The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 13,991 78,762 SH   SOLE   69,610 0 9,152
ABBOTT LABS COM 002824100 483 3,432 SH   SOLE   3,432 0 0
ABBVIE INC COM 00287Y109 2,035 15,031 SH   SOLE   13,806 0 1,225
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 195 51,100 SH   SOLE   51,100 0 0
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 195 11,100 SH   SOLE   5,100 0 6,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 603 1,454 SH   SOLE   1,454 0 0
ADVANCED MICRO DEVICES INC COM 007903107 2,366 16,442 SH   SOLE   16,212 0 230
ALPHABET INC CAP STK CL A 02079K305 21,624 7,464 SH   SOLE   6,783 0 681
ALPHABET INC CAP STK CL C 02079K107 1,285 444 SH   SOLE   219 0 225
ALTAIR ENGR INC COM CL A 021369103 1,157 14,965 SH   SOLE   14,965 0 0
AMAZON COM INC COM 023135106 16,015 4,803 SH   SOLE   4,001 0 802
AMGEN INC COM 031162100 627 2,785 SH   SOLE   2,785 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 156 19,900 SH   SOLE   19,900 0 0
APPLE INC COM 037833100 49,149 276,785 SH   SOLE   258,524 0 18,261
AT&T INC COM 00206R102 1,895 77,032 SH   SOLE   27,532 0 49,500
AUTOMATIC DATA PROCESSING IN COM 053015103 20,966 85,026 SH   SOLE   77,593 0 7,433
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   SOLE   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,775 12,627 SH   SOLE   9,623 0 3,004
BIOGEN INC COM 09062X103 703 2,929 SH   SOLE   2,708 0 221
BK OF AMERICA CORP COM 060505104 1,367 30,718 SH   SOLE   29,267 0 1,451
BLACKROCK FLOATING RATE INCO COM 09255X100 1,023 76,208 SH   SOLE   73,508 0 2,700
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 196 13,000 SH   SOLE   13,000 0 0
BLACKROCK MUNIYIELD CALIF QU COM 09254N103 199 12,500 SH   SOLE   12,500 0 0
BOEING CO COM 097023105 2,831 14,063 SH   SOLE   14,063 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 332 5,323 SH   SOLE   5,323 0 0
BROADCOM INC COM 11135F101 559 840 SH   SOLE   840 0 0
CELSIUS HLDGS INC COM NEW 15118V207 376 5,048 SH   SOLE   5,048 0 0
CHEVRON CORP NEW COM 166764100 1,195 10,187 SH   SOLE   10,186 0 1
CINTAS CORP COM 172908105 23,853 53,824 SH   SOLE   51,850 0 1,974
CISCO SYS INC COM 17275R102 1,802 28,432 SH   SOLE   17,582 0 10,850
CITIGROUP INC COM NEW 172967424 321 5,311 SH   SOLE   5,311 0 0
CLOROX CO DEL COM 189054109 601 3,447 SH   SOLE   3,447 0 0
COMCAST CORP NEW CL A 20030N101 201 3,995 SH   SOLE   3,995 0 0
COMMERCE BANCSHARES INC COM 200525103 227 3,307 SH   SOLE   3,307 0 0
CONSOLIDATED EDISON INC COM 209115104 2,000 23,445 SH   SOLE   12,495 0 10,950
COSTCO WHSL CORP NEW COM 22160K105 1,404 2,472 SH   SOLE   2,472 0 0
CVB FINL CORP COM 126600105 653 30,500 SH   SOLE   30,500 0 0
DISNEY WALT CO COM 254687106 1,291 8,334 SH   SOLE   8,074 0 260
DNP SELECT INCOME FD INC COM 23325P104 189 17,400 SH   SOLE   14,900 0 2,500
DOMINION ENERGY INC COM 25746U109 404 5,142 SH   SOLE   5,142 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109 249 15,420 SH   SOLE   15,420 0 0
DOUBLELINE OPPORTUNISTIC CR COM 258623107 686 35,810 SH   SOLE   32,610 0 3,200
DUKE ENERGY CORP NEW COM NEW 26441C204 344 3,283 SH   SOLE   3,283 0 0
EATON CORP PLC SHS G29183103 1,764 10,210 SH   SOLE   9,110 0 1,100
EATON VANCE LTD DURATION INC COM 27828H105 1,116 85,213 SH   SOLE   82,313 0 2,900
EMERSON ELEC CO COM 291011104 501 5,385 SH   SOLE   5,385 0 0
EXXON MOBIL CORP COM 30231G102 6,414 104,814 SH   SOLE   104,814 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 311 2,300 SH   SOLE   2,300 0 0
FIRST FNDTN INC COM 32026V104 497 20,000 SH   SOLE   20,000 0 0
FIRST TR SR FLTG RATE INCOME COM 33733U108 295 24,500 SH   SOLE   24,500 0 0
