The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 14,110 80,437 SH   SOLE   71,258 0 9,179
ABBOTT LABS COM 002824100 404 3,422 SH   SOLE   3,422 0 0
ABBVIE INC COM 00287Y109 1,617 14,994 SH   SOLE   13,769 0 1,225
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 214 51,600 SH   SOLE   51,600 0 0
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 195 11,600 SH   SOLE   5,600 0 6,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 464 1,449 SH   SOLE   1,449 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,848 17,962 SH   SOLE   17,717 0 245
ALPHABET INC CAP STK CL A 02079K305 20,517 7,674 SH   SOLE   6,993 0 681
ALPHABET INC CAP STK CL C 02079K107 1,183 444 SH   SOLE   219 0 225
ALTAIR ENGR INC COM CL A 021369103 1,032 14,965 SH   SOLE   14,965 0 0
AMAZON COM INC COM 023135106 17,342 5,279 SH   SOLE   4,468 0 811
AMGEN INC COM 031162100 572 2,690 SH   SOLE   2,690 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 170 20,200 SH   SOLE   20,200 0 0
APPLE INC COM 037833100 39,264 277,481 SH   SOLE   258,995 0 18,486
AT&T INC COM 00206R102 2,705 100,140 SH   SOLE   65,095 0 35,045
AUTOMATIC DATA PROCESSING IN COM 053015103 17,198 86,022 SH   SOLE   78,577 0 7,445
BERKSHIRE HATHAWAY INC DEL CL A 084670108 411 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,446 12,627 SH   SOLE   9,623 0 3,004
BEYOND MEAT INC COM 08862E109 219 2,082 SH   SOLE   82 0 2,000
BIOGEN INC COM 09062X103 838 2,962 SH   SOLE   2,741 0 221
BIONTECH SE SPONSORED ADS 09075V102 294 1,076 SH   SOLE   1,076 0 0
BK OF AMERICA CORP COM 060505104 1,487 35,041 SH   SOLE   33,540 0 1,501
BLACKROCK FLOATING RATE INCO COM 09255X100 955 71,464 SH   SOLE   68,764 0 2,700
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 197 13,000 SH   SOLE   13,000 0 0
BLACKROCK MUNIYIELD CALIF QU COM 09254N103 199 12,500 SH   SOLE   12,500 0 0
BOEING CO COM 097023105 2,998 13,630 SH   SOLE   13,630 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 353 5,971 SH   SOLE   5,471 0 500
BROADCOM INC COM 11135F101 407 840 SH   SOLE   840 0 0
CELSIUS HLDGS INC COM NEW 15118V207 455 5,048 SH   SOLE   5,048 0 0
CHEVRON CORP NEW COM 166764100 976 9,619 SH   SOLE   9,417 0 202
CINTAS CORP COM 172908105 20,699 54,376 SH   SOLE   52,402 0 1,974
CISCO SYS INC COM 17275R102 1,765 32,420 SH   SOLE   21,570 0 10,850
CITIGROUP INC COM NEW 172967424 408 5,810 SH   SOLE   5,810 0 0
CLOROX CO DEL COM 189054109 534 3,226 SH   SOLE   3,226 0 0
COMCAST CORP NEW CL A 20030N101 230 4,120 SH   SOLE   4,120 0 0
COMMERCE BANCSHARES INC COM 200525103 219 3,150 SH   SOLE   3,150 0 0
CONSOLIDATED EDISON INC COM 209115104 1,771 24,395 SH   SOLE   13,445 0 10,950
COSTCO WHSL CORP NEW COM 22160K105 1,183 2,632 SH   SOLE   2,632 0 0
CVB FINL CORP COM 126600105 621 30,500 SH   SOLE   30,500 0 0
DISNEY WALT CO COM 254687106 1,358 8,030 SH   SOLE   7,790 0 240
DNP SELECT INCOME FD INC COM 23325P104 185 17,400 SH   SOLE   14,900 0 2,500
DOMINION ENERGY INC COM 25746U109 387 5,302 SH   SOLE   5,302 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109 292 16,420 SH   SOLE   16,420 0 0
DOUBLELINE OPPORTUNISTIC CR COM 258623107 761 38,610 SH   SOLE   35,410 0 3,200
DUKE ENERGY CORP NEW COM NEW 26441C204 314 3,220 SH   SOLE   3,220 0 0
EATON CORP PLC SHS G29183103 1,567 10,495 SH   SOLE   9,385 0 1,110
EATON VANCE LTD DURATION INC COM 27828H105 1,130 85,753 SH   SOLE   82,853 0 2,900
EMERSON ELEC CO COM 291011104 493 5,235 SH   SOLE   5,235 0 0
EXXON MOBIL CORP COM 30231G102 5,569 94,677 SH   SOLE   94,527 0 150
FACEBOOK INC CL A 30303M102 22,808 67,202 SH   SOLE   59,565 0 7,637
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 380 3,200 SH   SOLE   3,200 0 0
FIRST FNDTN INC COM 32026V104 526 20,000 SH   SOLE   20,000 0 0
