The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 222 1,736 SH   SOLE NONE 185 0 1,551
APPLE INC COM 037833100 1,280 9,392 SH   SOLE NONE 5,092 0 4,300
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 501 9,507 SH   SOLE NONE 9,507 0 0
BRKSHR HTHWY CL A 084670108 8,586 21 SH   SOLE NONE 1 0 20
BRKSHR HTHWY CL B NEW 084670702 1,950 7,167 SH   SOLE NONE 3,160 0 4,007
CHVRN CORP COM 166764100 419 2,913 SH   SOLE NONE 469 0 2,444
COCA COLA CO COM 191216100 412 6,590 SH   SOLE NONE 6,390 0 200
COSTCO WHSL CORP NEW COM 22160K105 226 474 SH   SOLE NONE 474 0 0
DSKTOP METAL INC COM CL A 25058X105 2,264 1,029,269 SH   SOLE NONE 0 0 1,029,269
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,181 104,260 SH   SOLE NONE 104,260 0 0
EXXON MOBIL CORP COM 30231G102 216 2,539 SH   SOLE NONE 0 0 2,539
FNB CORP COM 302520101 197 18,198 SH   SOLE NONE 0 0 18,198
FIFTH THIRD BANCORP COM 316773100 192 5,738 SH   SOLE NONE 0 0 5,738
HOME DEPOT INC COM 437076102 209 765 SH   SOLE NONE 715 0 50
ISHARES TR RUS 1000 GRW ETF 464287614 419 1,930 SH   SOLE NONE 1,930 0 0
ISHARES TR CORE S&P TTL STK 464287150 482 5,764 SH   SOLE NONE 5,764 0 0
ISHARES NEW ISHARES GOLD TR 464285204 1,146 33,497 SH   SOLE NONE 27,687 0 5,810
ISHARES TR MSCI EAFE ETF 464287465 227 3,649 SH   SOLE NONE 3,649 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 313 7,820 SH   SOLE NONE 7,820 0 0
ISHARES TR MSCI KLD400 SOC 464288570 2,538 35,365 SH   SOLE NONE 35,107 0 258
ISHARES TR MSCI USA MIN VOL 46429B697 40 570 SH   SOLE NONE 570 0 0
ISHARES TR RUS 1000 ETF 464287622 198 958 SH   SOLE NONE 958 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 307 2,146 SH   SOLE NONE 2,146 0 0
ISHARES TR RUS 3000 ETF 464287689 507 2,333 SH   SOLE NONE 2,333 0 0
ISHARES TR CORE S&P 500 ETF 464287200 525 1,394 SH   SOLE NONE 1,394 0 0
ISHARES TR TIPS BD ETF 464287176 1,699 14,991 SH   SOLE NONE 12,800 0 2,191
MERCK & CO INC COM 58933Y105 310 3,440 SH   SOLE NONE 1,931 0 1,509
MERIDIANLINK INC COM 58985J105 1,352 81,050 SH   SOLE NONE 4,150 0 76,900
MICROSOFT CORP COM 594918104 657 2,564 SH   SOLE NONE 1,572 0 992
PINNACLE FINL PARTNERS INC COM 72346q104 319 4,425 SH   SOLE NONE 200 0 4,225
PROCTER AND GAMBLE CO COM 742718109 252 1,766 SH   SOLE NONE 860 0 906
SPR SRS TRST DJ REIT ETF 78464A607 853 8,995 SH   SOLE NONE 8,995 0 0
VALLEY NATL BANCORP COM 919794107 350 33,574 SH   SOLE NONE 0 0 33,574
VGRD SPEC PORT DIV APP ETF 921908844 13,001 90,653 SH   SOLE NONE 90,653 0 0
VGRD TX MNGD FTSE DEV MKT ETF 921943858 282 6,963 SH   SOLE NONE 6,963 0 0
VGRD INTL EQ IDX SM CP VAL ETF 922908611 440 2,953 SH   SOLE NONE 2,067 0 886
VGRD IDX FDS LG CP ETF 922908637 11,030 64,018 SH   SOLE NONE 64,018 0 0
VGRD WRLD FD MEGA CP IDX 921910873 601 4,560 SH   SOLE NONE 4,560 0 0
VRGD IDX FDS MD CP ETF 922908629 4,768 24,224 SH   SOLE NONE 24,224 0 0
VGRD IDX FDS REAL ESTATE ETF 922908553 92,025 1,011,898 SH   SOLE NONE 919,039 0 92,859
VGRD IDX FDS S&P 500 ETF SHS 922908363 217 628 SH   SOLE NONE 0 0 628
VGRD IDX FDS SM CP ETF 922908751 1,015 5,772 SH   SOLE NONE 5,772 0 0
VGRD IDX FDS TOT STK MKT ETF 922908769 180,446 957,377 SH   SOLE NONE 804,520 0 152,857
VISA INC COM CL A 92826c839 228 1,162 SH   SOLE NONE 1,162 0 0
WALMART INC COM 931142103 255 2,100 SH   SOLE NONE 2,100 0 0