   SOLE   0 0 5,000
MICROSOFT CORP COM 594918104 82 2,000 SH   SOLE   0 0 2,000
MILLER INDS INC TENN COM NEW 600551204 107 5,500 SH   SOLE   0 0 5,500
MOTORCAR PTS AMER INC COM 620071100 128 4,800 SH   SOLE   0 0 4,800
NETAPP INC COM 64110D104 793 21,500 SH   SOLE   0 0 21,500
NEWMONT MINING CORP COM 651639106 9 400 SH   SOLE   0 0 400
NUVEEN CA DIV ADV MUNI FD 3 COM SH BEN INT 67070Y109 12 1,000 SH   SOLE   0 0 1,000
NUVEEN CA DIVIDEND ADV MUN F COM 67066Y105 14 1,000 SH   SOLE   0 0 1,000
NUVEEN CA SELECT QUALITY MUN COM 670975101 14 1,000 SH   SOLE   0 0 1,000
NUVEEN CA SELECT TAX FREE PR SH BEN INT 67063R103 71 5,000 SH   SOLE   0 0 5,000
NUVEEN CAL AMT-FREE MUN INC COM 670651108 27 2,023 SH   SOLE   0 0 2,023
NUVEEN CALIF MUN VALUE FD COM 67062C107 110 11,250 SH   SOLE   0 0 11,250
NUVEEN CALIF MUNICPAL VALU F COM 6706EB106 93 5,893 SH   SOLE   0 0 5,893
PAYCHEX INC COM 704326107 17 400 SH   SOLE   0 0 400
PEPSICO INC COM 713448108 5 58 SH   SOLE   0 0 58
PFIZER INC COM 717081103 69 2,150 SH   SOLE   0 0 2,150
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 0 1 SH   SOLE   0 0 1
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 13 510 SH   SOLE   0 0 510
POWERSHARES ETF TRUST GBL LSTD PVT EQT 73935X195 10,012 824,034 SH   SOLE   0 0 824,034
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 9,616 387,617 SH   SOLE   0 0 387,617
POWERSHARES GLOBAL ETF TRUST AGG PFD PORT 73936T565 124 8,695 SH   SOLE   0 0 8,695
POWERSHARES GLOBAL ETF TRUST I-30 LAD TREAS 73936T524 0 1 SH   SOLE   0 0 1
POWERSHARES GLOBAL ETF TRUST WK VRDO TX FR 73936T433 125 5,000 SH   SOLE   0 0 5,000
PROCTER & GAMBLE CO COM 742718109 81 1,000 SH   SOLE   0 0 1,000
QUALCOMM INC COM 747525103 8 106 SH   SOLE   0 0 106
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 332 13,645 SH   SOLE   0 0 13,645
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 272 8,635 SH   SOLE   0 0 8,635
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2 31 SH   SOLE   0 0 31
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4 80 SH   SOLE   0 0 80
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 0 5 SH   SOLE   0 0 5
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 720 16,105 SH   SOLE   0 0 16,105
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 702 18,183 SH   SOLE   0 0 18,183
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 459 8,571 SH   SOLE   0 0 8,571
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 25 1,100 SH   SOLE   0 0 1,100
SOLARCITY CORP COM 83416T100 1 13 SH   SOLE   0 0 13
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 0 3 SH   SOLE   0 0 3
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 3,406 79,844 SH   SOLE   0 0 79,844
SPDR S&P 500 ETF TR TR UNIT 78462F103 27,826 148,794 SH   SOLE   0 0 148,794
SPDR SER TR SHT TRM HGH YLD 78468R408 5,223 168,634 SH   SOLE   0 0 168,634
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,432 34,650 SH   SOLE   0 0 34,650
SPDR SERIES TRUST BRCLYS 1-3MT ETF 78464A680 3,477 75,959 SH   SOLE   0 0 75,959
SPDR SERIES TRUST NUVN CALI MUNI 78464A441 69 3,000 SH   SOLE   0 0 3,000
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 89 2,089 SH   SOLE   0 0 2,089
STARBUCKS CORP COM 855244109 1 11 SH   SOLE   0 0 11
TESLA MTRS INC COM 88160R101 1 4 SH   SOLE   0 0 4
TIME WARNER CABLE INC COM 88732J207 2 12 SH   SOLE   0 0 12
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106 489 8,335 SH   SOLE   0 0 8,335
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 904 11,134 SH   SOLE   0 0 11,134
VANGUARD INDEX FDS LARGE CAP ETF 922908637 6,764 78,628 SH   SOLE   0 0 78,628
VANGUARD INDEX FDS MID CAP ETF 922908629 4,658 41,014 SH   SOLE   0 0 41,014
VANGUARD INDEX FDS REIT ETF 922908553 9,848 139,448 SH   SOLE   0 0 139,448
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 36,287 211,769 SH   SOLE   0 0 211,769
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,537 13,610 SH   SOLE   0 0 13,610
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,254 12,866 SH   SOLE   0 0 12,866
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,643 32,653 SH   SOLE   0 0 32,653
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,652 361,056 SH   SOLE   0 0 361,056
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 10,465 177,519 SH   SOLE   0 0 177,519
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 14 227 SH   SOLE   0 0 227
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 305 4,052 SH   SOLE   0 0 4,052
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,709 307,942 SH   SOLE   0 0 307,942
VERIZON COMMUNICATIONS INC COM 92343V104 109 2,301 SH   SOLE   0 0 2,301
VIOLIN MEMORY INC COM 92763A101 80 20,000 SH   SOLE   0 0 20,000
ZIX CORP COM 98974P100 66 16,000 SH   SOLE   0 0 16,000