FIRST TR SR FLTG RATE INCOME COM 33733U108 282 23,000 SH   SOLE   23,000 0 0
FORD MTR CO DEL COM 345370860 154 10,855 SH   SOLE   10,855 0 0
GENERAL ELECTRIC CO COM NEW 369604301 266 2,581 SH   SOLE   2,569 0 12
GENERAL MLS INC COM 370334104 259 4,328 SH   SOLE   4,328 0 0
GENERAL MTRS CO COM 37045V100 231 4,391 SH   SOLE   4,391 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 260 688 SH   SOLE   688 0 0
HANESBRANDS INC COM 410345102 17,530 1,021,588 SH   SOLE   951,805 0 69,783
HOME DEPOT INC COM 437076102 669 2,037 SH   SOLE   1,837 0 200
HONEYWELL INTL INC COM 438516106 675 3,181 SH   SOLE   3,181 0 0
INTEL CORP COM 458140100 18,822 353,266 SH   SOLE   319,991 0 33,275
INTERNATIONAL BUSINESS MACHS COM 459200101 324 2,330 SH   SOLE   2,330 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 853 30,750 SH   SOLE   24,500 0 6,250
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 221 3,630 SH   SOLE   3,630 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 2,033 7,052 SH   SOLE   52 0 7,000
INVESCO QQQ TR UNIT SER 1 46090E103 4,303 12,021 SH   SOLE   5,804 0 6,217
ISHARES TR ISHARES BIOTECH 464287556 871 5,385 SH   SOLE   2,145 0 3,240
ISHARES TR ISHS 5-10YR INVT 464288638 1,112 18,515 SH   SOLE   16,915 0 1,600
ISHARES TR RUS 1000 GRW ETF 464287614 2,740 10,000 SH   SOLE   0 0 10,000
ISHARES TR RUSSELL 2000 ETF 464287655 571 2,610 SH   SOLE   2,610 0 0
ISHARES TR US HLTHCARE ETF 464287762 1,104 4,000 SH   SOLE   0 0 4,000
JOHNSON & JOHNSON COM 478160104 7,681 47,558 SH   SOLE   38,021 0 9,537
JPMORGAN CHASE & CO COM 46625H100 9,962 60,859 SH   SOLE   50,698 0 10,161
KIMBERLY-CLARK CORP COM 494368103 309 2,335 SH   SOLE   1,915 0 420
KINROSS GOLD CORP COM 496902404 804 150,000 SH   SOLE   0 0 150,000
KIRKLAND LAKE GOLD LTD COM 49741E100 499 12,000 SH   SOLE   0 0 12,000
KLA CORP COM NEW 482480100 5,884 17,589 SH   SOLE   11,921 0 5,668
LAM RESEARCH CORP COM 512807108 885 1,555 SH   SOLE   1,460 0 95
LOCKHEED MARTIN CORP COM 539830109 16,635 48,205 SH   SOLE   44,808 0 3,397
LOWES COS INC COM 548661107 6,598 32,526 SH   SOLE   22,180 0 10,346
LULULEMON ATHLETICA INC COM 550021109 429 1,060 SH   SOLE   1,060 0 0
MEDTRONIC PLC SHS G5960L103 16,639 132,744 SH   SOLE   120,635 0 12,109
MERCK & CO INC COM 58933Y105 866 11,527 SH   SOLE   11,187 0 340
MICRON TECHNOLOGY INC COM 595112103 263 3,700 SH   SOLE   3,600 0 100
MICROSOFT CORP COM 594918104 4,194 14,877 SH   SOLE   8,213 0 6,664
MODERNA INC COM 60770K107 404 1,051 SH   SOLE   1,051 0 0
NANOSTRING TECHNOLOGIES INC COM 63009R109 288 6,000 SH   SOLE   6,000 0 0
NETFLIX INC COM 64110L106 835 1,368 SH   SOLE   1,368 0 0
NIKE INC CL B 654106103 225 1,552 SH   SOLE   1,352 0 200
NORTHROP GRUMMAN CORP COM 666807102 370 1,026 SH   SOLE   1,026 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 1,161 74,020 SH   SOLE   70,020 0 4,000
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 1,215 74,139 SH   SOLE   68,939 0 5,200
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 294 20,675 SH   SOLE   17,675 0 3,000
NVIDIA CORPORATION COM 67066G104 1,057 5,102 SH   SOLE   5,030 0 72
PALO ALTO NETWORKS INC COM 697435105 593 1,238 SH   SOLE   1,048 0 190
PARKER-HANNIFIN CORP COM 701094104 394 1,409 SH   SOLE   1,409 0 0
PAYPAL HLDGS INC COM 70450Y103 1,256 4,827 SH   SOLE   4,707 0 120
PBF ENERGY INC CL A 69318G106 545 42,037 SH   SOLE   42,037 0 0
PEPSICO INC COM 713448108 598 3,979 SH   SOLE   3,979 0 0
PFIZER INC COM 717081103 4,551 105,812 SH   SOLE   92,112 0 13,700
PRICE T ROWE GROUP INC COM 74144T108 21,141 107,479 SH   SOLE   96,545 0 10,934
PROCTER AND GAMBLE CO COM 742718109 1,128 8,069 SH   SOLE   7,769 0 300
PROSHARES TR PSHS ULTRA QQQ 74347R206 236 3,242 SH   SOLE   3,242 0 0
