The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 10,973 62,776 SH   SOLE   60,779 0 1,997
ABBOTT LABS COM 002824100 371 3,384 SH   SOLE   3,384 0 0
ABBVIE INC COM 00287Y109 1,596 14,890 SH   SOLE   13,565 0 1,325
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 162 36,300 SH   SOLE   36,300 0 0
ABERDEEN STD GOLD ETF TR PHYSCL GOLD SHS 00326A104 236 12,935 SH   SOLE   6,935 0 6,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 335 1,284 SH   SOLE   1,284 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,511 16,473 SH   SOLE   16,228 0 245
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 423 1,818 SH   SOLE   1,803 0 15
ALPHABET INC CAP STK CL A 02079K305 13,017 7,427 SH   SOLE   7,142 0 285
ALPHABET INC CAP STK CL C 02079K107 732 418 SH   SOLE   418 0 0
ALTAIR ENGR INC COM CL A 021369103 871 14,965 SH   SOLE   14,965 0 0
AMAZON COM INC COM 023135106 15,145 4,650 SH   SOLE   4,489 0 161
AMGEN INC COM 031162100 580 2,523 SH   SOLE   2,523 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 158 18,725 SH   SOLE   18,100 0 625
APPLE INC COM 037833100 34,932 263,259 SH   SOLE   260,384 0 2,875
AT&T INC COM 00206R102 5,378 186,979 SH   SOLE   180,713 0 6,266
AUTOMATIC DATA PROCESSING IN COM 053015103 14,719 83,535 SH   SOLE   80,970 0 2,565
BERKSHIRE HATHAWAY INC DEL CL A 084670108 348 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,273 9,803 SH   SOLE   9,784 0 19
BIOGEN INC COM 09062X103 12,975 52,990 SH   SOLE   51,308 0 1,682
BK OF AMERICA CORP COM 060505104 3,465 114,330 SH   SOLE   108,150 0 6,180
BLACKROCK FLOATING RATE INCO COM 09255X100 608 50,225 SH   SOLE   47,525 0 2,700
BLACKROCK MUNIYIELD CALIF FD COM 09254M105 222 15,000 SH   SOLE   15,000 0 0
BLACKROCK MUNIYIELD CALIF QU COM 09254N103 367 24,536 SH   SOLE   24,536 0 0
BOEING CO COM 097023105 2,884 13,473 SH   SOLE   13,473 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 405 6,533 SH   SOLE   6,033 0 500
BROADCOM INC COM 11135F101 459 1,048 SH   SOLE   1,048 0 0
BROWN FORMAN CORP CL B 115637209 225 2,829 SH   SOLE   2,829 0 0
CELSIUS HLDGS INC COM NEW 15118V207 254 5,048 SH   SOLE   5,048 0 0
CHEVRON CORP NEW COM 166764100 753 8,911 SH   SOLE   8,708 0 203
CINTAS CORP COM 172908105 19,892 56,279 SH   SOLE   54,358 0 1,921
CISCO SYS INC COM 17275R102 3,830 85,596 SH   SOLE   82,553 0 3,043
CITIGROUP INC COM NEW 172967424 466 7,554 SH   SOLE   7,554 0 0
CLOROX CO DEL COM 189054109 402 1,993 SH   SOLE   1,793 0 200
COMMERCE BANCSHARES INC COM 200525103 207 3,150 SH   SOLE   3,150 0 0
CONSOLIDATED EDISON INC COM 209115104 920 12,734 SH   SOLE   11,784 0 950
COSTCO WHSL CORP NEW COM 22160K105 791 2,099 SH   SOLE   2,099 0 0
CVB FINL CORP COM 126600105 609 31,249 SH   SOLE   31,249 0 0
DISNEY WALT CO COM 254687106 1,364 7,530 SH   SOLE   7,330 0 200
DNP SELECT INCOME FD INC COM 23325P104 163 15,900 SH   SOLE   12,900 0 3,000
DOMINION ENERGY INC COM 25746U109 260 3,457 SH   SOLE   3,457 0 0
DOUBLELINE INCOME SOLUTIONS COM 258622109 286 17,220 SH   SOLE   17,220 0 0
DOUBLELINE OPPORTUNISTIC CR COM 258623107 646 32,900 SH   SOLE   29,800 0 3,100
DUKE ENERGY CORP NEW COM NEW 26441C204 299 3,265 SH   SOLE   3,265 0 0
EATON CORP PLC SHS G29183103 1,284 10,690 SH   SOLE   9,570 0 1,120
