The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 267 1,351 SH   SOLE NONE 0 0 1,351
AMAZON COM COM 023135106 223 65 SH   SOLE NONE 25 0 40
APPLE INC COM 037833100 1,280 9,372 SH   SOLE NONE 5,072 0 4,300
BRKSHR HTHWY CL A 084670108 8,789 21 SH   SOLE NONE 1 0 20
BRKSHR HTHWY CL B NEW 084670702 898 3,249 SH   SOLE NONE 1,992 0 1,257
CHVRN CORP COM 166764100 261 2,510 SH   SOLE NONE 66 0 2,444
COCA COLA CO COM 191216100 313 5,835 SH   SOLE NONE 5,635 0 200
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,808 107,601 SH   SOLE NONE 107,601 0 0
FNB CORP COM 302520101 224 18,198 SH   SOLE NONE 0 0 18,198
FIFTH THIRD BANCORP COM 316773100 219 5,738 SH   SOLE NONE 0 0 5,738
ISHARES TR RUS 1000 GRW ETF 464287614 520 1,930 SH   SOLE NONE 1,930 0 0
ISHARES NEW ISHARES GOLD TR 464285204 1,036 30,944 SH   SOLE NONE 26,731 0 4,213
ISHARES TR MSCI EAFE ETF 464287465 362 4,612 SH   SOLE NONE 4,612 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 431 7,820 SH   SOLE NONE 7,820 0 0
ISHARES TR MSCI KLD400 SOC 464288570 2,963 35,792 SH   SOLE NONE 35,792 0 0
ISHARES TR RUS 1000 ETF 464287622 231 958 SH   SOLE NONE 958 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 338 2,146 SH   SOLE NONE 2,146 0 0
ISHARES TR RUS 3000 ETF 464287689 597 2,333 SH   SOLE NONE 2,333 0 0
ISHARES TR CORE S&P 500 ETF 464287200 597 1,394 SH   SOLE NONE 1,394 0 0
ISHARES TR CORE S&P MCP ETF 464287507 220 822 SH   SOLE NONE 822 0 0
ISHARES TR CORE S&P SCP ETF 464287804 568 5,043 SH   SOLE NONE 5,043 0 0
ISHARES ISHARES SILVER TRUST 46428Q109 308 12,778 SH   SOLE NONE 12,778 0 0
ISHARES TR TIPS BD ETF 464287176 1,890 14,831 SH   SOLE NONE 12,800 0 2,031
LUMINEX CORP DEL COM 55027E102 758 20,600 SH   SOLE NONE 0 0 20,600
MICROSOFT CORP COM 594918104 268 992 SH   SOLE NONE 0 0 992
PINNACLE FINL PRTNRS INC COM 72346q104 372 4,225 SH   SOLE NONE 0 0 4,225
SPR SRS TRST DJ REIT ETF 78464A607 990 9,449 SH   SOLE NONE 9,449 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 487 1,140 SH   SOLE NONE 1,140 0 0
EXONE CO COM 302104104 312 14,450 SH   SOLE NONE 0 0 14,450
VGRD SPEC PORT DIV APP ETF 921908844 18,465 119,326 SH   SOLE NONE 119,326 0 0
VGRD TX MNGD FTSE DEV MKT ETF 921943858 357 6,963 SH   SOLE NONE 6,963 0 0
VGRD INTL EQ IDX GLB EX US ETF 922042676 288 4,986 SH   SOLE NONE 4,986 0 0
VGRD INTL EQ IDX SM CP VAL ETF 922908611 518 2,997 SH   SOLE NONE 2,067 0 930
VGRD IDX FDS LG CP ETF 922908637 16,872 84,064 SH   SOLE NONE 84,064 0 0
VGRD WRLD FD MEGA CP IDX 921910873 694 4,560 SH   SOLE NONE 4,560 0 0
VRGD IDX FDS MD CP ETF 922908629 6,251 26,340 SH   SOLE NONE 26,340 0 0
VGRD IDX FDS REAL ESTATE ETF 922908553 101,902 1,002,719 SH   SOLE NONE 926,681 0 76,038
VGRD IDX FDS S&P 500 ETF SHS 922908363 242 616 SH   SOLE NONE 0 0 616
VGRD IDX FDS SM CP ETF 922908751 1,299 5,772 SH   SOLE NONE 5,772 0 0
VGRD IDX FDS TOT STK MKT ETF 922908769 207,304 930,958 SH   SOLE NONE 810,480 0 120,478