The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 202 1,315 SH   SOLE NONE 0 0 1,315
ALPS ETF TR ALERIAN MLP 00162Q866 1,652 106,300 SH   SOLE NONE 106,300 0 0
APPLE INC COM 037833100 361 2,917 SH   SOLE NONE 1,439 0 1,478
BRKSHR HTHWY CL A 084670108 204 1 SH   SOLE NONE 1 0 0
BRKSHR HTHWY CL B NEW 084670702 637 4,687 SH   SOLE NONE 4,495 0 192
CHVRN CORP COM 166764100 207 2,168 SH   SOLE NONE 0 0 2,168
EXXN MBL CORP COM 30231G102 241 2,929 SH   SOLE NONE 0 0 2,929
FNB CORP PA COM 302520101 260 18,198 SH   SOLE NONE 0 0 18,198
ISHARES GOLD TRUST ETF 464285105 18,814 1,664,899 SH   SOLE NONE 1,656,521 0 8,378
ISHARES MSCI EAFE IDX 464287465 757 11,981 SH   SOLE NONE 11,893 0 88
ISHARES MSCI EMERG MKT 464287234 384 9,735 SH   SOLE NONE 9,735 0 0
ISHARES FTSE KLD400 SOC 464288570 3,262 42,909 SH   SOLE NONE 42,909 0 0
ISHARES RUSL 3000 464287689 2,511 20,264 SH   SOLE NONE 20,264 0 0
ISHARES TIPS BD ETF 464287176 24,627 220,929 SH   SOLE NONE 220,042 0 887
PWRSHRS ETF TR II S&P 500 LOW VOL 73937B779 400 10,974 SH   SOLE NONE 10,974 0 0
PRCTR & GMBLE COM 742718109 14,081 180,005 SH   SOLE NONE 0 0 180,005
SPR SRS TRST DJ INTL RL ETF 78463X863 14,628 350,787 SH   SOLE NONE 350,587 0 200
SPR SRS TRST DJ REIT ETF 78464A607 796 9,449 SH   SOLE NONE 9,449 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 272 1,325 SH   SOLE NONE 725 0 600
VGRD SPEC PORT DIV APP ETF 921908844 13,080 166,504 SH   SOLE NONE 166,504 0 0
VGRD WORLD FDS ENERGY ETF 92204A306 227 2,132 SH   SOLE NONE 2,132 0 0
VGRD INTL EQ IDX FTSE SMCAP ETF 922042718 1,538 15,103 SH   SOLE NONE 15,103 0 0
VGRD TX MNGD FTSE DEV MKT ETF 921943858 2,875 72,620 SH   SOLE NONE 72,188 0 432
VGRD TX MNGD FTSE EM MKT ETF 922042858 1,547 37,994 SH   SOLE NONE 37,994 0 0
VGRD INTL EQ IDX GLB EX US ETF 922042676 644 11,678 SH   SOLE NONE 11,678 0 0
VGRD IDX FDS SM CP VAL ETF 922908611 2,046 19,009 SH   SOLE NONE 19,009 0 0
VRGD IDX FDS LG CP ETF 922908637 11,240 118,565 SH   SOLE NONE 118,565 0 0
VRGD IDX FDS MD CP ETF 922908629 4,919 38,620 SH   SOLE NONE 38,620 0 0
VGRD IDX FDS REIT ETF 922908553 62,943 844,506 SH   SOLE NONE 833,639 0 10,867
VGRD IDX FDS S&P 500 ETF 922908363 1,844 9,769 SH   SOLE NONE 9,153 0 616
VGRD IDX FDS SM CP ETF 922908751 751 6,190 SH   SOLE NONE 6,190 0 0
VGRD IDX FDS STK MKT ETF 922908769 139,307 1,302,694 SH   SOLE NONE 1,297,109 0 5,585
VGRD IDX FDS VALUE ETF 922908744 861 10,340 SH   SOLE NONE 10,340 0 0
VGRD WRLD FD MEGA CP IDX 921910873 701 9,975 SH   SOLE NONE 9,975 0 0