The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   200,586 1,827 SH   SOLE   0 0 1,827
ABBVIE INC COM 00287Y109   223,345 1,382 SH   SOLE   0 0 1,382
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,837,188 6,885 SH   SOLE   0 0 6,885
AIR TRANSPORT SERVICES GRP I COM 00922R105   427,761 16,465 SH   SOLE   0 0 16,465
ALPHABET INC CAP STK CL A 02079K305   584,083 6,620 SH   SOLE   0 0 6,620
ALPHABET INC CAP STK CL C 02079K107   272,135 3,067 SH   SOLE   0 0 3,067
AMAZON COM INC COM 023135106   1,074,474 12,791 SH   SOLE   0 0 12,791
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   24,074,329 477,192 SH   SOLE   477,192 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   725,618 13,642 SH   SOLE   13,642 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,215,412 21,959 SH   SOLE   21,959 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   464,576 6,831 SH   SOLE   6,831 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   423,453 8,437 SH   SOLE   8,437 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   146,006,967 1,959,562 SH   SOLE   1,959,562 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   237,629 1,731 SH   SOLE   0 0 1,731
APPLE INC COM 037833100   7,156,568 55,080 SH   SOLE   0 0 55,080
AUTOZONE INC COM 053332102   739,854 300 SH   SOLE   0 0 300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,343,555 5 SH   SOLE   0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,478,923 8,025 SH   SOLE   0 0 8,025
CARDINAL HEALTH INC COM 14149Y108   230,610 3,000 SH   SOLE   0 0 3,000
CHEVRON CORP NEW COM 166764100   330,684 1,842 SH   SOLE   0 0 1,842
CINCINNATI FINL CORP COM 172062101   10,658,386 104,096 SH   SOLE   0 0 104,096
CINTAS CORP COM 172908105   461,104 1,021 SH   SOLE   0 0 1,021
COMCAST CORP NEW CL A 20030N101   452,938 12,952 SH   SOLE   0 0 12,952
CVS HEALTH CORP COM 126650100   5,225,821 56,077 SH   SOLE   0 0 56,077
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   386,451,749 9,307,605 SH   SOLE   9,307,605 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   51,978,650 2,314,277 SH   SOLE   2,314,277 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   44,201,950 1,977,716 SH   SOLE   1,977,716 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,324,800 31,839 SH   SOLE   31,839 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   77,262,959 1,757,974 SH   SOLE   1,757,974 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   86,714,245 2,590,031 SH   SOLE   2,590,031 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   19,745,071 797,137 SH   SOLE   797,137 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   7,893,762 365,452 SH   SOLE   365,452 0 0
EMERSON ELEC CO COM 291011104   5,504,852 57,306 SH   SOLE   0 0 57,306
EXXON MOBIL CORP COM 30231G102   376,721 3,415 SH   SOLE   0 0 3,415
FIFTH THIRD BANCORP COM 316773100   406,497 12,389 SH   SOLE   0 0 12,389
FIRST FINL BANCORP OH COM 320209109   271,352 11,199 SH   SOLE   0 0 11,199
FRANKLIN STR PPTYS CORP COM 35471R106   204,021 74,733 SH   SOLE   0 0 74,733
GENERAL ELECTRIC CO COM NEW 369604301   353,650 4,221 SH   SOLE   0 0 4,221
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   243,232 4,150 SH   SOLE   0 0 4,150
GOLD FIELDS LTD SPONSORED ADR 38059T106   124,200 12,000 SH   SOLE   0 0 12,000
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   385,370 5,062 SH   SOLE   5,062 0 0
HOME DEPOT INC COM 437076102   518,642 1,642 SH   SOLE   0 0 1,642
INTEL CORP COM 458140100   234,198 8,861 SH   SOLE   0 0 8,861
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   2,151,730 29,500 SH   SOLE   29,500 0 0
INVESCO QQQ TR UNIT SER 1 46090e103   562,184 2,111 SH   SOLE   2,111 0 0
ISHARES GOLD TR ISHARES NEW 464285204   724,488 20,945 SH   SOLE   20,945 0 0
ISHARES INC CORE MSCI EMKT 46434G103   978,832 20,960 SH   SOLE   20,960 0 0
ISHARES INC MSCI GERMANY ETF 464286806   514,804 20,817 SH   SOLE   20,817 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   233,929 4,297 SH   SOLE   4,297 0 0
ISHARES INC MSCI MEXICO ETF 464286822   362,716 7,335 SH   SOLE   7,335 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   1,420,034 14,826 SH   SOLE   14,826 0 0