EATON VANCE LTD DURATION INC COM 27828H105 876 69,946 SH   SOLE   67,046 0 2,900
EMERSON ELEC CO COM 291011104 474 5,900 SH   SOLE   5,900 0 0
EXXON MOBIL CORP COM 30231G102 3,962 96,127 SH   SOLE   95,977 0 150
FACEBOOK INC CL A 30303M102 17,655 64,634 SH   SOLE   62,627 0 2,007
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 354 3,392 SH   SOLE   3,392 0 0
FIRST FNDTN INC COM 32026V104 400 20,000 SH   SOLE   20,000 0 0
FIRST TR SR FLG RTE INCM FD COM 33733U108 250 21,500 SH   SOLE   21,500 0 0
GENERAL ELECTRIC CO COM 369604103 175 16,225 SH   SOLE   16,053 0 171
GENERAL MLS INC COM 370334104 1,002 17,038 SH   SOLE   17,038 0 0
HOME DEPOT INC COM 437076102 743 2,797 SH   SOLE   2,797 0 0
HONEYWELL INTL INC COM 438516106 647 3,044 SH   SOLE   3,044 0 0
INTEL CORP COM 458140100 8,388 168,375 SH   SOLE   164,317 0 4,058
INTERNATIONAL BUSINESS MACHS COM 459200101 277 2,202 SH   SOLE   2,202 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 718 25,650 SH   SOLE   19,400 0 6,250
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 210 3,740 SH   SOLE   3,740 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,993 6,352 SH   SOLE   6,139 0 213
ISHARES TR ISHS 5-10YR INVT 464288638 1,125 18,204 SH   SOLE   16,604 0 1,600
ISHARES TR NASDAQ BIOTECH 464287556 425 2,805 SH   SOLE   2,605 0 200
ISHARES TR RUSSELL 2000 ETF 464287655 310 1,580 SH   SOLE   1,580 0 0
JOHNSON & JOHNSON COM 478160104 12,021 76,381 SH   SOLE   73,663 0 2,718
JPMORGAN CHASE & CO COM 46625H100 7,449 58,620 SH   SOLE   56,180 0 2,440
KIMBERLY-CLARK CORP COM 494368103 303 2,245 SH   SOLE   1,825 0 420
KINROSS GOLD CORP COM 496902404 844 115,000 SH   SOLE   0 0 115,000
KLA CORP COM NEW 482480100 9,024 34,852 SH   SOLE   33,442 0 1,410
LAM RESEARCH CORP COM 512807108 753 1,595 SH   SOLE   1,470 0 125
LOWES COS INC COM 548661107 14,779 92,076 SH   SOLE   88,952 0 3,124
LULULEMON ATHLETICA INC COM 550021109 338 970 SH   SOLE   970 0 0
MEDTRONIC PLC SHS G5960L103 15,041 128,402 SH   SOLE   124,223 0 4,179
MERCK & CO. INC COM 58933Y105 1,035 12,651 SH   SOLE   12,161 0 490
MICRON TECHNOLOGY INC COM 595112103 257 3,414 SH   SOLE   3,414 0 0
MICROSOFT CORP COM 594918104 1,714 7,705 SH   SOLE   7,527 0 178
NANOSTRING TECHNOLOGIES INC COM 63009R109 401 6,000 SH   SOLE   6,000 0 0
NAVIOS MARITIME HOLDINGS INC COM Y62197119 41 18,000 SH   SOLE   18,000 0 0
NETFLIX INC COM 64110L106 821 1,518 SH   SOLE   1,518 0 0
NIKE INC CL B 654106103 234 1,654 SH   SOLE   1,404 0 250
NORTHROP GRUMMAN CORP COM 666807102 218 716 SH   SOLE   716 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 1,134 74,820 SH   SOLE   70,820 0 4,000
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 1,172 74,352 SH   SOLE   69,152 0 5,200
NUVEEN S&P 500 BUY-WRITE INC COM 6706ER101 292 22,675 SH   SOLE   19,675 0 3,000
NVIDIA CORPORATION COM 67066G104 494 947 SH   SOLE   929 0 18
PALO ALTO NETWORKS INC COM 697435105 378 1,065 SH   SOLE   865 0 200
PARKER-HANNIFIN CORP COM 701094104 394 1,446 SH   SOLE   1,446 0 0
PAYPAL HLDGS INC COM 70450Y103 1,135 4,845 SH   SOLE   4,695 0 150
PBF ENERGY INC CL A 69318G106 261 36,762 SH   SOLE   36,762 0 0
PEPSICO INC COM 713448108 500 3,371 SH   SOLE   3,371 0 0