QUALCOMM INC COM 747525103 1,656 12,839 SH   SOLE   12,484 0 355
RAYTHEON TECHNOLOGIES CORP COM 75513E101 485 5,641 SH   SOLE   5,641 0 0
SALESFORCE COM INC COM 79466L302 298 1,100 SH   SOLE   1,100 0 0
SCHWAB CHARLES CORP COM 808513105 813 11,168 SH   SOLE   11,168 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 16,692 547,650 SH   SOLE   467,357 0 80,293
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 57,326 1,481,294 SH   SOLE   1,379,813 0 101,481
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 246 4,600 SH   SOLE   4,600 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 50,722 934,801 SH   SOLE   882,232 0 52,569
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,553 72,719 SH   SOLE   72,719 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,607 48,590 SH   SOLE   12,040 0 36,550
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 540 3,647 SH   SOLE   3,373 0 274
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,132 46,414 SH   SOLE   24,404 0 22,010
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 89,022 855,737 SH   SOLE   807,902 0 47,835
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 284 2,832 SH   SOLE   2,632 0 200
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,878 45,050 SH   SOLE   750 0 44,300
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 425 2,847 SH   SOLE   2,847 0 0
SNAP ON INC COM 833034101 19,832 94,911 SH   SOLE   88,340 0 6,571
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,404 4,150 SH   SOLE   150 0 4,000
SPDR GOLD TR GOLD SHS 78463V107 291 1,770 SH   SOLE   1,770 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,761 29,736 SH   SOLE   29,736 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 100 13,000 SH   SOLE   10,000 0 3,000
SQUARE INC CL A 852234103 343 1,430 SH   SOLE   1,430 0 0
STARBUCKS CORP COM 855244109 1,701 15,421 SH   SOLE   14,680 0 741
STRYKER CORPORATION COM 863667101 15,924 60,383 SH   SOLE   58,308 0 2,075
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 252 2,260 SH   SOLE   2,260 0 0
TARGET CORP COM 87612E106 337 1,475 SH   SOLE   1,275 0 200
TESLA INC COM 88160R101 24,924 32,140 SH   SOLE   23,046 0 9,094
TRUIST FINL CORP COM 89832Q109 206 3,519 SH   SOLE   3,519 0 0
UNION PAC CORP COM 907818108 499 2,546 SH   SOLE   2,546 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 1,826 61,974 SH   SOLE   1,974 0 60,000
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 10,076 137,554 SH   SOLE   115,923 0 21,631
VANECK ETF TRUST PREFERRED SECURT 92189F429 656 30,900 SH   SOLE   30,100 0 800
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,356 5,291 SH   SOLE   5,291 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 223 770 SH   SOLE   770 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 616 1,562 SH   SOLE   1,562 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 465 2,095 SH   SOLE   920 0 1,175
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,883 54,821 SH   SOLE   51,821 0 3,000
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,946 60,015 SH   SOLE   59,615 0 400
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 228 4,513 SH   SOLE   4,513 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 323 1,800 SH   SOLE   1,800 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 974 18,037 SH   SOLE   16,072 0 1,965
VINCO VENTURES INC COM 927330100 141 21,932 SH   SOLE   21,932 0 0
VISA INC COM CL A 92826C839 276 1,238 SH   SOLE   1,048 0 190
WESTERN DIGITAL CORP. COM 958102105 228 4,044 SH   SOLE   4,044 0 0
XILINX INC COM 983919101 369 2,445 SH   SOLE   2,195 0 250
YAMANA GOLD INC COM 98462Y100 483 122,000 SH   SOLE   2,000 0 120,000
YUM BRANDS INC COM 988498101 356 2,914 SH   SOLE   2,914 0 0