FORD MTR CO DEL COM 345370860 331 15,958 SH   SOLE   15,958 0 0
GENERAL ELECTRIC CO COM NEW 369604301 268 2,832 SH   SOLE   2,820 0 12
GENERAL MLS INC COM 370334104 298 4,416 SH   SOLE   4,416 0 0
GENERAL MTRS CO COM 37045V100 272 4,644 SH   SOLE   4,644 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 263 688 SH   SOLE   688 0 0
HANESBRANDS INC COM 410345102 11,927 713,340 SH   SOLE   637,777 0 75,563
HOME DEPOT INC COM 437076102 856 2,062 SH   SOLE   1,862 0 200
HONEYWELL INTL INC COM 438516106 664 3,184 SH   SOLE   3,184 0 0
INTEL CORP COM 458140100 12,866 249,832 SH   SOLE   221,949 0 27,883
INTERNATIONAL BUSINESS MACHS COM 459200101 205 1,535 SH   SOLE   1,535 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 864 30,950 SH   SOLE   24,700 0 6,250
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 249 3,630 SH   SOLE   3,630 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 2,285 7,052 SH   SOLE   52 0 7,000
INVESCO QQQ TR UNIT SER 1 46090E103 4,789 12,036 SH   SOLE   5,819 0 6,217
ISHARES TR ISHARES BIOTECH 464287556 822 5,385 SH   SOLE   2,145 0 3,240
ISHARES TR ISHS 5-10YR INVT 464288638 1,106 18,664 SH   SOLE   17,064 0 1,600
ISHARES TR RUS 1000 GRW ETF 464287614 3,056 10,000 SH   SOLE   0 0 10,000
ISHARES TR RUSSELL 2000 ETF 464287655 630 2,830 SH   SOLE   2,630 0 200
ISHARES TR US HLTHCARE ETF 464287762 1,207 4,020 SH   SOLE   20 0 4,000
JOHNSON & JOHNSON COM 478160104 5,379 31,444 SH   SOLE   22,768 0 8,676
JPMORGAN CHASE & CO COM 46625H100 9,467 59,787 SH   SOLE   49,586 0 10,201
KIMBERLY-CLARK CORP COM 494368103 334 2,335 SH   SOLE   1,915 0 420
KINROSS GOLD CORP COM 496902404 872 150,000 SH   SOLE   0 0 150,000
KIRKLAND LAKE GOLD LTD COM 49741E100 503 12,000 SH   SOLE   0 0 12,000
KLA CORP COM NEW 482480100 7,219 16,785 SH   SOLE   11,192 0 5,593
LAM RESEARCH CORP COM 512807108 1,115 1,551 SH   SOLE   1,441 0 110
LOCKHEED MARTIN CORP COM 539830109 11,159 31,398 SH   SOLE   28,777 0 2,621
LOWES COS INC COM 548661107 7,839 30,329 SH   SOLE   20,071 0 10,258
LULULEMON ATHLETICA INC COM 550021109 419 1,070 SH   SOLE   1,070 0 0
MEDTRONIC PLC SHS G5960L103 13,580 131,274 SH   SOLE   119,165 0 12,109
MERCK & CO INC COM 58933Y105 887 11,580 SH   SOLE   11,290 0 290
META PLATFORMS INC CL A 30303M102 25,556 75,981 SH   SOLE   68,051 0 7,930
MICRON TECHNOLOGY INC COM 595112103 402 4,315 SH   SOLE   4,315 0 0
MICROSOFT CORP COM 594918104 5,005 14,881 SH   SOLE   8,217 0 6,664
NANOSTRING TECHNOLOGIES INC COM 63009R109 253 6,000 SH   SOLE   6,000 0 0
NETFLIX INC COM 64110L106 689 1,143 SH   SOLE   1,143 0 0
NIKE INC CL B 654106103 210 1,258 SH   SOLE   1,058 0 200
NORTHROP GRUMMAN CORP COM 666807102 397 1,026 SH   SOLE   1,026 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 1,103 70,520 SH   SOLE   66,520 0 4,000
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 1,142 72,139 SH   SOLE   66,939 0 5,200
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 288 19,675 SH   SOLE   16,675 0 3,000
NVIDIA CORPORATION COM 67066G104 1,410 4,794 SH   SOLE   4,722 0 72
PALO ALTO NETWORKS INC COM 697435105 592 1,063 SH   SOLE   888 0 175
PARKER-HANNIFIN CORP COM 701094104 450 1,416 SH   SOLE   1,416 0 0
PAYPAL HLDGS INC COM 70450Y103 767 4,069 SH   SOLE   3,934 0 135
PBF ENERGY INC CL A 69318G106 536 41,331 SH   SOLE   41,331 0 0
PEPSICO INC COM 713448108 660 3,799 SH   SOLE   3,799 0 0
PFIZER INC COM 717081103 5,227 88,511 SH   SOLE   76,089 0 12,422
PRICE T ROWE GROUP INC COM 74144T108 14,060 71,502 SH   SOLE   61,544 0 9,958
PROCTER AND GAMBLE CO COM 742718109 1,320 8,068 SH   SOLE   7,768 0 300
PROSHARES TR PSHS ULTRA QQQ 74347R206 263 2,950 SH   SOLE   2,950 0 0