PFIZER INC COM 717081103 3,790 102,965 SH   SOLE   97,424 0 5,541
PRICE T ROWE GROUP INC COM 74144T108 16,287 107,584 SH   SOLE   104,311 0 3,273
PROCTER AND GAMBLE CO COM 742718109 1,116 8,023 SH   SOLE   7,723 0 300
QUALCOMM INC COM 747525103 1,752 11,503 SH   SOLE   11,138 0 365
RAYTHEON TECHNOLOGIES CORP COM 75513E101 419 5,861 SH   SOLE   5,861 0 0
SCHWAB CHARLES CORP COM 808513105 679 12,798 SH   SOLE   12,798 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 13,559 442,378 SH   SOLE   430,531 0 11,847
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 46,179 1,282,401 SH   SOLE   1,251,182 0 31,219
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 207 4,600 SH   SOLE   4,600 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 60,034 1,071,459 SH   SOLE   1,053,839 0 17,620
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,728 73,946 SH   SOLE   73,946 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 766 11,940 SH   SOLE   9,940 0 2,000
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 540 4,202 SH   SOLE   3,927 0 275
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 989 16,614 SH   SOLE   15,014 0 1,600
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 63,403 697,122 SH   SOLE   682,227 0 14,895
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 247 2,776 SH   SOLE   2,776 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 408 3,135 SH   SOLE   3,135 0 0
SPDR GOLD TR GOLD SHS 78463V107 378 2,117 SH   SOLE   2,117 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,892 29,133 SH   SOLE   29,133 0 0
SPDR SER TR S&P DIVID ETF 78464A763 212 1,999 SH   SOLE   1,165 0 834
SQUARE INC CL A 852234103 530 2,435 SH   SOLE   2,435 0 0
STARBUCKS CORP COM 855244109 1,703 15,922 SH   SOLE   15,166 0 756
STRYKER CORPORATION COM 863667101 15,374 62,742 SH   SOLE   60,630 0 2,112
TARGET CORP COM 87612E106 256 1,453 SH   SOLE   1,253 0 200
TESLA INC COM 88160R101 21,659 30,693 SH   SOLE   21,592 0 9,101
UNION PAC CORP COM 907818108 528 2,536 SH   SOLE   2,536 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 2,179 60,500 SH   SOLE   500 0 60,000
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 7,773 125,366 SH   SOLE   120,496 0 4,870
VANECK VECTORS ETF TR PFD SECS EX FINL 92189F429 578 28,100 SH   SOLE   27,300 0 800
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 4,515 20,669 SH   SOLE   19,808 0 861
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 528 1,537 SH   SOLE   1,537 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 418 2,145 SH   SOLE   2,145 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,962 47,595 SH   SOLE   43,695 0 3,900
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 219 4,647 SH   SOLE   4,647 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 313 1,800 SH   SOLE   1,800 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,268 21,586 SH   SOLE   19,386 0 2,200
VIATRIS INC COM 92556V106 264 14,086 SH   SOLE   13,417 0 669
WESTERN DIGITAL CORP. COM 958102105 213 3,839 SH   SOLE   3,839 0 0
XILINX INC COM 983919101 399 2,815 SH   SOLE   2,565 0 250
YAMANA GOLD INC COM 98462Y100 574 100,500 SH   SOLE   500 0 100,000
YUM BRANDS INC COM 988498101 316 2,914 SH   SOLE   2,914 0 0