ISHARES TR MBS ETF 464288588   1,446,798 15,599 SH   SOLE   15,599 0 0
ISHARES TR CORE MSCI EAFE 46432F842   111,025,753 1,801,197 SH   SOLE   1,801,197 0 0
ISHARES TR CORE S&P500 ETF 464287200   221,535,193 576,599 SH   SOLE   576,599 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,237,785 9,251 SH   SOLE   9,251 0 0
ISHARES TR CORE S&P SCP ETF 464287804   556,204 5,877 SH   SOLE   5,877 0 0
ISHARES TR CORE S&P TTL STK 464287150   31,591,672 372,543 SH   SOLE   372,543 0 0
ISHARES TR MSCI USA MIN VOL 46429b697   223,366 3,098 SH   SOLE   3,098 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,464,077 22,305 SH   SOLE   22,305 0 0
ISHARES TR EAFE SML CP ETF 464288273   741,479 13,128 SH   SOLE   13,128 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,628,137 42,959 SH   SOLE   42,959 0 0
ISHARES TR NATIONAL MUN ETF 464288414   22,338,478 211,699 SH   SOLE   211,699 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   6,204,284 28,960 SH   SOLE   28,960 0 0
ISHARES TR RUS 1000 ETF 464287622   915,762 4,350 SH   SOLE   4,350 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   354,328 2,336 SH   SOLE   2,336 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   271,697 1,558 SH   SOLE   1,558 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   260,838 1,881 SH   SOLE   1,881 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   14,653,563 66,402 SH   SOLE   66,402 0 0
ISHARES TR RUS MD CP GR ETF 464287481   21,454,891 256,637 SH   SOLE   256,637 0 0
ISHARES TR RUS MID CAP ETF 464287499   266,630 3,953 SH   SOLE   3,953 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   773,383 7,342 SH   SOLE   7,342 0 0
ISHARES TR S&P 100 ETF 464287101   486,466 2,852 SH   SOLE   2,852 0 0
ISHARES TR S&P 500 VAL ETF 464287408   2,821,992 19,453 SH   SOLE   19,453 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   2,297,808 39,279 SH   SOLE   39,279 0 0
ISHARES TR S&P MC 400GR ETF 464287606   596,312 8,731 SH   SOLE   8,731 0 0
ISHARES TR ISHARES SEMICDTR 464287523   278,732 801 SH   SOLE   801 0 0
ISHARES TR TRS FLT RT BD 46434V860   393,349 7,803 SH   SOLE   7,803 0 0
ISHARES TR US AER DEF ETF 464288760   283,677 2,536 SH   SOLE   2,536 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,070,783 19,651 SH   SOLE   19,651 0 0
JOHNSON & JOHNSON COM 478160104   475,559 2,692 SH   SOLE   0 0 2,692
JPMORGAN CHASE & CO COM 46625H100   1,445,218 10,777 SH   SOLE   0 0 10,777
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   874,990 40,229 SH   SOLE   0 0 40,229
KINDER MORGAN INC DEL COM 49456B101   528,551 29,234 SH   SOLE   0 0 29,234
KROGER CO COM 501044101   375,288 8,418 SH   SOLE   0 0 8,418
LISTED FD TR HORIZON KINETICS 53656F623   389,030 12,358 SH   SOLE   0 0 12,358
LOCKHEED MARTIN CORP COM 539830109   386,641 795 SH   SOLE   0 0 795
LSI INDS INC OHIO COM 50216C108   168,744 13,786 SH   SOLE   0 0 13,786
MERCK & CO INC COM 58933Y105   596,322 5,375 SH   SOLE   0 0 5,375
META PLATFORMS INC CL A 30303M102   1,298,108 10,787 SH   SOLE   0 0 10,787
MICROSOFT CORP COM 594918104   1,272,044 5,304 SH   SOLE   0 0 5,304
NVIDIA CORPORATION COM 67066G104   298,272 2,041 SH   SOLE   0 0 2,041
PEPSICO INC COM 713448108   357,978 1,982 SH   SOLE   0 0 1,982
PFIZER INC COM 717081103   333,183 6,502 SH   SOLE   0 0 6,502
PGIM ETF TR PGIM ULTRA SH BD 69344A107   947,581 19,299 SH   SOLE   19,299 0 0
PIPER SANDLER COMPANIES COM 724078100   252,699 1,941 SH   SOLE   0 0 1,941
PNC FINL SVCS GROUP INC COM 693475105   414,277 2,623 SH   SOLE   0 0 2,623
PROCTER AND GAMBLE CO COM 742718109   40,533,662 267,443 SH   SOLE   0 0 267,443
RPM INTL INC COM 749685103   455,189 4,671 SH   SOLE   0 0 4,671
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   76,392,568 2,371,703 SH   SOLE   2,371,703 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   18,770,551 418,892 SH   SOLE   418,892 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   6,189,072 137,078 SH   SOLE   137,078 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,743,752 142,237 SH   SOLE   142,237 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   934,861 18,051 SH   SOLE   18,051 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   290,771 6,059 SH   SOLE   6,059 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   287,510 2,226 SH   SOLE   2,226 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   301,903 8,175 SH   SOLE   8,175 0 0