QUALCOMM INC COM 747525103 2,159 11,804 SH   SOLE   11,464 0 340
RAYTHEON TECHNOLOGIES CORP COM 75513E101 488 5,666 SH   SOLE   5,666 0 0
REGENERON PHARMACEUTICALS COM 75886F107 20,052 31,752 SH   SOLE   29,579 0 2,173
SALESFORCE COM INC COM 79466L302 280 1,100 SH   SOLE   1,100 0 0
SCHWAB CHARLES CORP COM 808513105 922 10,968 SH   SOLE   10,968 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 15,682 529,428 SH   SOLE   449,178 0 80,250
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 59,376 1,527,561 SH   SOLE   1,426,854 0 100,707
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 267 4,600 SH   SOLE   4,600 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 36,176 671,177 SH   SOLE   619,004 0 52,173
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,197 72,534 SH   SOLE   72,534 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,928 48,590 SH   SOLE   12,040 0 36,550
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 569 3,477 SH   SOLE   3,143 0 334
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,433 46,889 SH   SOLE   24,877 0 22,012
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 97,879 859,947 SH   SOLE   812,636 0 47,311
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 249 2,432 SH   SOLE   2,432 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,225 45,050 SH   SOLE   750 0 44,300
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 495 2,847 SH   SOLE   2,847 0 0
SNAP ON INC COM 833034101 20,584 95,570 SH   SOLE   88,999 0 6,571
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,508 4,150 SH   SOLE   150 0 4,000
SPDR GOLD TR GOLD SHS 78463V107 303 1,770 SH   SOLE   1,770 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,134 29,759 SH   SOLE   29,759 0 0
SPDR SER TR S&P DIVID ETF 78464A763 213 1,649 SH   SOLE   815 0 834
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 104 13,000 SH   SOLE   10,000 0 3,000
STARBUCKS CORP COM 855244109 1,864 15,932 SH   SOLE   15,141 0 791
STRYKER CORPORATION COM 863667101 15,887 59,409 SH   SOLE   57,378 0 2,031
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 272 2,260 SH   SOLE   2,260 0 0
TARGET CORP COM 87612E106 333 1,440 SH   SOLE   1,240 0 200
TESLA INC COM 88160R101 17,702 16,751 SH   SOLE   7,657 0 9,094
TRUIST FINL CORP COM 89832Q109 208 3,557 SH   SOLE   3,557 0 0
UNION PAC CORP COM 907818108 641 2,546 SH   SOLE   2,546 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 1,985 61,974 SH   SOLE   1,974 0 60,000
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 10,456 137,384 SH   SOLE   115,896 0 21,488
VANECK ETF TRUST PREFERRED SECURT 92189F429 676 30,900 SH   SOLE   30,100 0 800
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,634 5,291 SH   SOLE   5,291 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 242 755 SH   SOLE   755 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 682 1,562 SH   SOLE   1,562 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 501 2,075 SH   SOLE   900 0 1,175
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,998 58,337 SH   SOLE   55,337 0 3,000
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,868 59,901 SH   SOLE   59,501 0 400
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 230 4,509 SH   SOLE   4,509 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 903 17,377 SH   SOLE   15,412 0 1,965
VINCO VENTURES INC COM 927330100 24 10,000 SH   SOLE   10,000 0 0
VISA INC COM CL A 92826C839 222 1,025 SH   SOLE   845 0 180
WESTERN DIGITAL CORP. COM 958102105 264 4,044 SH   SOLE   4,044 0 0
XILINX INC COM 983919101 472 2,225 SH   SOLE   1,975 0 250
YAMANA GOLD INC COM 98462Y100 509 120,500 SH   SOLE   500 0 120,000