SMUCKER J M CO COM NEW 832696405   354,829 2,239 SH   SOLE   0 0 2,239
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,342,812 13,107 SH   SOLE   13,107 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,345,115 8,747 SH   SOLE   8,747 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,010,410 2,282 SH   SOLE   2,282 0 0
SPDR SER TR S&P DIVID ETF 78464A763   601,404 4,807 SH   SOLE   4,807 0 0
SPDR SER TR S&P SEMICNDCTR 78464A862   699,858 4,185 SH   SOLE   4,185 0 0
TESLA INC COM 88160R101   427,280 3,469 SH   SOLE   3,469 0 0
UNITED STS OIL FD LP UNITS 91232N207   962,821 13,733 SH   SOLE   0 0 13,733
US BANCORP DEL COM NEW 902973304   1,880,550 43,122 SH   SOLE   0 0 43,122
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   744,244 4,550 SH   SOLE   4,550 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,777,295 37,369 SH   SOLE   37,369 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   364,443,189 4,841,169 SH   SOLE   4,841,169 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,296,231 31,963 SH   SOLE   31,963 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   231,727 4,886 SH   SOLE   4,886 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   292,292 2,200 SH   SOLE   2,200 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   115,709,339 542,956 SH   SOLE   542,956 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   56,520,871 324,460 SH   SOLE   324,460 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,052,277 10,070 SH   SOLE   10,070 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   184,981,539 1,029,047 SH   SOLE   1,029,047 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,095,401 8,100 SH   SOLE   8,100 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,278,429 63,996 SH   SOLE   63,996 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,367,826 20,971 SH   SOLE   20,971 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,441,135 7,186 SH   SOLE   7,186 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,495,983 22,015 SH   SOLE   22,015 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,745,878 9,512 SH   SOLE   9,512 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   275,246,968 1,439,651 SH   SOLE   1,439,651 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   468,976 3,341 SH   SOLE   3,341 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,794,993 97,357 SH   SOLE   97,357 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,981,583 39,521 SH   SOLE   39,521 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   259,005 6,265 SH   SOLE   6,265 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,673,009 33,805 SH   SOLE   33,805 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,687,393 21,770 SH   SOLE   21,770 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,776,815 23,631 SH   SOLE   23,631 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   6,027,388 104,244 SH   SOLE   104,244 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   290,489 1,913 SH   SOLE   1,913 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,853,751 55,177 SH   SOLE   55,177 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858   192,072,080 4,576,414 SH   SOLE   4,576,414 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   526,087 10,695 SH   SOLE   10,695 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   625,933 9,504 SH   SOLE   9,504 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   221,646 1,157 SH   SOLE   1,157 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,402,529 4,391 SH   SOLE   4,391 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   233,503 5,926 SH   SOLE   0 0 5,926
VISA INC COM CL A 92826C839   522,806 2,516 SH   SOLE   0 0 2,516
WALMART INC COM 931142103   358,162 2,526 SH   SOLE   0 0 2,526
WESBANCO INC COM 950810101   1,236,722 33,443 SH   SOLE   0 0 33,443
WISDOMTREE TR US SMALLCAP DIVD 97717W604   2,701,800 95,000 SH   SOLE   95,000 0 0
ZOVIO INC COM 98979V102   412 48,484 SH   SOLE   0 0 48,484